The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories COM 002824100   560 5,527 SH   SOLE   0 0 5,527
AbbVie Inc COM 00287y109   877 5,500 SH   SOLE   0 0 5,500
Accenture PLC Ireland Class A COM g1151c101   575 2,011 SH   SOLE   0 0 2,011
Adobe Inc COM 00724f101   694 1,800 SH   SOLE   0 0 1,800
Aflac Inc COM 001055102   129 2,000 SH   SOLE   0 0 2,000
Air Prods & Chems Inc COM 009158106   577 2,010 SH   SOLE   0 0 2,010
Alphabet Inc Cap Stock Cl A COM 02079k305   25 240 SH   SOLE   0 0 240
Alphabet Inc Cap Stock Cl C COM 02079k107   1,584 15,230 SH   SOLE   0 0 15,230
Amazon.com Inc COM 023135106   898 8,690 SH   SOLE   0 0 8,690
American Express Co COM 025816109   330 2,000 SH   SOLE   0 0 2,000
Amgen Inc COM 031162100   508 2,100 SH   SOLE   0 0 2,100
Analog Devices Inc COM 032654105   4 18 SH   SOLE   0 0 18
Apple Inc COM 037833100   4,268 25,881 SH   SOLE   0 0 25,881
Atmos Energy Corp COM 049560105   5 45 SH   SOLE   0 0 45
Automatic Data Processing Inc COM 053015103   3 13 SH   SOLE   0 0 13
Bank New York Mellon Corp COM 064058100   135 2,962 SH   SOLE   0 0 2,962
Becton Dickinson & Co COM 075887109   56 228 SH   SOLE   0 0 228
Berkshire Hathaway Inc Cl B COM 084670702   2,085 6,751 SH   SOLE   0 0 6,751
BlackRock Inc COM 09247x101   3 4 SH   SOLE   0 0 4
BROADCOM INC COM COM 11135f101   513 800 SH   SOLE   0 0 800
Capital One Financial Corp COM 14040h105   192 2,000 SH   SOLE   0 0 2,000
CenterPoint Energy Inc COM 15189t107   88 3,000 SH   SOLE   0 0 3,000
Charter Communications Inc Cl COM 16119p108   19 52 SH   SOLE   0 0 52
Chevron Corp COM 166764100   65 400 SH   SOLE   0 0 400
Chubb Limited COM h1467j104   3 14 SH   SOLE   0 0 14
Cigna Corp COM 125523100   75 292 SH   SOLE   0 0 292
Cisco Systems Inc COM 17275r102   1,731 33,109 SH   SOLE   0 0 33,109
CMS Energy Corp COM 125896100   2 38 SH   SOLE   0 0 38
Colgate Palmolive Co COM 194162103   2 29 SH   SOLE   0 0 29
Comcast Corp Cl A COM 20030n101   2 49 SH   SOLE   0 0 49
Constellation Brands Inc Cl A COM 21036p108   992 4,392 SH   SOLE   0 0 4,392
Corning Inc COM 219350105   141 4,000 SH   SOLE   0 0 4,000
Costco Wholesale Corp COM 22160k105   501 1,008 SH   SOLE   0 0 1,008
CSX Corp COM 126408103   446 14,895 SH   SOLE   0 0 14,895
CVS Health Corp COM 126650100   265 3,570 SH   SOLE   0 0 3,570
Disney Walt Co Disney COM 254687106   210 2,100 SH   SOLE   0 0 2,100
Electronic Arts Inc COM 285512109   120 1,000 SH   SOLE   0 0 1,000
Emerson Electric Co COM 291011104   3 29 SH   SOLE   0 0 29
Eversource Energy COM 30040w108   2 30 SH   SOLE   0 0 30
Exxon Mobil Corp COM 30231g102   592 5,400 SH   SOLE   0 0 5,400
FactSet Research Systems Inc COM 303075105   3 7 SH   SOLE   0 0 7
General Mills Inc COM 370334104   564 6,600 SH   SOLE   0 0 6,600
Goldman Sachs Group Inc COM 38141g104   327 1,000 SH   SOLE   0 0 1,000
Home Depot Inc COM 437076102   567 1,920 SH   SOLE   0 0 1,920
Honeywell Intl Inc COM 438516106   735 3,846 SH   SOLE   0 0 3,846
Ingersoll Rand Inc COM 45687v106   103 1,764 SH   SOLE   0 0 1,764
Intel Corp COM 458140100   408 12,500 SH   SOLE   0 0 12,500
Intl Business Machines COM 459200101   532 4,057 SH   SOLE   0 0 4,057
Johnson & Johnson COM 478160104   1,730 11,162 SH   SOLE   0 0 11,162
JPMorgan Chase & Co COM 46625h100   381 2,925 SH   SOLE   0 0 2,925
L3harris Technologies Inc COM 502431109   139 707 SH   SOLE   0 0 707
LINDE PLC COM g54950103   4 11 SH   SOLE   0 0 11
Lowes Cos Inc COM 548661107   4 19 SH   SOLE   0 0 19
M & T Bank Corp COM 55261f104   326 2,730 SH   SOLE   0 0 2,730
McDonalds Corp COM 580135101   3 10 SH   SOLE   0 0 10
Medtronic PLC COM g5960l103   2 24 SH   SOLE   0 0 24
Merck & Co Inc COM 58933y105   894 8,400 SH   SOLE   0 0 8,400
MetLife Inc COM 59156r108   116 2,000 SH   SOLE   0 0 2,000
Microsoft Corp COM 594918104   1,647 5,714 SH   SOLE   0 0 5,714
Mondelez Intl Inc Cl A COM 609207105   282 4,042 SH   SOLE   0 0 4,042
Morgan Stanley COM 617446448   3 29 SH   SOLE   0 0 29
Nextera Energy Inc COM 65339f101   472 6,119 SH   SOLE   0 0 6,119
Nucor Corp COM 670346105   232 1,500 SH   SOLE   0 0 1,500
NVIDIA Corp COM 67066g104   278 1,000 SH   SOLE   0 0 1,000
Paychex Inc COM 704326107   3 25 SH   SOLE   0 0 25
PepsiCo Inc COM 713448108   1,116 6,124 SH   SOLE   0 0 6,124
Pfizer Inc COM 717081103   702 17,200 SH   SOLE   0 0 17,200
Pioneer Natural Resources Co COM 723787107   112 550 SH   SOLE   0 0 550
PPG Industries Inc COM 693506107   2 18 SH   SOLE   0 0 18
Procter And Gamble Co COM 742718109   932 6,270 SH   SOLE   0 0 6,270
Qualcomm Inc COM 747525103   953 7,470 SH   SOLE   0 0 7,470
Royal Bank of Canada Montreal COM 780087102   322 3,370 SH   SOLE   0 0 3,370
S&P Global Inc COM 78409v104   3 9 SH   SOLE   0 0 9
Salisbury Bancorp Inc COM 795226109   52 2,138 SH   SOLE   0 0 2,138
Smucker J M Co COM 832696405   3 17 SH   SOLE   0 0 17
Starbucks Corp COM 855244109   3 27 SH   SOLE   0 0 27
Stryker Corp COM 863667101   3 11 SH   SOLE   0 0 11
Texas Instruments Inc COM 882508104   164 882 SH   SOLE   0 0 882
TJX Cos Inc COM 872540109   3 38 SH   SOLE   0 0 38
Trane Technologies PLC COM g8994e103   368 2,000 SH   SOLE   0 0 2,000
Travelers Companies Inc COM 89417e109   19 108 SH   SOLE   0 0 108
United Parcel Service Inc Cl B COM 911312106   586 3,020 SH   SOLE   0 0 3,020
UnitedHealth Group Inc COM 91324p102   4 8 SH   SOLE   0 0 8
Valero Energy Corp COM 91913y100   419 3,000 SH   SOLE   0 0 3,000
Visa Inc Cl A COM 92826c839   338 1,500 SH   SOLE   0 0 1,500
Wal-Mart Stores Inc COM 931142103   298 2,020 SH   SOLE   0 0 2,020
Wells Fargo & Co COM 949746101   280 7,500 SH   SOLE   0 0 7,500
Yum Brands Inc COM 988498101   132 1,000 SH   SOLE   0 0 1,000
Nestle SA Sp ADR ADR 641069406   730 6,000 SH   SOLE   0 0 6,000
Alps Etf Tr Alerian Mlp UIU 00162q452   144 3,725 SH   SOLE   0 0 3,725
Fidelity MSCI Consm Dis UIU 316092204   13 195 SH   SOLE   0 0 195
Fidelity MSCI Info Tech I UIU 316092808   269 2,358 SH   SOLE   0 0 2,358
Global X Funds Lithium Btry ET UIU 37954y855   10 165 SH   SOLE   0 0 165
Invesco Qqq Tr Unit Ser 1 UIU 46090e103   12,741 39,701 SH   SOLE   0 0 39,701
iShares Core S & P Small Cap UIU 464287804   4,126 42,663 SH   SOLE   0 0 42,663
iShares Core S&P 500 ETF UIU 464287200   63 153 SH   SOLE   0 0 153
iShares Core S&P Mid-Cap UIU 464287507   6,674 26,677 SH   SOLE   0 0 26,677
iShares MSCI ACWI ETF UIU 464288257   152 1,665 SH   SOLE   0 0 1,665
iShares MSCI Germany ETF UIU 464286806   144 5,055 SH   SOLE   0 0 5,055
iShares S&P 500 Growth ETF UIU 464287309   35 545 SH   SOLE   0 0 545
iShares S&P Mc 400Gr ETF UIU 464287606   18 256 SH   SOLE   0 0 256
iShares US Aer&Def ETF UIU 464288760   492 4,275 SH   SOLE   0 0 4,275
iShares US Bas Mtl ETF UIU 464287838   235 1,775 SH   SOLE   0 0 1,775
iShares US Financials ETF UIU 464287788   629 8,845 SH   SOLE   0 0 8,845
iShares US Industries ETF UIU 464287754   2,205 22,010 SH   SOLE   0 0 22,010
iShares US Tech ETF UIU 464287721   56 600 SH   SOLE   0 0 600
Select Sector SPDR Cons Discre UIU 81369y407   2,213 14,801 SH   SOLE   0 0 14,801
Select Sector SPDR Consumer St UIU 81369y308   1,694 22,675 SH   SOLE   0 0 22,675
Select Sector SPDR Energy UIU 81369y506   388 4,685 SH   SOLE   0 0 4,685
Select Sector SPDR Financial UIU 81369y605   207 6,430 SH   SOLE   0 0 6,430
Select Sector SPDR Healthcare UIU 81369y209   2,568 19,834 SH   SOLE   0 0 19,834
Select Sector SPDR Industrials UIU 81369y704   940 9,290 SH   SOLE   0 0 9,290
Select Sector SPDR Tr Communic UIU 81369y852   323 5,574 SH   SOLE   0 0 5,574
Select Sector SPDR Utilities UIU 81369y886   73 1,085 SH   SOLE   0 0 1,085
SPDR Asia Pacific ETF UIU 78463x301   679 6,765 SH   SOLE   0 0 6,765
SPDR Dow Jones Industrial Avrg UIU 78467x109   5,807 17,457 SH   SOLE   0 0 17,457
SPDR S&P 500 ETF Tr UIU 78462f103   16,010 39,106 SH   SOLE   0 0 39,106
SPDR S&P Div ETF UIU 78464a763   482 3,900 SH   SOLE   0 0 3,900
SPDR S&P Metals Mining UIU 78464a755   289 5,435 SH   SOLE   0 0 5,435
Vanguard FTSE Developed Market UIU 921943858   33 740 SH   SOLE   0 0 740
Vanguard FTSE Europe ETF UIU 922042874   69 1,127 SH   SOLE   0 0 1,127
Vanguard Health Care ETF UIU 92204a504   157 660 SH   SOLE   0 0 660
Vanguard High Div Yield UIU 921946406   311 2,950 SH   SOLE   0 0 2,950
Vanguard Materials ETF UIU 92204a801   15 85 SH   SOLE   0 0 85
Vanguard Mid Cap ETF UIU 922908629   411 1,950 SH   SOLE   0 0 1,950
Vanguard Small Cap ETF UIU 922908751   63 330 SH   SOLE   0 0 330
Vanguard Telecom ETF UIU 92204a884   7 71 SH   SOLE   0 0 71
Vanguard Value ETF UIU 922908744   1,018 7,371 SH   SOLE   0 0 7,371
American Beacon Small Cap Valu MTF 02368a620   273 12,677 SH   SOLE   0 0 12,677
BNY Mellon Mid Cap Multi Strat MTF 05569m608   1,894 117,902 SH   SOLE   0 0 117,902
BNY Mellon Small Cap Multi Str MTF 05569m889   917 52,496 SH   SOLE   0 0 52,496
Edgewood Growth Inst MTF 0075w0759   198 5,506 SH   SOLE   0 0 5,506
Fidelity Tr 500 Index Ins Prem MTF 315911750   618 4,316 SH   SOLE   0 0 4,316
First Eagle Global Fund Cl I MTF 32008f606   25 400 SH   SOLE   0 0 400
Selected American Inc Cl S MTF 816221105   100 2,995 SH   SOLE   0 0 2,995
Enterprise Products Partners L ML 293792107   324 12,525 SH   SOLE   0 0 12,525
Magellan Midstream Partners LP ML 559080106   1,148 21,156 SH   SOLE   0 0 21,156
American Tower Corp RET 03027x100   2 10 SH   SOLE   0 0 10
Crown Castle Intl Corp RET 22822v101   1,301 9,717 SH   SOLE   0 0 9,717
Realty Income Corp RET 756109104   1,292 20,406 SH   SOLE   0 0 20,406