The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co COM 88579y101 15 100 SH   SOLE   0 0 100
Abbott Laboratories COM 002824100 651 5,500 SH   SOLE   0 0 5,500
AbbVie Inc COM 00287y109 892 5,500 SH   SOLE   0 0 5,500
Accenture PLC Ireland Class A COM g1151c101 1,416 4,200 SH   SOLE   0 0 4,200
Adobe Inc COM 00724f101 820 1,800 SH   SOLE   0 0 1,800
Aflac Inc COM 001055102 129 2,000 SH   SOLE   0 0 2,000
Air Prods & Chems Inc COM 009158106 500 2,000 SH   SOLE   0 0 2,000
Alphabet Inc Cap Stock Cl C COM 02079k107 2,131 763 SH   SOLE   0 0 763
Amazon.com Inc COM 023135106 1,548 475 SH   SOLE   0 0 475
American Express Co COM 025816109 374 2,000 SH   SOLE   0 0 2,000
Amgen Inc COM 031162100 508 2,100 SH   SOLE   0 0 2,100
Apple Inc COM 037833100 4,572 26,186 SH   SOLE   0 0 26,186
Atlassian Corp PLC Cl A COM g06242104 118 400 SH   SOLE   0 0 400
Aveo Pharmaceuticals Inc COM 053588307 6 1,000 SH   SOLE   0 0 1,000
Bank New York Mellon Corp COM 064058100 147 2,962 SH   SOLE   0 0 2,962
Becton Dickinson & Co COM 075887109 59 220 SH   SOLE   0 0 220
Berkshire Hathaway Inc Cl B COM 084670702 2,096 5,939 SH   SOLE   0 0 5,939
Block Inc Cl A COM 852234103 68 500 SH   SOLE   0 0 500
Bristol-Myers Squibb Co COM 110122108 146 2,000 SH   SOLE   0 0 2,000
BROADCOM INC COM COM 11135f101 504 800 SH   SOLE   0 0 800
Capital One Financial Corp COM 14040h105 263 2,000 SH   SOLE   0 0 2,000
Caterpillar Inc COM 149123101 223 1,000 SH   SOLE   0 0 1,000
CenterPoint Energy Inc COM 15189t107 92 3,000 SH   SOLE   0 0 3,000
Charter Communications Inc Cl COM 16119p108 33 60 SH   SOLE   0 0 60
Chevron Corp COM 166764100 65 400 SH   SOLE   0 0 400
Cigna Corp COM 125523100 70 292 SH   SOLE   0 0 292
Cisco Systems Inc COM 17275r102 1,795 32,187 SH   SOLE   0 0 32,187
Comcast Corp Cl A COM 20030n101 94 2,000 SH   SOLE   0 0 2,000
Constellation Brands Inc Cl A COM 21036p108 1,012 4,392 SH   SOLE   0 0 4,392
Corning Inc COM 219350105 148 4,000 SH   SOLE   0 0 4,000
Costco Wholesale Corp COM 22160k105 576 1,000 SH   SOLE   0 0 1,000
CSX Corp COM 126408103 558 14,895 SH   SOLE   0 0 14,895
CVS Health Corp COM 126650100 351 3,465 SH   SOLE   0 0 3,465
Disney Walt Co Disney COM 254687106 288 2,100 SH   SOLE   0 0 2,100
Electronic Arts Inc COM 285512109 127 1,000 SH   SOLE   0 0 1,000
Exxon Mobil Corp COM 30231g102 446 5,400 SH   SOLE   0 0 5,400
General Mills Inc COM 370334104 447 6,600 SH   SOLE   0 0 6,600
Goldman Sachs Group Inc COM 38141g104 330 1,000 SH   SOLE   0 0 1,000
Home Depot Inc COM 437076102 569 1,900 SH   SOLE   0 0 1,900
Honeywell Intl Inc COM 438516106 746 3,835 SH   SOLE   0 0 3,835
Ingersoll Rand Inc COM 45687v106 89 1,764 SH   SOLE   0 0 1,764
Intel Corp COM 458140100 619 12,500 SH   SOLE   0 0 12,500
Intl Business Machines COM 459200101 357 2,742 SH   SOLE   0 0 2,742
Johnson & Johnson COM 478160104 1,978 11,162 SH   SOLE   0 0 11,162
JPMorgan Chase & Co COM 46625h100 399 2,925 SH   SOLE   0 0 2,925
L3harris Technologies Inc COM 502431109 173 695 SH   SOLE   0 0 695
M & T Bank Corp COM 55261f104 463 2,730 SH   SOLE   0 0 2,730
Merck & Co Inc COM 58933y105 689 8,400 SH   SOLE   0 0 8,400
MetLife Inc COM 59156r108 141 2,000 SH   SOLE   0 0 2,000
Microsoft Corp COM 594918104 2,540 8,238 SH   SOLE   0 0 8,238
Mondelez Intl Inc Cl A COM 609207105 251 4,000 SH   SOLE   0 0 4,000
Nextera Energy Inc COM 65339f101 515 6,075 SH   SOLE   0 0 6,075
Nucor Corp COM 670346105 223 1,500 SH   SOLE   0 0 1,500
NVIDIA Corp COM 67066g104 273 1,000 SH   SOLE   0 0 1,000
Organon & Co Common Stock COM 68622v106 29 840 SH   SOLE   0 0 840
PepsiCo Inc COM 713448108 1,022 6,108 SH   SOLE   0 0 6,108
Pfizer Inc COM 717081103 890 17,200 SH   SOLE   0 0 17,200
Pioneer Natural Resources Co COM 723787107 138 550 SH   SOLE   0 0 550
Procter And Gamble Co COM 742718109 955 6,250 SH   SOLE   0 0 6,250
Qualcomm Inc COM 747525103 1,161 7,600 SH   SOLE   0 0 7,600
Royal Bank of Canada Montreal COM 780087102 372 3,370 SH   SOLE   0 0 3,370
Salesforce.com Inc COM 79466l302 149 700 SH   SOLE   0 0 700
Salisbury Bancorp Inc COM 795226109 61 1,069 SH   SOLE   0 0 1,069
Texas Instruments Inc COM 882508104 159 864 SH   SOLE   0 0 864
Trane Technologies PLC COM g8994e103 305 2,000 SH   SOLE   0 0 2,000
Travelers Companies Inc COM 89417e109 37 200 SH   SOLE   0 0 200
United Parcel Service Inc Cl B COM 911312106 643 3,000 SH   SOLE   0 0 3,000
Valero Energy Corp COM 91913y100 305 3,000 SH   SOLE   0 0 3,000
Verizon Communications Inc COM 92343v104 127 2,500 SH   SOLE   0 0 2,500
Visa Inc Cl A COM 92826c839 333 1,500 SH   SOLE   0 0 1,500
Wal-Mart Stores Inc COM 931142103 298 2,000 SH   SOLE   0 0 2,000
Wells Fargo & Co COM 949746101 363 7,500 SH   SOLE   0 0 7,500
Yum Brands Inc COM 988498101 119 1,000 SH   SOLE   0 0 1,000
Nestle SA Sp ADR ADR 641069406 784 6,000 SH   SOLE   0 0 6,000
Total SA Sp ADS ADR 89151e109 11 225 SH   SOLE   0 0 225
Fidelity MSCI Consm Dis UIU 316092204 15 195 SH   SOLE   0 0 195
Fidelity MSCI Info Tech I UIU 316092808 347 2,823 SH   SOLE   0 0 2,823
Invesco Qqq Tr Unit Ser 1 UIU 46090e103 14,717 40,594 SH   SOLE   0 0 40,594
iShares Core S & P Small Cap UIU 464287804 4,662 43,211 SH   SOLE   0 0 43,211
iShares Core S&P Mid-Cap UIU 464287507 7,203 26,841 SH   SOLE   0 0 26,841
iShares MSCI ACWI ETF UIU 464288257 166 1,665 SH   SOLE   0 0 1,665
iShares MSCI ACWI ex-US Index UIU 464288240 14 270 SH   SOLE   0 0 270
iShares MSCI EAFE ETF UIU 464287465 70 955 SH   SOLE   0 0 955
iShares MSCI Germany ETF UIU 464286806 144 5,055 SH   SOLE   0 0 5,055
iShares PHLX Semicnd ETF UIU 464287523 277 585 SH   SOLE   0 0 585
iShares US Aer&Def ETF UIU 464288760 353 3,185 SH   SOLE   0 0 3,185
iShares US Bas Mtl ETF UIU 464287838 295 1,970 SH   SOLE   0 0 1,970
iShares US Financials ETF UIU 464287788 748 8,845 SH   SOLE   0 0 8,845
iShares US Industries ETF UIU 464287754 2,321 22,010 SH   SOLE   0 0 22,010
iShares US Tech ETF UIU 464287721 62 600 SH   SOLE   0 0 600
Select Sector SPDR Cons Discre UIU 81369y407 2,705 14,621 SH   SOLE   0 0 14,621
Select Sector SPDR Consumer St UIU 81369y308 1,564 20,610 SH   SOLE   0 0 20,610
Select Sector SPDR Financial UIU 81369y605 170 4,445 SH   SOLE   0 0 4,445
Select Sector SPDR Healthcare UIU 81369y209 2,855 20,844 SH   SOLE   0 0 20,844
Select Sector SPDR Industrials UIU 81369y704 678 6,580 SH   SOLE   0 0 6,580
Select Sector SPDR Tr Communic UIU 81369y852 564 8,204 SH   SOLE   0 0 8,204
SPDR Asia Pacific ETF UIU 78463x301 743 6,765 SH   SOLE   0 0 6,765
SPDR Dow Jones Industrial Avrg UIU 78467x109 5,755 16,592 SH   SOLE   0 0 16,592
SPDR S&P 500 ETF Tr UIU 78462f103 17,668 39,119 SH   SOLE   0 0 39,119
SPDR S&P Div ETF UIU 78464a763 399 3,118 SH   SOLE   0 0 3,118
SPDR S&P Metals Mining UIU 78464a755 359 5,860 SH   SOLE   0 0 5,860
Vanguard FTSE Europe ETF UIU 922042874 51 815 SH   SOLE   0 0 815
Vanguard High Div Yield UIU 921946406 216 1,920 SH   SOLE   0 0 1,920
Vanguard Materials ETF UIU 92204a801 16 85 SH   SOLE   0 0 85
Vanguard Mid Cap ETF UIU 922908629 464 1,950 SH   SOLE   0 0 1,950
Vanguard Small Cap ETF UIU 922908751 30 143 SH   SOLE   0 0 143
Vanguard Value ETF UIU 922908744 78 525 SH   SOLE   0 0 525
American Beacon Small Cap Valu MTF 02368a620 343 12,677 SH   SOLE   0 0 12,677
BNY Mellon Emerg Mkts Inv MTF 05569m848 780 61,002 SH   SOLE   0 0 61,002
BNY Mellon Mid Cap Multi Strat MTF 05569m608 2,820 140,944 SH   SOLE   0 0 140,944
BNY Mellon Small Cap Multi Str MTF 05569m889 1,305 63,455 SH   SOLE   0 0 63,455
Cohen Steers Pfd Secs Inc Fdfd MTF 19248x307 1,612 122,240 SH   SOLE   0 0 122,240
Edgewood Growth Inst MTF 0075w0759 275 5,506 SH   SOLE   0 0 5,506
Fidelity Tr 500 Index Ins Prem MTF 315911750 681 4,316 SH   SOLE   0 0 4,316
First Eagle Global Fund Cl I MTF 32008f606 26 400 SH   SOLE   0 0 400
Manager Directed Portfolios Sp MTF 56170l703 208 13,366 SH   SOLE   0 0 13,366
Selected American Inc Cl S MTF 816221105 707 17,833 SH   SOLE   0 0 17,833
Enterprise Products Partners L ML 293792107 84 3,240 SH   SOLE   0 0 3,240
Magellan Midstream Partners LP ML 559080106 1,029 20,966 SH   SOLE   0 0 20,966
Crown Castle Intl Corp RET 22822v101 1,845 9,997 SH   SOLE   0 0 9,997
Realty Income Corp RET 756109104 1,405 20,276 SH   SOLE   0 0 20,276