The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Alphabet Inc Cap Stock Cl C COM 02079k107 988 850 SH   SOLE   0 0 850
Amazon.com Inc COM 023135106 322 165 SH   SOLE   0 0 165
Apple Inc COM 037833100 2,374 9,334 SH   SOLE   0 0 9,334
Berkshire Hathaway Inc Cl B COM 084670702 1,422 7,780 SH   SOLE   0 0 7,780
Cisco Systems Inc COM 17275r102 1,365 34,725 SH   SOLE   0 0 34,725
Constellation Brands Inc Cl A COM 21036p108 1,112 7,755 SH   SOLE   0 0 7,755
CSX Corp COM 126408103 284 4,965 SH   SOLE   0 0 4,965
Intl Business Machines COM 459200101 780 7,032 SH   SOLE   0 0 7,032
Johnson & Johnson COM 478160104 830 6,327 SH   SOLE   0 0 6,327
L3harris Technologies Inc COM 502431109 204 1,135 SH   SOLE   0 0 1,135
M & T Bank Corp COM 55261f104 215 2,080 SH   SOLE   0 0 2,080
Microsoft Corp COM 594918104 764 4,845 SH   SOLE   0 0 4,845
Nextera Energy Inc COM 65339f101 378 1,570 SH   SOLE   0 0 1,570
PepsiCo Inc COM 713448108 210 1,748 SH   SOLE   0 0 1,748
Qualcomm Inc COM 747525103 394 5,820 SH   SOLE   0 0 5,820
Royal Bank of Canada Montreal COM 780087102 266 4,325 SH   SOLE   0 0 4,325
US Bancorp Del COM 902973304 243 7,050 SH   SOLE   0 0 7,050
Fidelity MSCI Info Tech I UIU 316092808 248 3,950 SH   SOLE   0 0 3,950
Invesco Qqq Tr Unit Ser 1 UIU 46090e103 8,592 45,125 SH   SOLE   0 0 45,125
iShares Core S & P Small Cap UIU 464287804 2,871 51,170 SH   SOLE   0 0 51,170
iShares Core S&P Mid-Cap UIU 464287507 4,575 31,802 SH   SOLE   0 0 31,802
iShares MSCI ACWI ETF UIU 464288257 624 9,975 SH   SOLE   0 0 9,975
iShares MSCI EAFE ETF UIU 464287465 513 9,595 SH   SOLE   0 0 9,595
iShares US Financials ETF UIU 464287788 802 8,245 SH   SOLE   0 0 8,245
iShares US Industries ETF UIU 464287754 2,124 17,102 SH   SOLE   0 0 17,102
iShares US Tech ETF UIU 464287721 421 2,059 SH   SOLE   0 0 2,059
Select Sector SPDR Cons Discre UIU 81369y407 2,117 21,588 SH   SOLE   0 0 21,588
Select Sector SPDR Consumer St UIU 81369y308 1,635 30,025 SH   SOLE   0 0 30,025
Select Sector SPDR Healthcare UIU 81369y209 2,492 28,129 SH   SOLE   0 0 28,129
Select Sector SPDR Industrials UIU 81369y704 400 6,780 SH   SOLE   0 0 6,780
Select Sector SPDR Tr Communic UIU 81369y852 498 11,265 SH   SOLE   0 0 11,265
SPDR Asia Pacific ETF UIU 78463x301 939 11,060 SH   SOLE   0 0 11,060
SPDR Dow Jones Industrial Avrg UIU 78467x109 4,747 21,653 SH   SOLE   0 0 21,653
SPDR S&P 500 ETF Tr UIU 78462f103 12,604 48,902 SH   SOLE   0 0 48,902
SPDR S&P Div ETF UIU 78464a763 731 9,155 SH   SOLE   0 0 9,155
Vanguard Mid Cap ETF UIU 922908629 257 1,950 SH   SOLE   0 0 1,950
American Beacon Small Cap Valu MTF 02368a620 182 12,677 SH   SOLE   0 0 12,677
Cohen Steers Pfd Secs Inc Fdfd MTF 19248x307 1,322 108,446 SH   SOLE   0 0 108,446
Edgewood Growth Inst MTF 0075w0759 356 10,457 SH   SOLE   0 0 10,457
First Eagle Global Fund Cl I MTF 32008f606 480 10,234 SH   SOLE   0 0 10,234
Pioneer Equity Income Fund Cl MTF 72366v108 251 9,414 SH   SOLE   0 0 9,414
Selected American Inc Cl S MTF 816221105 492 17,833 SH   SOLE   0 0 17,833
Magellan Midstream Partners LP ML 559080106 1,047 28,684 SH   SOLE   0 0 28,684
Boston Properties Inc RET 101121101 542 5,875 SH   SOLE   0 0 5,875
Crown Castle Intl Corp RET 22822v101 1,694 11,730 SH   SOLE   0 0 11,730
Realty Income Corp RET 756109104 1,291 25,889 SH   SOLE   0 0 25,889