The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   109,320 1,000 SH   DFND   0 0 1,000
3M CO COM 88579Y101   207,708 1,900 SH   SOLE   1,900 0 0
ABBOTT LABS COM 002824100   4,403 40 SH   DFND   40 0 0
ABBOTT LABS COM 002824100   121,077 1,100 SH   DFND 1 1,100 0 0
ABBOTT LABS COM 002824100   494,104 4,489 SH   SOLE   4,489 0 0
ABBVIE INC COM 00287Y109   292,273 1,886 SH   SOLE   1,886 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   19,300 55 SH   DFND   55 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,279,418 3,646 SH   SOLE   3,606 0 40
ADOBE INC COM 00724F101   29,830 50 SH   DFND   50 0 0
ADOBE INC COM 00724F101   1,571,444 2,634 SH   SOLE   2,604 0 30
AIR PRODS & CHEMS INC COM 009158106   17,797 65 SH   DFND   65 0 0
AIR PRODS & CHEMS INC COM 009158106   42,987 157 SH   DFND 1 157 0 0
AIR PRODS & CHEMS INC COM 009158106   1,597,075 5,833 SH   SOLE   5,793 0 40
ALLSTATE CORP COM 020002101   17,498 125 SH   DFND   125 0 0
ALLSTATE CORP COM 020002101   1,181,711 8,442 SH   SOLE   8,342 0 100
ALPHABET INC CAP STK CL A 02079K305   97,783 700 SH   DFND   700 0 0
ALPHABET INC CAP STK CL A 02079K305   163,018 1,167 SH   DFND 1 1,167 0 0
ALPHABET INC CAP STK CL A 02079K305   5,729,944 41,019 SH   SOLE   40,694 0 325
ALPHABET INC CAP STK CL C 02079K107   294,121 2,087 SH   SOLE   2,087 0 0
AMAZON COM INC COM 023135106   60,776 400 SH   DFND   400 0 0
AMAZON COM INC COM 023135106   4,946,103 32,553 SH   SOLE   32,403 0 150
AMERICAN ELEC PWR CO INC COM 025537101   200,045 2,463 SH   SOLE   2,463 0 0
AMERICAN EXPRESS CO COM 025816109   7,681 41 SH   DFND   41 0 0
AMERICAN EXPRESS CO COM 025816109   418,892 2,236 SH   SOLE   2,236 0 0
AMERICAN TOWER CORP NEW COM 03027X100   249,773 1,157 SH   SOLE   1,157 0 0
AMGEN INC COM 031162100   575,176 1,997 SH   SOLE   1,997 0 0
APPLE INC COM 037833100   259,530 1,348 SH   DFND   1,348 0 0
APPLE INC COM 037833100   77,782 404 SH   DFND 1 404 0 0
APPLE INC COM 037833100   11,593,001 60,214 SH   SOLE   59,849 0 365
AUTODESK INC COM 052769106   21,913 90 SH   DFND   90 0 0
AUTODESK INC COM 052769106   1,038,442 4,265 SH   SOLE   4,215 0 50
AUTOMATIC DATA PROCESSING IN COM 053015103   165,875 712 SH   DFND 1 712 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   554,702 2,381 SH   SOLE   2,381 0 0
BADGER METER INC COM 056525108   805,503 5,218 SH   SOLE   5,218 0 0
BANK AMERICA CORP COM 060505104   65,017 1,931 SH   DFND   1,931 0 0
BANK AMERICA CORP COM 060505104   2,303,297 68,408 SH   SOLE   67,758 0 650
BAXTER INTL INC COM 071813109   1,933 50 SH   DFND   50 0 0
BAXTER INTL INC COM 071813109   589,294 15,243 SH   SOLE   15,193 0 50
BECTON DICKINSON & CO COM 075887109   24,383 100 SH   DFND   100 0 0
BECTON DICKINSON & CO COM 075887109   556,664 2,283 SH   SOLE   2,258 0 25
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   21,400 60 SH   DFND   60 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   953,352 2,673 SH   SOLE   2,673 0 0
BERRY GLOBAL GROUP INC COM 08579W103   6,874 102 SH   DFND   102 0 0
BERRY GLOBAL GROUP INC COM 08579W103   230,743 3,424 SH   SOLE   3,424 0 0
BLACKROCK INC COM 09247X101   56,826 70 SH   DFND   70 0 0
BLACKROCK INC COM 09247X101   2,640,785 3,253 SH   SOLE   3,228 0 25
BOEING CO COM 097023105   6,777 26 SH   DFND   26 0 0
BOEING CO COM 097023105   618,286 2,372 SH   SOLE   2,372 0 0
BOOKING HOLDINGS INC COM 09857L108   503,705 142 SH   SOLE   142 0 0
CANADIAN PACIFIC KANSAS CITY COM 13646K108   583,779 7,384 SH   SOLE   7,384 0 0
CATERPILLAR INC COM 149123101   65,343 221 SH   DFND   221 0 0
CATERPILLAR INC COM 149123101   2,164,600 7,321 SH   SOLE   7,296 0 25
CHEVRON CORP NEW COM 166764100   232,242 1,557 SH   DFND   357 0 1,200
CHEVRON CORP NEW COM 166764100   2,517,970 16,881 SH   SOLE   16,781 0 100
CHUBB LIMITED COM H1467J104   287,698 1,273 SH   SOLE   1,273 0 0
CISCO SYS INC COM 17275R102   6,416 127 SH   DFND   127 0 0
CISCO SYS INC COM 17275R102   121,248 2,400 SH   DFND 1 2,400 0 0
CISCO SYS INC COM 17275R102   337,625 6,683 SH   SOLE   6,683 0 0
CITIGROUP INC COM NEW 172967424   32,356 629 SH   DFND   629 0 0
CITIGROUP INC COM NEW 172967424   964,500 18,750 SH   SOLE   18,750 0 0
CME GROUP INC COM 12572Q105   249,982 1,187 SH   SOLE   1,187 0 0
COLGATE PALMOLIVE CO COM 194162103   231,159 2,900 SH   DFND   0 0 2,900
CONOCOPHILLIPS COM 20825C104   18,571 160 SH   DFND   160 0 0
CONOCOPHILLIPS COM 20825C104   1,079,799 9,303 SH   SOLE   9,303 0 0
CONSTELLATION BRANDS INC CL A 21036P108   6,286 26 SH   DFND   26 0 0
CONSTELLATION BRANDS INC CL A 21036P108   256,980 1,063 SH   SOLE   1,063 0 0
COSTCO WHSL CORP NEW COM 22160K105   42,905 65 SH   DFND   65 0 0
COSTCO WHSL CORP NEW COM 22160K105   2,505,664 3,796 SH   SOLE   3,746 0 50
CROWDSTRIKE HLDGS INC CL A 22788C105   25,532 100 SH   DFND   100 0 0
CROWDSTRIKE HLDGS INC CL A 22788C105   1,134,897 4,445 SH   SOLE   4,370 0 75
CROWN CASTLE INC COM 22822V101   14,399 125 SH   DFND   125 0 0
CROWN CASTLE INC COM 22822V101   461,106 4,003 SH   SOLE   4,003 0 0
CUMMINS INC COM 231021106   23,957 100 SH   DFND   100 0 0
CUMMINS INC COM 231021106   1,104,418 4,610 SH   SOLE   4,575 0 35
DANAHER CORPORATION COM 235851102   138,573 599 SH   DFND 1 599 0 0
DANAHER CORPORATION COM 235851102   222,780 963 SH   SOLE   963 0 0
DATADOG INC CL A COM 23804L103   21,242 175 SH   DFND   175 0 0
DATADOG INC CL A COM 23804L103   1,110,384 9,148 SH   SOLE   9,073 0 75
DEERE & CO COM 244199105   52,783 132 SH   DFND   132 0 0
DEERE & CO COM 244199105   1,699,448 4,250 SH   SOLE   4,200 0 50
DELL TECHNOLOGIES INC CL C 24703L202   11,246 147 SH   DFND   147 0 0
DELL TECHNOLOGIES INC CL C 24703L202   214,583 2,805 SH   SOLE   2,805 0 0
DIGITAL RLTY TR INC COM 253868103   229,997 1,709 SH   SOLE   1,709 0 0
DISNEY WALT CO COM 254687106   24,378 270 SH   DFND   270 0 0
DISNEY WALT CO COM 254687106   24,920 276 SH   DFND 1 276 0 0
DISNEY WALT CO COM 254687106   1,578,089 17,478 SH   SOLE   17,228 0 250
DOW INC COM 260557103   14,094 257 SH   DFND   257 0 0
DOW INC COM 260557103   767,266 13,991 SH   SOLE   13,841 0 150
EATON CORP PLC SHS G29183103   546,421 2,269 SH   SOLE   2,269 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108   26,688 350 SH   DFND   350 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108   1,584,094 20,775 SH   SOLE   20,675 0 100
ELI LILLY & CO COM 532457108   615,564 1,056 SH   SOLE   1,056 0 0
EXXON MOBIL CORP COM 30231G102   559,888 5,600 SH   DFND   0 0 5,600
EXXON MOBIL CORP COM 30231G102   370,626 3,707 SH   SOLE   3,707 0 0
FEDEX CORP COM 31428X106   5,565 22 SH   DFND   22 0 0
FEDEX CORP COM 31428X106   517,577 2,046 SH   SOLE   2,046 0 0
GENERAL MLS INC COM 370334104   3,076,041 47,222 SH   DFND   0 0 47,222
GENERAL MLS INC COM 370334104   120,509 1,850 SH   SOLE   1,850 0 0
GERON CORP COM 374163103   21,100 10,000 SH   SOLE   10,000 0 0
HCA HEALTHCARE INC COM 40412C101   51,429 190 SH   DFND   190 0 0
HCA HEALTHCARE INC COM 40412C101   1,629,494 6,020 SH   SOLE   5,945 0 75
HOME DEPOT INC COM 437076102   20,793 60 SH   DFND   60 0 0
HOME DEPOT INC COM 437076102   1,700,867 4,908 SH   SOLE   4,883 0 25
INTEL CORP COM 458140100   73,114 1,455 SH   DFND 1 1,455 0 0
INTEL CORP COM 458140100   154,167 3,068 SH   SOLE   3,068 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   7,523 46 SH   DFND   46 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   299,133 1,829 SH   SOLE   1,829 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   45,544 135 SH   DFND   135 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   936,511 2,776 SH   SOLE   2,751 0 25
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   207,665 1,316 SH   SOLE   1,316 0 0
ISHARES INC CORE MSCI EMKT 46434G103   135,099 2,671 SH   DFND   2,671 0 0
ISHARES INC CORE MSCI EMKT 46434G103   7,861,144 155,420 SH   SOLE   54,920 0 500
ISHARES INC ESG AWR MSCI EM 46434G863   246,381 7,685 SH   SOLE   7,685 0 0
ISHARES INC MSCI EMRG CHN 46434G764   217,373 3,923 SH   DFND   3,923 0 0
ISHARES INC MSCI EMRG CHN 46434G764   7,204,131 130,015 SH   SOLE   29,215 0 800
ISHARES TR SELECT DIVID ETF 464287168   205,135 1,750 SH   SOLE   1,750 0 0
ISHARES TR CORE US AGGBD ET 464287226   420,125 4,233 SH   SOLE   4,233 0 0
ISHARES TR CORE MSCI EAFE 46432F842   7,207,287 102,449 SH   SOLE   2,449 0 0
ISHARES TR CORE S&P MCP ETF 464287507   684,283 2,469 SH   SOLE   2,469 0 0
ISHARES TR US TREAS BD ETF 46429B267   4,700 204 SH   OTR   204 0 0
ISHARES TR US TREAS BD ETF 46429B267   26,173 1,136 SH   DFND   1,136 0 0
ISHARES TR US TREAS BD ETF 46429B267   2,578,798 111,927 SH   SOLE   11,927 0 0
ISHARES TR U.S. TECH ETF 464287721   392,800 3,200 SH   SOLE   3,200 0 0
ISHARES TR JPMORGAN USD EMG 464288281   261,925 2,941 SH   SOLE   2,941 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516   486,024 6,434 SH   SOLE   6,434 0 0
ISHARES TR MSCI KLD400 SOC 464288570   3,833,387 42,102 SH   SOLE   42,102 0 0
ISHARES TR NATIONAL MUN ETF 464288414   1,897,717 17,505 SH   SOLE   16,105 0 1,400
ISHARES TR RUS 1000 GRW ETF 464287614   517,814 1,708 SH   SOLE   1,708 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   293,815 1,778 SH   SOLE   1,778 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   66,234 330 SH   DFND 1 330 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   139,895 697 SH   SOLE   697 0 0
ISHARES TR CORE S&P500 ETF 464287200   102,690 215 SH   DFND   215 0 0
ISHARES TR CORE S&P500 ETF 464287200   5,431,608 11,372 SH   SOLE   11,372 0 0
ISHARES TR S&P MC 400GR ETF 464287606   150,518 1,900 SH   DFND   1,900 0 0
ISHARES TR S&P MC 400GR ETF 464287606   1,051,646 13,275 SH   SOLE   13,275 0 0
ISHARES TR S&P MC 400VL ETF 464287705   108,338 950 SH   DFND   950 0 0
ISHARES TR S&P MC 400VL ETF 464287705   783,911 6,874 SH   SOLE   6,874 0 0
ISHARES TR SP SMCP600VL ETF 464287879   99,463 965 SH   DFND   965 0 0
ISHARES TR SP SMCP600VL ETF 464287879   713,244 6,920 SH   SOLE   6,920 0 0
ISHARES TR S&P SML 600 GWT 464287887   75,084 600 SH   DFND   600 0 0
ISHARES TR S&P SML 600 GWT 464287887   544,985 4,355 SH   SOLE   4,355 0 0
ISHARES TR MSCI EAFE ETF 464287465   542,520 7,200 SH   DFND   7,200 0 0
ISHARES TR MSCI EAFE ETF 464287465   1,114,276 14,788 SH   SOLE   14,788 0 0
ISHARES TR CORE S&P SCP ETF 464287804   1,265,659 11,692 SH   SOLE   11,692 0 0
ISHARES TR 10-20 YR TRS ETF 464288653   270,650 2,500 SH   DFND   2,500 0 0
ISHARES TR 10-20 YR TRS ETF 464288653   9,020,656 83,324 SH   SOLE   83,324 0 0
ISHARES U S ETF TR BLACKROCK SH DUR 46431W507   16,015 317 SH   DFND   317 0 0
ISHARES U S ETF TR BLACKROCK SH DUR 46431W507   3,386,608 67,035 SH   SOLE   67,035 0 0
JOHNSON & JOHNSON COM 478160104   284,013 1,812 SH   DFND   212 0 1,600
JOHNSON & JOHNSON COM 478160104   32,915 210 SH   DFND 1 210 0 0
JOHNSON & JOHNSON COM 478160104   2,497,182 15,932 SH   SOLE   15,832 0 100
JOHNSON CTLS INTL PLC SHS G51502105   348,664 6,049 SH   SOLE   6,049 0 0
JPMORGAN CHASE & CO COM 46625H100   78,926 464 SH   DFND   464 0 0
JPMORGAN CHASE & CO COM 46625H100   96,957 570 SH   DFND 1 570 0 0
JPMORGAN CHASE & CO COM 46625H100   3,880,491 22,813 SH   SOLE   22,683 0 130
KENVUE INC COM 49177J102   275,175 12,781 SH   SOLE   12,781 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   17,903 85 SH   DFND   85 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   595,633 2,828 SH   SOLE   2,778 0 50
LAM RESEARCH CORP COM 512807108   89,292 114 SH   DFND   114 0 0
LAM RESEARCH CORP COM 512807108   3,123,641 3,988 SH   SOLE   3,963 0 25
LAUDER ESTEE COS INC CL A 518439104   28,373 194 SH   DFND   194 0 0
LAUDER ESTEE COS INC CL A 518439104   523,429 3,579 SH   SOLE   3,554 0 25
LOCKHEED MARTIN CORP COM 539830109   14,957 33 SH   DFND   33 0 0
LOCKHEED MARTIN CORP COM 539830109   729,263 1,609 SH   SOLE   1,609 0 0
LULULEMON ATHLETICA INC COM 550021109   28,121 55 SH   DFND   55 0 0
LULULEMON ATHLETICA INC COM 550021109   945,375 1,849 SH   SOLE   1,824 0 25
MARSH & MCLENNAN COS INC COM 571748102   9,095 48 SH   DFND   48 0 0
MARSH & MCLENNAN COS INC COM 571748102   270,753 1,429 SH   SOLE   1,429 0 0
MASTERCARD INCORPORATED CL A 57636Q104   29,856 70 SH   DFND 1 70 0 0
MASTERCARD INCORPORATED CL A 57636Q104   216,667 508 SH   SOLE   508 0 0
MCDONALDS CORP COM 580135101   48,924 165 SH   DFND   165 0 0
MCDONALDS CORP COM 580135101   1,877,501 6,332 SH   SOLE   6,282 0 50
MEDTRONIC PLC SHS G5960L103   24,632 299 SH   DFND 1 299 0 0
MEDTRONIC PLC SHS G5960L103   266,087 3,230 SH   SOLE   3,230 0 0
MERCK & CO INC COM 58933Y105   23,330 214 SH   DFND   214 0 0
MERCK & CO INC COM 58933Y105   1,778,879 16,317 SH   SOLE   16,317 0 0
MICROSOFT CORP COM 594918104   271,501 722 SH   DFND   722 0 0
MICROSOFT CORP COM 594918104   133,494 355 SH   DFND 1 355 0 0
MICROSOFT CORP COM 594918104   12,549,583 33,373 SH   SOLE   33,198 0 175
MONDELEZ INTL INC CL A 609207105   665,777 9,192 SH   SOLE   9,192 0 0
MORGAN STANLEY COM NEW 617446448   30,027 322 SH   DFND   322 0 0
MORGAN STANLEY COM NEW 617446448   1,135,692 12,179 SH   SOLE   12,054 0 125
NETFLIX INC COM 64110L106   26,778 55 SH   DFND   55 0 0
NETFLIX INC COM 64110L106   735,676 1,511 SH   SOLE   1,511 0 0
NEXTERA ENERGY INC COM 65339F101   12,148 200 SH   DFND   200 0 0
NEXTERA ENERGY INC COM 65339F101   847,323 13,950 SH   SOLE   13,850 0 100
NIKE INC CL B 654106103   27,143 250 SH   DFND   250 0 0
NIKE INC CL B 654106103   37,240 343 SH   DFND 1 343 0 0
NIKE INC CL B 654106103   1,483,392 13,663 SH   SOLE   13,563 0 100
NORFOLK SOUTHN CORP COM 655844108   28,838 122 SH   DFND   122 0 0
NORFOLK SOUTHN CORP COM 655844108   889,262 3,762 SH   SOLE   3,687 0 75
NUCOR CORP COM 670346105   16,012 92 SH   DFND   92 0 0
NUCOR CORP COM 670346105   375,578 2,158 SH   SOLE   2,158 0 0
NVIDIA CORPORATION COM 67066G104   116,377 235 SH   DFND   235 0 0
NVIDIA CORPORATION COM 67066G104   5,423,649 10,952 SH   SOLE   10,902 0 50
ORACLE CORP COM 68389X105   25,092 238 SH   DFND 1 238 0 0
ORACLE CORP COM 68389X105   210,544 1,997 SH   SOLE   1,997 0 0
PACCAR INC COM 693718108   1,438,287 14,729 SH   SOLE   14,729 0 0
PALO ALTO NETWORKS INC COM 697435105   48,655 165 SH   DFND   165 0 0
PALO ALTO NETWORKS INC COM 697435105   1,939,426 6,577 SH   SOLE   6,527 0 50
PARKER-HANNIFIN CORP COM 701094104   81,083 176 SH   DFND   176 0 0
PARKER-HANNIFIN CORP COM 701094104   44,227 96 SH   DFND 1 96 0 0
PARKER-HANNIFIN CORP COM 701094104   2,660,082 5,774 SH   SOLE   5,724 0 50
PAYPAL HLDGS INC COM 70450Y103   240,420 3,915 SH   SOLE   3,915 0 0
PEPSICO INC COM 713448108   191,070 1,125 SH   DFND   125 0 1,000
PEPSICO INC COM 713448108   118,888 700 SH   DFND 1 700 0 0
PEPSICO INC COM 713448108   1,659,167 9,769 SH   SOLE   9,669 0 100
PFIZER INC COM 717081103   68,060 2,364 SH   DFND   0 0 2,364
PFIZER INC COM 717081103   135,601 4,710 SH   SOLE   4,710 0 0
PHILLIPS 66 COM 718546104   38,877 292 SH   DFND   292 0 0
PHILLIPS 66 COM 718546104   1,206,515 9,062 SH   SOLE   8,937 0 125
PNC FINL SVCS GROUP INC COM 693475105   28,492 184 SH   DFND   184 0 0
PNC FINL SVCS GROUP INC COM 693475105   1,483,153 9,578 SH   SOLE   9,403 0 175
PPG INDS INC COM 693506107   33,948 227 SH   DFND   227 0 0
PPG INDS INC COM 693506107   1,202,532 8,041 SH   SOLE   7,966 0 75
PROCTER AND GAMBLE CO COM 742718109   446,214 3,045 SH   DFND   50 0 2,995
PROCTER AND GAMBLE CO COM 742718109   10,991 75 SH   DFND 1 75 0 0
PROCTER AND GAMBLE CO COM 742718109   1,848,456 12,614 SH   SOLE   12,614 0 0
PROLOGIS INC. COM 74340W103   14,796 111 SH   DFND   111 0 0
PROLOGIS INC. COM 74340W103   683,696 5,129 SH   SOLE   5,129 0 0
PUBLIC STORAGE COM 74460D109   40,870 134 SH   DFND   134 0 0
PUBLIC STORAGE COM 74460D109   1,210,850 3,970 SH   SOLE   3,920 0 50
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   12,413 203 SH   DFND   203 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   424,259 6,938 SH   SOLE   6,938 0 0
QUALCOMM INC COM 747525103   5,062 35 SH   DFND   35 0 0
QUALCOMM INC COM 747525103   245,726 1,699 SH   SOLE   1,699 0 0
REGENERON PHARMACEUTICALS COM 75886F107   33,375 38 SH   DFND   38 0 0
REGENERON PHARMACEUTICALS COM 75886F107   1,077,662 1,227 SH   SOLE   1,212 0 15
SALESFORCE INC COM 79466L302   52,628 200 SH   DFND   200 0 0
SALESFORCE INC COM 79466L302   2,072,491 7,876 SH   SOLE   7,801 0 75
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   222,748 2,685 SH   SOLE   2,685 0 0
SERVICENOW INC COM 81762P102   38,857 55 SH   DFND   55 0 0
SERVICENOW INC COM 81762P102   1,986,650 2,812 SH   SOLE   2,782 0 30
SKYWORKS SOLUTIONS INC COM 83088M102   205,167 1,825 SH   SOLE   1,825 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   594,613 1,251 SH   SOLE   1,251 0 0
STARBUCKS CORP COM 855244109   16,802 175 SH   DFND   175 0 0
STARBUCKS CORP COM 855244109   1,234,401 12,857 SH   SOLE   12,782 0 75
STRYKER CORPORATION COM 863667101   44,919 150 SH   DFND   150 0 0
STRYKER CORPORATION COM 863667101   1,427,226 4,766 SH   SOLE   4,716 0 50
TARGET CORP COM 87612E106   19,227 135 SH   DFND   135 0 0
TARGET CORP COM 87612E106   876,168 6,152 SH   SOLE   6,102 0 50
THERMO FISHER SCIENTIFIC INC COM 883556102   59,979 113 SH   DFND   113 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   2,101,398 3,959 SH   SOLE   3,919 0 40
TORONTO DOMINION BK ONT COM NEW 891160509   242,325 3,750 SH   SOLE   3,750 0 0
UNION PAC CORP COM 907818108   365,974 1,490 SH   DFND   27 0 1,463
UNION PAC CORP COM 907818108   512,609 2,087 SH   SOLE   2,087 0 0
UNITED RENTALS INC COM 911363109   73,398 128 SH   DFND   128 0 0
UNITED RENTALS INC COM 911363109   2,267,876 3,955 SH   SOLE   3,930 0 25
UNITEDHEALTH GROUP INC COM 91324P102   55,279 105 SH   DFND   105 0 0
UNITEDHEALTH GROUP INC COM 91324P102   2,710,794 5,149 SH   SOLE   5,099 0 50
VANGUARD INDEX FDS MID CAP ETF 922908629   223,567 961 SH   SOLE   961 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   253,770 2,872 SH   SOLE   2,872 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,288,757 25,245 SH   SOLE   25,245 0 0
VEEVA SYS INC CL A COM 922475108   12,514 65 SH   DFND   65 0 0
VEEVA SYS INC CL A COM 922475108   550,030 2,857 SH   SOLE   2,822 0 35
VERIZON COMMUNICATIONS INC COM 92343V104   43,393 1,151 SH   DFND   1,151 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   1,794,407 47,597 SH   SOLE   47,297 0 300
VISA INC COM CL A 92826C839   52,070 200 SH   DFND   200 0 0
VISA INC COM CL A 92826C839   2,288,737 8,791 SH   SOLE   8,691 0 100
WALMART INC COM 931142103   8,198 52 SH   DFND   52 0 0
WALMART INC COM 931142103   297,486 1,887 SH   SOLE   1,887 0 0
ZOETIS INC CL A 98978V103   212,962 1,079 SH   SOLE   1,079 0 0