The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   93,620 1,000 SH   DFND   0 0 1,000
3M CO COM 88579Y101   177,878 1,900 SH   SOLE   1,900 0 0
ABBOTT LABS COM 002824100   3,874 40 SH   DFND   40 0 0
ABBOTT LABS COM 002824100   106,535 1,100 SH   DFND 2 1,100 0 0
ABBOTT LABS COM 002824100   412,387 4,258 SH   SOLE   4,258 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   16,891 55 SH   DFND   55 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   911,502 2,968 SH   SOLE   2,928 0 40
ADOBE INC COM 00724F101   25,495 50 SH   DFND   50 0 0
ADOBE INC COM 00724F101   1,162,062 2,279 SH   SOLE   2,249 0 30
AIR PRODS & CHEMS INC COM 009158106   18,421 65 SH   DFND   65 0 0
AIR PRODS & CHEMS INC COM 009158106   44,494 157 SH   DFND 2 157 0 0
AIR PRODS & CHEMS INC COM 009158106   1,496,352 5,280 SH   SOLE   5,240 0 40
ALLSTATE CORP COM 020002101   13,926 125 SH   DFND   125 0 0
ALLSTATE CORP COM 020002101   848,276 7,614 SH   SOLE   7,514 0 100
ALPHABET INC CAP STK CL A 02079K305   91,602 700 SH   DFND   700 0 0
ALPHABET INC CAP STK CL A 02079K305   116,465 890 SH   DFND 2 890 0 0
ALPHABET INC CAP STK CL A 02079K305   4,560,864 34,853 SH   SOLE   34,603 0 250
ALPHABET INC CAP STK CL C 02079K107   275,171 2,087 SH   SOLE   2,087 0 0
AMAZON COM INC COM 023135106   50,848 400 SH   DFND   400 0 0
AMAZON COM INC COM 023135106   3,787,922 29,798 SH   SOLE   29,648 0 150
AMERICAN EXPRESS CO COM 025816109   6,117 41 SH   DFND   41 0 0
AMERICAN EXPRESS CO COM 025816109   316,432 2,121 SH   SOLE   2,121 0 0
AMGEN INC COM 031162100   536,714 1,997 SH   SOLE   1,997 0 0
APPLE INC COM 037833100   230,791 1,348 SH   DFND   1,348 0 0
APPLE INC COM 037833100   69,169 404 SH   DFND 2 404 0 0
APPLE INC COM 037833100   9,580,569 55,958 SH   SOLE   55,658 0 300
AUTODESK INC COM 052769106   18,622 90 SH   DFND   90 0 0
AUTODESK INC COM 052769106   778,395 3,762 SH   SOLE   3,712 0 50
AUTOMATIC DATA PROCESSING IN COM 053015103   171,293 712 SH   DFND 2 712 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   394,070 1,638 SH   SOLE   1,638 0 0
BADGER METER INC COM 056525108   809,269 5,625 SH   SOLE   5,625 0 0
BANK AMERICA CORP COM 060505104   52,871 1,931 SH   DFND   1,931 0 0
BANK AMERICA CORP COM 060505104   1,578,813 57,663 SH   SOLE   57,213 0 450
BAXTER INTL INC COM 071813109   1,887 50 SH   DFND   50 0 0
BAXTER INTL INC COM 071813109   458,767 12,156 SH   SOLE   12,106 0 50
BECTON DICKINSON & CO COM 075887109   25,853 100 SH   DFND   100 0 0
BECTON DICKINSON & CO COM 075887109   534,123 2,066 SH   SOLE   2,041 0 25
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   21,018 60 SH   DFND   60 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   921,289 2,630 SH   SOLE   2,630 0 0
BERRY GLOBAL GROUP INC COM 08579W103   6,315 102 SH   DFND   102 0 0
BERRY GLOBAL GROUP INC COM 08579W103   203,003 3,279 SH   SOLE   3,279 0 0
BLACKROCK INC COM 09247X101   45,254 70 SH   DFND   70 0 0
BLACKROCK INC COM 09247X101   1,844,436 2,853 SH   SOLE   2,843 0 10
BOEING CO COM 097023105   4,984 26 SH   DFND   26 0 0
BOEING CO COM 097023105   451,023 2,353 SH   SOLE   2,353 0 0
BOOKING HOLDINGS INC COM 09857L108   413,249 134 SH   SOLE   134 0 0
CANADIAN PACIFIC KANSAS CITY COM 13646K108   549,443 7,384 SH   SOLE   7,384 0 0
CATERPILLAR INC COM 149123101   60,333 221 SH   DFND   221 0 0
CATERPILLAR INC COM 149123101   1,921,374 7,038 SH   SOLE   7,013 0 25
CHEVRON CORP NEW COM 166764100   262,541 1,557 SH   DFND   357 0 1,200
CHEVRON CORP NEW COM 166764100   2,670,941 15,840 SH   SOLE   15,740 0 100
CHUBB LIMITED COM H1467J104   256,686 1,233 SH   SOLE   1,233 0 0
CISCO SYS INC COM 17275R102   6,828 127 SH   DFND   127 0 0
CISCO SYS INC COM 17275R102   129,024 2,400 SH   DFND 2 2,400 0 0
CISCO SYS INC COM 17275R102   279,498 5,199 SH   SOLE   5,199 0 0
CITIGROUP INC COM NEW 172967424   20,730 504 SH   DFND   504 0 0
CITIGROUP INC COM NEW 172967424   703,446 17,103 SH   SOLE   17,103 0 0
COLGATE PALMOLIVE CO COM 194162103   206,219 2,900 SH   DFND   0 0 2,900
CONOCOPHILLIPS COM 20825C104   19,168 160 SH   DFND   160 0 0
CONOCOPHILLIPS COM 20825C104   1,101,082 9,191 SH   SOLE   9,191 0 0
CONSTELLATION BRANDS INC CL A 21036P108   6,535 26 SH   DFND   26 0 0
CONSTELLATION BRANDS INC CL A 21036P108   215,892 859 SH   SOLE   859 0 0
COSTCO WHSL CORP NEW COM 22160K105   36,722 65 SH   DFND   65 0 0
COSTCO WHSL CORP NEW COM 22160K105   2,051,370 3,631 SH   SOLE   3,581 0 50
CROWDSTRIKE HLDGS INC CL A 22788C105   16,738 100 SH   DFND   100 0 0
CROWDSTRIKE HLDGS INC CL A 22788C105   658,138 3,932 SH   SOLE   3,857 0 75
CROWN CASTLE INC COM 22822V101   11,504 125 SH   DFND   125 0 0
CROWN CASTLE INC COM 22822V101   312,350 3,394 SH   SOLE   3,394 0 0
CUMMINS INC COM 231021106   22,846 100 SH   DFND   100 0 0
CUMMINS INC COM 231021106   926,634 4,056 SH   SOLE   4,021 0 35
DANAHER CORPORATION COM 235851102   148,612 599 SH   DFND 2 599 0 0
DANAHER CORPORATION COM 235851102   238,920 963 SH   SOLE   963 0 0
DATADOG INC CL A COM 23804L103   15,941 175 SH   DFND   175 0 0
DATADOG INC CL A COM 23804L103   725,350 7,963 SH   SOLE   7,888 0 75
DEERE & CO COM 244199105   49,814 132 SH   DFND   132 0 0
DEERE & CO COM 244199105   1,540,843 4,083 SH   SOLE   4,033 0 50
DISNEY WALT CO COM 254687106   21,884 270 SH   DFND   270 0 0
DISNEY WALT CO COM 254687106   14,589 180 SH   DFND 2 180 0 0
DISNEY WALT CO COM 254687106   1,187,707 14,654 SH   SOLE   14,404 0 250
DOW INC COM 260557103   13,251 257 SH   DFND   257 0 0
DOW INC COM 260557103   679,715 13,183 SH   SOLE   13,133 0 50
EATON CORP PLC SHS G29183103   454,073 2,129 SH   SOLE   2,129 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108   24,248 350 SH   DFND   350 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108   1,135,846 16,395 SH   SOLE   16,295 0 100
ELI LILLY & CO COM 532457108   546,261 1,017 SH   SOLE   1,017 0 0
EXXON MOBIL CORP COM 30231G102   658,448 5,600 SH   DFND   0 0 5,600
EXXON MOBIL CORP COM 30231G102   469,497 3,993 SH   SOLE   3,993 0 0
FEDEX CORP COM 31428X106   5,828 22 SH   DFND   22 0 0
FEDEX CORP COM 31428X106   501,494 1,893 SH   SOLE   1,893 0 0
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   165,449 10,360 SH   SOLE   10,360 0 0
GENERAL MLS INC COM 370334104   3,021,736 47,222 SH   DFND   0 0 47,222
GENERAL MLS INC COM 370334104   118,382 1,850 SH   SOLE   1,850 0 0
GERON CORP COM 374163103   21,200 10,000 SH   SOLE   10,000 0 0
GOLDMAN SACHS ETF TR ACCESS INVT GR 381430479   213,242 4,935 SH   SOLE   4,935 0 0
HCA HEALTHCARE INC COM 40412C101   46,736 190 SH   DFND   190 0 0
HCA HEALTHCARE INC COM 40412C101   1,268,273 5,156 SH   SOLE   5,106 0 50
HOME DEPOT INC COM 437076102   18,130 60 SH   DFND   60 0 0
HOME DEPOT INC COM 437076102   1,350,957 4,471 SH   SOLE   4,446 0 25
INTERNATIONAL BUSINESS MACHS COM 459200101   6,454 46 SH   DFND   46 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   246,928 1,760 SH   SOLE   1,760 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   39,459 135 SH   DFND   135 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   705,296 2,413 SH   SOLE   2,388 0 25
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   243,140 1,716 SH   SOLE   1,716 0 0
ISHARES INC CORE MSCI EMKT 46434G103   135,679 2,851 SH   DFND   2,851 0 0
ISHARES INC CORE MSCI EMKT 46434G103   7,397,152 155,435 SH   SOLE   154,935 0 500
ISHARES INC MSCI EMRG CHN 46434G764   186,763 3,748 SH   DFND   3,748 0 0
ISHARES INC MSCI EMRG CHN 46434G764   4,480,116 89,908 SH   SOLE   89,408 0 500
ISHARES TR CORE US AGGBD ET 464287226   353,684 3,761 SH   SOLE   3,761 0 0
ISHARES TR CORE MSCI EAFE 46432F842   2,595,686 40,337 SH   SOLE   40,337 0 0
ISHARES TR CORE S&P MCP ETF 464287507   618,388 2,480 SH   SOLE   2,480 0 0
ISHARES TR US TREAS BD ETF 46429B267   4,496 204 SH   OTR   204 0 0
ISHARES TR US TREAS BD ETF 46429B267   79,168 3,592 SH   DFND   3,592 0 0
ISHARES TR US TREAS BD ETF 46429B267   5,155,354 233,909 SH   SOLE   233,909 0 0
ISHARES TR U.S. TECH ETF 464287721   339,941 3,240 SH   SOLE   3,240 0 0
ISHARES TR JPMORGAN USD EMG 464288281   297,320 3,603 SH   SOLE   3,603 0 0
ISHARES TR MSCI KLD400 SOC 464288570   3,368,339 41,375 SH   SOLE   41,375 0 0
ISHARES TR NATIONAL MUN ETF 464288414   1,657,046 16,160 SH   SOLE   14,760 0 1,400
ISHARES TR RUS 1000 GRW ETF 464287614   459,365 1,727 SH   SOLE   1,727 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   255,969 1,686 SH   SOLE   1,686 0 0
ISHARES TR CORE S&P500 ETF 464287200   1,815,201 4,227 SH   SOLE   4,227 0 0
ISHARES TR S&P MC 400GR ETF 464287606   137,256 1,900 SH   DFND   1,900 0 0
ISHARES TR S&P MC 400GR ETF 464287606   315,111 4,362 SH   SOLE   4,362 0 0
ISHARES TR S&P MC 400VL ETF 464287705   95,884 950 SH   DFND   950 0 0
ISHARES TR S&P MC 400VL ETF 464287705   115,464 1,144 SH   SOLE   1,144 0 0
ISHARES TR SP SMCP600VL ETF 464287879   75,837 850 SH   DFND   850 0 0
ISHARES TR SP SMCP600VL ETF 464287879   185,310 2,077 SH   SOLE   2,077 0 0
ISHARES TR S&P SML 600 GWT 464287887   65,808 600 SH   DFND   600 0 0
ISHARES TR S&P SML 600 GWT 464287887   198,192 1,807 SH   SOLE   1,807 0 0
ISHARES TR MSCI EAFE ETF 464287465   496,224 7,200 SH   DFND   7,200 0 0
ISHARES TR MSCI EAFE ETF 464287465   839,997 12,188 SH   SOLE   12,188 0 0
ISHARES TR CORE S&P SCP ETF 464287804   1,083,097 11,482 SH   SOLE   11,482 0 0
ISHARES TR 10-20 YR TRS ETF 464288653   196,940 2,000 SH   DFND   2,000 0 0
ISHARES TR 10-20 YR TRS ETF 464288653   3,182,747 32,322 SH   SOLE   32,322 0 0
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507   36,120 724 SH   DFND   724 0 0
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507   5,998,075 120,226 SH   SOLE   120,226 0 0
JOHNSON & JOHNSON COM 478160104   282,219 1,812 SH   DFND   212 0 1,600
JOHNSON & JOHNSON COM 478160104   32,708 210 SH   DFND 2 210 0 0
JOHNSON & JOHNSON COM 478160104   2,221,930 14,266 SH   SOLE   14,166 0 100
JOHNSON CTLS INTL PLC SHS G51502105   258,388 4,856 SH   SOLE   4,856 0 0
JPMORGAN CHASE & CO COM 46625H100   67,289 464 SH   DFND   464 0 0
JPMORGAN CHASE & CO COM 46625H100   82,661 570 SH   DFND 2 570 0 0
JPMORGAN CHASE & CO COM 46625H100   3,005,685 20,726 SH   SOLE   20,646 0 80
L3HARRIS TECHNOLOGIES INC COM 502431109   14,800 85 SH   DFND   85 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   424,853 2,440 SH   SOLE   2,390 0 50
LAM RESEARCH CORP COM 512807108   71,452 114 SH   DFND   114 0 0
LAM RESEARCH CORP COM 512807108   2,414,318 3,852 SH   SOLE   3,827 0 25
LAUDER ESTEE COS INC CL A 518439104   28,043 194 SH   DFND   194 0 0
LAUDER ESTEE COS INC CL A 518439104   478,316 3,309 SH   SOLE   3,284 0 25
LOCKHEED MARTIN CORP COM 539830109   13,496 33 SH   DFND   33 0 0
LOCKHEED MARTIN CORP COM 539830109   651,473 1,593 SH   SOLE   1,593 0 0
LULULEMON ATHLETICA INC COM 550021109   21,209 55 SH   DFND   55 0 0
LULULEMON ATHLETICA INC COM 550021109   629,316 1,632 SH   SOLE   1,607 0 25
MARSH & MCLENNAN COS INC COM 571748102   9,134 48 SH   DFND   48 0 0
MARSH & MCLENNAN COS INC COM 571748102   268,704 1,412 SH   SOLE   1,412 0 0
MCDONALDS CORP COM 580135101   43,468 165 SH   DFND   165 0 0
MCDONALDS CORP COM 580135101   1,490,807 5,659 SH   SOLE   5,609 0 50
MEDTRONIC PLC SHS G5960L103   23,430 299 SH   DFND 2 299 0 0
MEDTRONIC PLC SHS G5960L103   186,967 2,386 SH   SOLE   2,386 0 0
MERCK & CO INC COM 58933Y105   22,031 214 SH   DFND   214 0 0
MERCK & CO INC COM 58933Y105   1,597,681 15,519 SH   SOLE   15,519 0 0
MICROSOFT CORP COM 594918104   227,972 722 SH   DFND   722 0 0
MICROSOFT CORP COM 594918104   112,091 355 SH   DFND 2 355 0 0
MICROSOFT CORP COM 594918104   9,916,129 31,405 SH   SOLE   31,255 0 150
MONDELEZ INTL INC CL A 609207105   532,159 7,668 SH   SOLE   7,668 0 0
MORGAN STANLEY COM NEW 617446448   26,298 322 SH   DFND   322 0 0
MORGAN STANLEY COM NEW 617446448   924,668 11,322 SH   SOLE   11,197 0 125
NETFLIX INC COM 64110L106   20,768 55 SH   DFND   55 0 0
NETFLIX INC COM 64110L106   492,013 1,303 SH   SOLE   1,303 0 0
NEXTERA ENERGY INC COM 65339F101   11,458 200 SH   DFND   200 0 0
NEXTERA ENERGY INC COM 65339F101   636,549 11,111 SH   SOLE   11,011 0 100
NIKE INC CL B 654106103   23,905 250 SH   DFND   250 0 0
NIKE INC CL B 654106103   32,798 343 SH   DFND 2 343 0 0
NIKE INC CL B 654106103   1,124,300 11,758 SH   SOLE   11,658 0 100
NORFOLK SOUTHN CORP COM 655844108   24,025 122 SH   DFND   122 0 0
NORFOLK SOUTHN CORP COM 655844108   620,133 3,149 SH   SOLE   3,149 0 0
NUCOR CORP COM 670346105   14,384 92 SH   DFND   92 0 0
NUCOR CORP COM 670346105   333,182 2,131 SH   SOLE   2,131 0 0
NVIDIA CORPORATION COM 67066G104   102,223 235 SH   DFND   235 0 0
NVIDIA CORPORATION COM 67066G104   4,883,198 11,226 SH   SOLE   11,176 0 50
PACCAR INC COM 693718108   1,252,260 14,729 SH   SOLE   14,729 0 0
PALO ALTO NETWORKS INC COM 697435105   38,683 165 SH   DFND   165 0 0
PALO ALTO NETWORKS INC COM 697435105   1,394,684 5,949 SH   SOLE   5,899 0 50
PARKER-HANNIFIN CORP COM 701094104   68,556 176 SH   DFND   176 0 0
PARKER-HANNIFIN CORP COM 701094104   37,394 96 SH   DFND 2 96 0 0
PARKER-HANNIFIN CORP COM 701094104   2,158,720 5,542 SH   SOLE   5,492 0 50
PAYPAL HLDGS INC COM 70450Y103   299,374 5,121 SH   SOLE   5,121 0 0
PEPSICO INC COM 713448108   190,620 1,125 SH   DFND   125 0 1,000
PEPSICO INC COM 713448108   118,608 700 SH   DFND 2 700 0 0
PEPSICO INC COM 713448108   1,383,986 8,168 SH   SOLE   8,118 0 50
PFIZER INC COM 717081103   78,414 2,364 SH   DFND   0 0 2,364
PFIZER INC COM 717081103   185,254 5,585 SH   SOLE   5,585 0 0
PHILLIPS 66 COM 718546104   35,084 292 SH   DFND   292 0 0
PHILLIPS 66 COM 718546104   1,016,829 8,463 SH   SOLE   8,338 0 125
PNC FINL SVCS GROUP INC COM 693475105   22,590 184 SH   DFND   184 0 0
PNC FINL SVCS GROUP INC COM 693475105   1,055,331 8,596 SH   SOLE   8,496 0 100
PPG INDS INC COM 693506107   29,465 227 SH   DFND   227 0 0
PPG INDS INC COM 693506107   922,229 7,105 SH   SOLE   7,030 0 75
PROCTER AND GAMBLE CO COM 742718109   436,851 2,995 SH   DFND   0 0 2,995
PROCTER AND GAMBLE CO COM 742718109   10,940 75 SH   DFND 2 75 0 0
PROCTER AND GAMBLE CO COM 742718109   1,229,308 8,428 SH   SOLE   8,428 0 0
PROLOGIS INC. COM 74340W103   12,455 111 SH   DFND   111 0 0
PROLOGIS INC. COM 74340W103   494,397 4,406 SH   SOLE   4,406 0 0
PUBLIC STORAGE COM 74460D109   35,312 134 SH   DFND   134 0 0
PUBLIC STORAGE COM 74460D109   855,649 3,247 SH   SOLE   3,197 0 50
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   11,553 203 SH   DFND   203 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   336,167 5,907 SH   SOLE   5,907 0 0
REGENERON PHARMACEUTICALS COM 75886F107   31,272 38 SH   DFND   38 0 0
REGENERON PHARMACEUTICALS COM 75886F107   892,912 1,085 SH   SOLE   1,070 0 15
SALESFORCE INC COM 79466L302   40,556 200 SH   DFND   200 0 0
SALESFORCE INC COM 79466L302   1,344,634 6,631 SH   SOLE   6,556 0 75
SERVICENOW INC COM 81762P102   30,743 55 SH   DFND   55 0 0
SERVICENOW INC COM 81762P102   1,342,622 2,402 SH   SOLE   2,372 0 30
SPDR S&P 500 ETF TR TR UNIT 78462F103   780,578 1,826 SH   SOLE   1,826 0 0
STARBUCKS CORP COM 855244109   15,972 175 SH   DFND   175 0 0
STARBUCKS CORP COM 855244109   1,015,196 11,123 SH   SOLE   11,048 0 75
STRYKER CORPORATION COM 863667101   40,991 150 SH   DFND   150 0 0
STRYKER CORPORATION COM 863667101   1,134,890 4,153 SH   SOLE   4,103 0 50
TARGET CORP COM 87612E106   14,927 135 SH   DFND   135 0 0
TARGET CORP COM 87612E106   574,632 5,197 SH   SOLE   5,147 0 50
THERMO FISHER SCIENTIFIC INC COM 883556102   57,197 113 SH   DFND   113 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   1,649,102 3,258 SH   SOLE   3,233 0 25
TORONTO DOMINION BK ONT COM NEW 891160509   233,809 3,880 SH   SOLE   3,880 0 0
TYSON FOODS INC CL A 902494103   5,453 108 SH   DFND   108 0 0
TYSON FOODS INC CL A 902494103   463,094 9,172 SH   SOLE   9,172 0 0
UNION PAC CORP COM 907818108   303,409 1,490 SH   DFND   27 0 1,463
UNION PAC CORP COM 907818108   361,443 1,775 SH   SOLE   1,775 0 0
UNITED RENTALS INC COM 911363109   56,905 128 SH   DFND   128 0 0
UNITED RENTALS INC COM 911363109   1,674,695 3,767 SH   SOLE   3,742 0 25
UNITEDHEALTH GROUP INC COM 91324P102   68,066 135 SH   DFND   135 0 0
UNITEDHEALTH GROUP INC COM 91324P102   2,276,418 4,515 SH   SOLE   4,465 0 50
VANGUARD INDEX FDS MID CAP ETF 922908629   20,824 100 SH   DFND   100 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   200,119 961 SH   SOLE   961 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   218,430 2,887 SH   SOLE   2,887 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,214,285 25,245 SH   SOLE   25,245 0 0
VEEVA SYS INC CL A COM 922475108   13,224 65 SH   DFND   65 0 0
VEEVA SYS INC CL A COM 922475108   461,832 2,270 SH   SOLE   2,235 0 35
VERIZON COMMUNICATIONS INC COM 92343V104   37,304 1,151 SH   DFND   1,151 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   1,359,049 41,933 SH   SOLE   41,633 0 300
VISA INC COM CL A 92826C839   46,002 200 SH   DFND   200 0 0
VISA INC COM CL A 92826C839   1,762,567 7,663 SH   SOLE   7,563 0 100
WALMART INC COM 931142103   288,514 1,804 SH   SOLE   1,804 0 0