The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8

COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   100,090 1,000 SH   DFND   0 0 1,000
3M CO COM 88579Y101   190,171 1,900 SH   SOLE   1,900 0 0
ABBOTT LABS COM 002824100   4,361 40 SH   DFND   40 0 0
ABBOTT LABS COM 002824100   119,922 1,100 SH   DFND 2 1,100 0 0
ABBOTT LABS COM 002824100   426,813 3,915 SH   SOLE   3,915 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   16,972 55 SH   DFND   55 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   888,402 2,879 SH   SOLE   2,839 0 40
ADOBE SYSTEMS INCORPORATED COM 00724F101   24,450 50 SH   DFND   50 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   1,080,668 2,210 SH   SOLE   2,180 0 30
AIR PRODS & CHEMS INC COM 009158106   19,469 65 SH   DFND   65 0 0
AIR PRODS & CHEMS INC COM 009158106   47,026 157 SH   DFND 2 157 0 0
AIR PRODS & CHEMS INC COM 009158106   1,570,136 5,242 SH   SOLE   5,202 0 40
ALLSTATE CORP COM 020002101   13,630 125 SH   DFND   125 0 0
ALLSTATE CORP COM 020002101   811,585 7,443 SH   SOLE   7,443 0 0
ALPHABET INC CAP STK CL A 02079K305   83,790 700 SH   DFND   700 0 0
ALPHABET INC CAP STK CL A 02079K305   100,548 840 SH   DFND 2 840 0 0
ALPHABET INC CAP STK CL A 02079K305   4,085,481 34,131 SH   SOLE   34,031 0 100
ALPHABET INC CAP STK CL C 02079K107   243,513 2,013 SH   SOLE   2,013 0 0
AMAZON COM INC COM 023135106   52,144 400 SH   DFND   400 0 0
AMAZON COM INC COM 023135106   3,833,105 29,404 SH   SOLE   29,354 0 50
AMERICAN EXPRESS CO COM 025816109   7,142 41 SH   DFND   41 0 0
AMERICAN EXPRESS CO COM 025816109   368,607 2,116 SH   SOLE   2,116 0 0
AMGEN INC COM 031162100   443,374 1,997 SH   SOLE   1,997 0 0
APPLE INC COM 037833100   261,472 1,348 SH   DFND   1,348 0 0
APPLE INC COM 037833100   78,364 404 SH   DFND 2 404 0 0
APPLE INC COM 037833100   10,544,015 54,359 SH   SOLE   54,159 0 200
AUTODESK INC COM 052769106   18,415 90 SH   DFND   90 0 0
AUTODESK INC COM 052769106   766,264 3,745 SH   SOLE   3,695 0 50
AUTOMATIC DATA PROCESSING IN COM 053015103   156,490 712 SH   DFND 2 712 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   293,859 1,337 SH   SOLE   1,337 0 0
BADGER METER INC COM 056525108   830,025 5,625 SH   SOLE   5,625 0 0
BANK AMERICA CORP COM 060505104   55,400 1,931 SH   DFND   1,931 0 0
BANK AMERICA CORP COM 060505104   1,611,087 56,155 SH   SOLE   55,955 0 200
BAXTER INTL INC COM 071813109   2,278 50 SH   DFND   50 0 0
BAXTER INTL INC COM 071813109   518,291 11,376 SH   SOLE   11,326 0 50
BECTON DICKINSON & CO COM 075887109   26,401 100 SH   DFND   100 0 0
BECTON DICKINSON & CO COM 075887109   547,821 2,075 SH   SOLE   2,050 0 25
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   20,460 60 SH   DFND   60 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   827,266 2,426 SH   SOLE   2,426 0 0
BERRY GLOBAL GROUP INC COM 08579W103   6,563 102 SH   DFND   102 0 0
BERRY GLOBAL GROUP INC COM 08579W103   210,585 3,273 SH   SOLE   3,273 0 0
BLACKROCK INC COM 09247X101   48,380 70 SH   DFND   70 0 0
BLACKROCK INC COM 09247X101   1,928,281 2,790 SH   SOLE   2,780 0 10
BOEING CO COM 097023105   5,490 26 SH   DFND   26 0 0
BOEING CO COM 097023105   472,365 2,237 SH   SOLE   2,237 0 0
BOOKING HOLDINGS INC COM 09857L108   440,154 163 SH   SOLE   163 0 0
CANADIAN PACIFIC KANSAS CITY COM 13646K108   596,406 7,384 SH   SOLE   7,384 0 0
CATERPILLAR INC COM 149123101   54,377 221 SH   DFND   221 0 0
CATERPILLAR INC COM 149123101   1,704,880 6,929 SH   SOLE   6,904 0 25
CHEVRON CORP NEW COM 166764100   244,994 1,557 SH   DFND   357 0 1,200
CHEVRON CORP NEW COM 166764100   2,453,559 15,593 SH   SOLE   15,543 0 50
CHUBB LIMITED COM H1467J104   228,569 1,187 SH   SOLE   1,187 0 0
CISCO SYS INC COM 17275R102   6,571 127 SH   DFND   127 0 0
CISCO SYS INC COM 17275R102   124,176 2,400 SH   DFND 2 2,400 0 0
CISCO SYS INC COM 17275R102   220,412 4,260 SH   SOLE   4,260 0 0
CITIGROUP INC COM NEW 172967424   30,110 654 SH   DFND   654 0 0
CITIGROUP INC COM NEW 172967424   762,745 16,567 SH   SOLE   16,567 0 0
COLGATE PALMOLIVE CO COM 194162103   223,416 2,900 SH   DFND   0 0 2,900
CONOCOPHILLIPS COM 20825C104   16,578 160 SH   DFND   160 0 0
CONOCOPHILLIPS COM 20825C104   939,535 9,068 SH   SOLE   9,068 0 0
CONSTELLATION BRANDS INC CL A 21036P108   6,399 26 SH   DFND   26 0 0
CONSTELLATION BRANDS INC CL A 21036P108   210,933 857 SH   SOLE   857 0 0
COSTCO WHSL CORP NEW COM 22160K105   34,995 65 SH   DFND   65 0 0
COSTCO WHSL CORP NEW COM 22160K105   1,832,646 3,404 SH   SOLE   3,354 0 50
CROWDSTRIKE HLDGS INC CL A 22788C105   14,687 100 SH   DFND   100 0 0
CROWDSTRIKE HLDGS INC CL A 22788C105   553,700 3,770 SH   SOLE   3,745 0 25
CROWN CASTLE INC COM 22822V101   14,243 125 SH   DFND   125 0 0
CROWN CASTLE INC COM 22822V101   381,357 3,347 SH   SOLE   3,347 0 0
CUMMINS INC COM 231021106   24,516 100 SH   DFND   100 0 0
CUMMINS INC COM 231021106   982,601 4,008 SH   SOLE   4,008 0 0
DANAHER CORPORATION COM 235851102   143,760 599 SH   DFND 2 599 0 0
DANAHER CORPORATION COM 235851102   228,000 950 SH   SOLE   950 0 0
DATADOG INC CL A COM 23804L103   17,217 175 SH   DFND   175 0 0
DATADOG INC CL A COM 23804L103   754,476 7,669 SH   SOLE   7,619 0 50
DEERE & CO COM 244199105   53,485 132 SH   DFND   132 0 0
DEERE & CO COM 244199105   1,642,235 4,053 SH   SOLE   4,028 0 25
DISNEY WALT CO COM 254687106   24,106 270 SH   DFND   270 0 0
DISNEY WALT CO COM 254687106   16,070 180 SH   DFND 2 180 0 0
DISNEY WALT CO COM 254687106   1,272,240 14,250 SH   SOLE   14,000 0 250
DOW INC COM 260557103   13,688 257 SH   DFND   257 0 0
DOW INC COM 260557103   692,273 12,998 SH   SOLE   12,948 0 50
EATON CORP PLC SHS G29183103   428,142 2,129 SH   SOLE   2,129 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108   33,016 350 SH   DFND   350 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108   1,534,089 16,263 SH   SOLE   16,213 0 50
EXXON MOBIL CORP COM 30231G102   600,600 5,600 SH   DFND   0 0 5,600
EXXON MOBIL CORP COM 30231G102   416,774 3,886 SH   SOLE   3,886 0 0
FEDEX CORP COM 31428X106   5,454 22 SH   DFND   22 0 0
FEDEX CORP COM 31428X106   468,035 1,888 SH   SOLE   1,888 0 0
GENERAL MLS INC COM 370334104   3,621,927 47,222 SH   DFND   0 0 47,222
GENERAL MLS INC COM 370334104   141,895 1,850 SH   SOLE   1,850 0 0
GERON CORP COM 374163103   32,100 10,000 SH   SOLE   10,000 0 0
GOLDMAN SACHS ETF TR ACCESS INVT GR 381430479   223,341 4,935 SH   SOLE   4,935 0 0
HCA HEALTHCARE INC COM 40412C101   57,661 190 SH   DFND   190 0 0
HCA HEALTHCARE INC COM 40412C101   1,532,877 5,051 SH   SOLE   5,051 0 0
HOME DEPOT INC COM 437076102   18,638 60 SH   DFND   60 0 0
HOME DEPOT INC COM 437076102   1,362,778 4,387 SH   SOLE   4,387 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   6,155 46 SH   DFND   46 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   231,893 1,733 SH   SOLE   1,733 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   46,162 135 SH   DFND   135 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   828,521 2,423 SH   SOLE   2,398 0 25
ISHARES INC CORE MSCI EMKT 46434G103   219,390 4,451 SH   DFND   4,451 0 0
ISHARES INC CORE MSCI EMKT 46434G103   7,081,593 143,672 SH   SOLE   143,672 0 0
ISHARES INC MSCI EMRG CHN 46434G764   181,826 3,498 SH   DFND   3,498 0 0
ISHARES INC MSCI EMRG CHN 46434G764   4,507,394 86,714 SH   SOLE   86,714 0 0
ISHARES TR CORE US AGGBD ET 464287226   369,272 3,770 SH   SOLE   3,770 0 0
ISHARES TR CORE MSCI EAFE 46432F842   2,680,695 39,714 SH   SOLE   39,714 0 0
ISHARES TR CORE S&P MCP ETF 464287507   641,149 2,452 SH   SOLE   2,452 0 0
ISHARES TR US TREAS BD ETF 46429B267   4,672 204 SH   OTR   204 0 0
ISHARES TR US TREAS BD ETF 46429B267   116,607 5,092 SH   DFND   5,092 0 0
ISHARES TR US TREAS BD ETF 46429B267   8,371,690 365,576 SH   SOLE   365,576 0 0
ISHARES TR U.S. TECH ETF 464287721   348,384 3,200 SH   SOLE   3,200 0 0
ISHARES TR JPMORGAN USD EMG 464288281   365,978 4,229 SH   SOLE   4,229 0 0
ISHARES TR MSCI KLD400 SOC 464288570   3,356,279 39,875 SH   SOLE   39,875 0 0
ISHARES TR NATIONAL MUN ETF 464288414   1,627,099 15,245 SH   SOLE   15,245 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   474,135 1,723 SH   SOLE   1,723 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   264,681 1,677 SH   SOLE   1,677 0 0
ISHARES TR CORE S&P500 ETF 464287200   1,807,354 4,055 SH   SOLE   4,055 0 0
ISHARES TR S&P MC 400GR ETF 464287606   112,500 1,500 SH   DFND   1,500 0 0
ISHARES TR S&P MC 400GR ETF 464287606   326,850 4,358 SH   SOLE   4,358 0 0
ISHARES TR SP SMCP600VL ETF 464287879   42,791 450 SH   DFND   450 0 0
ISHARES TR SP SMCP600VL ETF 464287879   197,407 2,076 SH   SOLE   2,076 0 0
ISHARES TR S&P SML 600 GWT 464287887   34,479 300 SH   DFND   300 0 0
ISHARES TR S&P SML 600 GWT 464287887   207,449 1,805 SH   SOLE   1,805 0 0
ISHARES TR MSCI EAFE ETF 464287465   522,000 7,200 SH   DFND   7,200 0 0
ISHARES TR MSCI EAFE ETF 464287465   615,380 8,488 SH   SOLE   8,488 0 0
ISHARES TR CORE S&P SCP ETF 464287804   1,150,659 11,547 SH   SOLE   11,547 0 0
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507   555,273 11,168 SH   DFND   11,168 0 0
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507   8,127,977 163,475 SH   SOLE   163,475 0 0
JOHNSON & JOHNSON COM 478160104   299,922 1,812 SH   DFND   212 0 1,600
JOHNSON & JOHNSON COM 478160104   31,449 190 SH   DFND 2 190 0 0
JOHNSON & JOHNSON COM 478160104   2,303,376 13,916 SH   SOLE   13,866 0 50
JOHNSON CTLS INTL PLC SHS G51502105   327,276 4,803 SH   SOLE   4,803 0 0
JPMORGAN CHASE & CO COM 46625H100   67,484 464 SH   DFND   464 0 0
JPMORGAN CHASE & CO COM 46625H100   79,992 550 SH   DFND 2 550 0 0
JPMORGAN CHASE & CO COM 46625H100   2,997,809 20,612 SH   SOLE   20,562 0 50
L3HARRIS TECHNOLOGIES INC COM 502431109   16,640 85 SH   DFND   85 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   437,546 2,235 SH   SOLE   2,235 0 0
LAM RESEARCH CORP COM 512807108   73,286 114 SH   DFND   114 0 0
LAM RESEARCH CORP COM 512807108   2,532,226 3,939 SH   SOLE   3,914 0 25
LAUDER ESTEE COS INC CL A 518439104   38,098 194 SH   DFND   194 0 0
LAUDER ESTEE COS INC CL A 518439104   648,250 3,301 SH   SOLE   3,276 0 25
LILLY ELI & CO COM 532457108   475,077 1,013 SH   SOLE   1,013 0 0
LOCKHEED MARTIN CORP COM 539830109   15,193 33 SH   DFND   33 0 0
LOCKHEED MARTIN CORP COM 539830109   729,242 1,584 SH   SOLE   1,584 0 0
LULULEMON ATHLETICA INC COM 550021109   20,818 55 SH   DFND   55 0 0
LULULEMON ATHLETICA INC COM 550021109   613,549 1,621 SH   SOLE   1,621 0 0
MARSH & MCLENNAN COS INC COM 571748102   9,028 48 SH   DFND   48 0 0
MARSH & MCLENNAN COS INC COM 571748102   249,958 1,329 SH   SOLE   1,329 0 0
MCDONALDS CORP COM 580135101   49,238 165 SH   DFND   165 0 0
MCDONALDS CORP COM 580135101   1,664,233 5,577 SH   SOLE   5,577 0 0
MEDTRONIC PLC SHS G5960L103   24,580 279 SH   DFND 2 279 0 0
MEDTRONIC PLC SHS G5960L103   204,040 2,316 SH   SOLE   2,316 0 0
MERCK & CO INC COM 58933Y105   24,693 214 SH   DFND   214 0 0
MERCK & CO INC COM 58933Y105   1,753,005 15,192 SH   SOLE   15,192 0 0
MICROSOFT CORP COM 594918104   245,870 722 SH   DFND   722 0 0
MICROSOFT CORP COM 594918104   120,892 355 SH   DFND 2 355 0 0
MICROSOFT CORP COM 594918104   10,517,237 30,884 SH   SOLE   30,784 0 100
MONDELEZ INTL INC CL A 609207105   552,593 7,576 SH   SOLE   7,576 0 0
MORGAN STANLEY COM NEW 617446448   27,499 322 SH   DFND   322 0 0
MORGAN STANLEY COM NEW 617446448   889,953 10,421 SH   SOLE   10,421 0 0
NETFLIX INC COM 64110L106   24,227 55 SH   DFND   55 0 0
NETFLIX INC COM 64110L106   578,804 1,314 SH   SOLE   1,314 0 0
NEXTERA ENERGY INC COM 65339F101   14,840 200 SH   DFND   200 0 0
NEXTERA ENERGY INC COM 65339F101   807,296 10,880 SH   SOLE   10,880 0 0
NIKE INC CL B 654106103   27,593 250 SH   DFND   250 0 0
NIKE INC CL B 654106103   37,857 343 SH   DFND 2 343 0 0
NIKE INC CL B 654106103   1,283,493 11,629 SH   SOLE   11,579 0 50
NORFOLK SOUTHN CORP COM 655844108   27,665 122 SH   DFND   122 0 0
NORFOLK SOUTHN CORP COM 655844108   707,264 3,119 SH   SOLE   3,119 0 0
NUCOR CORP COM 670346105   15,086 92 SH   DFND   92 0 0
NUCOR CORP COM 670346105   349,113 2,129 SH   SOLE   2,129 0 0
NVIDIA CORPORATION COM 67066G104   99,410 235 SH   DFND   235 0 0
NVIDIA CORPORATION COM 67066G104   4,943,835 11,687 SH   SOLE   11,637 0 50
PACCAR INC COM 693718108   1,235,929 14,775 SH   SOLE   14,775 0 0
PALO ALTO NETWORKS INC COM 697435105   42,159 165 SH   DFND   165 0 0
PALO ALTO NETWORKS INC COM 697435105   1,532,038 5,996 SH   SOLE   5,996 0 0
PARKER-HANNIFIN CORP COM 701094104   68,647 176 SH   DFND   176 0 0
PARKER-HANNIFIN CORP COM 701094104   37,444 96 SH   DFND 2 96 0 0
PARKER-HANNIFIN CORP COM 701094104   2,159,651 5,537 SH   SOLE   5,537 0 0
PAYPAL HLDGS INC COM 70450Y103   357,006 5,350 SH   SOLE   5,350 0 0
PEPSICO INC COM 713448108   208,373 1,125 SH   DFND   125 0 1,000
PEPSICO INC COM 713448108   129,654 700 SH   DFND 2 700 0 0
PEPSICO INC COM 713448108   1,464,720 7,908 SH   SOLE   7,858 0 50
PFIZER INC COM 717081103   86,712 2,364 SH   DFND   0 0 2,364
PFIZER INC COM 717081103   199,136 5,429 SH   SOLE   5,429 0 0
PHILLIPS 66 COM 718546104   27,851 292 SH   DFND   292 0 0
PHILLIPS 66 COM 718546104   802,909 8,418 SH   SOLE   8,368 0 50
PNC FINL SVCS GROUP INC COM 693475105   23,175 184 SH   DFND   184 0 0
PNC FINL SVCS GROUP INC COM 693475105   1,068,308 8,482 SH   SOLE   8,382 0 100
PPG INDS INC COM 693506107   33,664 227 SH   DFND   227 0 0
PPG INDS INC COM 693506107   1,038,693 7,004 SH   SOLE   7,004 0 0
PROCTER AND GAMBLE CO COM 742718109   454,461 2,995 SH   DFND   0 0 2,995
PROCTER AND GAMBLE CO COM 742718109   1,268,091 8,357 SH   SOLE   8,357 0 0
PROLOGIS INC. COM 74340W103   13,612 111 SH   DFND   111 0 0
PROLOGIS INC. COM 74340W103   534,299 4,357 SH   SOLE   4,357 0 0
PUBLIC STORAGE COM 74460D109   39,112 134 SH   DFND   134 0 0
PUBLIC STORAGE COM 74460D109   915,628 3,137 SH   SOLE   3,137 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   12,710 203 SH   DFND   203 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   365,142 5,832 SH   SOLE   5,832 0 0
REGENERON PHARMACEUTICALS COM 75886F107   27,305 38 SH   DFND   38 0 0
REGENERON PHARMACEUTICALS COM 75886F107   773,149 1,076 SH   SOLE   1,061 0 15
SALESFORCE INC COM 79466L302   42,252 200 SH   DFND   200 0 0
SALESFORCE INC COM 79466L302   1,321,643 6,256 SH   SOLE   6,256 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   201,241 2,685 SH   SOLE   2,685 0 0
SERVICENOW INC COM 81762P102   30,908 55 SH   DFND   55 0 0
SERVICENOW INC COM 81762P102   1,324,563 2,357 SH   SOLE   2,357 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   528,833 1,193 SH   SOLE   1,193 0 0
STARBUCKS CORP COM 855244109   17,336 175 SH   DFND   175 0 0
STARBUCKS CORP COM 855244109   1,043,795 10,537 SH   SOLE   10,537 0 0
STRYKER CORPORATION COM 863667101   45,764 150 SH   DFND   150 0 0
STRYKER CORPORATION COM 863667101   1,259,106 4,127 SH   SOLE   4,127 0 0
TARGET CORP COM 87612E106   21,104 160 SH   DFND   160 0 0
TARGET CORP COM 87612E106   685,484 5,197 SH   SOLE   5,197 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   58,958 113 SH   DFND   113 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   1,697,253 3,253 SH   SOLE   3,228 0 25
TORONTO DOMINION BK ONT COM NEW 891160509   240,599 3,880 SH   SOLE   3,880 0 0
TYSON FOODS INC CL A 902494103   10,616 208 SH   DFND   208 0 0
TYSON FOODS INC CL A 902494103   468,751 9,184 SH   SOLE   9,184 0 0
UNION PAC CORP COM 907818108   304,884 1,490 SH   DFND   27 0 1,463
UNION PAC CORP COM 907818108   352,970 1,725 SH   SOLE   1,725 0 0
UNITED RENTALS INC COM 911363109   57,007 128 SH   DFND   128 0 0
UNITED RENTALS INC COM 911363109   1,682,162 3,777 SH   SOLE   3,777 0 0
UNITEDHEALTH GROUP INC COM 91324P102   64,886 135 SH   DFND   135 0 0
UNITEDHEALTH GROUP INC COM 91324P102   2,154,228 4,482 SH   SOLE   4,432 0 50
VANGUARD INDEX FDS MID CAP ETF 922908629   33,024 150 SH   DFND   150 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   211,574 961 SH   SOLE   961 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   241,238 2,887 SH   SOLE   2,887 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,267,804 25,245 SH   SOLE   25,245 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   210,442 4,557 SH   SOLE   4,557 0 0
VEEVA SYS INC CL A COM 922475108   12,852 65 SH   DFND   65 0 0
VEEVA SYS INC CL A COM 922475108   434,215 2,196 SH   SOLE   2,196 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   42,806 1,151 SH   DFND   1,151 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   1,490,166 40,069 SH   SOLE   39,769 0 300
VISA INC COM CL A 92826C839   47,496 200 SH   DFND   200 0 0
VISA INC COM CL A 92826C839   1,777,538 7,485 SH   SOLE   7,385 0 100
WALMART INC COM 931142103   252,274 1,605 SH   SOLE   1,605 0 0