The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   161,892 1,350 SH   DFND   350 0 1,000
3M CO COM 88579Y101   227,848 1,900 SH   SOLE   1,900 0 0
ABBOTT LABS COM 002824100   222,435 2,026 SH   DFND   2,026 0 0
ABBOTT LABS COM 002824100   445,308 4,056 SH   SOLE   4,056 0 0
ABBVIE INC COM 00287Y109   420,024 2,599 SH   SOLE   2,599 0 0
ABBVIE INC COM 00287Y109   143,186 886 SH   DFND   886 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   14,676 55 SH   DFND   55 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   688,981 2,582 SH   SOLE   2,582 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   735,318 2,185 SH   SOLE   2,185 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   16,827 50 SH   DFND   50 0 0
AIR PRODS & CHEMS INC COM 009158106   68,434 222 SH   DFND   222 0 0
AIR PRODS & CHEMS INC COM 009158106   1,621,756 5,261 SH   SOLE   5,261 0 0
ALLSTATE CORP COM 020002101   16,950 125 SH   DFND   125 0 0
ALLSTATE CORP COM 020002101   1,131,582 8,345 SH   SOLE   8,345 0 0
ALPHABET INC CAP STK CL A 02079K305   151,756 1,720 SH   DFND   1,720 0 0
ALPHABET INC CAP STK CL A 02079K305   3,275,274 37,122 SH   SOLE   37,122 0 0
ALPHABET INC CAP STK CL C 02079K107   329,454 3,713 SH   SOLE   3,713 0 0
AMAZON COM INC COM 023135106   1,376,004 16,381 SH   SOLE   16,381 0 0
AMAZON COM INC COM 023135106   33,600 400 SH   DFND   400 0 0
AMERICAN EXPRESS CO COM 025816109   6,058 41 SH   DFND   41 0 0
AMERICAN EXPRESS CO COM 025816109   302,740 2,049 SH   SOLE   2,049 0 0
AMGEN INC COM 031162100   695,208 2,647 SH   SOLE   2,647 0 0
APPLE INC COM 037833100   8,313,831 63,987 SH   SOLE   63,987 0 0
APPLE INC COM 037833100   542,718 4,177 SH   DFND   4,177 0 0
AUTODESK INC COM 052769106   658,717 3,525 SH   SOLE   3,525 0 0
AUTODESK INC COM 052769106   26,162 140 SH   DFND   140 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   170,068 712 SH   DFND   712 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   316,490 1,325 SH   SOLE   1,325 0 0
BADGER METER INC COM 056525108   634,882 5,823 SH   SOLE   5,823 0 0
BANK AMERICA CORP COM 060505104   1,621,390 48,955 SH   SOLE   48,955 0 0
BANK AMERICA CORP COM 060505104   78,528 2,371 SH   DFND   2,371 0 0
BECTON DICKINSON & CO COM 075887109   543,439 2,137 SH   SOLE   2,137 0 0
BECTON DICKINSON & CO COM 075887109   25,430 100 SH   DFND   100 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   795,418 2,575 SH   SOLE   2,575 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   43,246 140 SH   DFND   140 0 0
BLACKROCK INC COM 09247X101   82,201 116 SH   DFND   116 0 0
BLACKROCK INC COM 09247X101   1,850,233 2,611 SH   SOLE   2,611 0 0
BOEING CO COM 097023105   4,953 26 SH   DFND   26 0 0
BOEING CO COM 097023105   477,368 2,506 SH   SOLE   2,506 0 0
BOOKING HOLDINGS INC COM 09857L108   366,781 182 SH   SOLE   182 0 0
CANADIAN PAC RY LTD COM 13645T100   550,773 7,384 SH   SOLE   7,384 0 0
CATERPILLAR INC COM 149123101   1,624,935 6,783 SH   SOLE   6,783 0 0
CATERPILLAR INC COM 149123101   60,130 251 SH   DFND   251 0 0
CHEVRON CORP NEW COM 166764100   3,017,586 16,812 SH   SOLE   16,812 0 0
CHEVRON CORP NEW COM 166764100   279,466 1,557 SH   DFND   357 0 1,200
CHUBB LIMITED COM H1467J104   200,084 907 SH   SOLE   907 0 0
CISCO SYS INC COM 17275R102   418,803 8,791 SH   SOLE   8,791 0 0
CISCO SYS INC COM 17275R102   120,386 2,527 SH   DFND   2,527 0 0
CITIGROUP INC COM NEW 172967424   759,954 16,802 SH   SOLE   16,802 0 0
CITIGROUP INC COM NEW 172967424   29,580 654 SH   DFND   654 0 0
COLGATE PALMOLIVE CO COM 194162103   7,879 100 SH   SOLE   100 0 0
COLGATE PALMOLIVE CO COM 194162103   236,370 3,000 SH   DFND   0 0 3,000
CONOCOPHILLIPS COM 20825C104   1,147,904 9,728 SH   SOLE   9,728 0 0
CONOCOPHILLIPS COM 20825C104   18,880 160 SH   DFND   160 0 0
CONSTELLATION BRANDS INC CL A 21036P108   6,026 26 SH   DFND   26 0 0
CONSTELLATION BRANDS INC CL A 21036P108   193,975 837 SH   SOLE   837 0 0
COSTCO WHSL CORP NEW COM 22160K105   29,673 65 SH   DFND   65 0 0
COSTCO WHSL CORP NEW COM 22160K105   1,541,144 3,376 SH   SOLE   3,376 0 0
CROWDSTRIKE HLDGS INC CL A 22788C105   10,529 100 SH   DFND   100 0 0
CROWDSTRIKE HLDGS INC CL A 22788C105   370,200 3,516 SH   SOLE   3,516 0 0
CROWN CASTLE INC COM 22822V101   433,777 3,198 SH   SOLE   3,198 0 0
CROWN CASTLE INC COM 22822V101   16,955 125 SH   DFND   125 0 0
CUMMINS INC COM 231021106   24,229 100 SH   DFND   100 0 0
CUMMINS INC COM 231021106   979,821 4,044 SH   SOLE   4,044 0 0
DANAHER CORPORATION COM 235851102   158,987 599 SH   DFND   599 0 0
DANAHER CORPORATION COM 235851102   187,121 705 SH   SOLE   705 0 0
DATADOG INC CL A COM 23804L103   12,863 175 SH   DFND   175 0 0
DATADOG INC CL A COM 23804L103   614,093 8,355 SH   SOLE   8,355 0 0
DEERE & CO COM 244199105   2,045,614 4,771 SH   SOLE   4,771 0 0
DEERE & CO COM 244199105   56,596 132 SH   DFND   132 0 0
DISNEY WALT CO COM 254687106   56,472 650 SH   DFND   650 0 0
DISNEY WALT CO COM 254687106   837,349 9,638 SH   SOLE   9,638 0 0
DOW INC COM 260557103   12,950 257 SH   DFND   257 0 0
DOW INC COM 260557103   692,963 13,752 SH   SOLE   13,752 0 0
EATON CORP PLC SHS G29183103   307,936 1,962 SH   SOLE   1,962 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108   1,085,576 14,550 SH   SOLE   14,550 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108   26,114 350 SH   DFND   350 0 0
EXXON MOBIL CORP COM 30231G102   641,284 5,814 SH   DFND   214 0 5,600
EXXON MOBIL CORP COM 30231G102   419,140 3,800 SH   SOLE   3,800 0 0
FEDEX CORP COM 31428X106   3,810 22 SH   DFND   22 0 0
FEDEX CORP COM 31428X106   345,707 1,996 SH   SOLE   1,996 0 0
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   491,034 8,261 SH   SOLE   8,261 0 0
GENERAL MLS INC COM 370334104   3,972,142 47,372 SH   DFND   0 0 47,372
GENERAL MLS INC COM 370334104   155,123 1,850 SH   SOLE   1,850 0 0
GERON CORP COM 374163103   24,200 10,000 SH   SOLE   10,000 0 0
GOLDMAN SACHS ETF TR ACCESS INVT GR 381430479   262,386 5,935 SH   SOLE   5,935 0 0
HCA HEALTHCARE INC COM 40412C101   1,140,530 4,753 SH   SOLE   4,753 0 0
HCA HEALTHCARE INC COM 40412C101   45,592 190 SH   DFND   190 0 0
HOME DEPOT INC COM 437076102   1,772,290 5,611 SH   SOLE   5,611 0 0
HOME DEPOT INC COM 437076102   38,851 123 SH   DFND   123 0 0
HONEYWELL INTL INC COM 438516106   243,659 1,137 SH   SOLE   1,137 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   6,481 46 SH   DFND   46 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   238,527 1,693 SH   SOLE   1,693 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   35,822 135 SH   DFND   135 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   770,576 2,904 SH   SOLE   2,904 0 0
ISHARES INC CORE MSCI EMKT 46434G103   4,348,938 93,125 SH   SOLE   93,125 0 0
ISHARES INC MSCI EMRG CHN 46434G764   522 11 SH   OTR   11 0 0
ISHARES INC MSCI EMRG CHN 46434G764   4,586,741 96,624 SH   SOLE   96,624 0 0
ISHARES INC CORE MSCI EMKT 46434G103   236,255 5,059 SH   DFND   5,059 0 0
ISHARES INC MSCI EMRG CHN 46434G764   118,580 2,498 SH   DFND   2,498 0 0
ISHARES TR S&P MC 400VL ETF 464287705   345,845 3,431 SH   SOLE   3,431 0 0
ISHARES TR S&P MC 400GR ETF 464287606   755,466 11,061 SH   SOLE   11,061 0 0
ISHARES TR SP SMCP600VL ETF 464287879   356,748 3,907 SH   SOLE   3,907 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   52,308 300 SH   DFND   300 0 0
ISHARES TR S&P SML 600 GWT 464287887   305,082 2,823 SH   SOLE   2,823 0 0
ISHARES TR MSCI EAFE ETF 464287465   472,608 7,200 SH   DFND   7,200 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   686,281 3,936 SH   SOLE   3,936 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   3,297,023 21,741 SH   SOLE   21,741 0 0
ISHARES TR MSCI EAFE ETF 464287465   617,147 9,402 SH   SOLE   9,402 0 0
ISHARES TR CORE S&P SCP ETF 464287804   1,739,956 18,385 SH   SOLE   18,385 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   1,979,363 9,239 SH   SOLE   9,239 0 0
ISHARES TR CORE S&P500 ETF 464287200   1,334,361 3,473 SH   SOLE   3,473 0 0
ISHARES TR NATIONAL MUN ETF 464288414   1,340,315 12,702 SH   SOLE   12,702 0 0
ISHARES TR CORE S&P MCP ETF 464287507   463,945 1,918 SH   SOLE   1,918 0 0
ISHARES TR SELECT DIVID ETF 464287168   343,710 2,850 SH   SOLE   2,850 0 0
ISHARES TR 0-5YR INVT GR CP 46434V100   381,396 7,969 SH   SOLE   7,969 0 0
ISHARES TR CORE US AGGBD ET 464287226   596,876 6,154 SH   SOLE   6,154 0 0
ISHARES TR CORE MSCI EAFE 46432F842   4,119,463 66,831 SH   SOLE   66,831 0 0
ISHARES TR MSCI KLD400 SOC 464288570   2,936,211 40,900 SH   SOLE   40,900 0 0
ISHARES TR US TREAS BD ETF 46429B267   108,374 4,770 SH   DFND   4,770 0 0
ISHARES TR US TREAS BD ETF 46429B267   8,576,141 377,471 SH   SOLE   377,471 0 0
ISHARES TR US TREAS BD ETF 46429B267   8,156 359 SH   OTR   359 0 0
ISHARES TR U.S. TECH ETF 464287721   238,368 3,200 SH   SOLE   3,200 0 0
ISHARES TR JPMORGAN USD EMG 464288281   729,504 8,624 SH   SOLE   8,624 0 0
ISHARES TR JPMORGAN USD EMG 464288281   7,698 91 SH   DFND   91 0 0
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507   13,536,193 274,735 SH   SOLE   274,735 0 0
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507   8,672 176 SH   OTR   176 0 0
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507   415,839 8,440 SH   DFND   8,440 0 0
JOHNSON & JOHNSON COM 478160104   2,538,107 14,368 SH   SOLE   14,368 0 0
JOHNSON & JOHNSON COM 478160104   402,232 2,277 SH   DFND   677 0 1,600
JOHNSON CTLS INTL PLC SHS G51502105   307,456 4,804 SH   SOLE   4,804 0 0
JPMORGAN CHASE & CO COM 46625H100   2,854,721 21,288 SH   SOLE   21,288 0 0
JPMORGAN CHASE & CO COM 46625H100   161,456 1,204 SH   DFND   1,204 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   402,262 1,932 SH   SOLE   1,932 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   7,287 35 SH   DFND   35 0 0
LAM RESEARCH CORP COM 512807108   56,320 134 SH   DFND   134 0 0
LAM RESEARCH CORP COM 512807108   1,777,869 4,230 SH   SOLE   4,230 0 0
LAUDER ESTEE COS INC CL A 518439104   822,981 3,317 SH   SOLE   3,317 0 0
LAUDER ESTEE COS INC CL A 518439104   54,336 219 SH   DFND   219 0 0
LILLY ELI & CO COM 532457108   377,181 1,031 SH   SOLE   1,031 0 0
LISTED FD TR SHARES LAG CAP 53656F805   434,340 14,247 SH   SOLE   14,247 0 0
LOCKHEED MARTIN CORP COM 539830109   16,054 33 SH   DFND   33 0 0
LOCKHEED MARTIN CORP COM 539830109   825,087 1,696 SH   SOLE   1,696 0 0
LULULEMON ATHLETICA INC COM 550021109   17,621 55 SH   DFND   55 0 0
LULULEMON ATHLETICA INC COM 550021109   600,072 1,873 SH   SOLE   1,873 0 0
M & T BK CORP COM 55261F104   11,605 80 SH   DFND   80 0 0
M & T BK CORP COM 55261F104   233,982 1,613 SH   SOLE   1,613 0 0
MARSH & MCLENNAN COS INC COM 571748102   232,830 1,407 SH   SOLE   1,407 0 0
MARSH & MCLENNAN COS INC COM 571748102   7,943 48 SH   DFND   48 0 0
MCDONALDS CORP COM 580135101   1,695,552 6,434 SH   SOLE   6,434 0 0
MCDONALDS CORP COM 580135101   43,482 165 SH   DFND   165 0 0
MERCK & CO INC COM 58933Y105   51,481 464 SH   DFND   464 0 0
MERCK & CO INC COM 58933Y105   1,818,803 16,393 SH   SOLE   16,393 0 0
MICROSOFT CORP COM 594918104   468,129 1,952 SH   DFND   1,952 0 0
MICROSOFT CORP COM 594918104   7,819,811 32,607 SH   SOLE   32,607 0 0
MONDELEZ INTL INC CL A 609207105   66,650 1,000 SH   DFND   1,000 0 0
MONDELEZ INTL INC CL A 609207105   431,759 6,478 SH   SOLE   6,478 0 0
MORGAN STANLEY COM NEW 617446448   42,255 497 SH   DFND   497 0 0
MORGAN STANLEY COM NEW 617446448   1,057,139 12,434 SH   SOLE   12,434 0 0
NETFLIX INC COM 64110L106   16,218 55 SH   DFND   55 0 0
NETFLIX INC COM 64110L106   454,115 1,540 SH   SOLE   1,540 0 0
NEXTERA ENERGY INC COM 65339F101   16,720 200 SH   DFND   200 0 0
NEXTERA ENERGY INC COM 65339F101   856,315 10,243 SH   SOLE   10,243 0 0
NIKE INC CL B 654106103   29,253 250 SH   DFND   250 0 0
NIKE INC CL B 654106103   2,028,134 17,333 SH   SOLE   17,333 0 0
NORFOLK SOUTHN CORP COM 655844108   871,834 3,538 SH   SOLE   3,538 0 0
NORFOLK SOUTHN CORP COM 655844108   30,063 122 SH   DFND   122 0 0
NUCOR CORP COM 670346105   289,059 2,193 SH   SOLE   2,193 0 0
NUCOR CORP COM 670346105   12,127 92 SH   DFND   92 0 0
NVIDIA CORPORATION COM 67066G104   2,042,891 13,979 SH   SOLE   13,979 0 0
NVIDIA CORPORATION COM 67066G104   41,650 285 SH   DFND   285 0 0
OUTSET MED INC COM 690145107   980,076 37,958 SH   SOLE   37,958 0 0
PALO ALTO NETWORKS INC COM 697435105   888,870 6,370 SH   SOLE   6,370 0 0
PALO ALTO NETWORKS INC COM 697435105   23,024 165 SH   DFND   165 0 0
PARKER-HANNIFIN CORP COM 701094104   86,427 297 SH   DFND   297 0 0
PARKER-HANNIFIN CORP COM 701094104   1,692,456 5,816 SH   SOLE   5,816 0 0
PAYPAL HLDGS INC COM 70450Y103   326,971 4,591 SH   SOLE   4,591 0 0
PEPSICO INC COM 713448108   1,361,996 7,539 SH   SOLE   7,539 0 0
PEPSICO INC COM 713448108   401,969 2,225 SH   DFND   1,225 0 1,000
PFIZER INC COM 717081103   121,131 2,364 SH   DFND   0 0 2,364
PFIZER INC COM 717081103   384,198 7,498 SH   SOLE   7,498 0 0
PHILLIPS 66 COM 718546104   30,391 292 SH   DFND   292 0 0
PHILLIPS 66 COM 718546104   972,524 9,344 SH   SOLE   9,344 0 0
PNC FINL SVCS GROUP INC COM 693475105   41,696 264 SH   DFND   264 0 0
PNC FINL SVCS GROUP INC COM 693475105   1,275,050 8,073 SH   SOLE   8,073 0 0
PPG INDS INC COM 693506107   28,543 227 SH   DFND   227 0 0
PPG INDS INC COM 693506107   874,899 6,958 SH   SOLE   6,958 0 0
PROCTER AND GAMBLE CO COM 742718109   479,687 3,165 SH   DFND   120 0 3,045
PROCTER AND GAMBLE CO COM 742718109   1,060,617 6,998 SH   SOLE   6,998 0 0
PROLOGIS INC. COM 74340W103   463,433 4,111 SH   SOLE   4,111 0 0
PROLOGIS INC. COM 74340W103   35,059 311 SH   DFND   311 0 0
PUBLIC STORAGE COM 74460D109   689,267 2,460 SH   SOLE   2,460 0 0
PUBLIC STORAGE COM 74460D109   23,536 84 SH   DFND   84 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   12,438 203 SH   DFND   203 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   354,079 5,779 SH   SOLE   5,779 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   122,719 1,216 SH   SOLE   1,216 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   90,828 900 SH   DFND   900 0 0
REGENERON PHARMACEUTICALS COM 75886F107   38,239 53 SH   DFND   53 0 0
REGENERON PHARMACEUTICALS COM 75886F107   787,867 1,092 SH   SOLE   1,092 0 0
SALESFORCE INC COM 79466L302   26,518 200 SH   DFND   200 0 0
SALESFORCE INC COM 79466L302   783,739 5,911 SH   SOLE   5,911 0 0
SERVICENOW INC COM 81762P102   857,300 2,208 SH   SOLE   2,208 0 0
SERVICENOW INC COM 81762P102   21,355 55 SH   DFND   55 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,083,424 2,833 SH   SOLE   2,833 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474   385,524 13,122 SH   SOLE   13,122 0 0
STARBUCKS CORP COM 855244109   1,043,485 10,519 SH   SOLE   10,519 0 0
STARBUCKS CORP COM 855244109   27,280 275 SH   DFND   275 0 0
STRYKER CORPORATION COM 863667101   110,021 450 SH   DFND   450 0 0
STRYKER CORPORATION COM 863667101   1,153,259 4,717 SH   SOLE   4,717 0 0
TARGET CORP COM 87612E106   714,051 4,791 SH   SOLE   4,791 0 0
TARGET CORP COM 87612E106   31,298 210 SH   DFND   210 0 0
TEXAS INSTRS INC COM 882508104   315,570 1,910 SH   SOLE   1,910 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   2,053,523 3,729 SH   SOLE   3,729 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   70,488 128 SH   DFND   128 0 0
TORO CO COM 891092108   216,552 1,913 SH   SOLE   1,913 0 0
TORONTO DOMINION BK ONT COM NEW 891160509   251,269 3,880 SH   SOLE   3,880 0 0
TYSON FOODS INC CL A 902494103   19,173 308 SH   DFND   308 0 0
TYSON FOODS INC CL A 902494103   513,625 8,251 SH   SOLE   8,251 0 0
UNION PAC CORP COM 907818108   308,534 1,490 SH   DFND   27 0 1,463
UNION PAC CORP COM 907818108   476,882 2,303 SH   SOLE   2,303 0 0
UNITED RENTALS INC COM 911363109   1,411,017 3,970 SH   SOLE   3,970 0 0
UNITED RENTALS INC COM 911363109   45,494 128 SH   DFND   128 0 0
UNITEDHEALTH GROUP INC COM 91324P102   84,829 160 SH   DFND   160 0 0
UNITEDHEALTH GROUP INC COM 91324P102   2,606,895 4,917 SH   SOLE   4,917 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   202,983 2,461 SH   SOLE   2,461 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,011,081 20,430 SH   SOLE   20,430 0 0
VEEVA SYS INC CL A COM 922475108   10,490 65 SH   DFND   65 0 0
VEEVA SYS INC CL A COM 922475108   314,045 1,946 SH   SOLE   1,946 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   1,365,801 34,665 SH   SOLE   34,665 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   56,775 1,441 SH   DFND   1,441 0 0
VISA INC COM CL A 92826C839   41,552 200 SH   DFND   200 0 0
VISA INC COM CL A 92826C839   1,959,385 9,431 SH   SOLE   9,431 0 0
WALMART INC COM 931142103   210,700 1,486 SH   SOLE   1,486 0 0
ZIONS BANCORPORATION N A COM 989701107   35,395 720 SH   DFND   720 0 0
ZIONS BANCORPORATION N A COM 989701107   1,146,608 23,324 SH   SOLE   23,324 0 0