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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPS ETF TR SMITH CORE PLUS 00162Q346   10,080,470 386,669 SH   SOLE   0 0 386,669
ABBVIE INC COM 00287Y109   365,266 1,599 SH   SOLE   325 0 1,274
ALPHABET INC CAP STK CL C 02079K107   431,749 1,376 SH   SOLE   0 0 1,376
ALPHABET INC CAP STK CL A 02079K305   811,108 2,591 SH   SOLE   0 0 2,591
AMAZON COM INC COM 023135106   685,513 2,970 SH   SOLE   71 0 2,899
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   3,606,976 46,832 SH   SOLE   0 0 46,832
AMERICAN CENTY ETF TR US SML CP VALU 025072877   2,831,530 27,766 SH   SOLE   0 0 27,766
APPLE INC COM 037833100   8,080,097 29,722 SH   SOLE   2,603 0 27,119
BANK AMERICA CORP COM 060505104   398,627 7,248 SH   SOLE   0 0 7,248
BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603   787,737 14,928 SH   SOLE   2,000 0 12,928
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103   283,544 4,663 SH   SOLE   0 0 4,663
BNY MELLON HIGH YIELD STRATE SH BEN INT 09660L105   33,092 13,344 SH   SOLE   0 0 13,344
BNY MELLON ETF TRUST US LRG CP CORE 09661T107   126,299,761 965,595 SH   SOLE   1,909 0 963,685
BNY MELLON ETF TRUST US MDCP CORE EQT 09661T206   791,806 7,269 SH   SOLE   0 0 7,269
BNY MELLON ETF TRUST US SMLCP CORE 09661T305   631,284 5,611 SH   SOLE   0 0 5,611
BNY MELLON ETF TRUST INTERNATIONL EQT 09661T404   55,451,632 599,089 SH   SOLE   532 0 598,557
BNY MELLON ETF TRUST CORE BOND ETF 09661T602   2,224,997 52,497 SH   SOLE   0 0 52,497
BONDBLOXX ETF TRUST BONDBLOXX PRIVAT 09789C671   238,972 4,768 SH   SOLE   0 0 4,768
CAMBRIA ETF TR SHSHLD YIELD ETF 132061201   389,521 5,603 SH   SOLE   0 0 5,603
DELL TECHNOLOGIES INC CL C 24703L202   478,224 3,799 SH   SOLE   0 0 3,799
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   7,445,800 217,650 SH   SOLE   0 0 217,650
EASTERN BANKSHARES INC COM 27627N105   3,093,815 167,868 SH   SOLE   0 0 167,868
EVERSOURCE ENERGY COM 30040W108   477,235 7,088 SH   SOLE   0 0 7,088
META PLATFORMS INC CL A 30303M102   709,345 1,075 SH   SOLE   0 0 1,075
FIDELITY WISE ORIGIN BITCOIN SHS 315948109   281,746 3,696 SH   SOLE   16 0 3,680
FIDELITY COVINGTON TRUST BLUE CHIP GRWTH 316092352   902,297 16,453 SH   SOLE   4,885 0 11,568
FIDELITY COVINGTON TRUST ENHANCED LARGE 31609A305   17,814,820 427,214 SH   SOLE   0 0 427,214
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   14,633,265 317,838 SH   SOLE   1,650 0 316,188
FIRST MERCHANTS CORP COM 320817109   570,745 15,228 SH   SOLE   0 0 15,228
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108   2,758,446 53,944 SH   SOLE   0 0 53,944
FIRST TR EXCHANGE-TRADED FD FT VEST S&P 500 33739Q705   245,489 4,995 SH   SOLE   0 0 4,995
FORD MTR CO COM 345370860   687,049 52,367 SH   SOLE   0 0 52,367
INVESCO QQQ TR UNIT SER 1 46090E103   1,318,177 2,146 SH   SOLE   0 0 2,146
INVESCO EXCH TRADED FD TR II RAFI DVLPD MRKTS 46138E743   249,399 3,805 SH   SOLE   0 0 3,805
INVESCO EXCH TRD SLF IDX FD INVSCO 30 CORP 46138J460   185,487 10,963 SH   SOLE   0 0 10,963
INVESCO EXCH TRD SLF IDX FD BULSHS 2029 MUNI 46138J478   664,470 28,703 SH   SOLE   0 0 28,703
INVESCO EXCH TRD SLF IDX FD BULSHS 2028 MUNI 46138J486   637,646 27,134 SH   SOLE   0 0 27,134
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 MUNI 46138J494   666,579 28,167 SH   SOLE   0 0 28,167
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 MUNI 46138J510   900,921 38,102 SH   SOLE   0 0 38,102
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643   204,449 9,925 SH   SOLE   0 0 9,925
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   1,034,415 52,402 SH   SOLE   0 0 52,402
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   1,377,356 70,363 SH   SOLE   0 0 70,363
ISHARES GOLD TR ISHARES NEW 464285204   832,723 10,259 SH   SOLE   0 0 10,259
ISHARES INC MSCI AUST ETF 464286103   3,889,215 148,500 SH   SOLE   0 0 148,500
ISHARES INC MSCI CDA ETF 464286509   6,770,912 125,550 SH   SOLE   0 0 125,550
ISHARES TR CORE S&P TTL STK 464287150   4,346,516 29,232 SH   SOLE   7,121 0 22,111
ISHARES TR CORE S&P500 ETF 464287200   2,419,690 3,533 SH   SOLE   425 0 3,108
ISHARES TR CORE US AGGBD ET 464287226   367,298 3,677 SH   SOLE   601 0 3,077
ISHARES TR RUS 1000 ETF 464287622   5,914,169 15,837 SH   SOLE   54 0 15,783
ISHARES TR US AER DEF ETF 464288760   287,954 1,341 SH   SOLE   262 0 1,079
ISHARES TR CORE MSCI EAFE 46432F842   393,356 4,397 SH   SOLE   3,845 0 552
ISHARES TR INTERNATIONAL SL 46434V266   347,499 8,377 SH   SOLE   0 0 8,377
ISHARES TR IBONDS DEC 26 46435U259   1,769,754 69,031 SH   SOLE   0 0 69,031
ISHARES TR IBONDS DEC 27 46435U283   1,498,234 59,009 SH   SOLE   0 0 59,009
ISHARES TR IBONDS DEC 28 46435U325   1,328,724 51,954 SH   SOLE   0 0 51,954
ISHARES TR ESG AWR US AGRGT 46435U549   3,708,625 77,505 SH   SOLE   0 0 77,505
ISHARES TR IBONDS 27 ETF 46435UAA9   203,498 8,381 SH   SOLE   0 0 8,381
ISHARES TR IBONDS DEC 2029 46436E163   1,293,028 50,847 SH   SOLE   0 0 50,847
ISHARES TR 20+ YEAR TR BD 46436E338   245,034 10,809 SH   SOLE   0 0 10,809
ISHARES TR 0-3 MNTH TREASRY 46436E718   1,036,589 10,327 SH   SOLE   0 0 10,327
JPMORGAN CHASE & CO. COM 46625H100   378,931 1,176 SH   SOLE   450 0 726
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   375,543 6,561 SH   SOLE   0 0 6,561
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   57,186,088 1,207,732 SH   SOLE   6,295 0 1,201,437
ELI LILLY & CO COM 532457108   725,409 675 SH   SOLE   415 0 260
LISTED FDS TR SWAN HEDGED EQTY 53656F599   1,231,181 48,837 SH   SOLE   0 0 48,837
MATTHEWS ASIA FDS ASIA INNOV ACTIV 577125826   561,439 15,903 SH   SOLE   0 0 15,903
MCDONALDS CORP COM 580135101   573,362 1,876 SH   SOLE   162 0 1,714
MICROSOFT CORP COM 594918104   1,867,401 3,861 SH   SOLE   999 0 2,863
NAPCO SEC TECHNOLOGIES INC COM 630402105   523,168 12,546 SH   SOLE   0 0 12,546
NEXTERA ENERGY INC COM 65339F101   557,946 6,950 SH   SOLE   6,807 0 143
NVIDIA CORPORATION COM 67066G104   559,893 3,002 SH   SOLE   0 0 3,002
ORACLE CORP COM 68389X105   206,605 1,060 SH   SOLE   694 0 366
PACER FDS TR US CASH COWS 100 69374H881   250,797 4,168 SH   SOLE   0 0 4,168
PIMCO ETF TR MULTISECTOR BD 72201R585   9,218,080 345,505 SH   SOLE   0 0 345,505
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   4,742,396 47,263 SH   SOLE   680 0 46,583
PROCTER AND GAMBLE CO COM 742718109   210,652 1,470 SH   SOLE   160 0 1,310
PROFESIONALLY MANAGED PORTFO AKRE FOCUS ETF 74316P579   581,008 8,869 SH   SOLE   1,476 0 7,393
PUTNAM ETF TRUST FOCUSED LAR CAP 746729300   494,526 10,852 SH   SOLE   0 0 10,852
RBB FUND TRUST FIRST EAGLE OVER 75526L878   407,336 8,423 SH   SOLE   0 0 8,423
SPDR S&P 500 ETF TR TR UNIT 78462F103   97,597,958 143,122 SH   SOLE   1,037 0 142,085
SPDR GOLD TR GOLD SHS 78463V107   1,327,639 3,350 SH   SOLE   324 0 3,026
SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426   207,713 3,140 SH   SOLE   0 0 3,140
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   11,424,593 244,063 SH   SOLE   0 0 244,063
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   7,425,890 167,212 SH   SOLE   7,011 0 160,201
SPDR SERIES TRUST STATE STREET SPD 78464A649   2,948,753 114,515 SH   SOLE   149 0 114,366
SPDR SERIES TRUST STATE STREET SPD 78464A672   26,178,828 907,726 SH   SOLE   1,098 0 906,628
SPDR SERIES TRUST STATE STREET SPD 78464A763   608,645 4,374 SH   SOLE   0 0 4,374
SPDR SERIES TRUST STATE STREET SPD 78464A805   12,237,299 148,331 SH   SOLE   0 0 148,331
SPDR SERIES TRUST STATE STREET SPD 78464A847   394,573 6,814 SH   SOLE   0 0 6,814
SPDR SERIES TRUST STATE STREET SPD 78464A854   1,961,907 24,457 SH   SOLE   0 0 24,457
SPDR SERIES TRUST STATE STREET SPD 78468R101   2,228,950 76,125 SH   SOLE   0 0 76,125
SPDR SERIES TRUST STATE STREET SPD 78468R663   999,560 10,939 SH   SOLE   760 0 10,179
SPDR SERIES TRUST STATE STREET SPD 78468R812   1,527,546 8,770 SH   SOLE   0 0 8,770
SPDR SERIES TRUST STATE STREET SPD 78468R853   280,102 5,977 SH   SOLE   0 0 5,977
SSGA ACTIVE TR STATE STREET DOU 78470P309   667,132 15,402 SH   SOLE   0 0 15,402
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   295,769 11,276 SH   SOLE   0 0 11,276
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   7,030,862 261,273 SH   SOLE   0 0 261,273
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   457,598 14,028 SH   SOLE   0 0 14,028
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   462,016 15,603 SH   SOLE   2,325 0 13,278
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   2,456,081 81,679 SH   SOLE   2,260 0 79,419
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   333,839 11,722 SH   SOLE   0 0 11,722
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   453,459 16,532 SH   SOLE   0 0 16,532
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   298,288 12,408 SH   SOLE   0 0 12,408
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   8,185,474 326,375 SH   SOLE   0 0 326,375
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   228,717 9,385 SH   SOLE   0 0 9,385
SELECT SECTOR SPDR TR STATE STREET TEC 81369Y803   1,922,038 13,350 SH   SOLE   1,840 0 11,510
SPROTT ASSET MANAGEMENT LP PHYSICAL GOLD TR 85207H104   2,328,405 70,515 SH   SOLE   0 0 70,515
TESLA INC COM 88160R101   397,552 884 SH   SOLE   0 0 884
THORNBURG ETF TR INTL EQUITY ETF 88521L306   6,898,968 220,063 SH   SOLE   0 0 220,063
VANECK ETF TRUST REAL ASSETS ETF 92189F130   408,239 11,687 SH   SOLE   0 0 11,687
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   1,694,201 16,360 SH   SOLE   0 0 16,360
VANECK ETF TRUST CLO ETF 92189H748   6,585,034 124,693 SH   SOLE   0 0 124,693
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   586,096 4,152 SH   SOLE   0 0 4,152
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   257,044 1,791 SH   SOLE   0 0 1,791
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   462,296 10,085 SH   SOLE   0 0 10,085
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   232,891 3,166 SH   SOLE   286 0 2,880
VANGUARD WORLD FD MATERIALS ETF 92204A801   1,287,225 6,202 SH   SOLE   0 0 6,202
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   534,693 5,373 SH   SOLE   0 0 5,373
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,070,641 12,099 SH   SOLE   0 0 12,099
VANGUARD INDEX FDS SML CP GRW ETF 922908595   1,663,116 5,505 SH   SOLE   0 0 5,505
VANGUARD INDEX FDS MID CAP ETF 922908629   1,953,484 6,731 SH   SOLE   0 0 6,731
VANGUARD INDEX FDS LARGE CAP ETF 922908637   234,841 746 SH   SOLE   0 0 746
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   260,007 1,243 SH   SOLE   0 0 1,243
VANGUARD INDEX FDS GROWTH ETF 922908736   5,878,225 12,049 SH   SOLE   0 0 12,049
VANGUARD INDEX FDS VALUE ETF 922908744   727,489 3,809 SH   SOLE   1,382 0 2,427
VANGUARD INDEX FDS SMALL CP ETF 922908751   357,273 1,385 SH   SOLE   0 0 1,385
VANGUARD INDEX FDS TOTAL STK MKT 922908769   200,943 599 SH   SOLE   0 0 599
WALMART INC COM 931142103   248,661 2,232 SH   SOLE   0 0 2,232
WISDOMTREE TR GLOBAL EX US QUA 97717W844   1,104,505 26,795 SH   SOLE   0 0 26,795
WISDOMTREE TR US QTLY DIV GRT 97717X669   2,388,710 26,710 SH   SOLE   0 0 26,710
WORLD GOLD TR SPDR GLD MINIS 98149E303   34,039,698 398,731 SH   SOLE   2,629 0 396,103