The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 BBG001S5T7X2 504,954 5,045 SH   SOLE   245 4,800 0
ALTRIA GROUP INC COM 02209S103 BBG001S5T8T5 503,238 11,109 SH   SOLE   1,569 9,540 0
AMEREN CORP COM 023608102 BBG001S5NF24 951,210 11,647 SH   SOLE   2,067 9,580 0
AMERICAN ELEC PWR CO INC COM 025537101 BBG001S5NFD2 575,928 6,840 SH   SOLE   450 6,390 0
APPLE INC COM 037833100 BBG001S5N8V8 583,656 3,009 SH   SOLE   3,009 0 0
AT&T INC COM 00206R102 BBG001S5VWH2 218,898 13,724 SH   SOLE   6,066 7,658 0
BANK MONTREAL QUE COM 063671101 BBG001S5Y203 604,355 6,692 SH   SOLE   492 6,200 0
BOEING CO COM 097023105 BBG001S5P0V3 1,043,130 4,940 SH   SOLE   100 4,840 0
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 1,441,945 22,548 SH   SOLE   660 21,888 0
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 BBG001S6VV46 249,730 7,522 SH   SOLE   325 7,197 0
BROADCOM INC COM 11135F101 BBG00KHY5SY8 1,027,905 1,185 SH   SOLE   60 1,125 0
CATERPILLAR INC COM 149123101 BBG001S5PJ06 2,275,224 9,247 SH   SOLE   647 8,600 0
CENTERPOINT ENERGY INC COM 15189T107 BBG001SB10S0 719,714 24,690 SH   SOLE   350 24,340 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 2,182,445 13,870 SH   SOLE   990 12,880 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 764,096 14,768 SH   SOLE   2,018 12,750 0
COCA COLA CO COM 191216100 BBG001S5SMQ8 532,525 8,843 SH   SOLE   2,773 6,070 0
CONSOLIDATED EDISON INC COM 209115104 BBG001S5QRL4 923,255 10,213 SH   SOLE   513 9,700 0
CORTEVA INC COM 22052L104 BBG00BN969D0 473,986 8,272 SH   SOLE   276 7,996 0
DEERE & CO COM 244199105 BBG001S5QFF7 1,114,273 2,750 SH   SOLE   350 2,400 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 BBG011DXY6D4 499,424 18,395 SH   SOLE   18,395 0 0
DOMINION ENERGY INC COM 25746U109 BBG001S5QCP3 617,803 11,929 SH   SOLE   126 11,803 0
DOW INC COM 260557103 BBG00BN96931 446,319 8,380 SH   SOLE   384 7,996 0
DUKE ENERGY CORP NEW COM NEW 26441C204 BBG001S5QNR7 1,871,528 20,855 SH   SOLE   965 19,890 0
DUPONT DE NEMOURS INC COM 26614N102 BBG00BN961H3 593,952 8,314 SH   SOLE   318 7,996 0
EDISON INTL COM 281020107 BBG001S7MY75 356,070 5,127 SH   SOLE   0 5,127 0
EMERSON ELEC CO COM 291011104 BBG001S5QVT7 1,218,276 13,478 SH   SOLE   678 12,800 0
ENBRIDGE INC COM 29250N105 BBG001S6Q6D7 710,531 19,126 SH   SOLE   521 18,605 0
ENERGIZER HLDGS INC NEW COM 29272W109 BBG006FCB028 203,831 6,070 SH   SOLE   0 6,070 0
ENTERGY CORP NEW COM 29364G103 BBG001S67KF5 281,302 2,889 SH   SOLE   0 2,889 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 2,527,454 23,566 SH   SOLE   1,910 21,656 0
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 BBG0043NRZR1 306,688 19,204 SH   SOLE   17,924 1,280 0
FIRSTENERGY CORP COM 337932107 BBG001S5R3N4 293,622 7,552 SH   SOLE   390 7,162 0
GATX CORP COM 361448103 BBG001S5RM34 592,204 4,600 SH   SOLE   0 4,600 0
GENERAL DYNAMICS CORP COM 369550108 BBG001S5RHP1 387,270 1,800 SH   SOLE   0 1,800 0
GRAINGER W W INC COM 384802104 BBG001S5RRD2 1,044,882 1,325 SH   SOLE   25 1,300 0
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 1,516,825 7,310 SH   SOLE   710 6,600 0
HUBBELL INC COM 443510607 BBG001S5S1L9 577,246 1,741 SH   SOLE   0 1,741 0
ILLINOIS TOOL WKS INC COM 452308109 BBG001S5SDX0 2,960,644 11,835 SH   SOLE   815 11,020 0
INFOSYS LTD SPONSORED ADR 456788108 BBG001S6ZLV4 365,641 22,753 SH   SOLE   0 22,753 0
INTEL CORP COM 458140100 BBG001S5SF65 834,729 24,962 SH   SOLE   3,782 21,180 0
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 605,089 4,522 SH   SOLE   562 3,960 0
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100 BBG007HL81B6 171,042 12,572 SH   SOLE   12,572 0 0
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 BBG001V0MBC0 2,840,400 135,000 SH   SOLE   135,000 0 0
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805 BBG001STKGB3 1,498,907 56,456 SH   SOLE   56,456 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 BBG00KJR0YJ0 447,089 21,119 SH   SOLE   21,119 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 HY 46138J858 BBG00KJR0Z89 206,418 8,780 SH   SOLE   8,780 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 BBG00KJR2GD3 285,614 13,885 SH   SOLE   13,885 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833 BBG00KJR2H78 200,971 8,940 SH   SOLE   8,940 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817 BBG00KXH4WB4 204,303 9,060 SH   SOLE   9,060 0 0
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 393,527 1,505 SH   SOLE   1,505 0 0
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 358,939 3,602 SH   SOLE   3,602 0 0
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 3,853,255 39,339 SH   SOLE   37,840 1,499 0
ISHARES TR JPMORGAN USD EMG 464288281 BBG001SQS9Y2 227,514 2,629 SH   SOLE   2,629 0 0
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 534,615 7,374 SH   SOLE   7,374 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 BBG001SK77D5 597,752 15,110 SH   SOLE   15,110 0 0
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 826,035 3,389 SH   SOLE   3,389 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 624,171 3,333 SH   SOLE   3,333 0 0
ISHARES TR SELECT DIVID ETF 464287168 BBG001SDJVG2 220,595 1,947 SH   SOLE   1,947 0 0
ISHARES TR TIPS BD ETF 464287176 BBG001SD9RM5 1,835,674 17,057 SH   SOLE   16,274 783 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 739,047 4,465 SH   SOLE   2,765 1,700 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 1,260,965 8,670 SH   SOLE   2,594 6,076 0
LILLY ELI & CO COM 532457108 BBG001S5STL8 1,763,365 3,760 SH   SOLE   100 3,660 0
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 667,551 1,450 SH   SOLE   150 1,300 0
MCDONALDS CORP COM 580135101 BBG001S5T110 1,024,740 3,434 SH   SOLE   1,925 1,509 0
MEDTRONIC PLC SHS G5960L103 BBG001S5T2S9 476,621 5,410 SH   SOLE   710 4,700 0
MERCK & CO INC COM 58933Y105 BBG001S5TC52 2,306,300 19,987 SH   SOLE   2,468 17,519 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 3,034,211 8,910 SH   SOLE   2,072 6,838 0
MONDELEZ INTL INC CL A 609207105 BBG001SHHZJ3 531,003 7,280 SH   SOLE   0 7,280 0
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 1,602,646 21,599 SH   SOLE   215 21,384 0
NISOURCE INC COM 65473P105 BBG001S5TMF9 518,283 18,950 SH   SOLE   0 18,950 0
NORFOLK SOUTHN CORP COM 655844108 BBG001S5TQJ6 435,379 1,920 SH   SOLE   220 1,700 0
NUCOR CORP COM 670346105 BBG001S5TRV0 1,246,248 7,600 SH   SOLE   170 7,430 0
OGE ENERGY CORP COM 670837103 BBG001S5TVY8 1,100,282 30,640 SH   SOLE   0 30,640 0
PAYCHEX INC COM 704326107 BBG001S5V135 351,719 3,144 SH   SOLE   155 2,989 0
PFIZER INC COM 717081103 BBG001S5V466 638,892 17,418 SH   SOLE   4,192 13,226 0
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 500,303 5,125 SH   SOLE   605 4,520 0
PPG INDS INC COM 693506107 BBG001S5VC13 296,600 2,000 SH   SOLE   0 2,000 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 651,420 4,293 SH   SOLE   1,093 3,200 0
ROYAL BK CDA COM 780087102 BBG001S60869 573,060 6,000 SH   SOLE   0 6,000 0
SEMPRA COM 816851109 BBG001SBVZ73 876,452 6,020 SH   SOLE   0 6,020 0
SHELL PLC SPON ADS 780259305 BBG0147BN6H1 247,800 4,104 SH   SOLE   365 3,739 0
SOUTHERN CO COM 842587107 BBG001S5W777 998,253 14,210 SH   SOLE   1,130 13,080 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 900,745 2,032 SH   SOLE   1,128 904 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 BBG001S63NQ1 3,587,036 7,490 SH   SOLE   7,152 338 0
SPDR SER TR BLOOMBERG HIGH Y 78468R622 BBG001SQS7X7 1,709,733 18,578 SH   SOLE   18,127 451 0
SYSCO CORP COM 871829107 BBG001S5WJS8 298,284 4,020 SH   SOLE   0 4,020 0
THOR INDS INC COM 885160101 BBG001S5WPH6 309,155 2,987 SH   SOLE   0 2,987 0
TORONTO DOMINION BK ONT COM NEW 891160509 BBG001S60L15 580,538 9,362 SH   SOLE   662 8,700 0
UNILEVER PLC SPON ADR NEW 904767704 BBG001S5X1K4 202,317 3,881 SH   SOLE   0 3,881 0
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 394,529 2,201 SH   SOLE   237 1,964 0
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 BBG001ST39S0 393,255 5,249 SH   SOLE   4,886 363 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 3,428,006 45,362 SH   SOLE   44,436 926 0
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 451,604 1,596 SH   SOLE   1,596 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 288,630 1,311 SH   SOLE   1,311 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 1,317,156 15,763 SH   SOLE   14,987 776 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 3,539,049 17,794 SH   SOLE   17,199 595 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 BBG001SHTTW9 219,172 954 SH   SOLE   954 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 8,353,458 37,922 SH   SOLE   36,903 1,019 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 4,487,846 82,482 SH   SOLE   78,582 3,900 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 2,003,897 49,260 SH   SOLE   47,211 2,049 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 240,182 5,201 SH   SOLE   5,201 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 476,891 4,496 SH   SOLE   3,610 886 0
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 476,441 12,811 SH   SOLE   1,388 11,423 0
VULCAN MATLS CO COM 929160109 BBG001S5X8R2 1,082,112 4,800 SH   SOLE   0 4,800 0
WASTE MGMT INC DEL COM 94106L109 BBG001S5XH47 451,412 2,603 SH   SOLE   0 2,603 0
WEC ENERGY GROUP INC COM 92939U106 BBG001S5XDC7 567,383 6,430 SH   SOLE   0 6,430 0
WESTERN DIGITAL CORP. COM 958102105 BBG001S5XD28 206,719 5,450 SH   SOLE   0 5,450 0