ABBOTT LABORATORIES COM 002824100 2654180 25852 SH SOLE 0 0 25852 ABBVIE INC COM 00287Y109 5606118 25776 SH SOLE 0 0 25776 ABRDN ETFS BBRG ALL COMMDY 003261203 260121 7270 SH SOLE 0 0 7270 ADVANCED MICRO DEVICES INC COM 007903107 969751 4767 SH SOLE 0 0 4767 AFLAC INC COM 001055102 502911 4584 SH SOLE 0 0 4584 ALPHABET INC CAP STK CL A 02079K305 9005091 31316 SH SOLE 0 0 31316 ALPHABET INC CAP STK CL C 02079K107 30588282 106631 SH SOLE 0 0 106631 ALTRIA GROUP INC COM 02209S103 3910577 59260 SH SOLE 0 0 59260 AMAZON COM INC COM 023135106 9889897 47486 SH SOLE 0 0 47486 AMERICAN CENTY ETF TR US SML CP VALU 025072877 10693686 96802 SH SOLE 0 0 96802 AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 4809143 48159 SH SOLE 0 0 48159 AMERICAN EXPRESS CO COM 025816109 1628459 5384 SH SOLE 0 0 5384 AMGEN INC COM 031162100 2028673 5766 SH SOLE 0 0 5766 ANALOG DEVICES INC COM 032654105 304778 958 SH SOLE 0 0 958 APOLLO GLOBAL MGMT INC COM 03769M106 447797 4019 SH SOLE 0 0 4019 APPLE INC COM 037833100 49479297 194962 SH SOLE 0 0 194962 ASML HLDG NV N Y REGISTRY SHS N07059210 937789 710 SH SOLE 0 0 710 AT&T INC COM 00206R102 1607606 55454 SH SOLE 0 0 55454 AUTOMATIC DATA PROCESSING IN COM 053015103 240768 1185 SH SOLE 0 0 1185 BANK AMERICA CORP COM 060505104 630477 12933 SH SOLE 0 0 12933 BECTON DICKINSON & CO COM 075887109 230814 1468 SH SOLE 0 0 1468 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 11091563 23146 SH SOLE 0 0 23146 BLACKROCK ETF TRUST ISHARES INTL CTR 09290C764 11091853 344971 SH SOLE 0 0 344971 BLACKROCK ETF TRUST ISHARES A I INNO 09290C780 11090436 336584 SH SOLE 0 0 336584 BLACKROCK ETF TRUST ISHARES US THEMA 09290C806 9001120 248512 SH SOLE 0 0 248512 BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 22008774 378288 SH SOLE 0 0 378288 BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603 7385135 142213 SH SOLE 0 0 142213 BLACKROCK INC COM 09290D101 5454573 5672 SH SOLE 0 0 5672 BOEING CO COM 097023105 254360 1278 SH SOLE 0 0 1278 BRISTOL-MYERS SQUIBB CO COM 110122108 2243021 36983 SH SOLE 0 0 36983 BRITISH AMERN TOB PLC SPONSORED ADR 110448107 731518 12511 SH SOLE 0 0 12511 BROADCOM INC COM 11135F101 5448367 17603 SH SOLE 0 0 17603 CALIFORNIA RES CORP COM STOCK 13057Q305 874937 12640 SH SOLE 0 0 12640 CANADIAN NAT RES LTD MED TER COM 136385101 434440 8915 SH SOLE 0 0 8915 CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106 793456 18652 SH SOLE 0 0 18652 CAPITAL ONE FINL CORP COM 14040H105 386518 2119 SH SOLE 0 0 2119 CATERPILLAR INC COM 149123101 1143454 1614 SH SOLE 0 0 1614 CENCORA INC COM 03073E105 233092 742 SH SOLE 0 0 742 CHEVRON CORPORATION COM 166764100 12893853 62319 SH SOLE 0 0 62319 CHUBB LTD SWITZ COM H1467J104 255203 783 SH SOLE 0 0 783 CINTAS CORP COM 172908105 4731313 27973 SH SOLE 0 0 27973 CISCO SYS INC COM 17275R102 4299396 55412 SH SOLE 0 0 55412 CITIGROUP INC COM NEW 172967424 319349 2816 SH SOLE 0 0 2816 CKX LDS INC COM 12562N104 188983 18264 SH SOLE 0 0 18264 COCA COLA CO COM 191216100 1521679 20009 SH SOLE 0 0 20009 COHERENT CORP COM 19247G107 267986 1125 SH SOLE 0 0 1125 COLGATE PALMOLIVE CO COM 194162103 206938 2428 SH SOLE 0 0 2428 COMPANHIA SIDERURGICA NACION SPONSORED ADR 20440W105 198400 160000 SH SOLE 0 0 160000 COMPANIA CERVECERIAS UNIDAS SPONSORED ADR 204429104 283750 25000 SH SOLE 0 0 25000 CONOCOPHILLIPS COM 20825C104 261254 1979 SH SOLE 0 0 1979 CONSOLIDATED EDISON INC COM 209115104 301964 2668 SH SOLE 0 0 2668 CORNING INC COM 219350105 1931862 14208 SH SOLE 0 0 14208 CORPORACION AMER ARPTS S A COM L1995B107 4553465 180050 SH SOLE 0 0 180050 COSTCO WHOLESALE CORPORATION COM 22160K105 3002365 3013 SH SOLE 0 0 3013 DIAGEO PLC SPON ADR NEW 25243Q205 251356 3376 SH SOLE 0 0 3376 DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823 5829594 246494 SH SOLE 0 0 246494 DISNEY WALT CO COM 254687106 1037981 10770 SH SOLE 0 0 10770 DOMINION ENERGY INC COM 25746U109 429910 6954 SH SOLE 0 0 6954 DOUGLAS ELLIMAN INC COM 25961D105 1045500 637500 SH SOLE 0 0 637500 DUKE ENERGY CORP NEW COM NEW 26441C204 293851 2244 SH SOLE 0 0 2244 EA SERIES TRUST US QUAN VALUE 02072L102 10985136 210680 SH SOLE 0 0 210680 EA SERIES TRUST INTL QUAN VALUE 02072L201 403681 11887 SH SOLE 0 0 11887 EA SERIES TRUST ALPHA ARCH 1-3 02072L565 10486840 90178 SH SOLE 0 0 90178 EA SERIES TRUST FREEDOM 100 EM 02072L607 8010771 146583 SH SOLE 0 0 146583 EA SERIES TRUST INTL QUAN MOMNTM 02072L300 2530306 63530 SH SOLE 0 0 63530 EA SERIES TRUST US QUAN MOMENTUM 02072L409 11683284 171033 SH SOLE 0 0 171033 EATON CORP PLC SHS G29183103 3559937 9953 SH SOLE 0 0 9953 ECOPETROL S A SPONSORED ADS 279158109 456071 30425 SH SOLE 0 0 30425 ELI LILLY & CO COM 532457108 5159542 5610 SH SOLE 0 0 5610 EMERSON ELEC CO COM 291011104 810621 6187 SH SOLE 0 0 6187 ENBRIDGE INC COM 29250N105 858985 15866 SH SOLE 0 0 15866 ENERGY SERVICES OF AMER CORP COM 29271Q103 6068016 462149 SH SOLE 0 0 462149 ENERGY TRANSFER L P COM UT LTD PTN 29273V100 1424147 73790 SH SOLE 0 0 73790 ENTERGY CORP NEW COM 29364G103 206293 1836 SH SOLE 0 0 1836 ENTERPRISE PRODS PARTNERS L COM 293792107 1138416 30085 SH SOLE 0 0 30085 EOG RES INC COM 26875P101 215265 1489 SH SOLE 0 0 1489 EQT CORP COM 26884L109 483028 7590 SH SOLE 0 0 7590 ESQUIRE FINL HLDGS INC COM 29667J101 430000 4000 SH SOLE 0 0 4000 EXXON MOBIL CORP COM 30231G102 7509833 44264 SH SOLE 0 0 44264 FIDELITY COVINGTON TRUST ENHANCED INTL 31609A404 11558831 310721 SH SOLE 0 0 310721 FIDELITY WISE ORIGIN BITCOIN SHS 315948109 321241 5442 SH SOLE 0 0 5442 FIRST HORIZON CORPORATION COM 320517105 2194292 96410 SH SOLE 0 0 96410 FORUM MARKETS INC COM SHS 68236V401 2218942 767800 SH SOLE 0 0 767800 FREEPORT MCMORAN INC CL B 35671D857 578336 9839 SH SOLE 0 0 9839 GENERAL DYNAMICS CORP COM 369550108 3178970 9262 SH SOLE 0 0 9262 GEOPARK LTD USD SHS G38327105 133000 14000 SH SOLE 0 0 14000 GILEAD SCIENCES INC COM 375558103 317788 2280 SH SOLE 0 0 2280 GLOBAL X FDS DEFENSE TECH ETF 37960A529 8004616 112996 SH SOLE 0 0 112996 GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 621557 14411 SH SOLE 0 0 14411 GRUPO AVAL ACCIONES Y VALORE SPONSORED ADS 40053W101 920433 209189 SH SOLE 0 0 209189 GRUPO CIBEST SA SPON ADS 40090E106 3151945 43290 SH SOLE 0 0 43290 HANCOCK WHITNEY CORPORATION COM 410120109 226253 3558 SH SOLE 0 0 3558 HCA HEALTHCARE INC COM 40412C101 961624 2032 SH SOLE 0 0 2032 HOME DEPOT INC COM 437076102 5890090 17909 SH SOLE 0 0 17909 HONEYWELL INTL INC COM 438516106 330456 1462 SH SOLE 0 0 1462 ILLINOIS TOOL WKS INC COM 452308109 379763 1459 SH SOLE 0 0 1459 INTEL CORP COM 458140100 380916 8632 SH SOLE 0 0 8632 INTERNATIONAL BUSINESS MACHS COM 459200101 965621 3984 SH SOLE 0 0 3984 INTUITIVE SURGICAL INC COM NEW 46120E602 466522 1012 SH SOLE 0 0 1012 INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 239972 3281 SH SOLE 0 0 3281 INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308 472497 3600 SH SOLE 0 0 3600 INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 735054 3830 SH SOLE 0 0 3830 INVESCO QQQ TR UNIT SER 1 46090E103 453693 786 SH SOLE 0 0 786 ISHARES GOLD TR SHARES REPRESENT 46436F103 3737125 80024 SH SOLE 0 0 80024 ISHARES GOLD TR ISHARES NEW 464285204 248611 2820 SH SOLE 0 0 2820 ISHARES INC MSCI EMRG CHN 46434G764 298797 3799 SH SOLE 0 0 3799 ISHARES INC EMNG MKTS EQT 46434G889 12587667 208302 SH SOLE 0 0 208302 ISHARES INC CORE MSCI EMKT 46434G103 2954429 42357 SH SOLE 0 0 42357 ISHARES SILVER TR ISHARES 46428Q109 2234992 32800 SH SOLE 0 0 32800 ISHARES TR NATIONAL MUN ETF 464288414 3488514 32864 SH SOLE 0 0 32864 ISHARES TR CORE UNIVRSL USD 46434V613 26547298 574741 SH SOLE 0 0 574741 ISHARES TR 10-20 YR TRS ETF 464288653 8804565 87416 SH SOLE 0 0 87416 ISHARES TR MSCI USA MIN VOL 46429B697 369883 3988 SH SOLE 0 0 3988 ISHARES TR IBONDS DEC 2031 46436E486 517599 24730 SH SOLE 0 0 24730 ISHARES TR US TREAS BD ETF 46429B267 10760816 469700 SH SOLE 0 0 469700 ISHARES TR SYSTEMATIC BD ET 46435U796 1204068 13529 SH SOLE 0 0 13529 ISHARES TR SP SMCP600VL ETF 464287879 5423382 45786 SH SOLE 0 0 45786 ISHARES TR CORE MSCI TOTAL 46432F834 811205 9363 SH SOLE 0 0 9363 ISHARES TR CORE S&P US GWT 464287671 3589556 23142 SH SOLE 0 0 23142 ISHARES TR S&P 100 ETF 464287101 2914838 9164 SH SOLE 0 0 9164 ISHARES TR RUSSELL 3000 ETF 464287689 1297380 3500 SH SOLE 0 0 3500 ISHARES TR CORE S&P TTL STK 464287150 20268420 142304 SH SOLE 0 0 142304 ISHARES TR CORE DIV GRWTH 46434V621 1040699 14829 SH SOLE 0 0 14829 ISHARES TR ISHS 5-10YR INVT 464288638 461045 8663 SH SOLE 0 0 8663 ISHARES TR S&P 500 GRWT ETF 464287309 26404035 233437 SH SOLE 0 0 233437 ISHARES TR IBONDS DEC 2030 46436E726 521967 23845 SH SOLE 0 0 23845 ISHARES TR IBONDS DEC 2033 46436E130 704413 27250 SH SOLE 0 0 27250 ISHARES TR IBONDS DEC2026 46435GAA0 650674 26843 SH SOLE 0 0 26843 ISHARES TR U S EQUITY FACTR 46434V282 2241033 33955 SH SOLE 0 0 33955 ISHARES TR CORE MSCI EAFE 46432F842 10788950 119175 SH SOLE 0 0 119175 ISHARES TR INTL EQTY FACTOR 46434V274 10523490 270110 SH SOLE 0 0 270110 ISHARES TR RUS MID CAP ETF 464287499 214684 2208 SH SOLE 0 0 2208 ISHARES TR CORE S&P MCP ETF 464287507 503436 7455 SH SOLE 0 0 7455 ISHARES TR S&P 500 VAL ETF 464287408 25600181 121242 SH SOLE 0 0 121242 ISHARES TR 0-5YR HI YL CP 46434V407 323037 7635 SH SOLE 0 0 7635 ISHARES TR 0-5YR INVT GR CP 46434V100 836064 16559 SH SOLE 0 0 16559 ISHARES TR EAFE GRWTH ETF 464288885 357275 3208 SH SOLE 0 0 3208 ISHARES TR CORE S&P SCP ETF 464287804 502004 4038 SH SOLE 0 0 4038 ISHARES TR IBONDS 27 ETF 46435UAA9 748265 30869 SH SOLE 0 0 30869 ISHARES TR CONV BD ETF 46435G102 1323071 12998 SH SOLE 0 0 12998 ISHARES TR RUS TOP 200 ETF 464289446 694872 4330 SH SOLE 0 0 4330 ISHARES TR IBONDS DEC 2034 46438G653 703620 27000 SH SOLE 0 0 27000 ISHARES TR MSCI USA VALUE 46432F388 531074 3735 SH SOLE 0 0 3735 ISHARES TR JPMORGAN USD EMG 464288281 1057934 11263 SH SOLE 0 0 11263 ISHARES TR RUSSELL 2000 ETF 464287655 389856 1572 SH SOLE 0 0 1572 ISHARES TR CORE US AGGBD ET 464287226 1308478 13181 SH SOLE 0 0 13181 ISHARES TR 20 YR TR BD ETF 464287432 396607 4575 SH SOLE 0 0 4575 ISHARES TR EAFE VALUE ETF 464288877 896587 12059 SH SOLE 0 0 12059 ISHARES TR IBONDS DEC 2032 46436E312 690629 27330 SH SOLE 0 0 27330 ISHARES TR S&P MC 400VL ETF 464287705 2546385 19218 SH SOLE 0 0 19218 ISHARES TR CORE S&P500 ETF 464287200 4378491 6703 SH SOLE 0 0 6703 ISHARES TR IBDS DEC28 ETF 46435U515 569038 22465 SH SOLE 0 0 22465 ISHARES TR MSCI INTL VLU FT 46435G409 1316650 33182 SH SOLE 0 0 33182 ISHARES TR IBONDS DEC 29 46436E205 566358 24349 SH SOLE 0 0 24349 ISHARES TR IBONDS DEC 2035 46438G372 666640 26000 SH SOLE 0 0 26000 ISHARES TR MSCI USA MMENTM 46432F396 11873382 49474 SH SOLE 0 0 49474 ISHARES TR EUROPE ETF 464287861 366876 5400 SH SOLE 0 0 5400 JEFFERIES FINANCIAL GROUP IN COM 47233W109 295947 7171 SH SOLE 0 0 7171 JOHNSON & JOHNSON COM 478160104 13761318 56297 SH SOLE 0 0 56297 JPMORGAN CHASE & CO COM 46625H100 14260383 48478 SH SOLE 0 0 48478 LAM RESEARCH CORP COM NEW 512807306 3327968 15576 SH SOLE 0 0 15576 LAMAR ADVERTISING CO CL A 512816109 457876 3615 SH SOLE 0 0 3615 LOCKHEED MARTIN CORP COM 539830109 1216637 2013 SH SOLE 0 0 2013 LOWES COS INC COM 548661107 479181 2028 SH SOLE 0 0 2028 MAPLEBEAR INC COM 565394103 417342 11141 SH SOLE 0 0 11141 MARRIOTT INTL INC NEW CL A 571903202 413089 1263 SH SOLE 0 0 1263 MARSH & MCLENNAN COS INC COM 571748102 368928 2127 SH SOLE 0 0 2127 MASTERCARD INCORPORATED CL A 57636Q104 1122236 2246 SH SOLE 0 0 2246 MCDONALDS CORP COM 580135101 1990500 6405 SH SOLE 0 0 6405 MCKESSON CORP COM 58155Q103 809112 935 SH SOLE 0 0 935 MERCADOLIBRE INC COM 58733R102 899090 520 SH SOLE 0 0 520 MERCK & CO INC COM 58933Y105 746404 6205 SH SOLE 0 0 6205 META PLATFORMS INC CL A 30303M102 3775440 6599 SH SOLE 0 0 6599 MICRON TECHNOLOGY INC COM 595112103 247637 733 SH SOLE 0 0 733 MICROSOFT CORP COM 594918104 17049644 46059 SH SOLE 0 0 46059 MONDELEZ INTL INC CL A 609207105 1090532 18920 SH SOLE 0 0 18920 NATURAL RESOURCE PARTNERS LP COM UNIT LTD PAR 63900P608 2185865 18065 SH SOLE 0 0 18065 NETFLIX INC. COM 64110L106 1539362 16010 SH SOLE 0 0 16010 NIKE INC CL B 654106103 1531644 28997 SH SOLE 0 0 28997 NORFOLK SOUTHN CORP COM 655844108 359324 1252 SH SOLE 0 0 1252 NORTHROP GRUMMAN CORP COM 666807102 698558 1024 SH SOLE 0 0 1024 NOVARTIS AG SPONSORED ADR 66987V109 488495 3198 SH SOLE 0 0 3198 NOVO-NORDISK A S ADR 670100205 336602 9159 SH SOLE 0 0 9159 NU HLDGS LTD ORD SHS CL A G6683N103 790738 55027 SH SOLE 0 0 55027 NVIDIA CORPORATION COM 67066G104 5050719 28961 SH SOLE 0 0 28961 OMNICOM GROUP INC COM 681919106 283467 3764 SH SOLE 0 0 3764 OPUS GENETICS INC COM 67577R102 55146 12120 SH SOLE 0 0 12120 ORACLE CORP COM 68389X105 5270546 35827 SH SOLE 0 0 35827 PALO ALTO NETWORKS INC COM 697435105 223807 1396 SH SOLE 0 0 1396 PEPSICO INC COM 713448108 4824900 31070 SH SOLE 0 0 31070 PETROLEO BRASILEIRO S A SPONSORED ADR 71654V408 207500 10000 SH SOLE 0 0 10000 PFIZER INC COM 717081103 746575 26587 SH SOLE 0 0 26587 PHILIP MORRIS INTL INC COM 718172109 7014550 42425 SH SOLE 0 0 42425 PHILLIPS 66 COM 718546104 441052 2421 SH SOLE 0 0 2421 PITNEY BOWES INC COM 724479100 166748 15090 SH SOLE 0 0 15090 PNC FINL SVCS GROUP INC COM 693475105 304852 1465 SH SOLE 0 0 1465 PRICE T ROWE GROUP INC COM 74144T108 3053132 33871 SH SOLE 0 0 33871 PROCTER & GAMBLE CO COM 742718109 3794125 26268 SH SOLE 0 0 26268 PROPETRO HLDG CORP COM 74347M108 176868 12274 SH SOLE 0 0 12274 PUMA BIOTECHNOLOGY INC COM 74587V107 64488 10092 SH SOLE 0 0 10092 REPUBLIC SVCS INC COM 760759100 212449 970 SH SOLE 0 0 970 ROCKWELL AUTOMATION INC COM 773903109 221070 616 SH SOLE 0 0 616 SALESFORCE INC COM 79466L302 285909 1532 SH SOLE 0 0 1532 SANOFI SA SPONSORED ADR 80105N105 409723 8504 SH SOLE 0 0 8504 SCHWAB CHARLES CORP COM 808513105 630418 6708 SH SOLE 0 0 6708 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 269601 9271 SH SOLE 0 0 9271 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 475853 15510 SH SOLE 0 0 15510 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 396051 13596 SH SOLE 0 0 13596 SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 800954 16369 SH SOLE 0 0 16369 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 677498 21883 SH SOLE 0 0 21883 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3411721 137847 SH SOLE 0 0 137847 SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 24839132 997155 SH SOLE 0 0 997155 SHELL PLC SPON ADS 780259305 397389 4273 SH SOLE 0 0 4273 SHERWIN WILLIAMS CO COM 824348106 285610 891 SH SOLE 0 0 891 SOUTHERN CO COM 842587107 1467009 15199 SH SOLE 0 0 15199 SPDR GOLD TR GOLD SHS 78463V107 333475 775 SH SOLE 0 0 775 SPDR SERIES TRUST STATE STREET SPD 78468R663 788104 8600 SH SOLE 0 0 8600 SPDR SERIES TRUST STATE STREET SPD 78464A854 807901 10555 SH SOLE 0 0 10555 SPDR SERIES TRUST STATE STREET SPD 78464A763 217451 1490 SH SOLE 0 0 1490 SPDR SERIES TRUST STATE STREET SPD 78464A383 13493675 602665 SH SOLE 0 0 602665 SPDR SERIES TRUST STATE STREET SPD 78468R523 382844 3850 SH SOLE 0 0 3850 SPDR SERIES TRUST STATE STREET SPD 78468R721 701818 15479 SH SOLE 0 0 15479 SPDR SERIES TRUST STATE STREET SPD 78468R788 819360 18000 SH SOLE 0 0 18000 STARBUCKS CORP COM 855244109 1617990 18060 SH SOLE 0 0 18060 STATE STR SPDR DOW JONES IND UT SER 1 78467X109 1146858 2476 SH SOLE 0 0 2476 STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 680256 1046 SH SOLE 0 0 1046 STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 229435 372 SH SOLE 0 0 372 STONECO LTD COM CL A G85158106 276752 19600 SH SOLE 0 0 19600 SYSCO CORP COM 871829107 913048 12800 SH SOLE 0 0 12800 TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 891512 2638 SH SOLE 0 0 2638 TESLA INC COM 88160R101 1200753 3230 SH SOLE 0 0 3230 THERMO FISHER SCIENTIFIC INC COM 883556102 387326 788 SH SOLE 0 0 788 TJX COS INC NEW COM 872540109 209209 1310 SH SOLE 0 0 1310 TMC THE METALS COMPANY INC COM 87261Y106 56951 12195 SH SOLE 0 0 12195 TOWER SEMICONDUCTOR LTD SHS NEW M87915274 342011 1949 SH SOLE 0 0 1949 TRAVELERS COMPANIES INC COM 89417E109 588319 2017 SH SOLE 0 0 2017 UBER TECHNOLOGIES INC COM 90353T100 1619432 22514 SH SOLE 0 0 22514 UNION PAC CORP COM 907818108 1291645 5324 SH SOLE 0 0 5324 UNITEDHEALTH GROUP INC COM 91324P102 547945 2025 SH SOLE 0 0 2025 VAIL RESORTS INC COM 91879Q109 220957 1722 SH SOLE 0 0 1722 VALERO ENERGY CORP COM 91913Y100 782997 3169 SH SOLE 0 0 3169 VANECK ETF TRUST INTRMDT MUNI ETF 92189H201 559528 12051 SH SOLE 0 0 12051 VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 746167 7334 SH SOLE 0 0 7334 VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 10098775 210172 SH SOLE 0 0 210172 VANGUARD INDEX FDS TOTAL STK MKT 922908769 18892186 58889 SH SOLE 0 0 58889 VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1234800 6000 SH SOLE 0 0 6000 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 7817739 13083 SH SOLE 0 0 13083 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1176631 13265 SH SOLE 0 0 13265 VANGUARD INDEX FDS SMALL CP ETF 922908751 299898 1145 SH SOLE 0 0 1145 VANGUARD INDEX FDS GROWTH ETF 922908736 3781093 8657 SH SOLE 0 0 8657 VANGUARD INDEX FDS MID CAP ETF 922908629 594069 2069 SH SOLE 0 0 2069 VANGUARD INDEX FDS VALUE ETF 922908744 1838293 9369 SH SOLE 0 0 9369 VANGUARD INDEX FDS SM CP VAL ETF 922908611 4927660 22682 SH SOLE 0 0 22682 VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 4087883 22183 SH SOLE 0 0 22183 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1600745 29616 SH SOLE 0 0 29616 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 3004314 40004 SH SOLE 0 0 40004 VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 4730959 34203 SH SOLE 0 0 34203 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 3531820 70792 SH SOLE 0 0 70792 VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 2891514 49394 SH SOLE 0 0 49394 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1271330 15364 SH SOLE 0 0 15364 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 76149176 354083 SH SOLE 0 0 354083 VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 4966090 56139 SH SOLE 0 0 56139 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 12857394 86816 SH SOLE 0 0 86816 VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 3610979 38317 SH SOLE 0 0 38317 VANGUARD WORLD FD MEGA CAP INDEX 921910873 4793178 20280 SH SOLE 0 0 20280 VANGUARD WORLD FD EXTENDED DUR 921910709 3256593 50140 SH SOLE 0 0 50140 VANGUARD WORLD FD ENERGY ETF 92204A306 692160 4000 SH SOLE 0 0 4000 VERIZON COMMUNICATIONS INC COM 92343V104 1609619 32064 SH SOLE 0 0 32064 VISA INC COM CL A 92826C839 3144622 10404 SH SOLE 0 0 10404 WALMART INC COM 931142103 5650886 45469 SH SOLE 0 0 45469 WASTE MGMT INC DEL COM 94106L109 1195597 5203 SH SOLE 0 0 5203 WD 40 CO COM 929236107 218615 1072 SH SOLE 0 0 1072 WELLS FARGO & CO COM 949746101 913047 11469 SH SOLE 0 0 11469 WILLIAMS COS INC COM 969457100 369067 5071 SH SOLE 0 0 5071 WW GRAINGER INC COM 384802104 331606 304 SH SOLE 0 0 304 ZOETIS INC CL A 98978V103 386227 3267 SH SOLE 0 0 3267