The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   3,652,706 27,271 SH   SOLE   0 0 27,271
ABBVIE INC COM 00287Y109   5,840,574 25,225 SH   SOLE   0 0 25,225
ADVANCED MICRO DEVICES INC COM 007903107   645,866 3,992 SH   SOLE   0 0 3,992
AFLAC INC COM 001055102   473,831 4,242 SH   SOLE   0 0 4,242
ALPHABET INC CAP STK CL A 02079K305   8,195,481 33,712 SH   SOLE   0 0 33,712
ALPHABET INC CAP STK CL C 02079K107   23,892,474 98,101 SH   SOLE   0 0 98,101
ALTRIA GROUP INC COM 02209S103   3,609,293 54,637 SH   SOLE   0 0 54,637
AMAZON COM INC COM 023135106   10,394,005 47,338 SH   SOLE   0 0 47,338
AMERICAN CENTY ETF TR US SML CP VALU 025072877   10,580,141 106,301 SH   SOLE   0 0 106,301
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   5,629,332 63,230 SH   SOLE   0 0 63,230
AMERICAN EXPRESS CO COM 025816109   2,007,141 6,043 SH   SOLE   0 0 6,043
AMGEN INC COM 031162100   1,138,846 4,036 SH   SOLE   0 0 4,036
ANALOG DEVICES INC COM 032654105   258,722 1,053 SH   SOLE   0 0 1,053
APPLE INC COM 037833100   57,612,937 226,261 SH   SOLE   0 0 226,261
ASML HOLDING N V N Y REGISTRY SHS N07059210   713,482 737 SH   SOLE   0 0 737
AT&T INC COM 00206R102   1,572,710 55,691 SH   SOLE   0 0 55,691
AUTOMATIC DATA PROCESSING IN COM 053015103   238,616 813 SH   SOLE   0 0 813
BANK AMERICA CORP COM 060505104   588,336 11,404 SH   SOLE   0 0 11,404
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   13,686,594 27,224 SH   SOLE   0 0 27,224
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103   27,073,170 457,317 SH   SOLE   0 0 457,317
BLACKROCK ETF TRUST ISHARES US THEMA 09290C806   9,849,715 260,162 SH   SOLE   0 0 260,162
BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603   7,543,907 141,696 SH   SOLE   0 0 141,696
BLACKROCK INC COM 09290D101   6,347,004 5,444 SH   SOLE   0 0 5,444
BOEING CO COM 097023105   282,521 1,309 SH   SOLE   0 0 1,309
BOOKING HOLDINGS INC COM 09857L108   264,564 49 SH   SOLE   0 0 49
BRISTOL-MYERS SQUIBB CO COM 110122108   1,690,006 37,472 SH   SOLE   0 0 37,472
BRITISH AMERN TOB PLC SPONSORED ADR 110448107   731,761 13,786 SH   SOLE   0 0 13,786
BROADCOM INC COM 11135F101   5,627,556 17,058 SH   SOLE   0 0 17,058
CANADIAN NAT RES LTD COM 136385101   472,241 14,776 SH   SOLE   0 0 14,776
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109   1,184,063 39,975 SH   SOLE   0 0 39,975
CAPITAL GRP FIXED INCM ETF T MUNICIPAL HIGH I 14020Y805   449,479 17,773 SH   SOLE   0 0 17,773
CAPITAL ONE FINL CORP COM 14040H105   481,777 2,266 SH   SOLE   0 0 2,266
CATERPILLAR INC COM 149123101   791,592 1,659 SH   SOLE   0 0 1,659
CBRE GROUP INC CL A 12504L109   207,979 1,320 SH   SOLE   0 0 1,320
CENCORA INC COM 03073E105   207,520 664 SH   SOLE   0 0 664
CHEVRON CORP NEW COM 166764100   10,260,789 66,075 SH   SOLE   0 0 66,075
CHUBB LIMITED COM H1467J104   208,018 737 SH   SOLE   0 0 737
CINTAS CORP COM 172908105   5,747,026 27,999 SH   SOLE   0 0 27,999
CISCO SYS INC COM 17275R102   3,550,915 51,899 SH   SOLE   0 0 51,899
CITIGROUP INC COM NEW 172967424   345,421 3,403 SH   SOLE   0 0 3,403
CKX LDS INC COM 12562N104   203,461 18,264 SH   SOLE   0 0 18,264
COCA COLA CO COM 191216100   1,729,786 26,082 SH   SOLE   0 0 26,082
COMCAST CORP NEW CL A 20030N101   719,991 22,915 SH   SOLE   0 0 22,915
COMPANIA CERVECERIAS UNIDAS SPONSORED ADR 204429104   303,000 25,000 SH   SOLE   0 0 25,000
CORNING INC COM 219350105   686,017 8,363 SH   SOLE   0 0 8,363
CORPORACION AMER ARPTS S A COM L1995B107   4,030,341 222,425 SH   SOLE   0 0 222,425
COSTCO WHSL CORP NEW COM 22160K105   2,771,031 2,994 SH   SOLE   0 0 2,994
DEERE & CO COM 244199105   202,566 443 SH   SOLE   0 0 443
DIAGEO PLC SPON ADR NEW 25243Q205   381,375 3,996 SH   SOLE   0 0 3,996
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   6,168,452 258,635 SH   SOLE   0 0 258,635
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740   1,980,561 62,106 SH   SOLE   0 0 62,106
DISNEY WALT CO COM 254687106   1,213,611 10,599 SH   SOLE   0 0 10,599
DOMINION ENERGY INC COM 25746U109   429,610 7,023 SH   SOLE   0 0 7,023
DUKE ENERGY CORP NEW COM NEW 26441C204   233,290 1,885 SH   SOLE   0 0 1,885
EA SERIES TRUST ALPHA ARCH 1-3 02072L565   12,909,902 113,384 SH   SOLE   0 0 113,384
EA SERIES TRUST INTL QUAN MOMNTM 02072L300   3,294,183 89,896 SH   SOLE   0 0 89,896
EA SERIES TRUST US QUAN MOMENTUM 02072L409   12,009,114 186,358 SH   SOLE   0 0 186,358
EA SERIES TRUST FREEDOM 100 EM 02072L607   9,697,613 218,858 SH   SOLE   0 0 218,858
EA SERIES TRUST US QUAN VALUE 02072L102   11,147,796 238,967 SH   SOLE   0 0 238,967
EA SERIES TRUST INTL QUAN VALUE 02072L201   633,532 21,000 SH   SOLE   0 0 21,000
EATON CORP PLC SHS G29183103   3,006,350 8,033 SH   SOLE   0 0 8,033
ECOPETROL S A SPONSORED ADS 279158109   1,959,962 212,808 SH   SOLE   0 0 212,808
ELI LILLY & CO COM 532457108   3,226,479 4,229 SH   SOLE   0 0 4,229
EMERSON ELEC CO COM 291011104   824,729 6,287 SH   SOLE   0 0 6,287
ENBRIDGE INC COM 29250N105   387,482 7,679 SH   SOLE   0 0 7,679
ENERGY SVCS ACQUISITION CORP COM 29271Q103   4,783,201 462,145 SH   SOLE   0 0 462,145
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   1,260,882 73,478 SH   SOLE   0 0 73,478
ENTERPRISE PRODS PARTNERS L COM 293792107   999,403 31,960 SH   SOLE   0 0 31,960
ESQUIRE FINL HLDGS INC COM 29667J101   408,220 4,000 SH   SOLE   0 0 4,000
EXACT SCIENCES CORP COM 30063P105   261,240 4,775 SH   SOLE   0 0 4,775
EXXON MOBIL CORP COM 30231G102   17,431,380 154,602 SH   SOLE   0 0 154,602
FIDELITY COVINGTON TRUST ENHANCED MID 31609A503   250,628 6,933 SH   SOLE   0 0 6,933
FIDELITY WISE ORIGIN BITCOIN SHS 315948109   418,404 4,192 SH   SOLE   0 0 4,192
FIRST HORIZON CORPORATION COM 320517105   2,179,830 96,410 SH   SOLE   0 0 96,410
FREEPORT-MCMORAN INC CL B 35671D857   754,151 19,229 SH   SOLE   0 0 19,229
GALLAGHER ARTHUR J & CO COM 363576109   230,447 744 SH   SOLE   0 0 744
GE AEROSPACE COM NEW 369604301   273,714 910 SH   SOLE   0 0 910
GE VERNOVA INC COM 36828A101   212,755 346 SH   SOLE   0 0 346
GENERAL DYNAMICS CORP COM 369550108   3,260,231 9,561 SH   SOLE   0 0 9,561
GENERAL MLS INC COM 370334104   203,344 4,033 SH   SOLE   0 0 4,033
GILEAD SCIENCES INC COM 375558103   236,311 2,129 SH   SOLE   0 0 2,129
GLOBAL X FDS DEFENSE TECH ETF 37960A529   6,057,217 86,236 SH   SOLE   0 0 86,236
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107   821,141 19,974 SH   SOLE   0 0 19,974
GOLDMAN SACHS GROUP INC COM 38141G104   229,349 288 SH   SOLE   0 0 288
GRAINGER W W INC COM 384802104   261,111 274 SH   SOLE   0 0 274
GRUPO AVAL ACCIONES Y VALORE SPONSORED ADS 40053W101   274,292 83,119 SH   SOLE   0 0 83,119
GRUPO CIBEST SA SPON ADS 40090E106   2,248,483 43,290 SH   SOLE   0 0 43,290
HCA HEALTHCARE INC COM 40412C101   874,989 2,053 SH   SOLE   0 0 2,053
HOME DEPOT INC COM 437076102   7,839,306 19,347 SH   SOLE   0 0 19,347
HONEYWELL INTL INC COM 438516106   289,438 1,375 SH   SOLE   0 0 1,375
ILLINOIS TOOL WKS INC COM 452308109   346,811 1,330 SH   SOLE   0 0 1,330
INOGEN INC COM 45780L104   1,818,822 222,622 SH   SOLE   0 0 222,622
INTEL CORP COM 458140100   427,383 12,739 SH   SOLE   0 0 12,739
INTERNATIONAL BUSINESS MACHS COM 459200101   1,392,284 4,934 SH   SOLE   0 0 4,934
INTUITIVE SURGICAL INC COM NEW 46120E602   449,466 1,005 SH   SOLE   0 0 1,005
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   241,088 3,281 SH   SOLE   0 0 3,281
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805   349,312 12,800 SH   SOLE   0 0 12,800
INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308   504,086 3,805 SH   SOLE   0 0 3,805
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   726,551 3,830 SH   SOLE   0 0 3,830
INVESCO QQQ TR UNIT SER 1 46090E103   229,150 382 SH   SOLE   0 0 382
ISHARES GOLD TR ISHARES NEW 464285204   799,378 10,985 SH   SOLE   0 0 10,985
ISHARES GOLD TR SHARES REPRESENT 46436F103   7,798,098 202,548 SH   SOLE   0 0 202,548
ISHARES INC MSCI EMRG CHN 46434G764   502,744 7,447 SH   SOLE   0 0 7,447
ISHARES INC EMNG MKTS EQT 46434G889   15,386,171 271,937 SH   SOLE   0 0 271,937
ISHARES INC CORE MSCI EMKT 46434G103   2,433,184 36,911 SH   SOLE   0 0 36,911
ISHARES SILVER TR ISHARES 46428Q109   1,296,522 30,600 SH   SOLE   0 0 30,600
ISHARES TR CORE S&P TTL STK 464287150   24,762,861 170,016 SH   SOLE   0 0 170,016
ISHARES TR 10-20 YR TRS ETF 464288653   11,620,450 112,831 SH   SOLE   0 0 112,831
ISHARES TR NATIONAL MUN ETF 464288414   2,868,928 26,941 SH   SOLE   0 0 26,941
ISHARES TR JPMORGAN USD EMG 464288281   3,277,668 34,433 SH   SOLE   0 0 34,433
ISHARES TR ISHS 5-10YR INVT 464288638   468,582 8,663 SH   SOLE   0 0 8,663
ISHARES TR CORE MSCI TOTAL 46432F834   620,748 7,517 SH   SOLE   0 0 7,517
ISHARES TR CORE MSCI EAFE 46432F842   10,478,639 120,016 SH   SOLE   0 0 120,016
ISHARES TR MSCI USA MMENTM 46432F396   8,457,479 32,979 SH   SOLE   0 0 32,979
ISHARES TR MSCI USA VALUE 46432F388   459,804 3,677 SH   SOLE   0 0 3,677
ISHARES TR 0-5 YR TIPS ETF 46429B747   720,729 6,973 SH   SOLE   0 0 6,973
ISHARES TR MSCI USA MIN VOL 46429B697   449,288 4,722 SH   SOLE   0 0 4,722
ISHARES TR US TREAS BD ETF 46429B267   1,838,061 79,501 SH   SOLE   0 0 79,501
ISHARES TR CORE TOTAL USD 46434V613   26,359,525 564,323 SH   SOLE   0 0 564,323
ISHARES TR CONV BD ETF 46435G102   817,761 8,174 SH   SOLE   0 0 8,174
ISHARES TR U S EQUITY FACTR 46434V282   3,442,153 49,829 SH   SOLE   0 0 49,829
ISHARES TR MSCI INTL VLU FT 46435G409   1,612,716 45,454 SH   SOLE   0 0 45,454
ISHARES TR IBONDS DEC25 ETF 46434VBD1   742,148 29,462 SH   SOLE   0 0 29,462
ISHARES TR INTL EQTY FACTOR 46434V274   13,588,427 378,402 SH   SOLE   0 0 378,402
ISHARES TR CORE DIV GRWTH 46434V621   977,220 14,354 SH   SOLE   0 0 14,354
ISHARES TR 0-5YR HI YL CP 46434V407   366,751 8,470 SH   SOLE   0 0 8,470
ISHARES TR 0-5YR INVT GR CP 46434V100   910,569 17,914 SH   SOLE   0 0 17,914
ISHARES TR HDG MSCI EAFE 46434V803   348,806 8,806 SH   SOLE   0 0 8,806
ISHARES TR IBONDS DEC2026 46435GAA0   992,485 40,843 SH   SOLE   0 0 40,843
ISHARES TR IBONDS 27 ETF 46435UAA9   751,351 30,869 SH   SOLE   0 0 30,869
ISHARES TR IBDS DEC28 ETF 46435U515   573,307 22,465 SH   SOLE   0 0 22,465
ISHARES TR IBONDS DEC 29 46436E205   571,471 24,349 SH   SOLE   0 0 24,349
ISHARES TR IBONDS DEC 2030 46436E726   528,167 23,845 SH   SOLE   0 0 23,845
ISHARES TR IBONDS DEC 2032 46436E312   700,195 27,330 SH   SOLE   0 0 27,330
ISHARES TR IBONDS DEC 2031 46436E486   524,771 24,730 SH   SOLE   0 0 24,730
ISHARES TR IBONDS DEC 2033 46436E130   714,768 27,250 SH   SOLE   0 0 27,250
ISHARES TR IBONDS DEC 2034 46438G653   714,690 27,000 SH   SOLE   0 0 27,000
ISHARES TR EAFE VALUE ETF 464288877   878,564 12,952 SH   SOLE   0 0 12,952
ISHARES TR EAFE GRWTH ETF 464288885   517,483 4,544 SH   SOLE   0 0 4,544
ISHARES TR S&P 100 ETF 464287101   17,810,708 53,511 SH   SOLE   0 0 53,511
ISHARES TR 20 YR TR BD ETF 464287432   313,331 3,506 SH   SOLE   0 0 3,506
ISHARES TR EUROPE ETF 464287861   328,710 5,020 SH   SOLE   0 0 5,020
ISHARES TR CORE S&P MCP ETF 464287507   520,666 7,978 SH   SOLE   0 0 7,978
ISHARES TR S&P MC 400VL ETF 464287705   2,612,431 20,139 SH   SOLE   0 0 20,139
ISHARES TR CORE S&P SCP ETF 464287804   517,697 4,357 SH   SOLE   0 0 4,357
ISHARES TR SP SMCP600VL ETF 464287879   5,793,296 52,385 SH   SOLE   0 0 52,385
ISHARES TR S&P 500 VAL ETF 464287408   23,475,155 113,676 SH   SOLE   0 0 113,676
ISHARES TR CORE S&P500 ETF 464287200   6,121,728 9,146 SH   SOLE   0 0 9,146
ISHARES TR S&P 500 GRWT ETF 464287309   30,262,486 250,683 SH   SOLE   0 0 250,683
ISHARES TR RUSSELL 2000 ETF 464287655   368,558 1,523 SH   SOLE   0 0 1,523
ISHARES TR RUSSELL 3000 ETF 464287689   1,326,290 3,500 SH   SOLE   0 0 3,500
ISHARES TR CORE S&P US GWT 464287671   3,875,246 23,552 SH   SOLE   0 0 23,552
ISHARES TR RUS MID CAP ETF 464287499   214,727 2,224 SH   SOLE   0 0 2,224
ISHARES U S ETF TR SHORT MATURITY M 46431W838   253,524 5,019 SH   SOLE   0 0 5,019
JOHNSON & JOHNSON COM 478160104   11,139,414 60,077 SH   SOLE   0 0 60,077
JPMORGAN CHASE & CO. COM 46625H100   15,259,449 48,377 SH   SOLE   0 0 48,377
LAM RESEARCH CORP COM NEW 512807306   2,658,183 19,852 SH   SOLE   0 0 19,852
LOCKHEED MARTIN CORP COM 539830109   490,224 982 SH   SOLE   0 0 982
LOWES COS INC COM 548661107   511,438 2,035 SH   SOLE   0 0 2,035
MAPLEBEAR INC COM 565394103   407,301 11,080 SH   SOLE   0 0 11,080
MARRIOTT INTL INC NEW CL A 571903202   351,854 1,351 SH   SOLE   0 0 1,351
MARSH & MCLENNAN COS INC COM 571748102   384,922 1,910 SH   SOLE   0 0 1,910
MASTERCARD INCORPORATED CL A 57636Q104   1,202,464 2,114 SH   SOLE   0 0 2,114
MCDONALDS CORP COM 580135101   2,360,573 7,768 SH   SOLE   0 0 7,768
MCKESSON CORP COM 58155Q103   617,259 799 SH   SOLE   0 0 799
MERCADOLIBRE INC COM 58733R102   345,867 148 SH   SOLE   0 0 148
MERCK & CO INC COM 58933Y105   627,645 7,478 SH   SOLE   0 0 7,478
META PLATFORMS INC CL A 30303M102   4,621,116 6,293 SH   SOLE   0 0 6,293
MICROSOFT CORP COM 594918104   29,931,023 57,787 SH   SOLE   0 0 57,787
MONDELEZ INTL INC CL A 609207105   1,350,056 21,611 SH   SOLE   0 0 21,611
NATURAL RESOURCE PARTNERS L COM UNIT LTD PAR 63900P608   1,633,275 15,555 SH   SOLE   0 0 15,555
NETFLIX INC COM 64110L106   2,358,276 1,967 SH   SOLE   0 0 1,967
NIKE INC CL B 654106103   2,050,578 29,407 SH   SOLE   0 0 29,407
NORFOLK SOUTHN CORP COM 655844108   394,138 1,312 SH   SOLE   0 0 1,312
NORTHROP GRUMMAN CORP COM 666807102   550,466 903 SH   SOLE   0 0 903
NOVO-NORDISK A S ADR 670100205   2,527,398 45,547 SH   SOLE   0 0 45,547
NU HLDGS LTD ORD SHS CL A G6683N103   880,550 55,000 SH   SOLE   0 0 55,000
NVIDIA CORPORATION COM 67066G104   5,625,454 30,150 SH   SOLE   0 0 30,150
OPUS GENETICS INC COM 67577R102   19,998 12,120 SH   SOLE   0 0 12,120
ORACLE CORP COM 68389X105   9,919,812 35,272 SH   SOLE   0 0 35,272
PALO ALTO NETWORKS INC COM 697435105   282,828 1,389 SH   SOLE   0 0 1,389
PAYCHEX INC COM 704326107   213,464 1,684 SH   SOLE   0 0 1,684
PEPSICO INC COM 713448108   4,362,506 31,063 SH   SOLE   0 0 31,063
PETROLEO BRASILEIRO SA PETRO SPONSORED ADR 71654V408   126,600 10,000 SH   SOLE   0 0 10,000
PFIZER INC COM 717081103   691,254 27,129 SH   SOLE   0 0 27,129
PHILIP MORRIS INTL INC COM 718172109   7,069,398 43,584 SH   SOLE   0 0 43,584
PHILLIPS 66 COM 718546104   420,433 3,091 SH   SOLE   0 0 3,091
PIMCO ETF TR MULTISECTOR BD 72201R585   209,025 7,788 SH   SOLE   0 0 7,788
PNC FINL SVCS GROUP INC COM 693475105   265,830 1,323 SH   SOLE   0 0 1,323
PROCTER AND GAMBLE CO COM 742718109   4,177,798 27,190 SH   SOLE   0 0 27,190
PROPETRO HLDG CORP COM 74347M108   64,316 12,274 SH   SOLE   0 0 12,274
REPUBLIC SVCS INC COM 760759100   252,887 1,102 SH   SOLE   0 0 1,102
ROCKWELL AUTOMATION INC COM 773903109   217,058 621 SH   SOLE   0 0 621
SALESFORCE INC COM 79466L302   397,729 1,678 SH   SOLE   0 0 1,678
SCHWAB CHARLES CORP COM 808513105   665,235 6,968 SH   SOLE   0 0 6,968
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,984,872 66,966 SH   SOLE   0 0 66,966
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   2,281,500 83,571 SH   SOLE   0 0 83,571
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   6,606,764 153,789 SH   SOLE   0 0 153,789
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771   1,926,649 73,257 SH   SOLE   0 0 73,257
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   18,187,771 781,262 SH   SOLE   0 0 781,262
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   278,888 9,996 SH   SOLE   0 0 9,996
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   464,897 14,569 SH   SOLE   0 0 14,569
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   28,008,434 1,114,542 SH   SOLE   0 0 1,114,542
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   211,395 750 SH   SOLE   0 0 750
SHELL PLC SPON ADS 780259305   305,648 4,273 SH   SOLE   0 0 4,273
SHERWIN WILLIAMS CO COM 824348106   246,883 713 SH   SOLE   0 0 713
SOUTHERN CO COM 842587107   1,504,853 15,879 SH   SOLE   0 0 15,879
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   1,681,521 3,626 SH   SOLE   0 0 3,626
SPDR GOLD TR GOLD SHS 78463V107   275,489 775 SH   SOLE   0 0 775
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,205,547 4,812 SH   SOLE   0 0 4,812
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   221,723 372 SH   SOLE   0 0 372
SPDR SERIES TRUST S&P DIVID ETF 78464A763   219,116 1,565 SH   SOLE   0 0 1,565
SPDR SERIES TRUST PORT MTG BK ETF 78464A383   12,550,624 559,297 SH   SOLE   0 0 559,297
SPDR SERIES TRUST PORTFOLIO S&P500 78464A854   835,104 10,660 SH   SOLE   0 0 10,660
SPDR SERIES TRUST BLOOMBERG 1-3 MO 78468R663   561,694 6,122 SH   SOLE   0 0 6,122
SPDR SERIES TRUST NUVEEN ICE MUNIC 78468R721   749,490 16,447 SH   SOLE   0 0 16,447
SPDR SERIES TRUST BLOOMBERG 3-12 M 78468R523   572,240 5,750 SH   SOLE   0 0 5,750
STARBUCKS CORP COM 855244109   1,670,198 19,742 SH   SOLE   0 0 19,742
STONECO LTD COM CL A G85158106   370,636 19,600 SH   SOLE   0 0 19,600
SYSCO CORP COM 871829107   1,245,449 15,126 SH   SOLE   0 0 15,126
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   782,291 2,801 SH   SOLE   0 0 2,801
TESLA INC COM 88160R101   1,484,031 3,337 SH   SOLE   0 0 3,337
THERMO FISHER SCIENTIFIC INC COM 883556102   362,795 748 SH   SOLE   0 0 748
TJX COS INC NEW COM 872540109   201,488 1,394 SH   SOLE   0 0 1,394
TMC THE METALS COMPANY INC COM 87261Y106   77,682 12,195 SH   SOLE   0 0 12,195
TRAVELERS COMPANIES INC COM 89417E109   416,038 1,490 SH   SOLE   0 0 1,490
UBER TECHNOLOGIES INC COM 90353T100   1,039,168 10,607 SH   SOLE   0 0 10,607
UNILEVER PLC SPON ADR NEW 904767704   235,638 3,975 SH   SOLE   0 0 3,975
UNION PAC CORP COM 907818108   1,340,807 5,672 SH   SOLE   0 0 5,672
UNITEDHEALTH GROUP INC COM 91324P102   1,081,825 3,133 SH   SOLE   0 0 3,133
VAIL RESORTS INC COM 91879Q109   1,441,598 9,638 SH   SOLE   0 0 9,638
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201   666,799 14,309 SH   SOLE   0 0 14,309
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778   557,037 5,850 SH   SOLE   0 0 5,850
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   9,737,284 196,872 SH   SOLE   0 0 196,872
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   8,557,497 13,974 SH   SOLE   0 0 13,974
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   3,946,032 22,603 SH   SOLE   0 0 22,603
VANGUARD INDEX FDS TOTAL STK MKT 922908769   20,718,280 63,133 SH   SOLE   0 0 63,133
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   1,256,040 6,000 SH   SOLE   0 0 6,000
VANGUARD INDEX FDS MID CAP ETF 922908629   713,276 2,428 SH   SOLE   0 0 2,428
VANGUARD INDEX FDS SM CP VAL ETF 922908611   4,786,973 22,936 SH   SOLE   0 0 22,936
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,621,534 17,737 SH   SOLE   0 0 17,737
VANGUARD INDEX FDS SMALL CP ETF 922908751   268,774 1,057 SH   SOLE   0 0 1,057
VANGUARD INDEX FDS GROWTH ETF 922908736   10,707,418 22,325 SH   SOLE   0 0 22,325
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,392,264 44,154 SH   SOLE   0 0 44,154
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   3,444,165 48,258 SH   SOLE   0 0 48,258
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   5,443,651 39,504 SH   SOLE   0 0 39,504
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   5,496,894 109,784 SH   SOLE   0 0 109,784
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,160,802 13,801 SH   SOLE   0 0 13,801
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   6,197,808 105,315 SH   SOLE   0 0 105,315
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   497,639 8,752 SH   SOLE   0 0 8,752
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   94,757,698 439,120 SH   SOLE   0 0 439,120
VANGUARD WELLINGTON FD US VALUE FACTR 921935805   265,538 2,082 SH   SOLE   0 0 2,082
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   2,690,096 31,768 SH   SOLE   0 0 31,768
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   5,378,844 60,052 SH   SOLE   0 0 60,052
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   12,324,290 87,437 SH   SOLE   0 0 87,437
VANGUARD WORLD FD MEGA CAP INDEX 921910873   5,438,325 22,280 SH   SOLE   0 0 22,280
VANGUARD WORLD FD EXTENDED DUR 921910709   2,638,748 38,550 SH   SOLE   0 0 38,550
VANGUARD WORLD FD ENERGY ETF 92204A306   391,425 3,110 SH   SOLE   0 0 3,110
VERIZON COMMUNICATIONS INC COM 92343V104   1,049,322 23,875 SH   SOLE   0 0 23,875
VISA INC COM CL A 92826C839   3,469,596 10,163 SH   SOLE   0 0 10,163
WALMART INC COM 931142103   4,836,323 46,927 SH   SOLE   0 0 46,927
WASTE MGMT INC DEL COM 94106L109   666,686 3,019 SH   SOLE   0 0 3,019
WD 40 CO COM 929236107   211,819 1,072 SH   SOLE   0 0 1,072
WELLS FARGO CO NEW COM 949746101   504,010 6,013 SH   SOLE   0 0 6,013
ZOETIS INC CL A 98978V103   498,410 3,406 SH   SOLE   0 0 3,406