The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   2,041,235 38,733 SH   OTR 2 0 0 38,733
ISHARES TR CORE DIV GRWTH 46434V621   1,542,592 30,858 SH   OTR 2 0 0 30,858
ISHARES INC MSCI EMERG MRKT 464286533   597,434 10,948 SH   OTR 2 0 0 10,948
ISHARES TR EAFE GRWTH ETF 464288885   1,304,775 13,928 SH   OTR 2 0 0 13,928
ISHARES TR EAFE VALUE ETF 464288877   1,229,362 25,332 SH   OTR 2 0 0 25,332
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107   1,069,985 34,729 SH   OTR 2 0 0 34,729
ISHARES TR CORE S&P SCP ETF 464287804   528,094 5,461 SH   OTR 2 0 0 5,461
ISHARES TR INTL EQTY FACTOR 46434V274   29,496,127 1,113,482 SH   OTR 2 0 0 1,113,482
ISHARES TR U.S. ENERGY ETF 464287796   319,676 7,307 SH   SOLE   0 0 7,307
ISHARES TR U S EQUITY FACTR 46434V282   40,931,228 987,723 SH   OTR 2 0 0 987,723
ISHARES U S ETF TR BLACKROCK SHORT 46431W838   1,876,483 37,560 SH   OTR 2 0 0 37,560
ISHARES TR MSCI USA MMENTM 46432F396   8,951,476 64,381 SH   OTR 2 0 0 64,381
ISHARES TR NATIONAL MUN ETF 464288414   4,279,240 39,718 SH   OTR 2 0 0 39,718
ISHARES TR 20 YR TR BD ETF 464287432   1,223,439 11,502 SH   OTR 1, 2 0 0 11,502
ISHARES TR MSCI USA MIN VOL 46429B697   21,691,081 298,200 SH   OTR 2 0 0 298,200
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   104,839,682 680,733 SH   OTR 1, 2 0 0 680,733
ISHARES TR MSCI USA VALUE 46432F388   1,439,189 15,544 SH   OTR 2 0 0 15,544
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   6,665,184 131,567 SH   OTR 2, 3 0 0 131,567
3M CO COM 88579Y101   462,299 4,398 SH   OTR 1, 2, 3 0 0 4,398
ABBOTT LABS COM 002824100   3,086,648 30,482 SH   OTR 1, 2 0 0 30,482
ABBVIE INC COM 00287Y109   4,351,125 27,302 SH   OTR 1, 2 0 0 27,302
ACACIA RESH CORP ACACIA TCH COM 003881307   65,157 16,880 SH   OTR 1 0 0 16,880
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,253,277 4,385 SH   OTR 1, 2, 3 0 0 4,385
ADVANCED MICRO DEVICES INC COM 007903107   561,989 5,734 SH   OTR 1, 3 0 0 5,734
AFLAC INC COM 001055102   740,367 11,475 SH   OTR 1, 2, 3 0 0 11,475
AIR PRODS & CHEMS INC COM 009158106   745,884 2,597 SH   OTR 1, 2 0 0 2,597
ALPHABET INC CAP STK CL A 02079K305   3,528,687 34,018 SH   OTR 1, 2, 3 0 0 34,018
ALPHABET INC CAP STK CL C 02079K107   9,904,977 95,240 SH   OTR 1, 2, 3 0 0 95,240
ALTRIA GROUP INC COM 02209S103   3,611,286 80,934 SH   OTR 1, 2, 3 0 0 80,934
AMAZON COM INC COM 023135106   4,009,924 38,822 SH   OTR 1, 2, 3 0 0 38,822
AMERICAN CENTY ETF TR US SML CP VALU 025072877   3,878,201 52,366 SH   OTR 1 0 0 52,366
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   1,501,532 25,676 SH   OTR 1 0 0 25,676
AMERICAN EXPRESS CO COM 025816109   1,305,034 7,912 SH   OTR 1, 2, 3 0 0 7,912
AMGEN INC COM 031162100   1,530,512 6,331 SH   OTR 1, 2 0 0 6,331
AON PLC SHS CL A G0403H108   588,962 1,868 SH   OTR 1, 2, 3 0 0 1,868
APPLE INC COM 037833100   45,230,664 274,291 SH   OTR 1, 2, 3 0 0 274,291
ARC DOCUMENT SOLUTIONS INC COM 00191G103   77,417 24,422 SH   OTR 1, 2 0 0 24,422
ARCHER DANIELS MIDLAND CO COM 039483102   327,670 4,113 SH   OTR 1, 3 0 0 4,113
ASML HOLDING N V N Y REGISTRY SHS N07059210   636,464 935 SH   OTR 1, 2 0 0 935
ASSERTIO HOLDINGS INC COM NEW 04546C205   104,296 16,373 SH   OTR 1 0 0 16,373
AT&T INC COM 00206R102   1,860,603 96,655 SH   OTR 1, 3 0 0 96,655
AUTOMATIC DATA PROCESSING IN COM 053015103   1,073,299 4,821 SH   OTR 1, 2 0 0 4,821
BANCO SANTANDER S.A. ADR 05964H105   59,169 16,035 SH   OTR 1 0 0 16,035
BANCOLOMBIA S A SPON ADR PREF 05968L102   234,966 9,350 SH   SOLE   0 0 9,350
BANK AMERICA CORP COM 060505104   296,837 10,379 SH   OTR 1, 2 0 0 10,379
BASSETT FURNITURE INDS INC COM 070203104   178,520 10,029 SH   OTR 1, 2 0 0 10,029
BATH & BODY WORKS INC COM 070830104   302,151 8,260 SH   OTR 1 0 0 8,260
BAXTER INTL INC COM 071813109   232,501 5,732 SH   OTR 1 0 0 5,732
BEL FUSE INC CL B 077347300   234,822 6,249 SH   OTR 1, 2 0 0 6,249
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   8,735,721 28,292 SH   OTR 1, 2, 3 0 0 28,292
BLACKROCK INC COM 09247X101   4,215,199 6,300 SH   OTR 1, 2 0 0 6,300
BOEING CO COM 097023105   528,951 2,490 SH   OTR 1, 2, 3 0 0 2,490
BRISTOL-MYERS SQUIBB CO COM 110122108   2,862,267 41,297 SH   OTR 1, 2, 3 0 0 41,297
BROADCOM INC COM 11135F101   506,817 790 SH   OTR 1, 2, 3 0 0 790
BUILDERS FIRSTSOURCE INC COM 12008R107   283,475 3,193 SH   OTR 1, 2, 3 0 0 3,193
CANADIAN NAT RES LTD COM 136385101   489,681 8,847 SH   OTR 1 0 0 8,847
CANADIAN NATL RY CO COM 136375102   388,947 3,297 SH   OTR 1 0 0 3,297
CAPITAL ONE FINL CORP COM 14040H105   241,482 2,511 SH   OTR 1, 3 0 0 2,511
CATERPILLAR INC COM 149123101   357,219 1,561 SH   OTR 1, 2 0 0 1,561
CENTRAL PUERTO S A SPONSORED ADR 155038201   108,200 20,000 SH   SOLE   0 0 20,000
CHEVRON CORP NEW COM 166764100   10,076,295 61,757 SH   OTR 1, 2, 3 0 0 61,757
CHUBB LIMITED COM H1467J104   568,559 2,928 SH   OTR 1, 2 0 0 2,928
CINTAS CORP COM 172908105   3,197,455 6,911 SH   OTR 1, 3 0 0 6,911
CISCO SYS INC COM 17275R102   3,938,020 75,333 SH   OTR 1, 2, 3 0 0 75,333
CITIGROUP INC COM NEW 172967424   227,321 4,848 SH   OTR 1 0 0 4,848
COCA COLA CO COM 191216100   2,139,384 34,490 SH   OTR 1, 2 0 0 34,490
COLGATE PALMOLIVE CO COM 194162103   360,809 4,801 SH   OTR 1, 3 0 0 4,801
COMCAST CORP NEW CL A 20030N101   1,616,333 42,636 SH   OTR 1, 2, 3 0 0 42,636
CONOCOPHILLIPS COM 20825C104   428,686 4,321 SH   OTR 1, 2, 3 0 0 4,321
CORPORACION AMER ARPTS S A COM L1995B107   2,276,779 223,652 SH   SOLE   0 0 223,652
COSTCO WHSL CORP NEW COM 22160K105   2,157,802 4,343 SH   OTR 1, 2, 3 0 0 4,343
CSX CORP COM 126408103   280,927 9,383 SH   OTR 1, 2 0 0 9,383
CVS HEALTH CORP COM 126650100   251,985 3,391 SH   OTR 1 0 0 3,391
DEERE & CO COM 244199105   306,357 742 SH   OTR 1, 2 0 0 742
DIAGEO PLC SPON ADR NEW 25243Q205   2,685,450 14,822 SH   OTR 1, 2 0 0 14,822
DISNEY WALT CO COM 254687106   2,083,024 20,803 SH   OTR 1, 2, 3 0 0 20,803
DOMINION ENERGY INC COM 25746U109   515,187 9,215 SH   OTR 1, 3 0 0 9,215
DUKE ENERGY CORP NEW COM NEW 26441C204   264,587 2,743 SH   OTR 1, 2 0 0 2,743
EA SERIES TRUST FREEDOM 100 EM 02072L607   3,193,076 108,645 SH   OTR 1 0 0 108,645
EA SERIES TRUST INTL QUAN MOMNTM 02072L300   1,283,503 48,535 SH   OTR 1 0 0 48,535
EA SERIES TRUST US QUAN MOMENTUM 02072L409   5,792,594 128,507 SH   OTR 1 0 0 128,507
EA SERIES TRUST US QUAN VALUE 02072L102   2,533,436 74,887 SH   OTR 1 0 0 74,887
EA SERIES TRUST INTL QUAN VALUE 02072L201   281,479 12,000 SH   SOLE   0 0 12,000
EATON CORP PLC SHS G29183103   1,419,038 8,282 SH   OTR 1, 2, 3 0 0 8,282
EMERSON ELEC CO COM 291011104   958,279 10,997 SH   OTR 1, 2 0 0 10,997
ENBRIDGE INC COM 29250N105   279,053 7,315 SH   OTR 1, 2 0 0 7,315
ENERGY SVCS ACQUISITION CORP COM 29271Q103   1,058,220 462,105 SH   SOLE   0 0 462,105
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   867,039 69,530 SH   SOLE   0 0 69,530
ENTERPRISE PRODS PARTNERS L COM 293792107   433,566 16,740 SH   SOLE   0 0 16,740
EOG RES INC COM 26875P101   276,946 2,416 SH   OTR 1, 2 0 0 2,416
EXACT SCIENCES CORP COM 30063P105   415,133 6,122 SH   OTR 1 0 0 6,122
EXXON MOBIL CORP COM 30231G102   6,317,524 57,610 SH   OTR 1, 2, 3 0 0 57,610
FACTSET RESH SYS INC COM 303075105   255,695 616 SH   OTR 1 0 0 616
FAIR ISAAC CORP COM 303250104   206,591 294 SH   OTR 1 0 0 294
FIRST HORIZON CORPORATION COM 320517105   1,842,079 103,604 SH   OTR 1, 2 0 0 103,604
FISERV INC COM 337738108   331,969 2,937 SH   OTR 1, 2, 3 0 0 2,937
FREEPORT-MCMORAN INC CL B 35671D857   777,617 19,008 SH   OTR 1, 2, 3 0 0 19,008
GALLAGHER ARTHUR J & CO COM 363576109   264,582 1,383 SH   OTR 1, 2, 3 0 0 1,383
GENERAL DYNAMICS CORP COM 369550108   3,008,303 13,182 SH   OTR 1, 2 0 0 13,182
GENERAL MLS INC COM 370334104   512,987 6,003 SH   OTR 1, 3 0 0 6,003
GENUINE PARTS CO COM 372460105   328,931 1,966 SH   OTR 1, 2 0 0 1,966
GILEAD SCIENCES INC COM 375558103   204,347 2,463 SH   OTR 1 0 0 2,463
GOLDMAN SACHS ETF TR ACCESS INVT GR 381430479   278,559 6,086 SH   SOLE   0 0 6,086
GRAINGER W W INC COM 384802104   387,111 562 SH   OTR 1, 3 0 0 562
GREENLIGHT CAPITAL RE LTD CLASS A G4095J109   137,883 14,684 SH   OTR 1, 2 0 0 14,684
GRUPO AEROPUERTO DEL PACIFIC SPON ADR B 400506101   738,704 3,786 SH   OTR 1 0 0 3,786
HCA HEALTHCARE INC COM 40412C101   636,555 2,414 SH   OTR 1, 3 0 0 2,414
HERSHEY CO COM 427866108   406,547 1,598 SH   OTR 1, 3 0 0 1,598
HOME DEPOT INC COM 437076102   7,197,220 24,387 SH   OTR 1, 2 0 0 24,387
HONEYWELL INTL INC COM 438516106   1,288,149 6,740 SH   OTR 1, 2 0 0 6,740
HOST HOTELS & RESORTS INC COM 44107P104   175,561 10,647 SH   OTR 1 0 0 10,647
IDEX CORP COM 45167R104   216,475 937 SH   OTR 1 0 0 937
ILLINOIS TOOL WKS INC COM 452308109   980,373 4,027 SH   OTR 1, 2, 3 0 0 4,027
INFOSYS LTD SPONSORED ADR 456788108   304,991 17,488 SH   OTR 1 0 0 17,488
INTEL CORP COM 458140100   2,379,149 72,824 SH   OTR 1, 2, 3 0 0 72,824
INTERNATIONAL BUSINESS MACHS COM 459200101   837,962 6,392 SH   OTR 1, 2, 3 0 0 6,392
INTUITIVE SURGICAL INC COM NEW 46120E602   285,105 1,116 SH   OTR 1 0 0 1,116
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   204,734 3,281 SH   SOLE   0 0 3,281
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805   497,146 18,495 SH   SOLE   0 0 18,495
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   553,895 3,830 SH   SOLE   0 0 3,830
INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308   340,450 4,002 SH   OTR 1 0 0 4,002
IRSA INVERSIONES Y REP S A GLOBL DEP RCPT 450047204   203,931 35,100 SH   SOLE   0 0 35,100
ISHARES INC CORE MSCI EMKT 46434G103   4,295,987 88,051 SH   OTR 1, 2 0 0 88,051
ISHARES INC ESG AWR MSCI EM 46434G863   394,193 12,522 SH   OTR 2 0 0 12,522
ISHARES INC EMNG MKTS EQT 46434G889   430,936 10,379 SH   OTR 2 0 0 10,379
ISHARES TR JPMORGAN USD EMG 464288281   1,860,258 21,561 SH   OTR 2 0 0 21,561
ISHARES TR 1 3 YR TREAS BD 464287457   205,482 2,501 SH   OTR 1 0 0 2,501
ISHARES TR CORE TOTAL USD 46434V613   24,988,468 541,462 SH   OTR 2 0 0 541,462
ISHARES TR TIPS BD ETF 464287176   449,710 4,079 SH   OTR 2 0 0 4,079
ISHARES TR 7-10 YR TRSY BD 464287440   570,535 5,756 SH   OTR 1, 2 0 0 5,756
ISHARES TR 0-5YR HI YL CP 46434V407   648,457 15,558 SH   OTR 1, 2 0 0 15,558
ISHARES TR CORE MSCI INTL 46435G326   276,469 4,572 SH   OTR 2 0 0 4,572
ISHARES TR CORE US AGGBD ET 464287226   890,682 8,939 SH   OTR 1, 2 0 0 8,939
ISHARES TR 0-3 MNTH TREASRY 46436E718   5,116,002 50,865 SH   SOLE   0 0 50,865
ISHARES TR S&P MC 400VL ETF 464287705   2,224,971 21,650 SH   OTR 2 0 0 21,650
ISHARES TR MSCI EMG MKT ETF 464287234   491,435 12,454 SH   OTR 2 0 0 12,454
ISHARES TR RUSSELL 2000 ETF 464287655   366,612 2,055 SH   OTR 1 0 0 2,055
ISHARES TR RUSSELL 3000 ETF 464287689   823,935 3,500 SH   SOLE   0 0 3,500
ISHARES TR CORE S&P US GWT 464287671   1,422,490 16,024 SH   OTR 2 0 0 16,024
ISHARES TR ISHS 5-10YR INVT 464288638   486,032 9,478 SH   SOLE   0 0 9,478
ISHARES TR IBOXX INV CP ETF 464287242   253,528 2,313 SH   OTR 1 0 0 2,313
ISHARES TR US TREAS BD ETF 46429B267   12,858,579 549,982 SH   OTR 2 0 0 549,982
ISHARES TR SP SMCP600VL ETF 464287879   5,793,207 61,900 SH   OTR 1, 2 0 0 61,900
ISHARES TR IBONDS DEC23 ETF 46434VAX8   831,270 33,000 SH   SOLE   0 0 33,000
ISHARES TR GNMA BOND ETF 46429B333   527,073 11,855 SH   OTR 2 0 0 11,855
ISHARES TR 10-20 YR TRS ETF 464288653   1,482,949 12,947 SH   OTR 2 0 0 12,947
ISHARES TR CORE S&P TTL STK 464287150   20,202,904 223,113 SH   OTR 1, 2 0 0 223,113
ISHARES TR IBONDS DEC2026 46435GAA0   806,820 34,000 SH   SOLE   0 0 34,000
ISHARES TR IBONDS DEC25 ETF 46434VBD1   834,020 34,000 SH   SOLE   0 0 34,000
ISHARES TR ESG AWARE MSCI 46435U663   266,822 7,850 SH   SOLE   0 0 7,850
ISHARES TR S&P 500 GRWT ETF 464287309   555,140 8,689 SH   OTR 2 0 0 8,689
ISHARES TR CORE MSCI EAFE 46432F842   20,150,571 301,430 SH   OTR 1, 2 0 0 301,430
ISHARES TR S&P 500 VAL ETF 464287408   1,308,778 8,624 SH   OTR 2 0 0 8,624
ISHARES TR RUS MID CAP ETF 464287499   269,542 3,855 SH   OTR 1 0 0 3,855
ISHARES TR ISHS 1-5YR INVS 464288646   217,423 4,302 SH   OTR 1 0 0 4,302
ISHARES TR IBONDS DEC24 ETF 46434VBG4   836,060 34,000 SH   SOLE   0 0 34,000
ISHARES TR 0-5YR INVT GR CP 46434V100   1,084,013 22,360 SH   SOLE   0 0 22,360
ISHARES TR FALN ANGLS USD 46435G474   300,877 11,907 SH   OTR 2 0 0 11,907
ISHARES TR RUS 1000 ETF 464287622   643,482 2,857 SH   OTR 2 0 0 2,857
ISHARES TR CORE S&P MCP ETF 464287507   359,555 1,437 SH   OTR 2 0 0 1,437
ISHARES TR MSCI INTL VLU FT 46435G409   2,946,143 118,844 SH   OTR 2 0 0 118,844
ISHARES TR CORE S&P500 ETF 464287200   4,445,616 10,814 SH   OTR 2 0 0 10,814
ISHARES TR EUROPE ETF 464287861   1,208,783 24,166 SH   OTR 2 0 0 24,166
J JILL INC COM 46620W201   200,248 7,690 SH   OTR 1, 2 0 0 7,690
JABIL INC COM 466313103   223,750 2,538 SH   OTR 1, 2 0 0 2,538
JOHNSON & JOHNSON COM 478160104   13,407,227 86,498 SH   OTR 1, 2 0 0 86,498
JPMORGAN CHASE & CO COM 46625H100   8,427,164 64,670 SH   OTR 1, 2, 3 0 0 64,670
KIMBERLY-CLARK CORP COM 494368103   262,669 1,957 SH   OTR 1, 2, 3 0 0 1,957
KRAFT HEINZ CO COM 500754106   223,194 5,772 SH   OTR 1, 3 0 0 5,772
LAM RESEARCH CORP COM 512807108   1,521,352 2,870 SH   OTR 1, 2, 3 0 0 2,870
LIBERTY TRIPADVISOR HLDGS IN COM SER A 531465102   9,159 10,662 SH   OTR 1 0 0 10,662
LILLY ELI & CO COM 532457108   1,599,129 4,656 SH   OTR 1, 2 0 0 4,656
LINDE PLC SHS G54950103   349,753 984 SH   OTR 1, 3 0 0 984
LIONS GATE ENTMNT CORP CL A VTG 535919401   222,252 20,077 SH   SOLE   0 0 20,077
LOCKHEED MARTIN CORP COM 539830109   1,369,499 2,897 SH   OTR 1, 2, 3 0 0 2,897
LOMA NEGRA C I A S A MTN 14 SPONSORED ADS 54150E104   69,500 10,000 SH   SOLE   0 0 10,000
LOTTERY COM INC COM 54570M108   16,168 57,744 SH   SOLE   0 0 57,744
LOWES COS INC COM 548661107   422,737 2,114 SH   OTR 1, 2, 3 0 0 2,114
MARATHON PETE CORP COM 56585A102   330,773 2,453 SH   OTR 1, 2, 3 0 0 2,453
MARRIOTT INTL INC NEW CL A 571903202   244,245 1,471 SH   OTR 1 0 0 1,471
MARSH & MCLENNAN COS INC COM 571748102   669,864 4,022 SH   OTR 1, 2 0 0 4,022
MASTERCARD INCORPORATED CL A 57636Q104   1,514,693 4,168 SH   OTR 1 0 0 4,168
MCDONALDS CORP COM 580135101   3,118,845 11,154 SH   OTR 1, 2, 3 0 0 11,154
MCKESSON CORP COM 58155Q103   840,280 2,360 SH   OTR 1, 2, 3 0 0 2,360
MEDALLION FINL CORP COM 583928106   106,958 13,945 SH   OTR 1 0 0 13,945
MEDTRONIC PLC SHS G5960L103   292,328 3,626 SH   OTR 1, 3 0 0 3,626
MERCADOLIBRE INC COM 58733R102   276,793 210 SH   SOLE   0 0 210
MERCK & CO INC COM 58933Y105   934,202 8,781 SH   OTR 1, 2, 3 0 0 8,781
META PLATFORMS INC CL A 30303M102   1,883,297 8,886 SH   OTR 1, 2, 3 0 0 8,886
MICROSOFT CORP COM 594918104   17,619,032 61,114 SH   OTR 1, 2, 3 0 0 61,114
MONDELEZ INTL INC CL A 609207105   1,776,575 25,482 SH   OTR 1, 2, 3 0 0 25,482
MOODYS CORP COM 615369105   333,868 1,091 SH   OTR 1, 3 0 0 1,091
MUELLER INDS INC COM 624756102   368,952 5,021 SH   OTR 1, 2 0 0 5,021
NETFLIX INC COM 64110L106   746,582 2,161 SH   OTR 1, 2, 3 0 0 2,161
NIKE INC CL B 654106103   3,436,615 28,022 SH   OTR 1, 2, 3 0 0 28,022
NORFOLK SOUTHN CORP COM 655844108   341,532 1,611 SH   OTR 1 0 0 1,611
NORTHROP GRUMMAN CORP COM 666807102   669,843 1,451 SH   OTR 1, 2, 3 0 0 1,451
NOVARTIS AG SPONSORED ADR 66987V109   360,272 3,916 SH   OTR 1, 2 0 0 3,916
NOVO-NORDISK A S ADR 670100205   748,754 4,705 SH   OTR 1, 2 0 0 4,705
NUSHARES ETF TR NUVEEN ESG MIDVL 67092P508   205,922 7,175 SH   SOLE   0 0 7,175
NVIDIA CORPORATION COM 67066G104   1,250,249 4,501 SH   OTR 1, 2, 3 0 0 4,501
OCUPHIRE PHARMA INC COM 67577R102   45,450 12,120 SH   SOLE   0 0 12,120
ORACLE CORP COM 68389X105   6,064,736 65,268 SH   OTR 1, 2, 3 0 0 65,268
OVERSEAS SHIPHOLDING GROUP I CL A NEW 69036R863   50,996 13,076 SH   OTR 1, 2 0 0 13,076
OWENS CORNING NEW COM 690742101   268,055 2,798 SH   OTR 1, 2 0 0 2,798
PALO ALTO NETWORKS INC COM 697435105   279,836 1,401 SH   OTR 1 0 0 1,401
PANGAEA LOGISTICS SOLUTION L SHS G6891L105   102,630 17,484 SH   OTR 1, 2 0 0 17,484
PAYCHEX INC COM 704326107   243,733 2,127 SH   OTR 1 0 0 2,127
PEPSICO INC COM 713448108   7,507,430 41,182 SH   OTR 1, 2 0 0 41,182
PFIZER INC COM 717081103   4,008,825 98,256 SH   OTR 1, 2 0 0 98,256
PHILIP MORRIS INTL INC COM 718172109   5,204,745 53,519 SH   OTR 1, 2, 3 0 0 53,519
PHILLIPS 66 COM 718546104   254,788 2,513 SH   OTR 1, 2, 3 0 0 2,513
PREFORMED LINE PRODS CO COM 740444104   351,521 2,745 SH   OTR 1, 2 0 0 2,745
PROCORE TECHNOLOGIES INC COM 74275K108   468,723 7,484 SH   SOLE   0 0 7,484
PROCTER AND GAMBLE CO COM 742718109   5,766,822 38,784 SH   OTR 1, 2, 3 0 0 38,784
PULTE GROUP INC COM 745867101   225,857 3,875 SH   OTR 1, 2, 3 0 0 3,875
QUAD / GRAPHICS INC COM CL A 747301109   84,728 19,750 SH   OTR 1, 2 0 0 19,750
QUALCOMM INC COM 747525103   217,651 1,706 SH   OTR 1, 2, 3 0 0 1,706
RAYTHEON TECHNOLOGIES CORP COM 75513E101   205,555 2,099 SH   OTR 1, 2, 3 0 0 2,099
RELIANCE STEEL & ALUMINUM CO COM 759509102   231,323 901 SH   OTR 1, 2 0 0 901
RELX PLC SPONSORED ADR 759530108   404,657 12,474 SH   OTR 1, 2 0 0 12,474
REPUBLIC SVCS INC COM 760759100   405,525 2,999 SH   OTR 1, 3 0 0 2,999
RITHM CAPITAL CORP COM NEW 64828T201   145,464 18,183 SH   OTR 1 0 0 18,183
ROYAL BK CDA SUSTAINABL COM 780087102   419,023 4,384 SH   OTR 1, 2 0 0 4,384
S&P GLOBAL INC COM 78409V104   220,998 641 SH   OTR 1, 2 0 0 641
SALESFORCE INC COM 79466L302   446,908 2,237 SH   OTR 1, 3 0 0 2,237
SANOFI SPONSORED ADR 80105N105   493,100 9,061 SH   OTR 1 0 0 9,061
SAP SE SPON ADR 803054204   672,360 5,313 SH   OTR 1, 2 0 0 5,313
SCHWAB CHARLES CORP COM 808513105   669,835 12,788 SH   OTR 1, 2 0 0 12,788
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   205,286 3,150 SH   SOLE   0 0 3,150
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   6,161,689 122,183 SH   SOLE   0 0 122,183
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   386,210 8,233 SH   OTR 2 0 0 8,233
SCHWAB STRATEGIC TR LONG TERM US 808524680   4,265,919 113,879 SH   OTR 2 0 0 113,879
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   206,582 1,368 SH   OTR 1 0 0 1,368
SHELL PLC SPON ADS 780259305   432,471 7,516 SH   OTR 1, 2 0 0 7,516
SIRIUS XM HOLDINGS INC COM 82968B103   63,631 16,028 SH   OTR 1 0 0 16,028
SMUCKER J M CO COM NEW 832696405   412,624 2,622 SH   OTR 1, 2, 3 0 0 2,622
SOUTHERN CO COM 842587107   1,348,999 19,388 SH   OTR 1, 2, 3 0 0 19,388
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   1,735,279 5,217 SH   OTR 1, 2 0 0 5,217
SPDR S&P 500 ETF TR TR UNIT 78462F103   299,264 731 SH   OTR 2, 3 0 0 731
SPDR SER TR NUVEEN BLMBRG MU 78468R721   3,707,114 79,178 SH   OTR 2 0 0 79,178
SPDR SER TR S&P 600 SML CAP 78464A813   514,180 6,119 SH   OTR 2 0 0 6,119
SPDR SER TR NUVEEN BLOOMBERG 78464A284   232,521 9,286 SH   OTR 2 0 0 9,286
SPDR SER TR PORT MTG BK ETF 78464A383   13,782,376 621,388 SH   OTR 2 0 0 621,388
SPDR SER TR BLOOMBERG HIGH Y 78468R622   611,220 6,585 SH   SOLE   0 0 6,585
STARBUCKS CORP COM 855244109   3,007,079 28,878 SH   OTR 1, 2, 3 0 0 28,878
SYSCO CORP COM 871829107   1,475,290 19,103 SH   OTR 1 0 0 19,103
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   1,040,243 11,183 SH   OTR 1, 2 0 0 11,183
TARO PHARMACEUTICAL INDS LTD SHS M8737E108   285,760 11,750 SH   SOLE   0 0 11,750
TELECOM ARGENTINA SA SPON ADR REP B 879273209   49,900 10,000 SH   SOLE   0 0 10,000
TELESAT CORP CL A & CL B SHS 879512309   86,000 10,000 SH   SOLE   0 0 10,000
TESLA INC COM 88160R101   1,071,323 5,164 SH   OTR 1, 2, 3 0 0 5,164
TEXAS INSTRS INC COM 882508104   432,659 2,326 SH   OTR 1, 2, 3 0 0 2,326
THERMO FISHER SCIENTIFIC INC COM 883556102   687,033 1,192 SH   OTR 1, 2, 3 0 0 1,192
TORONTO DOMINION BK ONT COM NEW 891160509   291,533 4,867 SH   OTR 1, 2 0 0 4,867
TOTALENERGIES SE SPONSORED ADS 89151E109   328,082 5,556 SH   OTR 1, 2 0 0 5,556
TRAVELERS COMPANIES INC COM 89417E109   638,331 3,724 SH   OTR 1 0 0 3,724
UNION PAC CORP COM 907818108   1,416,267 7,037 SH   OTR 1, 2 0 0 7,037
UNITED PARCEL SERVICE INC CL B 911312106   388,174 2,001 SH   OTR 1, 2, 3 0 0 2,001
UNITEDHEALTH GROUP INC COM 91324P102   2,806,058 5,938 SH   OTR 1, 2, 3 0 0 5,938
UNUM GROUP COM 91529Y106   257,024 6,497 SH   OTR 1, 2 0 0 6,497
US BANCORP DEL COM NEW 902973304   314,644 8,728 SH   OTR 1, 3 0 0 8,728
VALVOLINE INC COM 92047W101   221,202 6,331 SH   SOLE   0 0 6,331
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201   1,950,904 41,982 SH   OTR 2 0 0 41,982
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   623,622 12,053 SH   OTR 2 0 0 12,053
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778   599,665 7,425 SH   OTR 2 0 0 7,425
VANGUARD BD INDEX FDS INTERMED TERM 921937819   461,284 6,011 SH   OTR 2 0 0 6,011
VANGUARD INDEX FDS GROWTH ETF 922908736   4,138,210 16,590 SH   OTR 1, 2 0 0 16,590
VANGUARD INDEX FDS MID CAP ETF 922908629   632,054 2,997 SH   OTR 1, 2 0 0 2,997
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   3,731,436 27,832 SH   OTR 1, 2 0 0 27,832
VANGUARD INDEX FDS SM CP VAL ETF 922908611   4,550,472 28,663 SH   OTR 1, 2 0 0 28,663
VANGUARD INDEX FDS TOTAL STK MKT 922908769   14,196,513 69,557 SH   OTR 1, 2 0 0 69,557
VANGUARD INDEX FDS SMALL CP ETF 922908751   461,958 2,437 SH   OTR 1, 2 0 0 2,437
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,763,083 21,232 SH   SOLE   0 0 21,232
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   841,200 6,000 SH   SOLE   0 0 6,000
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   7,118,799 18,929 SH   OTR 2 0 0 18,929
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   4,723,572 51,293 SH   OTR 1, 2 0 0 51,293
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   4,300,558 106,449 SH   OTR 1, 2 0 0 106,449
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   5,583,093 104,415 SH   OTR 1, 2 0 0 104,415
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   372,466 4,886 SH   SOLE   0 0 4,886
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   930,786 15,900 SH   SOLE   0 0 15,900
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,585,037 19,759 SH   SOLE   0 0 19,759
VANGUARD WELLINGTON FD US VALUE FACTR 921935805   2,361,838 24,356 SH   OTR 1 0 0 24,356
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   6,402,371 86,894 SH   OTR 1, 2 0 0 86,894
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   12,606,623 119,494 SH   OTR 1, 2 0 0 119,494
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   2,123,760 34,282 SH   OTR 2 0 0 34,282
VANGUARD WORLD FD MEGA CAP INDEX 921910873   4,345,015 30,355 SH   OTR 1 0 0 30,355
VANGUARD WORLD FD ESG INTL STK ETF 921910725   308,924 5,900 SH   SOLE   0 0 5,900
VERA BRADLEY INC COM 92335C106   98,955 16,520 SH   OTR 1 0 0 16,520
VERIZON COMMUNICATIONS INC COM 92343V104   2,094,761 53,864 SH   OTR 1, 2 0 0 53,864
VIATRIS INC COM 92556V106   110,726 11,510 SH   OTR 1 0 0 11,510
VISA INC COM CL A 92826C839   3,918,796 17,381 SH   OTR 1, 2, 3 0 0 17,381
VISTA ENERGY S.A.B. DE C.V. SPONSORED ADS 92837L109   2,781,485 140,550 SH   SOLE   0 0 140,550
WALMART INC COM 931142103   3,043,965 20,644 SH   OTR 1, 2, 3 0 0 20,644
WARNER BROS DISCOVERY INC COM SER A 934423104   273,884 18,138 SH   OTR 1 0 0 18,138
WASTE MGMT INC DEL COM 94106L109   1,154,265 7,074 SH   OTR 1 0 0 7,074
WELLS FARGO CO NEW COM 949746101   476,497 12,747 SH   OTR 1, 3 0 0 12,747
WISDOMTREE TR US QTLY DIV GRT 97717X669   497,598 7,982 SH   OTR 2 0 0 7,982
YPF SOCIEDAD ANONIMA SPON ADR CL D 984245100   114,708 10,447 SH   SOLE   0 0 10,447
YUM BRANDS INC COM 988498101   214,894 1,627 SH   OTR 1, 3 0 0 1,627
ZIMMER BIOMET HOLDINGS INC COM 98956P102   308,932 2,391 SH   OTR 1 0 0 2,391
ZOETIS INC CL A 98978V103   730,744 4,390 SH   OTR 1, 2, 3 0 0 4,390