The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE INC COM 00724F101   990,736 1,943 SH   SOLE   301 0 1,642
AIR PRODS & CHEMS INC COM 009158106   926,196 3,268 SH   SOLE   427 0 2,841
ALPHABET INC CAP STK CL A 02079K305   1,933,326 14,774 SH   SOLE   3,056 0 11,718
AMAZON COM INC COM 023135106   1,867,774 14,693 SH   SOLE   2,991 0 11,702
APPLE INC COM 037833100   1,302,739 7,609 SH   SOLE   0 0 7,609
AUTODESK INC COM 052769106   321,124 1,552 SH   SOLE   270 0 1,282
AUTOZONE INC COM 053332102   208,279 82 SH   SOLE   0 0 82
BARINGS BDC INC COM 06759L103   339,164 38,066 SH   SOLE   0 0 38,066
BERKSHIRE HATHAWAY INC DEL CL A 084670108   531,477 1 SH   SOLE   0 0 1
BLACKROCK ETF TRUST US CARBON TRANS 09290C509   548,500 11,650 SH   SOLE   0 0 11,650
BOOKING HOLDINGS INC COM 09857L108   1,418,617 460 SH   SOLE   113 0 347
CARMAX INC COM 143130102   810,212 11,455 SH   SOLE   2,306 0 9,149
CENCORA INC COM 03073E105   1,532,316 8,514 SH   SOLE   1,970 0 6,544
CVS HEALTH CORP COM 126650100   369,533 5,293 SH   SOLE   2,432 0 2,861
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   745,003 31,961 SH   SOLE   293 0 31,668
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   355,774 7,656 SH   SOLE   0 0 7,656
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   861,746 18,580 SH   SOLE   0 0 18,580
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   6,710,623 256,131 SH   SOLE   5,821 0 250,310
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   1,858,985 79,614 SH   SOLE   0 0 79,614
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   1,791,870 44,386 SH   SOLE   0 0 44,386
DISNEY WALT CO COM 254687106   703,229 8,676 SH   SOLE   1,997 0 6,679
ECOLAB INC COM 278865100   413,024 2,438 SH   SOLE   362 0 2,076
ELEVANCE HEALTH INC COM 036752103   1,130,452 2,596 SH   SOLE   598 0 1,998
EOS ENERGY ENTERPRISES INC COM CL A 29415C101   44,032 20,480 SH   SOLE   300 0 20,180
EXXON MOBIL CORP COM 30231G102   357,080 3,037 SH   SOLE   0 0 3,037
FIDELITY NATL INFORMATION SV COM 31620M106   808,739 14,633 SH   SOLE   2,621 0 12,012
FISERV INC COM 337738108   448,225 3,968 SH   SOLE   797 0 3,171
FRANKLIN BSP RLTY TR INC COMMON STOCK 35243J101   267,435 20,199 SH   SOLE   0 0 20,199
INVESCO QQQ TR UNIT SER 1 46090E103   1,645,892 4,594 SH   SOLE   102 0 4,492
IQVIA HLDGS INC COM 46266C105   1,624,171 8,255 SH   SOLE   1,681 0 6,574
ISHARES INC ESG AWR MSCI EM 46434G863   270,216 8,924 SH   SOLE   0 0 8,924
ISHARES INC CORE MSCI EMKT 46434G103   1,090,338 22,911 SH   SOLE   5,072 0 17,839
ISHARES TR US TREAS BD ETF 46429B267   1,440,609 65,363 SH   SOLE   2,447 0 62,916
ISHARES TR MSCI KLD400 SOC 464288570   392,354 4,819 SH   SOLE   0 0 4,819
ISHARES TR U.S. TECH ETF 464287721   840,591 8,012 SH   SOLE   1,426 0 6,586
ISHARES TR JPMORGAN USD EMG 464288281   282,774 3,427 SH   SOLE   123 0 3,304
ISHARES TR ESG AWR US AGRGT 46435U549   207,882 4,589 SH   SOLE   0 0 4,589
ISHARES TR CORE TOTAL USD 46434V613   6,026,368 137,856 SH   SOLE   5,047 0 132,809
ISHARES TR MSCI USA MIN VOL 46429B697   870,011 12,020 SH   SOLE   2,252 0 9,768
ISHARES TR ESG MSCI USA ETF 46436E767   387,879 11,191 SH   SOLE   0 0 11,191
ISHARES TR NATIONAL MUN ETF 464288414   534,028 5,208 SH   SOLE   0 0 5,208
ISHARES TR TIPS BD ETF 464287176   571,432 5,509 SH   SOLE   206 0 5,303
ISHARES TR MSCI USA QLT FCT 46432F339   2,733,131 20,739 SH   SOLE   4,712 0 16,027
ISHARES TR IBOXX INV CP ETF 464287242   722,788 7,085 SH   SOLE   256 0 6,829
ISHARES TR ESG EAFE ETF 46436E759   223,507 3,915 SH   SOLE   0 0 3,915
ISHARES TR TRS FLT RT BD 46434V860   1,894,354 37,335 SH   SOLE   1,153 0 36,182
ISHARES TR ESG AWR MSCI USA 46435G425   2,503,564 26,659 SH   SOLE   5,261 0 21,398
ISHARES TR CORE S&P500 ETF 464287200   10,968,358 25,542 SH   SOLE   5,348 0 20,194
ISHARES TR US INFRASTRUC 46435U713   349,334 9,547 SH   SOLE   2,015 0 7,532
ISHARES TR EAFE GRWTH ETF 464288885   2,520,324 29,204 SH   SOLE   5,800 0 23,404
ISHARES TR 20 YR TR BD ETF 464287432   1,065,913 12,018 SH   SOLE   416 0 11,602
ISHARES TR EAFE VALUE ETF 464288877   3,124,456 63,856 SH   SOLE   13,062 0 50,794
ISHARES TR MBS ETF 464288588   2,174,790 24,491 SH   SOLE   902 0 23,589
ISHARES TR S&P 500 GRWT ETF 464287309   804,966 11,765 SH   SOLE   2,004 0 9,761
ISHARES TR CORE S&P MCP ETF 464287507   477,505 1,915 SH   SOLE   345 0 1,570
JPMORGAN CHASE & CO COM 46625H100   233,192 1,608 SH   SOLE   0 0 1,608
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109   64,051 30,071 SH   SOLE   0 0 30,071
LOCKHEED MARTIN CORP COM 539830109   409,137 1,000 SH   SOLE   0 0 1,000
MARTIN MARIETTA MATLS INC COM 573284106   346,445 844 SH   SOLE   0 0 844
MASTERCARD INCORPORATED CL A 57636Q104   1,475,840 3,728 SH   SOLE   906 0 2,822
META PLATFORMS INC CL A 30303M102   1,282,197 4,271 SH   SOLE   877 0 3,394
MICROSOFT CORP COM 594918104   2,441,490 7,732 SH   SOLE   1,387 0 6,345
NETFLIX INC COM 64110L106   306,234 811 SH   SOLE   166 0 645
ONEOK INC NEW COM 682680103   249,597 3,935 SH   SOLE   0 0 3,935
PROCTER AND GAMBLE CO COM 742718109   203,912 1,398 SH   SOLE   0 0 1,398
QUALCOMM INC COM 747525103   672,730 6,057 SH   SOLE   1,331 0 4,726
SALESFORCE INC COM 79466L302   360,543 1,778 SH   SOLE   340 0 1,438
SCHWAB CHARLES CORP COM 808513105   1,056,139 19,238 SH   SOLE   4,013 0 15,225
SPDR GOLD TR GOLD SHS 78463V107   237,115 1,383 SH   SOLE   1,383 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   1,092,759 12,575 SH   SOLE   1,950 0 10,625
TESLA INC COM 88160R101   330,541 1,321 SH   SOLE   24 0 1,297
UNITEDHEALTH GROUP INC COM 91324P102   729,980 1,448 SH   SOLE   346 0 1,102
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   217,225 3,113 SH   SOLE   0 0 3,113
VANGUARD INDEX FDS SMALL CP ETF 922908751   273,773 1,448 SH   SOLE   0 0 1,448
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,218,217 5,735 SH   SOLE   0 0 5,735
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,877,874 4,782 SH   SOLE   0 0 4,782
VANGUARD STAR FDS VG TL INTL STK F 921909768   441,719 8,253 SH   SOLE   0 0 8,253
VEEVA SYS INC CL A COM 922475108   475,056 2,335 SH   SOLE   410 0 1,925
VISA INC COM CL A 92826C839   1,121,664 4,877 SH   SOLE   960 0 3,917