The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   1,640 12 SH   SOLE   0 0 12
ABBOTT LABS COM 002824100   101,241 888 SH   SOLE   0 0 888
ABBVIE INC COM 00287Y109   235,594 1,193 SH   SOLE   0 0 1,193
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   34,288 97 SH   SOLE   0 0 97
ADOBE INC COM 00724F101   2,450,653 4,733 SH   SOLE   0 0 4,733
ADVISORSHARES PURE US CANNABIS ETF PURE US CANNABIS 00768Y453   1,434 200 SH   SOLE   0 0 200
AIR PRODS & CHEMS INC COM 009158106   55,082 185 SH   SOLE   0 0 185
ALCOA CORP COM 013872106   39,313 1,019 SH   SOLE   0 0 1,019
ALLBIRDS INC COM 01675A109   177 15 SH   SOLE   0 0 15
ALPHABET INC CAP STK CL A 02079K305   7,038,990 42,442 SH   SOLE   0 0 42,442
ALPHABET INC CAP STK CL C 02079K107   650,536 3,891 SH   SOLE   0 0 3,891
ALTRIA GROUP INC COM 02209S103   171,954 3,369 SH   SOLE   0 0 3,369
AMAZON.COM INC COM 023135106   7,836,108 42,055 SH   SOLE   0 0 42,055
AMERICAN CENTURY QUALITYPREF ETF QUALITY PREFER 025072539   95,822 2,515 SH   SOLE   0 0 2,515
AMERICAN EXPRESS CO COM 025816109   26,849 99 SH   SOLE   0 0 99
AMERICAN TOWER CORP NEW REIT COM 03027X100   229,769 988 SH   SOLE   0 0 988
AMGEN INC COM 031162100   189,782 589 SH   SOLE   0 0 589
APPLE INC COM 037833100   19,451,223 83,482 SH   SOLE   0 0 83,482
ARCHER-DANIELS MIDLAND C COM 039483102   2,031,160 34,000 SH   SOLE   0 0 34,000
ARISTA NETWORKS INC COM 040413106   122,822 320 SH   SOLE   0 0 320
ASML HLDG N V FSPONSORED ADR N Y REGISTERY SHS N07059210   3,852,948 4,624 SH   SOLE   0 0 4,624
ASTRAZENECA PLC FSPONSORED ADR SPONSORED ADR 046353108   312 4 SH   SOLE   0 0 4
ATLASSIAN CORP CL A G06242104   7,146 45 SH   SOLE   0 0 45
ATMUS FILTRATION TECHNOL COM 04956D107   30,700 818 SH   SOLE   0 0 818
AUTODESK INC COM 052769106   26,722 97 SH   SOLE   0 0 97
AVANTIS US SMALL CAP VALUE ETF US SML CP VALU 025072877   145,940 1,521 SH   SOLE   0 0 1,521
AXOS FINL INC COM 05465C100   31,692 504 SH   SOLE   0 0 504
BAKER HUGHES CO. CL A 05722G100   10,393 287 SH   SOLE   0 0 287
BANK OF AMERICA CORP COM 060505104   189,512 4,776 SH   SOLE   0 0 4,776
BERKSHIRE HATHAWAY CL B NEW 084670702   3,252,197 7,066 SH   SOLE   0 0 7,066
BLACKROCK INC CLASS EQUITY COM 09247X101   5,036,666 5,301 SH   SOLE   0 0 5,301
BLOCK INC CL A 852234103   6,579 98 SH   SOLE   0 0 98
BOEING CO COM 097023105   134,555 885 SH   SOLE   0 0 885
BOOKING HLDGS INC COM 09857L108   2,881,090 684 SH   SOLE   0 0 684
BROADCOM INC COM 11135F101   156,975 910 SH   SOLE   0 0 910
BROOKFIELD ASSET MGMT F CL A EXCH LT VTG G16169107   26,719 565 SH   SOLE   0 0 565
BROOKFIELD BUSINESS CO CL A EXC SUB VTG 11259V106   380 15 SH   SOLE   0 0 15
BROOKFIELD BUSINESS P LP UNIT LTD L P G16234109   699 30 SH   SOLE   0 0 30
BROOKFIELD CORP CL A LTD VT SH 11271J107   119,588 2,250 SH   SOLE   0 0 2,250
BROOKFIELD WEALTH SOLU CL A EXCHANGEAB G17434104   797 15 SH   SOLE   0 0 15
CANOPY GROWTH CORP COM 138035100   24 5 SH   SOLE   0 0 5
CARMAX INC COM 143130102   2,103,034 27,178 SH   SOLE   0 0 27,178
CATERPILLAR INC COM 149123101   13,787 35 SH   SOLE   0 0 35
CHARLES SCHWAB CORP COM 808513105   4,169,622 64,336 SH   SOLE   0 0 64,336
CHECK POINT SOFTWARE T ORD M22465104   57,843 300 SH   SOLE   0 0 300
CHEVRON CORP NEW COM 166764100   103,531 703 SH   SOLE   0 0 703
CHIPOTLE MEXICAN GRILL I COM 169656105   11,524 200 SH   SOLE   0 0 200
CHOICE HOTELS INTL INC COM 169905106   836,793 6,422 SH   SOLE   0 0 6,422
CHUBB LTD F COM H1467J104   3,921,816 13,599 SH   SOLE   0 0 13,599
CIRRUS LOGIC INC COM 172755100   37,263 300 SH   SOLE   0 0 300
CISCO SYS INC COM 17275R102   16,019 301 SH   SOLE   0 0 301
CITIGROUP INC COM NEW 172967424   69,361 1,108 SH   SOLE   0 0 1,108
COMCAST CORP NEW CL A 20030N101   33,207 795 SH   SOLE   0 0 795
CONOCOPHILLIPS COM 20825C104   7,785 74 SH   SOLE   0 0 74
CORNING INC COM 219350105   22,575 500 SH   SOLE   0 0 500
CORTEVA INC COM 22052L104   3,880 66 SH   SOLE   0 0 66
COSTCO WHSL CORP NEW COM 22160K105   3,943,414 4,448 SH   SOLE   0 0 4,448
CRH PUBLIC LIMITED CO F ADR 12626K203   18,548 200 SH   SOLE   0 0 200
CROWDSTRIKE HLDGS INC CL A 22788C105   14,024 50 SH   SOLE   0 0 50
CSX CORP COM 126408103   4,281 124 SH   SOLE   0 0 124
DANAHER CORP COM 235851102   1,434,861 5,161 SH   SOLE   0 0 5,161
DELL TECHNOLOGIES INC CL C 24703L202   23,708 200 SH   SOLE   0 0 200
DELTA AIR LINES INC DEL COM N EW 247361702   27,071 533 SH   SOLE   0 0 533
DEXCOM INC COM 252131107   6,704 100 SH   SOLE   0 0 100
DISNEY WALT CO COM 254687106   47,518 494 SH   SOLE   0 0 494
DOW INC COM 260557103   3,606 66 SH   SOLE   0 0 66
DRAFTKINGS INC NEW COM CL A 26142V105   13,602 347 SH   SOLE   0 0 347
DUKE ENERGY CORP NEW COM NEW 26441C204   71,458 620 SH   SOLE   0 0 620
DUPONT DE NEMOURS INC COM 26614N102   5,881 66 SH   SOLE   0 0 66
EBAY INC COM 278642103   651 10 SH   SOLE   0 0 10
EDWARDS LIFESCIENCES COR COM 28176E108   39,594 600 SH   SOLE   0 0 600
ENSTAR GROUP LIMITED F SHS G3075P101   87,794 273 SH   SOLE   0 0 273
ENTERPRISE PRODS PART LP COM 293792107   2,853 98 SH   SOLE   0 0 98
FEDEX CORP COM 31428X106   320,479 1,171 SH   SOLE   0 0 1,171
FISERV INC COM 337738108   3,569,466 19,869 SH   SOLE   0 0 19,869
GARTNER INC COM 366651107   21,791 43 SH   SOLE   0 0 43
GENERAL DYNAMICS CORP COM 369550108   2,911,093 9,633 SH   SOLE   0 0 9,633
GE AEROSPACE COM 369604301   2,808,522 14,893 SH   SOLE   0 0 14,893
GE VERNOVA INC COM 36828A101   706,040 2,769 SH   SOLE   0 0 2,769
GENERAL MTRS CO COM 37045V100   11,883 265 SH   SOLE   0 0 265
GILEAD SCIENCES INC COM 375558103   25,152 300 SH   SOLE   0 0 300
GLOBE LIFE INC COM 37959E102   23,830 225 SH   SOLE   0 0 225
GOLDMAN SACHS GROUP INC COM 38141G104   68,820 139 SH   SOLE   0 0 139
GRAYSCALE BITCOIN MINI TRUST ETF SHS REP COM UT 389637109   10,404 1,848 SH   SOLE   0 0 1,848
HARLEY DAVIDSON INC COM 412822108   5,173 134 SH   SOLE   0 0 134
HOME DEPOT INC COM 437076102   960,174 2,370 SH   SOLE   0 0 2,370
HORMEL FOODS CORP COM 440452100   23,078 728 SH   SOLE   0 0 728
IDEXX LABS INC COM 45168D104   13,641 27 SH   SOLE   0 0 27
INDEPENDENCE RLTY TR INCREIT COM 45378A106   740,009 36,098 SH   SOLE   0 0 36,098
INTEL CORP COM 458140100   1,173 50 SH   SOLE   0 0 50
INVESCO NASDAQ NEXT GEN 100 ETF NASDAQNXTGEN100 46138G631   36,611 1,206 SH   SOLE   0 0 1,206
INVSC QQQ TRUST SRS 1 ETF UNIT SER 1 46090E103   576,411 1,181 SH   SOLE   0 0 1,181
INVSC VARIABLE RATE PREFERRED ETF VAR RATE PFD 46138G870   224,885 9,194 SH   SOLE   0 0 9,194
IQVIA HLDGS INC COM 46266C105   4,228,256 17,843 SH   SOLE   0 0 17,843
ISHARES BIOTECHNOLOGY ETF ISHARES BITCOIN 464287556   93,475 642 SH   SOLE   0 0 642
ISHARES CORE S&P 500 ETF CORE S&P 500 ETF 464287200   774,669 1,343 SH   SOLE   0 0 1,343
ISHARES CORE S&P MID CAPETF CORE S&P MCP ETF 464287507   772,348 12,393 SH   SOLE   0 0 12,393
ISHARES CORE S&P SMALL CAP ETF CORE S&P SCP ETF 464287804   207,721 1,776 SH   SOLE   0 0 1,776
ISHARES TOTAL US STOCK MARKET ETF CORE S&P TTL STK ETF 464587150   217,106 1,728 SH   SOLE   0 0 1,728
ISHARES ESG AWARE MSCI USA ETF ESG AWR MSCI USA 46435G425   127,028 1,007 SH   SOLE   0 0 1,007
ISHARES MSCI CHINA A ETF MSCI CHINA A ETF 46434V514   7,835 258 SH   SOLE   0 0 258
ISHARES MSCI CHINA ETF MSCI CHINA ETF 46429B671   22,349 439 SH   SOLE   0 0 439
ISHARES MSCI INDIA INDEXETF MSCI INDIA ETF 46429B598   1,171 20 SH   SOLE   0 0 20
ISHARES S&P 500 GROWTH ETF S&P 500 GRWT ETF 464287309   683,176 7,135 SH   SOLE   0 0 7,135
ISHARES S&P 500 VALUE ETF S&P 500 VAL ETF 464287408   501,798 2,545 SH   SOLE   0 0 2,545
ISHARES S&P SMALL CAP 600 ETF SP SMCP600VL ETF 464287879   139,312 1,294 SH   SOLE   0 0 1,294
ISHARES S&P SMLL CAP 600GRTH ETF S&P SML 600 GWT 464287887   174,641 1,252 SH   SOLE   0 0 1,252
JOHNSON & JOHNSON COM 478160104   2,425,661 14,968 SH   SOLE   0 0 14,968
JPMORGAN CHASE & CO COM 46625H100   5,364,489 25,441 SH   SOLE   0 0 25,441
ELI LILLY AND CO COM 532457108   5,691,279 6,424 SH   SOLE   0 0 6,424
LOCKHEED MARTIN CORP COM 539830109   3,008,146 5,146 SH   SOLE   0 0 5,146
LOWES COS INC COM 548661107   306,602 1,132 SH   SOLE   0 0 1,132
LULULEMON ATHLETICA IN F COM 550021109   7,598 28 SH   SOLE   0 0 28
MASTERCARD INC CL A 57636Q104   6,619,526 13,405 SH   SOLE   0 0 13,405
MATCH GROUP INC NEW COM 57667L107   5,373 142 SH   SOLE   0 0 142
MCDONALDS CORP COM 580135101   11,715 38 SH   SOLE   0 0 38
MEDTRONIC PLC F SHS G5960L103   9,813 109 SH   SOLE   0 0 109
MERCADOLIBRE INC COM 58733R102   20,520 10 SH   SOLE   0 0 10
MERCK & CO. INC. COM 58933Y105   279,585 2,462 SH   SOLE   0 0 2,462
META PLATFORMS INC CL A 30303M102   5,975,704 10,439 SH   SOLE   0 0 10,439
MFA FINL INC REIT NOTE 55272X607   1,501 118 SH   SOLE   0 0 118
MICROSOFT CORP COM 594918104   10,744,963 24,971 SH   SOLE   0 0 24,971
MOHAWK INDS INC COM 608190104   43,223 269 SH   SOLE   0 0 269
MONDELEZ INTL INC CL A 609207105   118,388 1,607 SH   SOLE   0 0 1,607
MR COOPER GROUP INC COM 62482R107   92 1 SH   SOLE   0 0 1
MURPHY USA INC COM 626755102   30,065 61 SH   SOLE   0 0 61
NETFLIX INC COM 64110L106   2,390,949 3,371 SH   SOLE   0 0 3,371
NIKE INC CL B NEW 654106103   67,538 764 SH   SOLE   0 0 764
NORTHROP GRUMMAN CORP COM 666807102   8,234 16 SH   SOLE   0 0 16
NOVO-NORDISK A S FSPONSORED ADR SPONSORED ADR 670100205   111,926 940 SH   SOLE   0 0 940
NUCOR CORP COM 670928100   8,118 54 SH   SOLE   0 0 54
NUVEEN MUNICIPAL VALUE C COM 670928100   29,955 3,321 SH   SOLE   0 0 3,321
NVIDIA CORP COM 67066G104   8,790,070 72,382 SH   SOLE   0 0 72,382
O REILLY AUTOMOTIVE INC COM 67103H107   18,426 16 SH   SOLE   0 0 16
OCCIDENTAL PETE CORP COM 674599105   20,049 389 SH   SOLE   0 0 389
ORACLE CORP COM 68389X105   55,039 323 SH   SOLE   0 0 323
ORION OFFICE REIT INC REIT COM 68629Y103   200 50 SH   SOLE   0 0 50
OTIS WORLDWIDE CORP COM 68902V107   1,721,246 16,560 SH   SOLE   0 0 16,560
PALO ALTO NETWORKS INC COM 697435105   658,990 1,928 SH   SOLE   0 0 1,928
PAYPAL HLDGS INC COM 70450Y103   9,364 120 SH   SOLE   0 0 120
PELOTON INTERACTIVE INC COM CL A 70614W100   1,217 260 SH   SOLE   0 0 260
PEPSICO INC COM 713448108   14,964 88 SH   SOLE   0 0 88
PERFORMANCE FOOD GROUP COM 71377A103   39,185 500 SH   SOLE   0 0 500
PFIZER INC COM 717081103   722 25 SH   SOLE   0 0 25
PHILIP MORRIS INTL INC COM 718172109   2,268,225 18,684 SH   SOLE   0 0 18,684
PHILLIPS 66 COM 718546104   65,725 500 SH   SOLE   0 0 500
PNC FINL SERVICES COM 693475105   90,207 488 SH   SOLE   0 0 488
PROCTER & GAMBLE CO COM 742718109   1,658,910 9,578 SH   SOLE   0 0 9,578
PROSHARES ULTRAPRO SHORTQQQ ETF ULTRAPRO SHT QQQ 74347G432   739 100 SH   SOLE   0 0 100
PRUDENTIAL FINL INC COM 744320102   12,110 100 SH   SOLE   0 0 100
REALTY INCOME CORP REIT COM 756109104   31,710 500 SH   SOLE   0 0 500
REDDIT INC C CL A 75734B100   28,346 430 SH   SOLE   0 0 430
REVOLVE GROUP INC C CL A 76156B107   6,963 281 SH   SOLE   0 0 281
RIVIAN AUTOMOTIVE INC CL A 771049103   561 50 SH   SOLE   0 0 50
SALESFORCE INC COM 79466L302   4,151,907 15,169 SH   SOLE   0 0 15,169
SEA LTD FUNSPONSORED ADR SPONSORED ADR 81141R100   10,936 116 SH   SOLE   0 0 116
SELECT SECTOR HEALTH CARE SPDR ETF SBI HEALTHCARE 81369Y209   21,871 142 SH   SOLE   0 0 142
SELECT STR FINANCIAL SELECT SPDR ETF FINANCIAL 81369Y605   22,297 492 SH   SOLE   0 0 492
SERVICENOW INC COM 81762P102   43,825 49 SH   SOLE   0 0 49
SHOPIFY INC CL A 82509L107   17,631 220 SH   SOLE   0 0 220
SOFI TECHNOLOGIES INC NOTE 83406F102   2,672 340 SH   SOLE   0 0 340
SOLAREDGE TECHNOLOGIES COM 83417M104   871 38 SH   SOLE   0 0 38
SPDR FUND CONSUMER DISCRE SELECT ETF SBI CONS DISCR 81369Y407   18,835 94 SH   SOLE   0 0 94
SPDR PORTFOLIO HIGH YIELD BND ETF PORTFLI HIGH YLD ETF 78468R606   1,082 45 SH   SOLE   0 0 45
SPDR S&P 500 ETF SPDR S&P 500 ETF 78468R796   1,726,444 3,009 SH   SOLE   0 0 3,009
SPDR S&P DIVIDEND ETF S&P DIVID ETF 78464A763   189,008 1,331 SH   SOLE   0 0 1,331
SPDR S&P MIDCAP 400 ETF UTSER1 S&PDCRP 78467Y107   482,502 847 SH   SOLE   0 0 847
STARBUCKS CORP COM 855244109   2,818,443 28,910 SH   SOLE   0 0 28,910
STATE STR CORP COM 857477103   12,563 142 SH   SOLE   0 0 142
SYNOVUS FINL CORP COM 871607107   254,235 5,717 SH   SOLE   0 0 5,717
TAIWAN SEMICONDUCTOR M FSPONSORED ADR SPONSORED ADR 874039100   1,389 8 SH   SOLE   0 0 8
TAKE-TWO INTERACTIVE SOF COM 874054109   9,376 61 SH   SOLE   0 0 61
TECHNOLOGY SELECT SECTORSPDR ETF TECHNOLOGY 81369Y803   47,861 212 SH   SOLE   0 0 212
THE COCA-COLA CO COM 191216100   204,657 2,848 SH   SOLE   0 0 2,848
THERMO FISHER SCIENTIFIC COM 883556102   2,606,654 4,214 SH   SOLE   0 0 4,214
TORONTO DOMINION BK ON COM NEW 891160509   42,194 667 SH   SOLE   0 0 667
TRUIST FINL CORP COM 89832Q109   55,496 1,298 SH   SOLE   0 0 1,298
UBER TECHNOLOGIES INC COM 90353T100   4,326,285 57,561 SH   SOLE   0 0 57,561
UNITED PARCEL SVC INC CL B NEW 911312106   13,634 100 SH   SOLE   0 0 100
UNITEDHEALTH GROUP INC COM 91324P102   3,697,521 6,324 SH   SOLE   0 0 6,324
VANGUARD ENERGY ETF ENERGY ETF 92204A306   485,594 3,965 SH   SOLE   0 0 3,965
VANGUARD FTSE ALL WORLD EX US ETF ALLWRLD EX US ETF 922042775   576,261 9,147 SH   SOLE   0 0 9,147
VANGUARD FTSE DEVELOPED MARKETS ETF VAN FTSE DEV MKT 921943858   10,254 194 SH   SOLE   0 0 194
VANGUARD HIGH DIVIDEND YIELD ETF HIGH DIV YLD 921946406   3,333 26 SH   SOLE   0 0 26
VANGUARD MID CAP ETF MID CAP ETF 922908629   3,694 14 SH   SOLE   0 0 14
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363   47,523,781 90,063 SH   SOLE   0 0 90,063
VANGUARD SHORT-TERM BONDETF SHORT TRM BOND 921937827   77,982 991 SH   SOLE   0 0 991
VANGUARD SMALL CAP ETF SMALL CP ETF 922908751   3,078,061 12,976 SH   SOLE   0 0 12,976
VANGUARD TOTAL BOND MARKET ETF TOTAL BND MKT 921937835   981,613 13,069 SH   SOLE   0 0 13,069
VANGUARD TOTAL INTERNATIONAL BND ETF TOTAL INT BD ETF 92203J407   63,001 1,253 SH   SOLE   0 0 1,253
VANGUARD TOTAL INTERNATIONAL STK ETF VG TL INTL STK F 921909768   1,135,884 17,545 SH   SOLE   0 0 17,545
VANGUARD TOTAL STOCK MARKET ETF TOTAL STK MKT 922908769   3,964 14 SH   SOLE   0 0 14
VEEVA SYS INC CL A COM 922475108   2,594,623 12,363 SH   SOLE   0 0 12,363
VERIZON COMMUNICATIONS I COM 92343V104   4,491 100 SH   SOLE   0 0 100
VIATRIS INC COM 92556V106   232 20 SH   SOLE   0 0 20
VISA INC COM CL A 92826C839   5,401,178 19,644 SH   SOLE   0 0 19,644
VULCAN MATLS CO COM 929160109   250 1 SH   SOLE   0 0 1
WABTEC COM 929740108   1,091 6 SH   SOLE   0 0 6
WALGREENS BOOTS ALLIANCE COM 931427108   9 1 SH   SOLE   0 0 1
WALMART INC COM 931142103   55,457 687 SH   SOLE   0 0 687
WARNER BROS DISCOVERY IN COM SER A 934423104   1,271 154 SH   SOLE   0 0 154
WELLS FARGO & CO COM NEW 949746101   69,200 1,225 SH   SOLE   0 0 1,225
WISDOMTREE INDIA EARNINGS ETF INDIA ERNGS FD 97717W422   10,092 200 SH   SOLE   0 0 200
WISDOMTREE JAPAN HEDGED EQUITY ETF JAPN HEDGE EQT 97717W851   1,060 10 SH   SOLE   0 0 10
WOLFSPEED INC COM 977852102   640 66 SH   SOLE   0 0 66
WORKDAY INC CL A 98138H101   51,082 209 SH   SOLE   0 0 209
XERIS BIOPHARMA HLDGS IN COM 98421M106   1,149 403 SH   SOLE   0 0 403
ZETA GLOBAL HLDGS CORP CL A 98956A105   357,363 11,980 SH   SOLE   0 0 11,980
ZOETIS INC CL A 98978V103   21,101 108 SH   SOLE   0 0 108
ZOOM VIDEO COMMUNICATION CL A 98980L101   6,974 100 SH   SOLE   0 0 100