The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100   89,919 888 SH   SOLE   0 0 888
ABBVIE INC COM 00287Y109   190,128 1,193 SH   SOLE   0 0 1,193
ACCENTURE PLC SHS Class A G1151C101   27,724 97 SH   SOLE   0 0 97
ADOBE INC COM 00724F101   1,388,103 3,602 SH   SOLE   0 0 3,602
ADVANCED MICRO DEVICES I COM 007903107   87,229 890 SH   SOLE   0 0 890
AIR PROD & CHEMICALS COM 009158106   53,134 185 SH   SOLE   0 0 185
ALCOA CORP COM 013872106   43,369 1,019 SH   SOLE   0 0 1,019
ALLBIRDS INC COM 01675A109   365 304 SH   SOLE   0 0 304
ALPHABET INC. CAP STK CL A 02079K305   4,391,617 42,337 SH   SOLE   0 0 42,337
ALPHABET INC. CAP STK CL C 02079K107   401,440 3,860 SH   SOLE   0 0 3,860
ALTRIA GROUP INC COM 02209S103   53,410 1,197 SH   SOLE   0 0 1,197
AMAZON.COM INC COM 023135106   4,199,255 40,655 SH   SOLE   0 0 40,655
AMGEN INC. COM 031162100   146,017 604 SH   SOLE   0 0 604
APPLE INC COM 037833100   14,209,606 86,171 SH   SOLE   0 0 86,171
ASML HOLDING N V FSPONSORED ADR N Y REGISTRY SHS N07059210   1,579,928 2,321 SH   SOLE   0 0 2,321
ATLASSIAN CORP CL A G06242104   7,703 45 SH   SOLE   0 0 45
AUTODESK INC COM 052769106   20,192 97 SH   SOLE   0 0 97
BALL CORP COM 058498106   55 1 SH   SOLE   0 0 1
BANK OF AMERICA CORP COM 060505104   133,305 4,661 SH   SOLE   0 0 4,661
BECTON DICKINSON&CO COM 075887109   2,090,228 8,444 SH   SOLE   0 0 8,444
BERKSHIRE HATHAWAY CL B NEW 084670702   2,304,968 7,465 SH   SOLE   0 0 7,465
BLACKROCK INC COM 09247X101   3,450,583 5,156 SH   SOLE   0 0 5,156
BLACKSTONE MTG TR REIT COM CL A 09257W100   89 5 SH   SOLE   0 0 5
BLOCK INC CL A 852234103   6,728 98 SH   SOLE   0 0 98
BOEING CO COM 097023105   188,001 885 SH   SOLE   0 0 885
BRISTOL-MYERS SQUIBB COM 110122108   81,093 1,170 SH   SOLE   0 0 1,170
BROADCOM INC COM 11135F101   23,737 37 SH   SOLE   0 0 37
BROOKFIELD ASSET MANAG CL A EXCH LT VTG G16169107   18,487 565 SH   SOLE   0 0 565
BROOKFIELD BUSINESS CO CL A EXC SUB VTG 11259V106   297 15 SH   SOLE   0 0 15
BROOKFIELD BUSINESS P LP UNIT LTD L P G16234109   559 30 SH   SOLE   0 0 30
BROOKFIELD CORP CL A LTD VT SH 11271J107   73,328 2,250 SH   SOLE   0 0 2,250
BROOKFIELD REINSURANCE CL A EXCH LT VTG G16169107   495 15 SH   SOLE   0 0 15
CANOPY GROWTH CORP COM 138035100   592 338 SH   SOLE   0 0 338
CARMAX INC COM 143130102   1,228,519 19,112 SH   SOLE   0 0 19,112
CATERPILLAR INC COM 149123101   2,288 10 SH   SOLE   0 0 10
CELSIUS HOLDINGS INC COM NEW 15118V207   93 1 SH   SOLE   0 0 1
CHARLES SCHWAB CORP COM 808513105   2,685,808 51,275 SH   SOLE   0 0 51,275
CHECK PT SOFTWARE ORD M22465104   39,000 300 SH   SOLE   0 0 300
CHEVRON CORP COM 166764100   114,701 703 SH   SOLE   0 0 703
CHOICE HOTELS INTL COM 169905106   1,162,765 9,922 SH   SOLE   0 0 9,922
CHUBB LTD COM H1467J104   2,528,418 13,021 SH   SOLE   0 0 13,021
CIRRUS LOGIC INC COM 172755100   32,814 300 SH   SOLE   0 0 300
CISCO SYSTEMS INC COM 17275R102   15,735 301 SH   SOLE   0 0 301
CITIGROUP INC COM NEW 172967424   51,954 1,108 SH   SOLE   0 0 1,108
COLGATE-PALMOLIVE CO COM 194162103   88,001 1,171 SH   SOLE   0 0 1,171
COMCAST CORP CL A 20030N101   2,311,752 60,980 SH   SOLE   0 0 60,980
CORTEVA INC COM 22052L104   3,980 66 SH   SOLE   0 0 66
COSTCO WHOLESALE CO COM 22160K105   2,183,744 4,395 SH   SOLE   0 0 4,395
CROWDSTRIKE HLDGS INC CL A 22788C105   6,863 50 SH   SOLE   0 0 50
DELTA AIR LINES INC DEL COM NEW 247361702   1,186,512 33,978 SH   SOLE   0 0 33,978
DEXCOM INC COM 252131107   11,618 100 SH   SOLE   0 0 100
DIAMONDBACK ENERGY COM 25278X109   541 4 SH   SOLE   0 0 4
DOMINION ENERGY INC COM 25746U109   48,362 865 SH   SOLE   0 0 865
DOW INC COM 260557103   3,618 66 SH   SOLE   0 0 66
DRAFTKINGS INC NEW COM CL A 26142V105   3,214 166 SH   SOLE   0 0 166
DUKE ENERGY CORP COM NEW 26441C204   56,207 582 SH   SOLE   0 0 582
DUPONT DE NEMOURS INC IA COM 26614N102   4,737 66 SH   SOLE   0 0 66
EDWARDS LIFESCIENCES COM 28176E108   49,638 600 SH   SOLE   0 0 600
EMERSON ELECTRIC CO COM 291011104   8,714 100 SH   SOLE   0 0 100
ENBRIDGE INC COM 29250N105   39,867 1,045 SH   SOLE   0 0 1,045
ENSTAR GROUP LTD SHS G3075P101   65,597 283 SH   SOLE   0 0 283
ENTERPRISE PRODS PART LP COM 293792107   2,538 98 SH   SOLE   0 0 98
FEDEX CORP COM 31428X106   267,562 1,171 SH   SOLE   0 0 1,171
FISERV INC COM 337738108   1,999,727 17,692 SH   SOLE   0 0 17,692
FLEX LNG LTD SHS G35947202   101 3 SH   SOLE   0 0 3
GARTNER INC COM 366651107   14,008 43 SH   SOLE   0 0 43
GE HEALTHCARE TECHNOLOGI COMMON STOCK 36266G107   343,049 4,182 SH   SOLE   0 0 4,182
GENERAL DYNAMICS CO COM 369550108   2,009,389 8,805 SH   SOLE   0 0 8,805
GENERAL ELECTRIC CO COM 369604301   1,231,557 12,882 SH   SOLE   0 0 12,882
GENERAL MILLS INC COM 370334104   117,080 1,370 SH   SOLE   0 0 1,370
GENERAL MOTORS CO COM 37045V100   9,720 265 SH   SOLE   0 0 265
GILEAD SCIENCES INC COM 375558103   24,891 300 SH   SOLE   0 0 300
GLOBE LIFE INC COM 37959E102   24,755 225 SH   SOLE   0 0 225
GOLDMAN SACHS GROUP COM 38141G104   45,468 139 SH   SOLE   0 0 139
HARLEY DAVIDSON INC COM 412822108   4,957 130 SH   SOLE   0 0 130
HOME DEPOT INC COM 437076102   698,844 2,368 SH   SOLE   0 0 2,368
HONEYWELL INTL INC COM 438516106   4 1 SH   SOLE   0 0 1
HORMEL FOODS CORP COM 440452100   29,033 728 SH   SOLE   0 0 728
IDEXX LABS INC COM 45168D104   13,502 27 SH   SOLE   0 0 27
INDEPENDENCE REALTY REIT COM 45378A106   610,711 38,098 SH   SOLE   0 0 38,098
INNOVATIVE INDUSTRIAL PRREIT COM 45781V101   152 2 SH   SOLE   0 0 2
INTEL CORP COM 458140100   1,634 50 SH   SOLE   0 0 50
INVSC QQQ TRUST SRS 1 ETF IV UNIT SER 1 46090E103   358,800 1,118 SH   SOLE   0 0 1,118
IQVIA HOLDINGS INC COM 46266C105   3,360,445 16,896 SH   SOLE   0 0 16,896
ISHARES BIOTECHNOLOGY ETF ISHARES BIOTECH 464287556   82,921 642 SH   SOLE   0 0 642
ISHARES CORE S&P SMALL-CAP ETF CORE S&P SCP ETF 464287804   166,421 1,721 SH   SOLE   0 0 1,721
ISHARES CORE S&P 500 ETF CORE S&P 500 ETF 464287200   783,107 1,905 SH   SOLE   0 0 1,905
ISHARES CORE S&P MID-CAPETF CORE S&P MCP ETF 464287507   569,864 2,278 SH   SOLE   0 0 2,278
ISHARES CORE US AGGREGATE BOND ETF CORE US AGGBD ETF 464287226   7,872 79 SH   SOLE   0 0 79
ISHARES MSCI CHINA ETF CHINA SM-CAP ETF 46429B671   100 2 SH   SOLE   0 0 2
ISHARES MSCI EAFE ETF MSCI EAFE ETF 464287465   4,577 64 SH   SOLE   0 0 64
ISHARES RUSSELL 1000 GROWTH ETF RUS 1000 GRW ETF 464287614   8,552 35 SH   SOLE   0 0 35
ISHARES S&P 500 GROWTH ETF S&P 500 GRWT ETF 464287309   455,855 7,135 SH   SOLE   0 0 7,135
ISHARES S&P 500 VALUE ETF S&P 500 VAL ETF 464287408   386,229 2,545 SH   SOLE   0 0 2,545
ISHARES S&P SMALL CAP 600 ETF SP SMCP600VL ETF 464287879   121,105 1,294 SH   SOLE   0 0 1,294
ISHARES S&P SMLL CAP 600GRTH ETF S&P SML 600 GWT 464287887   137,645 1,252 SH   SOLE   0 0 1,252
ISHARES SELECT DIVIDEND ETF SELECT DIVIDEND ETF 464287168   117,180 1,000 SH   SOLE   0 0 1,000
JOHNSON & JOHNSON COM 478160104   2,338,564 15,087 SH   SOLE   0 0 15,087
JPMORGAN CHASE & CO COM 46625H100   3,264,656 25,053 SH   SOLE   0 0 25,053
LAB CO OF AMER HLDG COM NEW 50540R409   1,354,725 5,905 SH   SOLE   0 0 5,905
LILLY ELI & CO COM 532457108   1,026,482 2,989 SH   SOLE   0 0 2,989
LOWES COMPANIES INC COM 548661107   226,366 1,132 SH   SOLE   0 0 1,132
LPL FINL HLDGS COM 50212V100   4,655 23 SH   SOLE   0 0 23
LULULEMON ATHLETICA COM 550021109   10,197 28 SH   SOLE   0 0 28
MASTERCARD INC CL A 57636Q104   4,840,090 13,318 SH   SOLE   0 0 13,318
MATCH GROUP INC NEW COM 57667L107   5,451 142 SH   SOLE   0 0 142
MCDONALDS CORP COM 580135101   6,703 23 SH   SOLE   0 0 23
MEDTRONIC PLC SHS G5960L103   8,788 109 SH   SOLE   0 0 109
MERCADOLIBRE INC COM 58733R102   13,181 10 SH   SOLE   0 0 10
MERCK & CO. INC. COM 58933Y105   261,932 2,462 SH   SOLE   0 0 2,462
META PLATFORMS INC CL A 30303M102   2,311,842 10,908 SH   SOLE   0 0 10,908
MFA FINL, INC. REIT NOTE 55272X607   1,171 118 SH   SOLE   0 0 118
MICRON TECHNOLOGY COM 595112103   60 1 SH   SOLE   0 0 1
MICROSOFT CORP COM 594918104   7,636,505 26,488 SH   SOLE   0 0 26,488
MODERNA INC COM 60770K107   154 1 SH   SOLE   0 0 1
MOHAWK INDUSTRIES COM 608190104   87,693 875 SH   SOLE   0 0 875
MONDELEZ INTL CL A 609207105   112,040 1,607 SH   SOLE   0 0 1,607
MR COOPER GROUP INC COM 62482R107   41 1 SH   SOLE   0 0 1
MURPHY USA INC COM 626755102   15,741 61 SH   SOLE   0 0 61
NIKE INC CL B 654106103   202,181 1,648 SH   SOLE   0 0 1,648
NOVARTIS AG FSPONSORED ADR SPONSORED ADR 66987V109   167,900 1,825 SH   SOLE   0 0 1,825
NOVO-NORDISK AS VORMAL FSPONSORED ADR ADR 670100205   34,374 216 SH   SOLE   0 0 216
NUVEEN MUNICIPAL VALUE C COM 670928100   34,844 3,955 SH   SOLE   0 0 3,955
NVIDIA CORP COM 67066G104   3,776,561 13,596 SH   SOLE   0 0 13,596
O REILLY AUTOMOTIVE COM 67103H107   13,584 16 SH   SOLE   0 0 16
OCCIDENTAL PETROL CO COM 674599105   13,859 222 SH   SOLE   0 0 222
ORACLE CORP COM 68389X105   30,013 323 SH   SOLE   0 0 323
ORGANON & CO COMMON STOCK 68622V106   4,822 205 SH   SOLE   0 0 205
ORION OFFICE REIT INC REIT COM 68629Y103   335 50 SH   SOLE   0 0 50
PALO ALTO NETWORKS COM 697435105   325,976 1,632 SH   SOLE   0 0 1,632
PAYPAL HOLDINGS INCORPOR COM 70450Y103   29,237 385 SH   SOLE   0 0 385
PELOTON INTERACTIVE INC CL A COM 70614W100   2,948 260 SH   SOLE   0 0 260
PENN ENTMT INC COM 707569109   10,084 340 SH   SOLE   0 0 340
PEPSICO INC COM 713448108   16,042 88 SH   SOLE   0 0 88
PERFORMANCE FOOD GROUP C COM 71377A103   30,170 500 SH   SOLE   0 0 500
PFIZER INC COM 717081103   2,690,230 65,937 SH   SOLE   0 0 65,937
PHILIP MORRIS INTL COM 718172109   1,894,333 19,479 SH   SOLE   0 0 19,479
PNC FINL SERVICES COM 693475105   62,025 488 SH   SOLE   0 0 488
PROCTER & GAMBLE COM 742718109   1,495,970 10,061 SH   SOLE   0 0 10,061
PROLOGIS INC. REIT COM 74340W103   125 1 SH   SOLE   0 0 1
PRUDENTIAL FINL COM 744320102   8,274 100 SH   SOLE   0 0 100
REALTY INCOME CORP REIT COM 756109104   82,316 1,300 SH   SOLE   0 0 1,300
REVOLVE GROUP INC CL A 76156B107   7,390 281 SH   SOLE   0 0 281
ROBLOX CORP CL A 771049103   450 10 SH   SOLE   0 0 10
SALESFORCE INC COM 79466L302   2,783,135 13,931 SH   SOLE   0 0 13,931
SEA LTD FUNSPONSORED ADR SPONSORD ADS 81141R100   10,040 116 SH   SOLE   0 0 116
SELECT SECTOR HEALTH CARE SPDR ETF SBI HEALTHCARE 81369Y209   18,383 142 SH   SOLE   0 0 142
SELECT STR FINANCIAL SELECT SPDR ETF FINANCIAL 81369Y605   15,303 476 SH   SOLE   0 0 476
SERVICE NOW INC COM 81762P102   22,771 49 SH   SOLE   0 0 49
SHOPIFY INC CL A 82509L107   10,547 220 SH   SOLE   0 0 220
SNOWFLAKE INC CL A 833445109   463 3 SH   SOLE   0 0 3
SOFI TECHNOLOGIES INC NOTE 83406F102   2,719 448 SH   SOLE   0 0 448
SOLAREDGE TECH COM 83417M104   11,550 38 SH   SOLE   0 0 38
SPDR FUND CONSUMER DISCRE SELECT ETF SBI CONS DISCR 81369Y407   14,057 94 SH   SOLE   0 0 94
SPDR INDEX SHARES EMERG MARKT ETF PORTFOLIO EMG MK 78463X509   4,881 143 SH   SOLE   0 0 143
SPDR PORTFOLIO DVLPD WRLD EX-US ETF PORTFOLIO DEVLPD 78463X889   10,600 330 SH   SOLE   0 0 330
SPDR S&P 500 ETF SPDR S&P 500 ETF 78468R796   1,484,039 3,625 SH   SOLE   0 0 3,625
SPDR S&P DIVIDEND ETF S&P DIVID ETF 78464A763   151,792 1,227 SH   SOLE   0 0 1,227
SPDR S&P MIDCAP 400 ETF UTSER1 S&PDCRP 78467Y107   388,273 847 SH   SOLE   0 0 847
STARBUCKS CORP COM 855244109   2,769,529 26,596 SH   SOLE   0 0 26,596
STATE STREET CORP COM 857477103   10,748 142 SH   SOLE   0 0 142
SYNOVUS FINL CO COM 871607107   176,255 5,717 SH   SOLE   0 0 5,717
TAIWAN SEMICONDUCTR FSPONSORED ADR SPONSORED ADR 874039100   744 8 SH   SOLE   0 0 8
TECHNOLOGY SELECT SECTORSPDR ETF TECHNOLOGY 81369Y803   32,014 212 SH   SOLE   0 0 212
THE COCA-COLA CO COM 191216100   209,475 3,377 SH   SOLE   0 0 3,377
TORONTO DOMINION BK SR F COM NEW 891160509   39,953 667 SH   SOLE   0 0 667
TRUIST FINL CORP COM 89832Q109   524,058 15,368 SH   SOLE   0 0 15,368
UBER TECHNOLOGIES INC COM 90353T100   1,731,042 54,607 SH   SOLE   0 0 54,607
UNITED PARCEL SRVC CL B 911312106   2,511,783 12,948 SH   SOLE   0 0 12,948
UNITED STATES NATURAL GAS ETV UNIT PAR 912318300   451 65 SH   SOLE   0 0 65
UNITEDHEALTH GRP INC COM 91324P102   3,008,981 6,367 SH   SOLE   0 0 6,367
VANGUARD ENERGY ETF ENERGY ETF 92204A306   452,922 3,965 SH   SOLE   0 0 3,965
VANGUARD FTSE ALL WORLD EX US ETF ALLWRLD EX US ETF 922042775   494,865 9,255 SH   SOLE   0 0 9,255
VANGUARD FTSE DEVELOPED MARKETS ETF VAN FTSE DEV MKT 921943858   8,369 185 SH   SOLE   0 0 185
VANGUARD HIGH DIVIDEND YIELD ETF HIGH DIV YLD 921946406   2,743 26 SH   SOLE   0 0 26
VANGUARD MID CAP ETF MID CAP ETF 922908629   10,757 51 SH   SOLE   0 0 51
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363   30,993,729 82,414 SH   SOLE   0 0 82,414
VANGUARD SHORT-TERM BONDETF SHORT TRM BOND 921937827   75,802 991 SH   SOLE   0 0 991
VANGUARD SMALL CAP ETF SMALL CP ETF 922908751   1,678,948 8,857 SH   SOLE   0 0 8,857
VANGUARD TOTAL BOND MARKET ETF TOTAL BND MKT 921937835   913,794 12,377 SH   SOLE   0 0 12,377
VANGUARD TOTAL INTERNATLBND ETF IV TOTAL INT BD ETF 92203J407   62,520 1,278 SH   SOLE   0 0 1,278
VANGUARD TOTAL INTERNTL STOCK ETF IV VG TL INTL STK F 921909768   1,072,609 19,427 SH   SOLE   0 0 19,427
VANGUARD TOTAL STOCK MARKET ETF TOTAL STK MKT 922908769   2,857 14 SH   SOLE   0 0 14
VANGUARD VALUE ETF VALUE ETF 922908744   8,010 58 SH   SOLE   0 0 58
VEEVA SYSTEMS INC CL A COM 922475108   81,419 443 SH   SOLE   0 0 443
VERIZON COMMUNICATN COM 92343V104   3,889 100 SH   SOLE   0 0 100
VISA INC COM CL A 92826C839   4,307,142 19,103 SH   SOLE   0 0 19,103
VIATRIS INC COM 92556V106   192 20 SH   SOLE   0 0 20
VIRGIN GALACTIC HLDGS INCLASS COM 92766K106   81 20 SH   SOLE   0 0 20
WABTEC COM 929740108   606 6 SH   SOLE   0 0 6
WALGREENS BOOTS ALLI COM 931427108   35 1 SH   SOLE   0 0 1
WALMART INC COM 931142103   19,194 130 SH   SOLE   0 0 130
WALT DISNEY CO COM 254687106   1,681,205 16,790 SH   SOLE   0 0 16,790
WELLS FARGO & CO COM NEW 949746101   45,791 1,225 SH   SOLE   0 0 1,225
WOLFSPEED INC COM 977852102   4,287 66 SH   SOLE   0 0 66
WORKDAY INC CL A 98138H101   43,167 209 SH   SOLE   0 0 209
XERIS PHARMACEUTICALS IN COM NEW 98421M106   657 403 SH   SOLE   0 0 403
ZETA GLOBAL HOLDINGS COR CL A 98956A105   239,668 22,130 SH   SOLE   0 0 22,130
ZIMMER BIOMET HLDGS COM 98956P102   38,760 300 SH   SOLE   0 0 300
ZIMVIE INC COM 98888T107   217 30 SH   SOLE   0 0 30
ZOETIS INC CL A 98978V103   17,976 108 SH   SOLE   0 0 108
ZOOM VIDEO COMMUNICATIONCLASS CL A 98980L101   7,384 100 SH   SOLE   0 0 100