The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,144 5,758 SH   SOLE   0 0 5,758
ABBOTT LABORATORIES COM 002824100 103 888 SH   SOLE   0 0 888
ABBVIE INC COM 00287Y109 134 1,193 SH   SOLE   0 0 1,193
ACCENTURE PLC IRELAND SHS Class A G1151C101 4 13 SH   SOLE   0 0 13
ADOBE INC COM 00724F101 1 2 SH   SOLE   0 0 2
AIR PROD & CHEMICALS COM 009158106 60 208 SH   SOLE   0 0 208
ALIBABA GROUP HLDG LTD SPON ADR 01609W102 2,226 9,816 SH   SOLE   0 0 9,816
ALPHABET INC. CL A 02079K305 4,727 1,936 SH   SOLE   0 0 1,936
ALPHABET INC. CL C 02079K107 386 154 SH   SOLE   0 0 154
ALTRIA GROUP INC COM 02209S103 57 1,197 SH   SOLE   0 0 1,197
AMAZON.COM INC COM 023135106 6,378 1,854 SH   SOLE   0 0 1,854
AMERICAN EXPRESS CO COM 025816109 6 39 SH   SOLE   0 0 39
AMERN TOWER CORP REIT COM 03027X100 267 988 SH   SOLE   0 0 988
AMGEN INC. COM 031162100 147 604 SH   SOLE   0 0 604
ANALOG DEVICES INC COM 032654105 10 59 SH   SOLE   0 0 59
APPLE INC COM 037833100 11,409 83,304 SH   SOLE   0 0 83,304
GALLAGHER ARTHUR J & CO COM 363576109 4 30 SH   SOLE   0 0 30
BANK OF AMERICA CORP COM 060505104 114 2,773 SH   SOLE   0 0 2,773
BECTON DICKINSON&CO COM 075887109 1,402 5,766 SH   SOLE   0 0 5,766
BERKSHIRE HATHAWAY CL B NEW 084670702 1,842 6,629 SH   SOLE   0 0 6,629
BLACKROCK INC COM 09247X101 3,995 4,565 SH   SOLE   0 0 4,565
BRISTOL-MYERS SQUIBB COM 110122108 87 1,305 SH   SOLE   0 0 1,305
CMS ENERGY CORP COM 125896100 4 74 SH   SOLE   0 0 74
CANOPY GROWTH CORP F COM 138035100 1 51 SH   SOLE   0 0 51
CARMAX INC COM 143130102 1,744 13,506 SH   SOLE   0 0 13,506
CATERPILLAR INC COM 149123101 2 10 SH   SOLE   0 0 10
CERNER CORP COM 156782104 1,731 22,145 SH   SOLE   0 0 22,145
THE CHARLES SCHWAB CORP COM 808513105 3,488 47,909 SH   SOLE   0 0 47,909
CHECK POINT SOFTWARE TECH LT COM M22465104 35 300 SH   SOLE   0 0 300
CHEVRON CORP COM 166764100 79 757 SH   SOLE   0 0 757
CHUBB LTD F COM H1467J104 1,978 12,446 SH   SOLE   0 0 12,446
CIRRUS LOGIC INC COM 172755100 26 300 SH   SOLE   0 0 300
CITIGROUP INC COM NEW 172967424 45 631 SH   SOLE   0 0 631
CME GROUP INC COM 12572Q105 11 51 SH   SOLE   0 0 51
COLGATE-PALMOLIVE CO COM 194162103 95 1,171 SH   SOLE   0 0 1,171
COMCAST CORP CL A 20030N101 2,810 49,279 SH   SOLE   0 0 49,279
CONOCOPHILLIPS COM 20825C104 36 585 SH   SOLE   0 0 585
CORTEVA INC COM 22052L104 12 263 SH   SOLE   0 0 263
CVS HEALTH CORP COM 126650100 5 56 SH   SOLE   0 0 56
DEERE & CO COM 244199105 5 15 SH   SOLE   0 0 15
DELTA AIR LINES INC DEL COM NEW 247367702 862 19,931 SH   SOLE   0 0 19,931
DOMINION ENERGY INC COM 25746U109 86 1,165 SH   SOLE   0 0 1,165
DOVER CORP COM 260003108 9 57 SH   SOLE   0 0 57
DRAFTKINGS INC COM CL A 26142R104 116 2,232 SH   SOLE   0 0 2,232
DUKE ENERGY CORP COM NEW 26441C204 54 550 SH   SOLE   0 0 550
DUPONT DE NEMOURS INC COM 26614N102 20 263 SH   SOLE   0 0 263
EATON CORP PLC F SHS G29183103 8 57 SH   SOLE   0 0 57
EDISON INTERNTNL COM 281020107 56 967 SH   SOLE   0 0 967
EDWARDS LIFESCIENCES COM 28176E108 62 600 SH   SOLE   0 0 600
EMERSON ELECTRIC CO COM 291011104 10 100 SH   SOLE   0 0 100
ENSTAR GROUP LTD F SHS G3075P101 102 426 SH   SOLE   0 0 426
ENTERPRISE PRODS PART LP COM 293792107 2 98 SH   SOLE   0 0 98
ENVISTA HOLDINGS CORP COM 29415F104 5 111 SH   SOLE   0 0 111
EOG RESOURCES INC COM 26875P101 6 69 SH   SOLE   0 0 69
FACEBOOK INC CL A 30303M102 3,334 9,589 SH   SOLE   0 0 9,589
FEDEX CORP COM 31428X106 349 1,171 SH   SOLE   0 0 1,171
FIDELITY NATL INFORMATION SV COM 31620M106 6 41 SH   SOLE   0 0 41
GENERAL DYNAMICS CO COM 369550108 1,506 8,001 SH   SOLE   0 0 8,001
GENERAL ELECTRIC CO COM 369604103 721 53,583 SH   SOLE   0 0 53,583
GENERAL MILLS INC COM 370334104 83 1,370 SH   SOLE   0 0 1,370
GILEAD SCIENCES INC COM 375558103 21 300 SH   SOLE   0 0 300
GLAXOSMITHKLINE PLC SPON ADR 37733W105 24 600 SH   SOLE   0 0 600
HALLIBURTON CO HLDG COM 406216101 3 110 SH   SOLE   0 0 110
HLTHCARE REALTY TR COM 421946104 15 500 SH   SOLE   0 0 500
HOME DEPOT INC COM 437076102 867 2,718 SH   SOLE   0 0 2,718
HONEYWELL INTL INC COM 438516106 193 882 SH   SOLE   0 0 882
HORMEL FOODS CORP COM 440452100 35 728 SH   SOLE   0 0 728
IBM CORP COM 459200101 3 22 SH   SOLE   0 0 22
INVESCO QQQ TRUST UNIT SER 1 46090E103 396 1,118 SH   SOLE   0 0 1,118
IQVIA HOLDINGS INC COM 46266C105 3,817 15,752 SH   SOLE   0 0 15,752
ISHARES 1-3 YEAR TREASRYBOND ETF 1 3 YR TREAS BD 464287457 46 533 SH   SOLE   0 0 533
ISHARES 3-7 YEAR TRERY BOND ETF 3 7 YR TREAS BD 464288661 162 1,243 SH   SOLE   0 0 1,243
ISHARES BIOTECHNOLOGY ETF NASDAQ BIOTECH 464287556 105 642 SH   SOLE   0 0 642
ISHARES CORE MSCI CORE MSCI EMKT 46434G103 125 1,866 SH   SOLE   0 0 1,866
ISHARES CORE S&P 500 ETF IV CORE S&P 500 ETF 464287200 152 354 SH   SOLE   0 0 354
ISHARES CORE S&P MID CAPETF IV CORE S&P MCP ETF 464287507 306 1,138 SH   SOLE   0 0 1,138
ISHARES CORE S&P SMALL CAP ETF IV CORE S&P SCP ETF 464287804 190 1,685 SH   SOLE   0 0 1,685
ISHARES CORE US AGGRGT BOND ETF IV CORE US AGGBD ETF 464287226 9 79 SH   SOLE   0 0 79
ISHARES MSCI EAFE ETF IV MSCI EAFE ETF 464287465 5 64 SH   SOLE   0 0 64
ISHARES RUSSELL 1000 ETF IV RUS 1000 ETF 464287622 285 1,179 SH   SOLE   0 0 1,179
ISHARES S&P 500 GROWTH ETF IV S&P 500 GRWT ETF 464287309 739 10,164 SH   SOLE   0 0 10,164
ISHARES S&P 500 VALUE ETF IV S&P 500 VAL ETF 464287408 617 4,179 SH   SOLE   0 0 4,179
ISHARES S&P SMALL CAP 600 ETF IV S&P 600 CAP ETF 464287879 136 1,294 SH   SOLE   0 0 1,294
ISHARES S&P SMLL CAP 600GRTH ETF S&P 600GRTH ETF 464287887 166 1,252 SH   SOLE   0 0 1,252
ISHARES SELECT DIVIDEND ETF SELECT DIVIDEND ETF 464287168 117 1,000 SH   SOLE   0 0 1,000
JOHNSON & JOHNSON COM 478160104 2,351 14,289 SH   SOLE   0 0 14,289
JPMORGAN BETABUILDERS CANADA ETF BETABULDR CDA 46641Q696 116 1,794 SH   SOLE   0 0 1,794
JPMORGAN BETABUILDERS DEVELOPED ASIA EX-JAPAN ETF BETABULDR DEVE 46641Q688 102 1,751 SH   SOLE   0 0 1,751
JPMORGAN BETABUILDERS EUROPE ETF BETBULD EUROPE 46641Q720 333 5,694 SH   SOLE   0 0 5,694
JPMORGAN BETABUILDERS JAPAN ETF BETBULD JAPAN 46641Q712 304 5,375 SH   SOLE   0 0 5,375
JPMORGAN CHASE & CO COM 46625h100 3,490 22,439 SH   SOLE   0 0 22,439
LAB CO OF AMER HLDG COM NEW 50540R409 47 170 SH   SOLE   0 0 170
LILLY ELI & CO COM 532457108 556 2,421 SH   SOLE   0 0 2,421
LOWES COS INC COM 548661107 220 1,132 SH   SOLE   0 0 1,132
LPL FINL HLDGS COM 50212V100 3 23 SH   SOLE   0 0 23
LYFT INC CL A 55087P104 676 11,170 SH   SOLE   0 0 11,170
MAGELLAN MIDSTREAM PA LP COM UNIT RP LP 559080106 24 500 SH   SOLE   0 0 500
MASTERCARD INC CL A 57636Q104 4,657 12,756 SH   SOLE   0 0 12,756
MCDONALDS CORP COM 580135101 1,935 8,376 SH   SOLE   0 0 8,376
MEDTRONIC PLC SHS G5960L103 9 75 SH   SOLE   0 0 75
MERCK & CO. INC. COM 58933Y105 195 2,503 SH   SOLE   0 0 2,503
MICROSOFT CORP COM 594918104 7,069 26,096 SH   SOLE   0 0 26,096
MOHAWK INDUSTRIES COM 608190104 52 269 SH   SOLE   0 0 269
MONDELEZ INTL CL A 609207105 108 1,725 SH   SOLE   0 0 1,725
NEXTERA ENERGY INC COM 65339F101 6 84 SH   SOLE   0 0 84
NIKE INC CL B NEW 654106103 101 655 SH   SOLE   0 0 655
NORFOLK SOUTHERN CO COM 655844108 5 20 SH   SOLE   0 0 20
NORTHERN TRUST CORP COM 665859104 4 35 SH   SOLE   0 0 35
NORTHROP GRUMMAN CO COM 666807102 5 13 SH   SOLE   0 0 13
NOVARTIS AG SPON ADR 66987V109 220 2,413 SH   SOLE   0 0 2,413
NUVEEN MUNICIPAL VALUE C COM 670928100 46 3,955 SH   SOLE   0 0 3,955
PALO ALTO NETWORKS COM 697435105 202 544 SH   SOLE   0 0 544
PARKER-HANNIFIN CORP COM 701094104 6 19 SH   SOLE   0 0 19
PAYPAL HOLDINGS INCORPOR COM 70450Y103 5,813 19,943 SH   SOLE   0 0 19,943
PELOTON INTERACTIVE INC CL A 70614W100 117 946 SH   SOLE   0 0 946
PENN NTNL GAMING COM 707569109 93 1,210 SH   SOLE   0 0 1,210
PEPSICO INC COM 713448108 9 59 SH   SOLE   0 0 59
PERFORMANCE FOOD GROUP CO COM 71377A103 24 500 SH   SOLE   0 0 500
PFIZER INC COM 717071104 2,503 63,921 SH   SOLE   0 0 63,921
PHILIP MORRIS INTL COM 718172109 1,886 19,029 SH   SOLE   0 0 19,029
PHILLIPS 66 COM 718546104 52 611 SH   SOLE   0 0 611
PIMCO ENHNCD SHRT MATRTYACTV ETF IV ETF 72201R833 168 1,649 SH   SOLE   0 0 1,649
PNC FINL SERVICES COM 693475105 103 538 SH   SOLE   0 0 538
PPG INDUSTRIES INC COM 693506107 7 41 SH   SOLE   0 0 41
PROCTER & GAMBLE COM 742718109 1,086 8,046 SH   SOLE   0 0 8,046
PROLOGIS INC. REIT COM 74340W103 58 488 SH   SOLE   0 0 488
RAYTHEON TECHNOLOGIES CO COM 75513E101 8 92 SH   SOLE   0 0 92
REALTY INCM CORP REIT COM 756109104 91 1,357 SH   SOLE   0 0 1,357
REPUBLIC SERVICES COM 760759100 3 31 SH   SOLE   0 0 31
SALESFORCE COM COM 79466L302 2,642 10,814 SH   SOLE   0 0 10,814
SCHWAB SHORT TERM US TREASURY ETF SHT TM US TRES 808524862 266 5,199 SH   SOLE   0 0 5,199
SCHWAB US LARGE CAP GROWTH ETF US LCAP GR ETF 808524300 21 146 SH   SOLE   0 0 146
SCHWAB US LARGE CAP ETF US LCAP ETF 808524201 29 277 SH   SOLE   0 0 277
SERVICE PPTYS TR REIT COM SH BEN INT 81761L102 10 800 SH   SOLE   0 0 800
SPDR S&P 500 ETF IV SPDR S&P 500 ETF 78468R796 2,183 5,100 SH   SOLE   0 0 5,100
SPDR S&P DIVIDEND ETF S&P DIVID ETF 78464A763 150 1,227 SH   SOLE   0 0 1,227
SPDR S&P MIDCAP 400 ETF UTSER1 S&PDCRP 78467Y107 416 847 SH   SOLE   0 0 847
SQUARE INC CL A 852234103 98 400 SH   SOLE   0 0 400
STARBUCKS CORP COM 855244109 2,470 22,088 SH   SOLE   0 0 22,088
SYNOVUS FINL CO COM 871607107 251 5,717 SH   SOLE   0 0 5,717
SYSCO CORP COM 871829107 5 60 SH   SOLE   0 0 60
TAIWAN SEMICONDUCTR SPONSORED ADS 874039100 1,532 12,748 SH   SOLE   0 0 12,748
T ROWE PRICE GROUP COM 74144T108 9 44 SH   SOLE   0 0 44
TEXAS INSTRUMENTS COM 882508104 9 48 SH   SOLE   0 0 48
THE COCA-COLA CO COM 191216100 115 2,122 SH   SOLE   0 0 2,122
TJX COMPANIES INC COM 872540109 5 70 SH   SOLE   0 0 70
TORONTO-DOMINION BK F COM NEW 891160509 47 667 SH   SOLE   0 0 667
TRUIST FINL CORP COM 054937107 209 3,757 SH   SOLE   0 0 3,757
U S BANCORP COM NEW 902973304 8 148 SH   SOLE   0 0 148
UBER TECHNOLOGIES INC COM 90353T100 1,168 23,303 SH   SOLE   0 0 23,303
ULTA BEAUTY INC. COM 903845303 35 100 SH   SOLE   0 0 100
UNILEVER PLC SPOND ADR NEW 904767704 1,355 23,156 SH   SOLE   0 0 23,156
UNITED PARCEL SRVC CL B 911312106 5 22 SH   SOLE   0 0 22
UNITEDHEALTH GRP INC COM 91324P102 2,498 6,239 SH   SOLE   0 0 6,239
VANGUARD ENERGY ETF IV ENERGY ETF 92204A306 301 3,965 SH   SOLE   0 0 3,965
VANGUARD MORTGAGE BACKEDSEC ETF MORTG-BACK SEC 92206C771 36 674 SH   SOLE   0 0 674
VANGUARD FTSE ALL WORLD EX US ETF ALLWRLD EX US ETF 922042775 397 6,265 SH   SOLE   0 0 6,265
VANGUARD FTSE DEVELOPED MATS ETF FTSE DEVMKT ETF 921943858 9 176 SH   SOLE   0 0 176
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363 28,813 73,220 SH   SOLE   0 0 73,220
VANGUARD SHORT TERM TREASURY ETF SHORT TERM TREAS 92206C102 59 961 SH   SOLE   0 0 961
VANGUARD SHORT-TERM BONDETF SHORT TRM BOND ETF 921937827 101 1,231 SH   SOLE   0 0 1,231
VANGUARD SMALL CAP ETF IV SMALL CP ETF 922908751 843 3,742 SH   SOLE   0 0 3,742
VANGUARD TOTAL INTERNATIONAL BND ETF INTL BD IDX ETF 92203J407 220 3,849 SH   SOLE   0 0 3,849
VANGUARD TOTAL INTERNATIONAL STK ETF TL INTL tl STK ETF 921909768 692 10,532 SH   SOLE   0 0 10,532
VANGUARD TOTAL BOND MARKET ETF TOTAL BND MKT 921937835 326 3,793 SH   SOLE   0 0 3,793
VANGUARD TOTAL STOCK MARKET ETF TOTAL STK MKT ETF 922908769 177 796 SH   SOLE   0 0 796
VENTAS INC REIT COM 92276F100 22 383 SH   SOLE   0 0 383
VERIZON COMMUNICATN COM 92343V104 5 97 SH   SOLE   0 0 97
VISA INC CL A 92826C839 4,207 17,994 SH   SOLE   0 0 17,994
WALMART INC COM 931142103 5 38 SH   SOLE   0 0 38
WALT DISNEY CO COM 254687106 2,410 13,712 SH   SOLE   0 0 13,712
WELLS FARGO & CO COM NEW 949746101 18 400 SH   SOLE   0 0 400
WORKDAY INC CL A 98138H101 50 209 SH   SOLE   0 0 209
XCEL ENERGY INC MINN COM 98389B100 5 77 SH   SOLE   0 0 77
XERIS PHARMACEUTICALS IN COM 98422L107 3 803 SH   SOLE   0 0 803
ZIMMER BIOMET HLDGS COM 98956P102 48 300 SH   SOLE   0 0 300