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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P TTL STK 464287150   5,009,135 55,319 SH   SOLE   0 0 55,319
ISHARES TR 7-10 YR TRSY BD 464287440   61,679,584 622,272 SH   SOLE   0 0 622,272
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   3,131,026 89,972 SH   SOLE   0 0 89,972
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   2,679,265 55,993 SH   SOLE   0 0 55,993
VANGUARD INDEX FDS TOTAL STK MKT 922908769   84,268,540 412,879 SH   SOLE   0 0 412,879
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   9,257,331 173,131 SH   SOLE   0 0 173,131
VANGUARD STAR FDS VG TL INTL STK F 921909768   2,052,984 37,185 SH   SOLE   0 0 37,185