The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN AUSTRALIA EQUITY FD IN COM 003011103   102,788 26,022 SH   SOLE   26,022 0 0
AMAZON COM INC COM 023135106   379,707 2,987 SH   SOLE   2,987 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877   752,967 9,660 SH   SOLE   9,659 0 0
APPLE INC COM 037833100   3,484,833 20,354 SH   SOLE   20,354 0 0
ARES CAPITAL CORP COM 04010L103   769,395 39,517 SH   SOLE   39,516 0 0
ARK ETF TR INNOVATION ETF 00214Q104   208,268 5,250 SH   SOLE   5,250 0 0
BANK AMERICA CORP COM 060505104   449,757 16,426 SH   SOLE   16,426 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,513,296 4,320 SH   SOLE   4,320 0 0
BLACKSTONE MTG TR INC COM CL A 09257W100   213,759 9,828 SH   SOLE   9,828 0 0
BUTTERFLY NETWORK INC COM CL A 124155102   35,414 30,012 SH   SOLE   30,012 0 0
CAPITAL GROUP CORE EQUITY ET SHS CREATION UNI 14020V108   300,567 11,970 SH   SOLE   11,970 0 0
CAPITAL GROUP GBL GROWTH EQT SHS CREATION UNI 14020X104   212,400 9,267 SH   SOLE   9,267 0 0
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   1,310,995 53,510 SH   SOLE   53,510 0 0
CENTRAL VY CMNTY BANCORP COM 155685100   172,706 12,240 SH   SOLE   12,240 0 0
CHEVRON CORP NEW COM 166764100   977,144 5,795 SH   SOLE   5,794 0 0
COSTCO WHSL CORP NEW COM 22160K105   257,015 455 SH   SOLE   454 0 0
DISNEY WALT CO COM 254687106   314,132 3,876 SH   SOLE   3,875 0 0
ENBRIDGE INC COM 29250N105   224,683 6,742 SH   SOLE   6,742 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107   587,457 21,464 SH   SOLE   21,463 0 0
EXXON MOBIL CORP COM 30231G102   944,743 8,035 SH   SOLE   8,034 0 0
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529   2,787,463 27,844 SH   SOLE   27,844 0 0
INVESCO EXCHANGE TRADED FD T S&P500 PUR VAL 46137V258   620,519 8,433 SH   SOLE   8,433 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   748,068 2,088 SH   SOLE   2,088 0 0
ISHARES GOLD TR ISHARES NEW 464285204   1,126,398 32,192 SH   SOLE   32,192 0 0
ISHARES SILVER TR ISHARES 46428Q109   244,853 12,038 SH   SOLE   12,038 0 0
ISHARES TR CORE S&P SCP ETF 464287804   337,498 3,578 SH   SOLE   3,577 0 0
ISHARES TR CORE S&P MCP ETF 464287507   246,857 990 SH   SOLE   990 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   1,305,045 24,366 SH   SOLE   24,366 0 0
JPMORGAN CHASE & CO COM 46625H100   613,696 4,232 SH   SOLE   4,231 0 0
KINDER MORGAN INC DEL COM 49456B101   261,964 15,800 SH   SOLE   15,800 0 0
MICROSOFT CORP COM 594918104   679,092 2,151 SH   SOLE   2,150 0 0
NVIDIA CORPORATION COM 67066G104   565,487 1,300 SH   SOLE   1,300 0 0
OXFORD LANE CAP CORP COM 691543102   267,599 53,627 SH   SOLE   53,627 0 0
PIMCO CORPORATE & INCM STRG COM 72200U100   156,810 12,885 SH   SOLE   12,885 0 0
PIMCO ETF TR ULTRA SHORT GOVT 72201R577   2,528,125 25,108 SH   SOLE   25,108 0 0
PIMCO ETF TR MULTISECTOR BD 72201R585   759,529 31,090 SH   SOLE   31,090 0 0
PINNACLE WEST CAP CORP COM 723484101   239,460 3,250 SH   SOLE   3,250 0 0
PIONEER NAT RES CO COM 723787107   213,510 930 SH   SOLE   930 0 0
REALTY INCOME CORP COM 756109104   303,441 6,076 SH   SOLE   6,076 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,294,566 18,295 SH   SOLE   18,295 0 0
SPDR GOLD TR GOLD SHS 78463V107   453,828 2,647 SH   SOLE   2,647 0 0
SPDR INDEX SHS FDS MSCI EAFE STRTGC 78463X434   259,981 3,878 SH   SOLE   3,878 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   9,995,178 108,856 SH   SOLE   108,856 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805   9,494,012 180,873 SH   SOLE   180,872 0 0
SPDR SER TR S&P DIVID ETF 78464A763   562,514 4,891 SH   SOLE   4,891 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   1,058,202 25,647 SH   SOLE   25,647 0 0
TESLA INC COM 88160R101   363,319 1,452 SH   SOLE   1,452 0 0
UNITED SEC BANCSHARES CALIF COM 911460103   8,876,574 1,193,088 SH   SOLE   1,193,087 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,472,300 7,787 SH   SOLE   7,787 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   5,217,603 13,286 SH   SOLE   13,286 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   937,112 4,500 SH   SOLE   4,500 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,944,354 9,154 SH   SOLE   9,153 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   811,211 2,979 SH   SOLE   2,979 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   478,745 2,458 SH   SOLE   2,458 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   2,618,623 18,985 SH   SOLE   18,985 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   255,652 5,315 SH   SOLE   5,315 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,539,617 9,909 SH   SOLE   9,908 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   4,912,197 47,544 SH   SOLE   47,543 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   223,710 952 SH   SOLE   951 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   367,331 11,334 SH   SOLE   11,333 0 0
VIPER ENERGY PARTNERS LP COM UNT RP INT 92763M105   243,448 8,732 SH   SOLE   8,732 0 0
WELLS FARGO CO NEW COM 949746101   236,590 5,790 SH   SOLE   5,790 0 0
WISDOMTREE TR US TOTAL DIVIDND 97717W109   577,447 9,597 SH   SOLE   9,596 0 0