The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 BBG001S5T7X2 477,739 4,504 SH   SOLE   4,504 0 0
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 295,002 1,620 SH   SOLE   1,620 0 0
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104 BBG001SCTFP8 711,540 33,500 SH   SOLE   33,500 0 0
ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 361,160 2,001 SH   SOLE   2,001 0 0
ALLSTATE CORP COM 020002101 BBG001S9BM06 246,712 1,426 SH   SOLE   1,426 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 481,769 3,192 SH   SOLE   3,192 0 0
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 397,551 2,611 SH   SOLE   2,611 0 0
ALTRIA GROUP INC COM 02209S103 BBG001S5T8T5 290,276 6,655 SH   SOLE   6,655 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 749,479 4,155 SH   SOLE   4,155 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877 BBG00Q9MQZW3 2,243,279 23,939 SH   SOLE   23,939 0 0
AMERICAN EXPRESS CO COM 025816109 BBG001S5P034 350,415 1,539 SH   SOLE   1,539 0 0
AMETEK INC COM 031100100 BBG001S5NN54 1,566,539 8,565 SH   SOLE   8,565 0 0
AMGEN INC COM 031162100 BBG001S5NNL6 260,437 916 SH   SOLE   916 0 0
APPLE INC COM 037833100 BBG001S5N8V8 5,253,816 30,638 SH   SOLE   30,638 0 0
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 372,526 9,824 SH   SOLE   9,824 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 458,367 1,090 SH   SOLE   1,090 0 0
BLACKSTONE INC COM 09260D107 BBG001S7H949 545,054 4,149 SH   SOLE   4,149 0 0
BROADCOM INC COM 11135F101 BBG00KHY5SY8 306,275 231 SH   SOLE   231 0 0
CATERPILLAR INC COM 149123101 BBG001S5PJ06 349,869 955 SH   SOLE   955 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 1,483,822 9,407 SH   SOLE   9,407 0 0
COCA COLA CO COM 191216100 BBG001S5SMQ8 1,078,280 17,625 SH   SOLE   17,625 0 0
CONOCOPHILLIPS COM 20825C104 BBG001S5TZM2 334,333 2,627 SH   SOLE   2,627 0 0
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 321,806 439 SH   SOLE   439 0 0
CSX CORP COM 126408103 BBG001S5Q7Q3 703,589 18,980 SH   SOLE   18,980 0 0
DENTSPLY SIRONA INC COM 24906P109 BBG001S5XLV8 336,912 10,151 SH   SOLE   10,151 0 0
DIAMONDBACK ENERGY INC COM 25278X109 BBG002PHSZN7 279,094 1,408 SH   SOLE   1,408 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 BBG011DXXVM0 932,080 14,952 SH   SOLE   14,952 0 0
DISNEY WALT CO COM 254687106 BBG001S5QHF3 274,296 2,242 SH   SOLE   2,242 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 BBG001S5QNR7 377,072 3,899 SH   SOLE   3,899 0 0
ELI LILLY & CO COM 532457108 BBG001S5STL8 1,158,405 1,489 SH   SOLE   1,489 0 0
EMCOR GROUP INC COM 29084Q100 BBG001S5QVG1 398,177 1,137 SH   SOLE   1,137 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 2,520,093 21,680 SH   SOLE   21,680 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 BBG0078X1341 7,474,642 164,967 SH   SOLE   164,967 0 0
FIRST TR EXCHNG TRADED FD VI FT VEST U.S. 33740U406 BBG00YGC8R49 793,102 21,164 SH   SOLE   21,164 0 0
FIRST TR EXCHNG TRADED FD VI FT VEST US 33740F631 BBG00YXMQGQ8 440,971 12,239 SH   SOLE   12,239 0 0
FIRST TR EXCHNG TRADED FD VI FT VEST US 33740F771 BBG00RPLC4T3 605,423 15,480 SH   SOLE   15,480 0 0
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F615 BBG00ZR07NB2 533,412 15,284 SH   SOLE   15,284 0 0
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F839 BBG00QQFKRG1 355,349 8,797 SH   SOLE   8,797 0 0
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740U737 BBG01FCRRYM4 1,160,869 33,707 SH   SOLE   33,707 0 0
FTI CONSULTING INC COM 302941109 BBG001SCJVR2 261,180 1,242 SH   SOLE   1,242 0 0
GENUINE PARTS CO COM 372460105 BBG001S5RNH7 597,720 3,858 SH   SOLE   3,858 0 0
GLOBAL PMTS INC COM 37940X102 BBG001SGS2Z8 346,447 2,592 SH   SOLE   2,592 0 0
GLOBE LIFE INC COM 37959E102 BBG001S5WRX4 513,424 4,412 SH   SOLE   4,412 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 250,491 653 SH   SOLE   653 0 0
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 469,816 2,289 SH   SOLE   2,289 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 BBG001S6H5N8 258,326 6,715 SH   SOLE   6,715 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 BBG00KJR2NN7 240,248 1,418 SH   SOLE   1,418 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 BBG001SDTVQ0 1,451,953 24,031 SH   SOLE   24,031 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 330,844 745 SH   SOLE   745 0 0
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 413,925 5,577 SH   SOLE   5,577 0 0
ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 329,182 2,855 SH   SOLE   2,855 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 1,628,186 3,097 SH   SOLE   3,097 0 0
ISHARES TR MRGSTR MD CP GRW 464288307 BBG001SBRK44 305,727 4,326 SH   SOLE   4,326 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 2,827,147 17,202 SH   SOLE   17,202 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 205,938 611 SH   SOLE   611 0 0
ISHARES TR RUSEL 2500 ETF 46435G268 BBG00H31MJN5 310,270 4,729 SH   SOLE   4,729 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 421,021 2,002 SH   SOLE   2,002 0 0
ISHARES TR US AER DEF ETF 464288760 BBG001SC08P5 249,612 1,892 SH   SOLE   1,892 0 0
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 BBG00N6W8XF5 238,682 5,117 SH   SOLE   5,117 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 BBG00TSG0SK6 8,360,374 144,493 SH   SOLE   144,493 0 0
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159 BBG0130Y3986 523,576 11,492 SH   SOLE   11,492 0 0
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203 BBG016NKZFF7 1,057,084 19,489 SH   SOLE   19,489 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 BBG00GP26NW0 6,112,916 121,168 SH   SOLE   121,168 0 0
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 BBG00XX898D2 253,903 5,004 SH   SOLE   5,004 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 521,078 3,294 SH   SOLE   3,294 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 633,515 3,163 SH   SOLE   3,163 0 0
KIMBERLY-CLARK CORP COM 494368103 BBG001S5SLZ0 277,326 2,144 SH   SOLE   2,144 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 BBG001S5S0N9 213,313 1,001 SH   SOLE   1,001 0 0
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 204,668 450 SH   SOLE   450 0 0
LOWES COS INC COM 548661107 BBG001S5SVL3 521,112 2,046 SH   SOLE   2,046 0 0
MANHATTAN ASSOCIATES INC COM 562750109 BBG001S71S35 238,970 955 SH   SOLE   955 0 0
MARATHON OIL CORP COM 565849106 BBG001S69V69 205,720 7,259 SH   SOLE   7,259 0 0
MARATHON PETE CORP COM 56585A102 BBG001S169P1 520,676 2,584 SH   SOLE   2,584 0 0
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 343,359 713 SH   SOLE   713 0 0
MCDONALDS CORP COM 580135101 BBG001S5T110 754,216 2,675 SH   SOLE   2,675 0 0
MERCK & CO INC COM 58933Y105 BBG001S5TC52 658,694 4,992 SH   SOLE   4,992 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 1,801,123 4,281 SH   SOLE   4,281 0 0
MODERNA INC COM 60770K107 BBG003PHHZV8 230,596 2,164 SH   SOLE   2,164 0 0
MOODYS CORP COM 615369105 BBG001S5VP87 414,647 1,055 SH   SOLE   1,055 0 0
MORGAN STANLEY COM NEW 617446448 BBG001S9V5Z3 234,741 2,493 SH   SOLE   2,493 0 0
NORFOLK SOUTHN CORP COM 655844108 BBG001S5TQJ6 1,248,098 4,897 SH   SOLE   4,897 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 1,663,538 1,841 SH   SOLE   1,841 0 0
ONEOK INC NEW COM 682680103 BBG001S5TWK1 214,535 2,676 SH   SOLE   2,676 0 0
PACER FDS TR US CASH COWS 100 69374H881 BBG00FJQN752 1,959,683 33,724 SH   SOLE   33,724 0 0
PFIZER INC COM 717081103 BBG001S5V466 220,828 7,958 SH   SOLE   7,958 0 0
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 422,193 4,608 SH   SOLE   4,608 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775 BBG002N12C17 547,879 5,964 SH   SOLE   5,964 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 BBG001T618D9 1,338,073 13,309 SH   SOLE   13,309 0 0
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 BBG005VLSHH1 776,085 8,181 SH   SOLE   8,181 0 0
PRIMERICA INC COM 74164M108 BBG001T5ZSQ6 250,683 991 SH   SOLE   991 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 421,363 2,597 SH   SOLE   2,597 0 0
ROYAL BK CDA COM 780087102 BBG001S60869 1,190,586 11,802 SH   SOLE   11,802 0 0
RTX CORPORATION COM 75513E101 BBG001S5X5Q9 228,622 2,344 SH   SOLE   2,344 0 0
SANDSTORM GOLD LTD COM NEW 80013R206 BBG001SSPFD0 157,500 30,000 SH   SOLE   30,000 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 263,385 6,750 SH   SOLE   6,750 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 BBG0051K49J8 468,592 13,159 SH   SOLE   13,159 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 1,061,904 17,394 SH   SOLE   17,394 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 10,752,349 133,354 SH   SOLE   133,354 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 4,861,083 52,428 SH   SOLE   52,428 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 BBG001T66WQ7 506,711 6,669 SH   SOLE   6,669 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 311,764 5,024 SH   SOLE   5,024 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 224,347 4,556 SH   SOLE   4,556 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 1,184,559 12,547 SH   SOLE   12,547 0 0
SIMPSON MFG INC COM 829073105 BBG001SB9QN0 333,212 1,624 SH   SOLE   1,624 0 0
SOUTHERN CO COM 842587107 BBG001S5W777 1,418,765 19,776 SH   SOLE   19,776 0 0
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 347,667 1,690 SH   SOLE   1,690 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 393,137 752 SH   SOLE   752 0 0
SPDR SER TR RUSSELL YIELD 78468R770 BBG00BL38SV1 231,332 2,129 SH   SOLE   2,129 0 0
SPDR SER TR S&P DIVID ETF 78464A763 BBG001SPTBP8 320,751 2,444 SH   SOLE   2,444 0 0
TARGET CORP COM 87612E106 BBG001SC0K41 261,916 1,478 SH   SOLE   1,478 0 0
TESLA INC COM 88160R101 BBG001SQKGD7 671,166 3,818 SH   SOLE   3,818 0 0
TRAVELERS COMPANIES INC COM 89417E109 BBG001S5R103 283,302 1,231 SH   SOLE   1,231 0 0
TRUIST FINL CORP COM 89832Q109 BBG001S5YYC0 640,909 16,442 SH   SOLE   16,442 0 0
UNITED CMNTY BKS BLAIRSVLE G COM 90984P303 BBG001S9SSJ5 1,158,370 44,011 SH   SOLE   44,011 0 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 211,797 428 SH   SOLE   428 0 0
VANECK ETF TRUST OIL SERVICES ETF 92189H607 BBG001SGYST1 327,698 974 SH   SOLE   974 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 7,747,207 22,508 SH   SOLE   22,508 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 BBG001SRN7S6 210,687 894 SH   SOLE   894 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 505,967 2,025 SH   SOLE   2,025 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 266,930 1,391 SH   SOLE   1,391 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 BBG001SHTTW9 605,216 2,321 SH   SOLE   2,321 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 2,822,435 10,860 SH   SOLE   10,860 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 7,612,623 46,743 SH   SOLE   46,743 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG001T2YZG9 477,772 4,324 SH   SOLE   4,324 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 313,062 6,187 SH   SOLE   6,187 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 1,143,680 6,263 SH   SOLE   6,263 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 367,143 6,089 SH   SOLE   6,089 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 215,447 4,294 SH   SOLE   4,294 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 542,159 4,481 SH   SOLE   4,481 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 BBG00C868SD7 2,634,357 38,290 SH   SOLE   38,290 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702 BBG001SHTTR5 353,408 674 SH   SOLE   674 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 BBG001T0Y6W9 232,507 811 SH   SOLE   811 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 331,971 7,912 SH   SOLE   7,912 0 0
VISA INC COM CL A 92826C839 BBG001SRCFY3 247,731 888 SH   SOLE   888 0 0
WALMART INC COM 931142103 BBG001S5XH92 622,800 10,351 SH   SOLE   10,351 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669 BBG004LMH3Z6 642,379 8,431 SH   SOLE   8,431 0 0