The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 BBG001S5T7X2 454,960 4,136 SH   SOLE   4,136 0 0
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 242,926 1,520 SH   SOLE   1,520 0 0
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104 BBG001SCTFP8 541,200 27,500 SH   SOLE   27,500 0 0
ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 267,737 1,932 SH   SOLE   1,932 0 0
ALLSTATE CORP COM 020002101 BBG001S9BM06 205,073 1,426 SH   SOLE   1,426 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 373,335 2,702 SH   SOLE   2,702 0 0
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 308,428 2,210 SH   SOLE   2,210 0 0
ALTRIA GROUP INC COM 02209S103 BBG001S5T8T5 272,277 6,548 SH   SOLE   6,548 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 680,982 4,542 SH   SOLE   4,542 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877 BBG00Q9MQZW3 1,900,477 21,244 SH   SOLE   21,244 0 0
AMERICAN EXPRESS CO COM 025816109 BBG001S5P034 283,783 1,507 SH   SOLE   1,507 0 0
AMETEK INC COM 031100100 BBG001S5NN54 1,348,889 8,282 SH   SOLE   8,282 0 0
AMGEN INC COM 031162100 BBG001S5NNL6 266,759 897 SH   SOLE   897 0 0
APPLE INC COM 037833100 BBG001S5N8V8 5,551,523 29,905 SH   SOLE   29,905 0 0
BAKKT HOLDINGS INC COM CL A 05759B107 BBG00XRJ7Y59 21,200 10,000 SH   SOLE   10,000 0 0
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 268,963 7,934 SH   SOLE   7,934 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 356,661 984 SH   SOLE   984 0 0
BLACKSTONE INC COM 09260D107 BBG001S7H949 484,348 3,776 SH   SOLE   3,776 0 0
BROADCOM INC COM 11135F101 BBG00KHY5SY8 239,955 221 SH   SOLE   221 0 0
CATERPILLAR INC COM 149123101 BBG001S5PJ06 273,454 934 SH   SOLE   934 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 1,396,495 9,342 SH   SOLE   9,342 0 0
COCA COLA CO COM 191216100 BBG001S5SMQ8 1,050,302 17,558 SH   SOLE   17,558 0 0
CONOCOPHILLIPS COM 20825C104 BBG001S5TZM2 298,363 2,537 SH   SOLE   2,537 0 0
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 249,167 383 SH   SOLE   383 0 0
CSX CORP COM 126408103 BBG001S5Q7Q3 654,491 18,905 SH   SOLE   18,905 0 0
DENTSPLY SIRONA INC COM 24906P109 BBG001S5XLV8 362,357 10,170 SH   SOLE   10,170 0 0
DIAMONDBACK ENERGY INC COM 25278X109 BBG002PHSZN7 221,054 1,408 SH   SOLE   1,408 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 BBG011DXXVM0 706,439 11,919 SH   SOLE   11,919 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 BBG001S5QNR7 379,307 3,878 SH   SOLE   3,878 0 0
ELI LILLY & CO COM 532457108 BBG001S5STL8 834,410 1,409 SH   SOLE   1,409 0 0
EMCOR GROUP INC COM 29084Q100 BBG001S5QVG1 281,934 1,325 SH   SOLE   1,325 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 2,195,336 21,447 SH   SOLE   21,447 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 BBG0078X1341 5,365,268 117,248 SH   SOLE   117,248 0 0
FIRST TR EXCHNG TRADED FD VI CBOE EQT DEP NOV 33740F839 BBG00QQFKRG1 1,201,645 31,163 SH   SOLE   31,163 0 0
FTI CONSULTING INC COM 302941109 BBG001SCJVR2 252,623 1,283 SH   SOLE   1,283 0 0
GENUINE PARTS CO COM 372460105 BBG001S5RNH7 535,927 3,881 SH   SOLE   3,881 0 0
GLOBAL PMTS INC COM 37940X102 BBG001SGS2Z8 328,099 2,580 SH   SOLE   2,580 0 0
GLOBE LIFE INC COM 37959E102 BBG001S5WRX4 540,970 4,432 SH   SOLE   4,432 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 208,083 603 SH   SOLE   603 0 0
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 473,339 2,265 SH   SOLE   2,265 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 BBG001S6H5N8 236,569 6,715 SH   SOLE   6,715 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 BBG00KJR2V68 309,968 9,726 SH   SOLE   9,726 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 BBG00KJR2NN7 223,533 1,416 SH   SOLE   1,416 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 BBG001SDTVQ0 1,155,893 21,525 SH   SOLE   21,525 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 299,980 745 SH   SOLE   745 0 0
ISHARES TR 10-20 YR TRS ETF 464288653 BBG001SSD830 922,428 8,564 SH   SOLE   8,564 0 0
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 234,415 3,369 SH   SOLE   3,369 0 0
ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 298,376 2,855 SH   SOLE   2,855 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 341,921 720 SH   SOLE   720 0 0
ISHARES TR MRGSTR MD CP GRW 464288307 BBG001SBRK44 274,752 4,320 SH   SOLE   4,320 0 0
ISHARES TR MSCI INTL QUALTY 46434V456 BBG007WGM3H4 241,418 6,520 SH   SOLE   6,520 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 2,351,435 16,098 SH   SOLE   16,098 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 200,706 672 SH   SOLE   672 0 0
ISHARES TR RUSEL 2500 ETF 46435G268 BBG00H31MJN5 272,962 4,466 SH   SOLE   4,466 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 245,210 1,229 SH   SOLE   1,229 0 0
ISHARES TR US AER DEF ETF 464288760 BBG001SC08P5 293,404 2,339 SH   SOLE   2,339 0 0
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 BBG00N6W8XF5 239,936 5,117 SH   SOLE   5,117 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 BBG00TSG0SK6 7,045,757 127,826 SH   SOLE   127,826 0 0
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159 BBG0130Y3986 465,713 10,258 SH   SOLE   10,258 0 0
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203 BBG016NKZFF7 725,804 14,642 SH   SOLE   14,642 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 BBG00GP26NW0 5,802,690 115,522 SH   SOLE   115,522 0 0
JANUS DETROIT STR TR HENDERSON MTG 47103U852 BBG00LYBQSH3 791,288 17,330 SH   SOLE   17,330 0 0
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 BBG00XX898D2 535,679 10,637 SH   SOLE   10,637 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 587,410 3,672 SH   SOLE   3,672 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 515,411 2,995 SH   SOLE   2,995 0 0
KIMBERLY-CLARK CORP COM 494368103 BBG001S5SLZ0 247,290 2,021 SH   SOLE   2,021 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 BBG001S5S0N9 209,990 1,001 SH   SOLE   1,001 0 0
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 277,754 609 SH   SOLE   609 0 0
LOWES COS INC COM 548661107 BBG001S5SVL3 438,527 2,006 SH   SOLE   2,006 0 0
MANHATTAN ASSOCIATES INC COM 562750109 BBG001S71S35 203,875 986 SH   SOLE   986 0 0
MARATHON PETE CORP COM 56585A102 BBG001S169P1 390,346 2,562 SH   SOLE   2,562 0 0
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 213,054 505 SH   SOLE   505 0 0
MCDONALDS CORP COM 580135101 BBG001S5T110 785,968 2,646 SH   SOLE   2,646 0 0
MERCK & CO INC COM 58933Y105 BBG001S5TC52 548,535 4,844 SH   SOLE   4,844 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 1,433,783 3,866 SH   SOLE   3,866 0 0
MODERNA INC COM 60770K107 BBG003PHHZV8 229,725 2,042 SH   SOLE   2,042 0 0
MOODYS CORP COM 615369105 BBG001S5VP87 400,901 1,050 SH   SOLE   1,050 0 0
MORGAN STANLEY COM NEW 617446448 BBG001S9V5Z3 228,177 2,430 SH   SOLE   2,430 0 0
NORFOLK SOUTHN CORP COM 655844108 BBG001S5TQJ6 1,151,906 4,888 SH   SOLE   4,888 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 821,790 1,706 SH   SOLE   1,706 0 0
PACER FDS TR US CASH COWS 100 69374H881 BBG00FJQN752 1,373,793 26,283 SH   SOLE   26,283 0 0
PFIZER INC COM 717081103 BBG001S5V466 238,478 8,021 SH   SOLE   8,021 0 0
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 426,739 4,466 SH   SOLE   4,466 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775 BBG002N12C17 548,146 5,962 SH   SOLE   5,962 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 BBG001T618D9 1,467,645 14,704 SH   SOLE   14,704 0 0
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 BBG005VLSHH1 590,273 6,236 SH   SOLE   6,236 0 0
PRIMERICA INC COM 74164M108 BBG001T5ZSQ6 212,941 1,024 SH   SOLE   1,024 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 447,856 3,011 SH   SOLE   3,011 0 0
ROYAL BK CDA COM 780087102 BBG001S60869 1,185,983 11,802 SH   SOLE   11,802 0 0
RTX CORPORATION COM 75513E101 BBG001S5X5Q9 204,443 2,399 SH   SOLE   2,399 0 0
SANDSTORM GOLD LTD COM NEW 80013R206 BBG001SSPFD0 98,600 20,000 SH   SOLE   20,000 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 253,503 6,932 SH   SOLE   6,932 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 895,843 16,197 SH   SOLE   16,197 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 9,527,100 124,229 SH   SOLE   124,229 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 4,277,369 52,348 SH   SOLE   52,348 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 BBG001T66WQ7 468,964 6,669 SH   SOLE   6,669 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 273,740 4,886 SH   SOLE   4,886 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 206,776 4,404 SH   SOLE   4,404 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 1,004,388 11,853 SH   SOLE   11,853 0 0
SIMPSON MFG INC COM 829073105 BBG001SB9QN0 324,995 1,678 SH   SOLE   1,678 0 0
SOUTHERN CO COM 842587107 BBG001S5W777 1,389,326 19,609 SH   SOLE   19,609 0 0
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 315,069 1,652 SH   SOLE   1,652 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 299,941 635 SH   SOLE   635 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853 BBG004T58LZ5 204,688 4,877 SH   SOLE   4,877 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101 BBG0029J2KF1 375,389 12,940 SH   SOLE   12,940 0 0
SPDR SER TR RUSSELL YIELD 78468R770 BBG00BL38SV1 225,566 2,229 SH   SOLE   2,229 0 0
SPDR SER TR S&P DIVID ETF 78464A763 BBG001SPTBP8 531,157 4,233 SH   SOLE   4,233 0 0
TESLA INC COM 88160R101 BBG001SQKGD7 950,207 3,825 SH   SOLE   3,825 0 0
TRAVELERS COMPANIES INC COM 89417E109 BBG001S5R103 381,691 1,994 SH   SOLE   1,994 0 0
TRUIST FINL CORP COM 89832Q109 BBG001S5YYC0 545,658 14,547 SH   SOLE   14,547 0 0
UNITED CMNTY BKS BLAIRSVLE G COM 90984P303 BBG001S9SSJ5 1,551,173 53,177 SH   SOLE   53,177 0 0
VANECK ETF TRUST OIL SERVICES ETF 92189H607 BBG001SGYST1 279,702 909 SH   SOLE   909 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 6,038,231 19,760 SH   SOLE   19,760 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 236,412 1,316 SH   SOLE   1,316 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 BBG001SHTTW9 541,987 2,270 SH   SOLE   2,270 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 2,030,715 8,618 SH   SOLE   8,618 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 5,766,437 38,336 SH   SOLE   38,336 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 BBG001SHTV18 217,051 3,409 SH   SOLE   3,409 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG001T2YZG9 328,268 3,218 SH   SOLE   3,218 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 314,856 6,187 SH   SOLE   6,187 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 1,302,955 7,661 SH   SOLE   7,661 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 347,647 6,067 SH   SOLE   6,067 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 502,890 4,475 SH   SOLE   4,475 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 BBG00C868SD7 2,192,526 33,185 SH   SOLE   33,185 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 BBG001T0Y6W9 206,067 808 SH   SOLE   808 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 BBG001SHTTR5 283,245 601 SH   SOLE   601 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 301,901 7,765 SH   SOLE   7,765 0 0
VISA INC COM CL A 92826C839 BBG001SRCFY3 208,261 804 SH   SOLE   804 0 0
WALMART INC COM 931142103 BBG001S5XH92 536,654 3,369 SH   SOLE   3,369 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527 BBG005YHYNG8 362,073 7,204 SH   SOLE   7,204 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669 BBG004LMH3Z6 567,160 8,081 SH   SOLE   8,081 0 0