The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 BBG001S5T7X2 271,965 2,145 SH   SOLE   2,145 0 0
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 239,742 1,483 SH   SOLE   1,483 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 238,974 2,715 SH   SOLE   2,715 0 0
ALTRIA GROUP INC COM 02209S103 BBG001S5T8T5 351,764 7,650 SH   SOLE   7,650 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 355,817 4,073 SH   SOLE   4,073 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877 BBG00Q9MQZW3 508,694 6,657 SH   SOLE   6,657 0 0
AMERICAN EXPRESS CO COM 025816109 BBG001S5P034 223,043 1,483 SH   SOLE   1,483 0 0
AMETEK INC COM 031100100 BBG001S5NN54 1,180,185 8,282 SH   SOLE   8,282 0 0
AMGEN INC COM 031162100 BBG001S5NNL6 267,406 990 SH   SOLE   990 0 0
APPLE INC COM 037833100 BBG001S5N8V8 4,085,513 31,391 SH   SOLE   31,391 0 0
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 288,042 8,499 SH   SOLE   8,499 0 0
BAXTER INTL INC COM 071813109 BBG001S5P1K3 212,370 4,751 SH   SOLE   4,751 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 404,509 1,282 SH   SOLE   1,282 0 0
BLACKSTONE INC COM 09260D107 BBG001S7H949 296,212 3,676 SH   SOLE   3,676 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 1,069,816 6,107 SH   SOLE   6,107 0 0
CLOROX CO DEL COM 189054109 BBG001S5PX50 309,858 2,172 SH   SOLE   2,172 0 0
COCA COLA CO COM 191216100 BBG001S5SMQ8 988,313 15,785 SH   SOLE   15,785 0 0
CONOCOPHILLIPS COM 20825C104 BBG001S5TZM2 290,055 2,471 SH   SOLE   2,471 0 0
CSX CORP COM 126408103 BBG001S5Q7Q3 607,607 18,905 SH   SOLE   18,905 0 0
DENTSPLY SIRONA INC COM 24906P109 BBG001S5XLV8 352,036 10,671 SH   SOLE   10,671 0 0
DIAMONDBACK ENERGY INC COM 25278X109 BBG002PHSZN7 268,688 1,899 SH   SOLE   1,899 0 0
DISNEY WALT CO COM 254687106 BBG001S5QHF3 212,380 2,241 SH   SOLE   2,241 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 BBG001S5QNR7 355,332 3,378 SH   SOLE   3,378 0 0
EMCOR GROUP INC COM 29084Q100 BBG001S5QVG1 205,522 1,417 SH   SOLE   1,417 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 1,901,735 17,532 SH   SOLE   17,532 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 BBG0078X1341 457,677 9,956 SH   SOLE   9,956 0 0
FTI CONSULTING INC COM 302941109 BBG001SCJVR2 212,212 1,354 SH   SOLE   1,354 0 0
GENUINE PARTS CO COM 372460105 BBG001S5RNH7 657,442 3,858 SH   SOLE   3,858 0 0
GLOBAL PMTS INC COM 37940X102 BBG001SGS2Z8 293,297 2,755 SH   SOLE   2,755 0 0
GLOBE LIFE INC COM 37959E102 BBG001S5WRX4 533,081 4,432 SH   SOLE   4,432 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 335,744 1,056 SH   SOLE   1,056 0 0
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 419,382 1,991 SH   SOLE   1,991 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 BBG001S6H5N8 204,591 1,293 SH   SOLE   1,293 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 BBG001SDTVQ0 484,001 10,806 SH   SOLE   10,806 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 201,552 745 SH   SOLE   745 0 0
ISHARES TR 10-20 YR TRS ETF 464288653 BBG001SSD830 1,769,067 15,581 SH   SOLE   15,581 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 BBG001SSD812 298,869 2,561 SH   SOLE   2,561 0 0
ISHARES TR 7-10 YR TRSY BD 464287440 BBG001S80936 905,423 9,180 SH   SOLE   9,180 0 0
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 229,929 3,582 SH   SOLE   3,582 0 0
ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 260,732 3,030 SH   SOLE   3,030 0 0
ISHARES TR GLB CNSM STP ETF 464288737 BBG001SNVWR2 381,407 6,298 SH   SOLE   6,298 0 0
ISHARES TR GLOB HLTHCRE ETF 464287325 BBG001SJX8Q3 315,142 3,745 SH   SOLE   3,745 0 0
ISHARES TR IBOXX INV CP ETF 464287242 BBG001S60QR6 959,464 8,800 SH   SOLE   8,800 0 0
ISHARES TR MBS ETF 464288588 BBG001SSD8B1 890,705 9,365 SH   SOLE   9,365 0 0
ISHARES TR MSCI CHINA ETF 46429B671 BBG001S56D46 355,087 6,770 SH   SOLE   6,770 0 0
ISHARES TR MSCI INTL QUALTY 46434V456 BBG007WGM3H4 363,116 10,759 SH   SOLE   10,759 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 2,280,383 19,650 SH   SOLE   19,650 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 216,682 1,218 SH   SOLE   1,218 0 0
ISHARES TR US AER DEF ETF 464288760 BBG001SC08P5 384,967 3,452 SH   SOLE   3,452 0 0
J P MORGAN EXCHANGE TRADED F BETABULDRS JAPAN 46641Q217 BBG00L52MHJ1 277,034 6,125 SH   SOLE   6,125 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 BBG00TSG0SK6 1,714,203 31,156 SH   SOLE   31,156 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 BBG00GP26NW0 2,543,022 50,678 SH   SOLE   50,678 0 0
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 BBG00XX898D2 702,744 14,240 SH   SOLE   14,240 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 658,062 3,748 SH   SOLE   3,748 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 429,734 3,128 SH   SOLE   3,128 0 0
KIMBERLY-CLARK CORP COM 494368103 BBG001S5SLZ0 392,425 2,864 SH   SOLE   2,864 0 0
LILLY ELI & CO COM 532457108 BBG001S5STL8 507,953 1,452 SH   SOLE   1,452 0 0
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 284,778 620 SH   SOLE   620 0 0
LOWES COS INC COM 548661107 BBG001S5SVL3 403,651 2,024 SH   SOLE   2,024 0 0
MARATHON PETE CORP COM 56585A102 BBG001S169P1 296,577 2,562 SH   SOLE   2,562 0 0
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 200,324 540 SH   SOLE   540 0 0
MCDONALDS CORP COM 580135101 BBG001S5T110 705,540 2,640 SH   SOLE   2,640 0 0
MERCK & CO INC COM 58933Y105 BBG001S5TC52 451,896 4,094 SH   SOLE   4,094 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 765,070 3,369 SH   SOLE   3,369 0 0
MODERNA INC COM 60770K107 BBG003PHHZV8 366,428 1,992 SH   SOLE   1,992 0 0
MOODYS CORP COM 615369105 BBG001S5VP87 203,553 700 SH   SOLE   700 0 0
MORGAN STANLEY COM NEW 617446448 BBG001S9V5Z3 216,208 2,467 SH   SOLE   2,467 0 0
MUELLER WTR PRODS INC COM SER A 624758108 BBG001SNQZ91 133,692 11,779 SH   SOLE   11,779 0 0
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 235,144 2,797 SH   SOLE   2,797 0 0
NORFOLK SOUTHN CORP COM 655844108 BBG001S5TQJ6 678,286 2,668 SH   SOLE   2,668 0 0
NORTHERN TR CORP COM 665859104 BBG001S5TRG7 223,278 2,370 SH   SOLE   2,370 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 270,220 1,729 SH   SOLE   1,729 0 0
PACER FDS TR US CASH COWS 100 69374H881 BBG00FJQN752 459,041 9,666 SH   SOLE   9,666 0 0
PFIZER INC COM 717081103 BBG001S5V466 671,632 13,880 SH   SOLE   13,880 0 0
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 412,212 4,029 SH   SOLE   4,029 0 0
PIMCO DYNAMIC INCOME OPRNTS COM BEN SHS 69355M107 BBG00ST5DV48 148,880 10,931 SH   SOLE   10,931 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775 BBG002N12C17 563,915 6,101 SH   SOLE   6,101 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 BBG001T618D9 1,366,472 13,811 SH   SOLE   13,811 0 0
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 BBG005VLSHH1 366,677 3,881 SH   SOLE   3,881 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 475,268 3,126 SH   SOLE   3,126 0 0
ROYAL BK CDA SUSTAINABL COM 780087102 BBG001S60869 1,158,484 11,802 SH   SOLE   11,802 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 610,941 13,442 SH   SOLE   13,442 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 6,528,094 84,703 SH   SOLE   84,703 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 2,108,161 37,760 SH   SOLE   37,760 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 220,600 4,817 SH   SOLE   4,817 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 243,650 5,874 SH   SOLE   5,874 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 1,044,732 11,974 SH   SOLE   11,974 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 448,224 3,360 SH   SOLE   3,360 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 BBG001S7TD56 222,875 3,118 SH   SOLE   3,118 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG001S7TCZ5 215,137 1,705 SH   SOLE   1,705 0 0
SERVISFIRST BANCSHARES INC COM 81768T108 BBG001T2HRB1 1,529,687 22,393 SH   SOLE   22,393 0 0
SMITH & NEPHEW PLC SPDN ADR NEW 83175M205 BBG001SDCF10 362,905 12,689 SH   SOLE   12,689 0 0
SOUTHERN CO COM 842587107 BBG001S5W777 1,311,933 18,349 SH   SOLE   18,349 0 0
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 246,003 1,413 SH   SOLE   1,413 0 0
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 BBG001TC9HP5 253,628 4,309 SH   SOLE   4,309 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 311,926 804 SH   SOLE   804 0 0
SPDR SER TR S&P DIVID ETF 78464A763 BBG001SPTBP8 1,009,712 7,932 SH   SOLE   7,932 0 0
TESLA INC COM 88160R101 BBG001SQKGD7 400,152 3,341 SH   SOLE   3,341 0 0
TRAVELERS COMPANIES INC COM 89417E109 BBG001S5R103 353,276 1,868 SH   SOLE   1,868 0 0
TRUIST FINL CORP COM 89832Q109 BBG001S5YYC0 625,582 13,659 SH   SOLE   13,659 0 0
UNIVERSAL HLTH SVCS INC CL B 913903100 BBG001S6S976 204,970 1,384 SH   SOLE   1,384 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 3,245,684 15,025 SH   SOLE   15,025 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 BBG001SHTTW9 386,871 1,886 SH   SOLE   1,886 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 933,323 4,808 SH   SOLE   4,808 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 3,828,653 26,900 SH   SOLE   26,900 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 BBG001SHTV18 482,148 8,232 SH   SOLE   8,232 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 956,181 6,208 SH   SOLE   6,208 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 397,329 3,618 SH   SOLE   3,618 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 BBG00C868SD7 584,723 9,460 SH   SOLE   9,460 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 271,926 6,573 SH   SOLE   6,573 0 0
WALMART INC COM 931142103 BBG001S5XH92 496,663 3,426 SH   SOLE   3,426 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527 BBG005YHYNG8 1,163,861 23,143 SH   SOLE   23,143 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669 BBG004LMH3Z6 358,177 5,869 SH   SOLE   5,869 0 0