The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
KNOWLES CORP NOTE 3.250%11/0 49926DAB5 11 10,000 PRN   SOLE   0 0 10,000
MARRIOTT VACTINS WORLDWID CO NOTE 1.500% 9/1 57164YAB3 11 10,000 PRN   SOLE   0 0 10,000
NATIONAL HEALTH INVS INC NOTE 3.250% 4/0 63633DAE4 11 10,000 PRN   SOLE   0 0 10,000
REEDS INC COM 758338107 30 50,000 SH   SOLE   0 0 50,000
AGENUS INC COM NEW 00847G705 32 10,000 SH   SOLE   0 0 10,000
PDS BIOTECHNOLOGY CORP COM 70465T107 105 49,203 SH   SOLE   0 0 49,203
COHEN & STEERS QUALITY INCOM COM 19247L106 149 12,000 SH   SOLE   0 0 12,000
X4 PHARMACEUTICALS INC COM 98420X103 151 23,505 SH   SOLE   0 0 23,505
ICAHN ENTERPRISES LP DEPOSITARY UNIT 451100101 203 4,000 SH   SOLE   0 0 4,000
ILLUMINA INC COM 452327109 206 556 SH   SOLE   0 0 556
DIAGEO PLC SPON ADR NEW 25243Q205 211 1,330 SH   SOLE   0 0 1,330
BLACKSTONE GROUP INC COM CL A 09260D107 217 3,350 SH   SOLE   0 0 3,350
SPLUNK INC COM 848637104 225 1,325 SH   SOLE   0 0 1,325
WELLS FARGO CO NEW COM 949746101 225 7,460 SH   SOLE   0 0 7,460
REPUBLIC SVCS INC COM 760759100 228 2,366 SH   SOLE   0 0 2,366
VANGUARD INDEX FDS SM CP VAL ETF 922908611 231 1,622 SH   SOLE   0 0 1,622
DELL TECHNOLOGIES INC CL C 24703L202 232 3,160 SH   SOLE   0 0 3,160
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 236 2,575 SH   SOLE   0 0 2,575
NOVOCURE LTD ORD SHS G6674U108 236 1,361 SH   SOLE   0 0 1,361
ISHARES TR CORE HIGH DV ETF 46429B663 238 2,716 SH   SOLE   0 0 2,716
VANGUARD INDEX FDS SMALL CP ETF 922908751 240 1,235 SH   SOLE   0 0 1,235
ISHARES TR TIPS BD ETF 464287176 244 1,912 SH   SOLE   0 0 1,912
CATERPILLAR INC COM 149123101 249 1,370 SH   SOLE   0 0 1,370
ISHARES TR CORE S&P MCP ETF 464287507 249 1,082 SH   SOLE   0 0 1,082
DOMINION ENERGY INC COM 25746U109 254 3,374 SH   SOLE   0 0 3,374
VICI PPTYS INC COM 925652109 258 10,100 SH   SOLE   0 0 10,100
WALMART INC COM 931142103 258 1,790 SH   SOLE   0 0 1,790
ISHARES TR SHORT TREAS BD 464288679 265 2,396 SH   SOLE   0 0 2,396
PELOTON INTERACTIVE INC CL A COM 70614W100 265 1,745 SH   SOLE   0 0 1,745
ADVANCED MICRO DEVICES INC COM 007903107 271 2,958 SH   SOLE   0 0 2,958
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 271 3,258 SH   SOLE   0 0 3,258
ALIGN TECHNOLOGY INC COM 016255101 292 546 SH   SOLE   0 0 546
PALO ALTO NETWORKS INC COM 697435105 293 825 SH   SOLE   0 0 825
EVERSOURCE ENERGY COM 30040W108 294 3,401 SH   SOLE   0 0 3,401
COCA COLA CO COM 191216100 298 5,433 SH   SOLE   0 0 5,433
INVESCO EXCH TRADED FD TR II S&P MIDCP LOW 46138E198 303 6,300 SH   SOLE   0 0 6,300
AKAMAI TECHNOLOGIES INC COM 00971T101 307 2,923 SH   SOLE   0 0 2,923
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 307 3,163 SH   SOLE   0 0 3,163
CVS HEALTH CORP COM 126650100 318 4,660 SH   SOLE   0 0 4,660
BOEING CO COM 097023105 319 1,491 SH   SOLE   0 0 1,491
ISHARES TR MSCI USA QLT FCT 46432F339 334 2,877 SH   SOLE   0 0 2,877
WEC ENERGY GROUP INC COM 92939U106 337 3,662 SH   SOLE   0 0 3,662
PINTEREST INC CL A 72352L106 340 5,165 SH   SOLE   0 0 5,165
DUKE ENERGY CORP NEW COM NEW 26441C204 354 3,867 SH   SOLE   0 0 3,867
CHEVRON CORP NEW COM 166764100 370 4,378 SH   SOLE   0 0 4,378
DISNEY WALT CO COM 254687106 382 2,111 SH   SOLE   0 0 2,111
ISHARES TR CORE S&P500 ETF 464287200 389 1,035 SH   SOLE   0 0 1,035
VANGUARD WORLD FDS INF TECH ETF 92204A702 398 1,125 SH   SOLE   0 0 1,125
BK OF AMERICA CORP COM 060505104 405 13,351 SH   SOLE   0 0 13,351
OREILLY AUTOMOTIVE INC COM 67103H107 410 906 SH   SOLE   0 0 906
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 420 2,550 SH   SOLE   0 0 2,550
CERECOR INC COM 15671L109 427 161,566 SH   SOLE   0 0 161,566
MGIC INVT CORP WIS COM 552848103 438 34,939 SH   SOLE   0 0 34,939
AUTOMATIC DATA PROCESSING IN COM 053015103 470 2,670 SH   SOLE   0 0 2,670
AT&T INC COM 00206R102 479 16,650 SH   SOLE   0 0 16,650
CONTRAFECT CORP COM NEW 212326300 482 95,369 SH   SOLE   0 0 95,369
INTERNATIONAL BUSINESS MACHS COM 459200101 483 3,835 SH   SOLE   0 0 3,835
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 485 4,273 SH   SOLE   0 0 4,273
INTUITIVE SURGICAL INC COM NEW 46120E602 496 606 SH   SOLE   0 0 606
FISERV INC COM 337738108 499 4,385 SH   SOLE   0 0 4,385
WORKDAY INC CL A 98138H101 540 2,255 SH   SOLE   0 0 2,255
MONDELEZ INTL INC CL A 609207105 564 9,645 SH   SOLE   0 0 9,645
TWILIO INC CL A 90138F102 579 1,710 SH   SOLE   0 0 1,710
ISHARES TR RUSSELL 2000 ETF 464287655 672 3,428 SH   SOLE   0 0 3,428
ISHARES TR RUS 1000 GRW ETF 464287614 717 2,974 SH   SOLE   0 0 2,974
AIR PRODS & CHEMS INC COM 009158106 754 2,758 SH   SOLE   0 0 2,758
NOVARTIS AG SPONSORED ADR 66987V109 759 8,036 SH   SOLE   0 0 8,036
MASTERCARD INCORPORATED CL A 57636Q104 767 2,149 SH   SOLE   0 0 2,149
ECOLAB INC COM 278865100 781 3,612 SH   SOLE   0 0 3,612
ARIDIS PHARMACEUTICALS INC COM 040334104 803 132,283 SH   SOLE   0 0 132,283
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 827 1,970 SH   SOLE   0 0 1,970
CARDINAL HEALTH INC COM 14149Y108 854 15,954 SH   SOLE   0 0 15,954
DOCUSIGN INC COM 256163106 861 3,875 SH   SOLE   0 0 3,875
ISHARES TR RUS 2000 GRW ETF 464287648 893 3,116 SH   SOLE   0 0 3,116
ISHARES TR CORE DIV GRWTH 46434V621 896 20,000 SH   SOLE   0 0 20,000
NETFLIX INC COM 64110L106 901 1,666 SH   SOLE   0 0 1,666
ISHARES TR NATIONAL MUN ETF 464288414 949 8,100 SH   SOLE   0 0 8,100
AUTODESK INC COM 052769106 961 3,147 SH   SOLE   0 0 3,147
ALPHABET INC CAP STK CL C 02079K107 990 565 SH   SOLE   0 0 565
CHEMED CORP NEW COM 16359R103 1,012 1,900 SH   SOLE   0 0 1,900
3M CO COM 88579Y101 1,056 6,041 SH   SOLE   0 0 6,041
FRANCHISE GROUP INC COM 35180X105 1,066 35,000 SH   SOLE   0 0 35,000
ISHARES TR RUS 1000 VAL ETF 464287598 1,070 7,824 SH   SOLE   0 0 7,824
CROWN CASTLE INTL CORP NEW COM 22822V101 1,089 6,842 SH   SOLE   0 0 6,842
VANGUARD INDEX FDS MID CAP ETF 922908629 1,156 5,591 SH   SOLE   0 0 5,591
INTUIT COM 461202103 1,160 3,054 SH   SOLE   0 0 3,054
VANECK VECTORS ETF TR FALLEN ANGEL HG 92189F437 1,164 36,275 SH   SOLE   0 0 36,275
UNION PAC CORP COM 907818108 1,180 5,665 SH   SOLE   0 0 5,665
BLACKROCK INC COM 09247X101 1,212 1,680 SH   SOLE   0 0 1,680
JPMORGAN CHASE & CO COM 46625H100 1,232 9,692 SH   SOLE   0 0 9,692
EXXON MOBIL CORP COM 30231G102 1,237 30,016 SH   SOLE   0 0 30,016
CISCO SYS INC COM 17275R102 1,243 27,780 SH   SOLE   0 0 27,780
FAIR ISAAC CORP COM 303250104 1,297 2,537 SH   SOLE   0 0 2,537
INTEL CORP COM 458140100 1,381 27,720 SH   SOLE   0 0 27,720
AMGEN INC COM 031162100 1,388 6,039 SH   SOLE   0 0 6,039
FACEBOOK INC CL A 30303M102 1,412 5,169 SH   SOLE   0 0 5,169
AMERICAN TOWER CORP NEW COM 03027X100 1,439 6,411 SH   SOLE   0 0 6,411
TJX COS INC NEW COM 872540109 1,480 21,673 SH   SOLE   0 0 21,673
NEWELL BRANDS INC COM 651229106 1,485 69,962 SH   SOLE   0 0 69,962
VERIZON COMMUNICATIONS INC COM 92343V104 1,553 26,426 SH   SOLE   0 0 26,426
INTERCONTINENTAL EXCHANGE IN COM 45866F104 1,612 13,982 SH   SOLE   0 0 13,982
BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108 1,683 39,000 SH   SOLE   0 0 39,000
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,749 5,090 SH   SOLE   0 0 5,090
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,914 23,083 SH   SOLE   0 0 23,083
GENUINE PARTS CO COM 372460105 1,976 19,675 SH   SOLE   0 0 19,675
APPLIED MATLS INC COM 038222105 2,129 24,667 SH   SOLE   0 0 24,667
LOCKHEED MARTIN CORP COM 539830109 2,259 6,365 SH   SOLE   0 0 6,365
SPDR SER TR BLMBRG BRC CNVRT 78464A359 2,383 28,785 SH   SOLE   0 0 28,785
VROOM INC COM 92918V109 2,409 58,803 SH   SOLE   0 0 58,803
ROCKWELL AUTOMATION INC COM 773903109 2,418 9,639 SH   SOLE   0 0 9,639
NOVO-NORDISK A S ADR 670100205 2,602 37,255 SH   SOLE   0 0 37,255
BRISTOL-MYERS SQUIBB CO COM 110122108 2,631 42,414 SH   SOLE   0 0 42,414
PFIZER INC COM 717081103 2,631 71,479 SH   SOLE   0 0 71,479
CROWDSTRIKE HLDGS INC CL A 22788C105 2,950 13,926 SH   SOLE   0 0 13,926
ISHARES TR IBOXX INV CP ETF 464287242 2,991 21,650 SH   SOLE   0 0 21,650
INNOVATIVE INDL PPTYS INC COM 45781V101 3,078 16,807 SH   SOLE   0 0 16,807
PAYCHEX INC COM 704326107 3,125 33,539 SH   SOLE   0 0 33,539
COMCAST CORP NEW CL A 20030N101 3,295 62,891 SH   SOLE   0 0 62,891
NEXTERA ENERGY INC COM 65339F101 3,307 42,860 SH   SOLE   0 0 42,860
PROCTER AND GAMBLE CO COM 742718109 3,361 24,158 SH   SOLE   0 0 24,158
MCDONALDS CORP COM 580135101 3,508 16,346 SH   SOLE   0 0 16,346
LOWES COS INC COM 548661107 3,512 21,879 SH   SOLE   0 0 21,879
MERCK & CO. INC COM 58933Y105 3,516 42,979 SH   SOLE   0 0 42,979
SERVICENOW INC COM 81762P102 3,530 6,414 SH   SOLE   0 0 6,414
ISHARES TR MSCI USA MIN VOL 46429B697 3,577 52,690 SH   SOLE   0 0 52,690
PEPSICO INC COM 713448108 3,596 24,250 SH   SOLE   0 0 24,250
SALESFORCE COM INC COM 79466L302 4,044 18,175 SH   SOLE   0 0 18,175
MEDTRONIC PLC SHS G5960L103 4,242 36,211 SH   SOLE   0 0 36,211
COSTCO WHSL CORP NEW COM 22160K105 4,259 11,303 SH   SOLE   0 0 11,303
TARGET CORP COM 87612E106 4,359 24,693 SH   SOLE   0 0 24,693
HONEYWELL INTL INC COM 438516106 4,477 21,048 SH   SOLE   0 0 21,048
JOHNSON & JOHNSON COM 478160104 4,529 28,778 SH   SOLE   0 0 28,778
UNITEDHEALTH GROUP INC COM 91324P102 4,541 12,949 SH   SOLE   0 0 12,949
NVIDIA CORPORATION COM 67066G104 4,573 8,758 SH   SOLE   0 0 8,758
STARBUCKS CORP COM 855244109 4,598 42,976 SH   SOLE   0 0 42,976
NIKE INC CL B 654106103 4,608 32,573 SH   SOLE   0 0 32,573
TEXAS INSTRS INC COM 882508104 4,745 28,911 SH   SOLE   0 0 28,911
DANAHER CORPORATION COM 235851102 4,794 21,583 SH   SOLE   0 0 21,583
THERMO FISHER SCIENTIFIC INC COM 883556102 4,895 10,509 SH   SOLE   0 0 10,509
QUALCOMM INC COM 747525103 5,176 33,976 SH   SOLE   0 0 33,976
ABBOTT LABS COM 002824100 5,210 47,580 SH   SOLE   0 0 47,580
BROADCOM INC COM 11135F101 5,217 11,914 SH   SOLE   0 0 11,914
PAYPAL HLDGS INC COM 70450Y103 5,265 22,481 SH   SOLE   0 0 22,481
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 5,422 99,950 SH   SOLE   0 0 99,950
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 5,433 110,251 SH   SOLE   0 0 110,251
HOME DEPOT INC COM 437076102 5,461 20,559 SH   SOLE   0 0 20,559
ALPHABET INC CAP STK CL A 02079K305 5,500 3,138 SH   SOLE   0 0 3,138
ABBVIE INC COM 00287Y109 5,593 52,194 SH   SOLE   0 0 52,194
VISA INC COM CL A 92826C839 5,975 27,317 SH   SOLE   0 0 27,317
SPDR S&P 500 ETF TR TR UNIT 78462F103 6,003 16,057 SH   SOLE   0 0 16,057
ADOBE SYSTEMS INCORPORATED COM 00724F101 6,129 12,256 SH   SOLE   0 0 12,256
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 7,397 28,319 SH   SOLE   0 0 28,319
SPDR GOLD TR GOLD SHS 78463V107 7,796 43,708 SH   SOLE   0 0 43,708
MICROSOFT CORP COM 594918104 9,763 43,892 SH   SOLE   0 0 43,892
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 10,437 45,012 SH   SOLE   0 0 45,012
AMAZON COM INC COM 023135106 10,676 3,278 SH   SOLE   0 0 3,278
INDEXIQ ACTIVE ETF TR IQ MACKAY INSRED 45409F843 16,638 602,280 SH   SOLE   0 0 602,280
APPLE INC COM 037833100 17,131 129,105 SH   SOLE   0 0 129,105