The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   749,354 6,249 SH   SOLE   0 0 6,248
ABBOTT LABS COM 002824100   1,262,874 11,503 SH   SOLE   0 0 11,502
ABBVIE INC COM 00287Y109   1,463,181 9,054 SH   SOLE   0 0 9,053
ABRDN PLATINUM ETF TRUST PHYSCL PLATM SHS 003260106   606,204 6,106 SH   SOLE   0 0 6,106
ABRDN SILVER ETF TRUST PHYSCL SILVR SHS 003264108   1,066,088 46,392 SH   SOLE   0 0 46,392
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,876,953 7,034 SH   SOLE   0 0 7,034
ADOBE SYSTEMS INCORPORATED COM 00724F101   1,221,940 3,631 SH   SOLE   0 0 3,631
AIRBNB INC COM CL A 009066101   432,972 5,064 SH   SOLE   0 0 5,064
ALPHABET INC CAP STK CL A 02079K305   1,983,410 22,480 SH   SOLE   0 0 22,480
ALPHABET INC CAP STK CL C 02079K107   2,829,271 31,886 SH   SOLE   0 0 31,886
AMAZON COM INC COM 023135106   2,880,528 34,292 SH   SOLE   0 0 34,292
AMER STATES WTR CO COM 029899101   751,412 8,119 SH   SOLE   0 0 8,118
AMERICAN TOWER CORP NEW COM 03027X100   915,724 4,322 SH   SOLE   0 0 4,322
AMERICAN WTR WKS CO INC NEW COM 030420103   774,007 5,078 SH   SOLE   0 0 5,078
AMERISOURCEBERGEN CORP COM 03073E105   536,900 3,240 SH   SOLE   0 0 3,240
AMGEN INC COM 031162100   2,391,820 9,107 SH   SOLE   0 0 9,106
ANALOG DEVICES INC COM 032654105   527,849 3,218 SH   SOLE   0 0 3,218
APPLE INC COM 037833100   11,250,036 86,585 SH   SOLE   0 0 86,585
AT&T INC COM 00206R102   241,134 13,098 SH   SOLE   0 0 13,098
AUTOMATIC DATA PROCESSING IN COM 053015103   3,186,474 13,340 SH   SOLE   0 0 13,340
AVALONBAY CMNTYS INC COM 053484101   420,760 2,605 SH   SOLE   0 0 2,605
AXOS FINANCIAL INC COM 05465C100   293,530 7,680 SH   SOLE   0 0 7,680
BECTON DICKINSON & CO COM 075887109   1,386,478 5,452 SH   SOLE   0 0 5,452
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,966,367 9,603 SH   SOLE   0 0 9,603
BLACKROCK INC COM 09247X101   1,957,772 2,763 SH   SOLE   0 0 2,762
BLACKROCK RES & COMMODITIES SHS 09257A108   163,508 16,400 SH   SOLE   0 0 16,400
BOEING CO COM 097023105   546,136 2,867 SH   SOLE   0 0 2,867
BRIGHT HORIZONS FAM SOL IN D COM 109194100   453,058 7,180 SH   SOLE   0 0 7,180
BRISTOL-MYERS SQUIBB CO COM 110122108   1,185,427 16,476 SH   SOLE   0 0 16,475
BROADCOM INC COM 11135F101   574,664 1,028 SH   SOLE   0 0 1,027
BROWN FORMAN CORP CL B 115637209   205,644 3,131 SH   SOLE   0 0 3,131
CACI INTL INC CL A 127190304   1,438,323 4,785 SH   SOLE   0 0 4,785
CAPITAL ONE FINL CORP COM 14040H105   362,079 3,895 SH   SOLE   0 0 3,895
CATERPILLAR INC COM 149123101   2,825,133 11,793 SH   SOLE   0 0 11,793
CHEVRON CORP NEW COM 166764100   4,022,001 22,408 SH   SOLE   0 0 22,407
CIGNA CORP NEW COM 125523100   216,034 652 SH   SOLE   0 0 652
CISCO SYS INC COM 17275R102   1,613,478 33,868 SH   SOLE   0 0 33,868
CLOROX CO DEL COM 189054109   848,145 6,044 SH   SOLE   0 0 6,043
COCA COLA CO COM 191216100   582,866 9,163 SH   SOLE   0 0 9,163
CONOCOPHILLIPS COM 20825C104   671,205 5,688 SH   SOLE   0 0 5,688
CONSOLIDATED EDISON INC COM 209115104   244,470 2,565 SH   SOLE   0 0 2,565
COSTCO WHSL CORP NEW COM 22160K105   2,546,150 5,578 SH   SOLE   0 0 5,577
CVS HEALTH CORP COM 126650100   2,113,488 22,679 SH   SOLE   0 0 22,679
DARDEN RESTAURANTS INC COM 237194105   319,390 2,309 SH   SOLE   0 0 2,308
DIGITAL RLTY TR INC COM 253868103   702,993 7,011 SH   SOLE   0 0 7,011
DISCOVER FINL SVCS COM 254709108   427,578 4,371 SH   SOLE   0 0 4,370
DISNEY WALT CO COM 254687106   2,387,004 27,475 SH   SOLE   0 0 27,474
DOMINOS PIZZA INC COM 25754A201   288,205 832 SH   SOLE   0 0 832
DUPONT DE NEMOURS INC COM 26614N102   1,593,108 23,213 SH   SOLE   0 0 23,213
ECOLAB INC COM 278865100   1,740,071 11,954 SH   SOLE   0 0 11,954
ELEVANCE HEALTH INC COM 036752103   733,935 1,431 SH   SOLE   0 0 1,430
EMERSON ELEC CO COM 291011104   551,923 5,746 SH   SOLE   0 0 5,745
EQUINIX INC COM 29444U700   281,008 429 SH   SOLE   0 0 429
ESSEX PPTY TR INC COM 297178105   475,760 2,245 SH   SOLE   0 0 2,245
EXXON MOBIL CORP COM 30231G102   2,930,659 26,570 SH   SOLE   0 0 26,569
FIRST TR EXCHANGE TRADED FD DJ GLBL DIVID 33734X200   1,343,941 61,144 SH   SOLE   0 0 61,143
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101   325,458 12,194 SH   SOLE   0 0 12,194
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302   1,255,391 10,194 SH   SOLE   0 0 10,194
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   255,624 4,301 SH   SOLE   0 0 4,300
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   221,630 4,675 SH   SOLE   0 0 4,674
FIRST TR MORNINGSTAR DIVID L SHS 336917109   1,650,549 45,146 SH   SOLE   0 0 45,146
FIRST TR VALUE LINE DIVID IN SHS 33734H106   420,483 10,536 SH   SOLE   0 0 10,535
GALLAGHER ARTHUR J & CO COM 363576109   1,119,739 5,939 SH   SOLE   0 0 5,939
GENERAL ELECTRIC CO COM NEW 369604301   669,170 7,986 SH   SOLE   0 0 7,986
GENUINE PARTS CO COM 372460105   2,883,795 16,620 SH   SOLE   0 0 16,620
GILEAD SCIENCES INC COM 375558103   1,305,722 15,209 SH   SOLE   0 0 15,209
GOLDMAN SACHS GROUP INC COM 38141G104   896,237 2,610 SH   SOLE   0 0 2,610
HOME DEPOT INC COM 437076102   3,014,651 9,544 SH   SOLE   0 0 9,544
HONEYWELL INTL INC COM 438516106   2,365,198 11,037 SH   SOLE   0 0 11,036
IDEX CORP COM 45167R104   1,138,594 4,987 SH   SOLE   0 0 4,986
ILLINOIS TOOL WKS INC COM 452308109   1,315,632 5,972 SH   SOLE   0 0 5,972
INDEXIQ ACTIVE ETF TR IQ MACKAY INTRME 45409F827   229,930 9,529 SH   SOLE   0 0 9,528
INTEL CORP COM 458140100   977,437 36,982 SH   SOLE   0 0 36,982
INTERNATIONAL BUSINESS MACHS COM 459200101   1,024,975 7,275 SH   SOLE   0 0 7,275
INTUIT COM 461202103   2,324,999 5,973 SH   SOLE   0 0 5,973
INVESCO DB US DLR INDEX TR BULLISH FD 46141D203   1,178,087 42,362 SH   SOLE   0 0 42,362
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   339,884 5,319 SH   SOLE   0 0 5,319
INVESCO EXCH TRADED FD TR II S&P ULTRA DIVIDE 46138G656   275,823 6,331 SH   SOLE   0 0 6,330
INVESCO QQQ TR UNIT SER 1 46090E103   2,455,821 9,223 SH   SOLE   0 0 9,222
INVITATION HOMES INC COM 46187W107   263,885 8,903 SH   SOLE   0 0 8,903
IRON MTN INC DEL COM 46284V101   312,761 6,274 SH   SOLE   0 0 6,274
ISHARES GOLD TR ISHARES NEW 464285204   592,319 17,124 SH   SOLE   0 0 17,124
ISHARES INC MSCI JPN ETF NEW 46434G822   259,993 4,776 SH   SOLE   0 0 4,775
ISHARES INC MSCI EMERG MRKT 464286533   2,233,540 42,103 SH   SOLE   0 0 42,102
ISHARES INC EM MKTS DIV ETF 464286319   269,527 11,174 SH   SOLE   0 0 11,174
ISHARES INC CORE MSCI EMKT 46434G103   313,755 6,719 SH   SOLE   0 0 6,718
ISHARES TR SHRT NAT MUN ETF 464288158   236,209 2,265 SH   SOLE   0 0 2,265
ISHARES TR TIPS BD ETF 464287176   507,983 4,772 SH   SOLE   0 0 4,772
ISHARES TR US HOME CONS ETF 464288752   699,230 11,537 SH   SOLE   0 0 11,537
ISHARES TR S&P 100 ETF 464287101   1,004,284 5,888 SH   SOLE   0 0 5,887
ISHARES TR 1 3 YR TREAS BD 464287457   553,004 6,813 SH   SOLE   0 0 6,812
ISHARES TR CALIF MUN BD ETF 464288356   224,440 4,000 SH   SOLE   0 0 4,000
ISHARES TR RUS 1000 GRW ETF 464287614   385,567 1,800 SH   SOLE   0 0 1,799
ISHARES TR CORE HIGH DV ETF 46429B663   507,483 4,868 SH   SOLE   0 0 4,868
ISHARES TR SELECT DIVID ETF 464287168   1,487,751 12,336 SH   SOLE   0 0 12,336
ISHARES TR MSCI EAFE MIN VL 46429B689   7,026,817 110,511 SH   SOLE   0 0 110,510
ISHARES TR CORE MSCI EAFE 46432F842   659,631 10,701 SH   SOLE   0 0 10,701
ISHARES TR RUS MID CAP ETF 464287499   242,820 3,600 SH   SOLE   0 0 3,600
ISHARES TR IBOXX HI YD ETF 464288513   354,348 4,813 SH   SOLE   0 0 4,812
ISHARES TR CORE S&P500 ETF 464287200   582,847 1,517 SH   SOLE   0 0 1,517
ISHARES TR INTL SEL DIV ETF 464288448   1,431,058 52,690 SH   SOLE   0 0 52,689
ISHARES TR CORE MSCI EURO 46434V738   615,075 12,949 SH   SOLE   0 0 12,948
ISHARES TR SP SMCP600VL ETF 464287879   213,730 2,341 SH   SOLE   0 0 2,340
ISHARES TR JPMORGAN USD EMG 464288281   225,716 2,668 SH   SOLE   0 0 2,668
ISHARES TR CORE S&P MCP ETF 464287507   4,283,350 17,708 SH   SOLE   0 0 17,707
ISHARES TR IBONDS DEC23 ETF 46434VAX8   2,195,431 87,712 SH   SOLE   0 0 87,712
ISHARES TR IBONDS DEC25 ETF 46434VBD1   2,057,034 84,582 SH   SOLE   0 0 84,582
ISHARES TR RUS 1000 VAL ETF 464287598   267,483 1,764 SH   SOLE   0 0 1,763
JOHNSON & JOHNSON COM 478160104   5,003,917 28,327 SH   SOLE   0 0 28,326
JPMORGAN CHASE & CO COM 46625H100   2,186,593 16,306 SH   SOLE   0 0 16,305
KIMBERLY-CLARK CORP COM 494368103   699,669 5,154 SH   SOLE   0 0 5,154
LABORATORY CORP AMER HLDGS COM NEW 50540R409   260,205 1,105 SH   SOLE   0 0 1,105
LINDE PLC SHS G5494J103   470,081 1,441 SH   SOLE   0 0 1,441
MARRIOTT INTL INC NEW CL A 571903202   1,628,289 10,936 SH   SOLE   0 0 10,936
MCDONALDS CORP COM 580135101   3,617,683 13,728 SH   SOLE   0 0 13,727
MERCADOLIBRE INC COM 58733R102   854,702 1,010 SH   SOLE   0 0 1,010
META PLATFORMS INC CL A 30303M102   994,129 8,261 SH   SOLE   0 0 8,261
METLIFE INC COM 59156R108   2,957,496 40,866 SH   SOLE   0 0 40,866
MICROSOFT CORP COM 594918104   5,970,122 24,894 SH   SOLE   0 0 24,894
NATIONAL GRID PLC SPONSORED ADR NE 636274409   750,567 12,443 SH   SOLE   0 0 12,443
NETFLIX INC COM 64110L106   715,084 2,425 SH   SOLE   0 0 2,425
NEXTERA ENERGY INC COM 65339F101   240,768 2,880 SH   SOLE   0 0 2,880
NIKE INC CL B 654106103   2,320,935 19,835 SH   SOLE   0 0 19,835
NORDSON CORP COM 655663102   1,301,904 5,477 SH   SOLE   0 0 5,476
NORTHERN TR CORP COM 665859104   822,935 9,300 SH   SOLE   0 0 9,299
NOVAGOLD RES INC COM NEW 66987E206   145,792 24,380 SH   SOLE   0 0 24,380
NOVO-NORDISK A S ADR 670100205   722,039 5,335 SH   SOLE   0 0 5,335
NUVEEN CALIFORNIA MUNI VLU F COM STK 67062C107   211,250 25,000 SH   SOLE   0 0 25,000
NVIDIA CORPORATION COM 67066G104   2,891,881 19,788 SH   SOLE   0 0 19,788
OMNICOM GROUP INC COM 681919106   220,239 2,700 SH   SOLE   0 0 2,700
OREILLY AUTOMOTIVE INC COM 67103H107   381,502 452 SH   SOLE   0 0 452
PALO ALTO NETWORKS INC COM 697435105   815,611 5,845 SH   SOLE   0 0 5,845
PARKER-HANNIFIN CORP COM 701094104   465,600 1,600 SH   SOLE   0 0 1,600
PAYCHEX INC COM 704326107   1,645,130 14,236 SH   SOLE   0 0 14,236
PAYPAL HLDGS INC COM 70450Y103   532,868 7,482 SH   SOLE   0 0 7,482
PEPSICO INC COM 713448108   1,920,959 10,633 SH   SOLE   0 0 10,633
PFIZER INC COM 717081103   306,671 5,985 SH   SOLE   0 0 5,985
PROCTER AND GAMBLE CO COM 742718109   2,296,590 15,153 SH   SOLE   0 0 15,153
PROLOGIS INC. COM 74340W103   915,480 8,121 SH   SOLE   0 0 8,121
QUALCOMM INC COM 747525103   2,044,791 18,599 SH   SOLE   0 0 18,599
RAYTHEON TECHNOLOGIES CORP COM 75513E101   1,798,959 17,826 SH   SOLE   0 0 17,825
REPUBLIC SVCS INC COM 760759100   357,302 2,770 SH   SOLE   0 0 2,770
ROCKWELL AUTOMATION INC COM 773903109   385,377 1,496 SH   SOLE   0 0 1,496
ROSS STORES INC COM 778296103   1,114,734 9,604 SH   SOLE   0 0 9,603
ROYAL BK CDA SUSTAINABL COM 780087102   1,325,105 14,094 SH   SOLE   0 0 14,093
SALESFORCE INC COM 79466L302   667,193 5,032 SH   SOLE   0 0 5,032
SCHLUMBERGER LTD COM STK 806857108   3,129,335 58,536 SH   SOLE   0 0 58,536
SCHWAB CHARLES CORP COM 808513105   1,480,535 17,782 SH   SOLE   0 0 17,782
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   2,501,697 55,829 SH   SOLE   0 0 55,829
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   408,924 12,696 SH   SOLE   0 0 12,695
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   508,049 11,252 SH   SOLE   0 0 11,252
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   308,229 13,022 SH   SOLE   0 0 13,021
SCHWAB STRATEGIC TR US TIPS ETF 808524870   209,003 4,036 SH   SOLE   0 0 4,035
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   219,006 3,338 SH   SOLE   0 0 3,338
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   7,239,223 158,581 SH   SOLE   0 0 158,581
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   2,647,148 35,043 SH   SOLE   0 0 35,043
SCOTTS MIRACLE-GRO CO CL A 810186106   221,338 4,555 SH   SOLE   0 0 4,555
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   1,431,022 11,500 SH   SOLE   0 0 11,499
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   920,351 6,775 SH   SOLE   0 0 6,774
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   850,068 11,403 SH   SOLE   0 0 11,402
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   2,152,207 62,930 SH   SOLE   0 0 62,930
SELECT SECTOR SPDR TR ENERGY 81369Y506   822,581 9,404 SH   SOLE   0 0 9,404
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   612,271 4,740 SH   SOLE   0 0 4,740
SMUCKER J M CO COM NEW 832696405   2,088,715 13,181 SH   SOLE   0 0 13,181
SOUTHWEST AIRLS CO COM 844741108   1,101,750 32,722 SH   SOLE   0 0 32,722
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   4,426,848 13,361 SH   SOLE   0 0 13,360
SPDR GOLD TR GOLD SHS 78463V107   1,496,903 8,824 SH   SOLE   0 0 8,824
SPDR S&P 500 ETF TR TR UNIT 78462F103   7,200,376 18,828 SH   SOLE   0 0 18,827
SPDR SER TR PRTFLO S&P500 HI 78468R788   534,348 13,500 SH   SOLE   0 0 13,500
SPDR SER TR BLOOMBERG SHT TE 78468R408   1,188,403 49,027 SH   SOLE   0 0 49,026
SPDR SER TR S&P DIVID ETF 78464A763   609,788 4,874 SH   SOLE   0 0 4,874
SPDR SER TR PRTFLO S&P500 VL 78464A508   246,684 6,343 SH   SOLE   0 0 6,343
SPROTT PHYSICAL GOLD TR UNIT 85207H104   313,232 22,215 SH   SOLE   0 0 22,215
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107   215,723 26,180 SH   SOLE   0 0 26,180
STANLEY BLACK & DECKER INC COM 854502101   565,152 7,523 SH   SOLE   0 0 7,523
STARBUCKS CORP COM 855244109   1,638,479 16,517 SH   SOLE   0 0 16,516
STERIS PLC SHS USD G8473T100   1,492,943 8,084 SH   SOLE   0 0 8,083
STRYKER CORPORATION COM 863667101   1,680,707 6,874 SH   SOLE   0 0 6,874
SYSCO CORP COM 871829107   533,570 6,979 SH   SOLE   0 0 6,979
TARGET CORP COM 87612E106   411,038 2,758 SH   SOLE   0 0 2,757
TESLA INC COM 88160R101   326,057 2,647 SH   SOLE   0 0 2,647
TEXAS INSTRS INC COM 882508104   654,557 3,962 SH   SOLE   0 0 3,961
THERMO FISHER SCIENTIFIC INC COM 883556102   672,943 1,222 SH   SOLE   0 0 1,222
TRACTOR SUPPLY CO COM 892356106   209,222 930 SH   SOLE   0 0 930
TRUIST FINL CORP COM 89832Q109   871,072 20,243 SH   SOLE   0 0 20,243
UBER TECHNOLOGIES INC COM 90353T100   584,865 23,650 SH   SOLE   0 0 23,650
UNION PAC CORP COM 907818108   802,224 3,874 SH   SOLE   0 0 3,874
UNITED PARCEL SERVICE INC CL B 911312106   500,138 2,877 SH   SOLE   0 0 2,877
UNITEDHEALTH GROUP INC COM 91324P102   2,021,784 3,813 SH   SOLE   0 0 3,813
US BANCORP DEL COM NEW 902973304   322,819 7,402 SH   SOLE   0 0 7,402
VANGUARD BD INDEX FDS INTERMED TERM 921937819   321,503 4,326 SH   SOLE   0 0 4,325
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   397,441 4,819 SH   SOLE   0 0 4,818
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   468,688 1,334 SH   SOLE   0 0 1,334
VANGUARD INDEX FDS SM CP VAL ETF 922908611   3,529,330 22,225 SH   SOLE   0 0 22,225
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   290,405 1,616 SH   SOLE   0 0 1,615
VANGUARD INDEX FDS SML CP GRW ETF 922908595   293,453 1,463 SH   SOLE   0 0 1,463
VANGUARD INDEX FDS VALUE ETF 922908744   1,008,713 7,186 SH   SOLE   0 0 7,186
VANGUARD INDEX FDS GROWTH ETF 922908736   1,073,779 5,039 SH   SOLE   0 0 5,038
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   340,928 2,521 SH   SOLE   0 0 2,520
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   610,817 8,124 SH   SOLE   0 0 8,123
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,891,631 24,405 SH   SOLE   0 0 24,404
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   1,696,808 29,015 SH   SOLE   0 0 29,015
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   1,823,995 29,601 SH   SOLE   0 0 29,600
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   1,841,873 24,328 SH   SOLE   0 0 24,328
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,438,282 27,809 SH   SOLE   0 0 27,809
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   628,887 14,984 SH   SOLE   0 0 14,984
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   376,292 1,517 SH   SOLE   0 0 1,517
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603   248,025 1,358 SH   SOLE   0 0 1,358
VANGUARD WORLD FDS INF TECH ETF 92204A702   550,663 1,724 SH   SOLE   0 0 1,724
VERIZON COMMUNICATIONS INC COM 92343V104   1,580,376 40,111 SH   SOLE   0 0 40,111
VISA INC COM CL A 92826C839   3,717,772 17,895 SH   SOLE   0 0 17,894
WALMART INC COM 931142103   670,623 4,730 SH   SOLE   0 0 4,729
WASTE MGMT INC DEL COM 94106L109   2,163,585 13,791 SH   SOLE   0 0 13,791
WELLS FARGO CO NEW COM 949746101   298,074 7,219 SH   SOLE   0 0 7,219
WORKDAY INC CL A 98138H101   1,077,605 6,440 SH   SOLE   0 0 6,440
WORLD GOLD TR SPDR GLD MINIS 98149E303   2,525,374 69,781 SH   SOLE   0 0 69,781
WP CAREY INC COM 92936U109   1,370,778 17,540 SH   SOLE   0 0 17,540
XYLEM INC COM 98419M100   333,369 3,015 SH   SOLE   0 0 3,015
YUM BRANDS INC COM 988498101   876,415 6,843 SH   SOLE   0 0 6,842