The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 1,365 12,076 SH   SOLE 0 12,076 0 0
INVESCO QQQ TRUST ETF 46090E103 11,720 43,851 SH   SOLE 0 43,850 0 0
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803 2,101 17,684 SH   SOLE 0 17,684 0 0
STARBUCKS CORP COM Stock 855244109 222 2,637 SH   SOLE 0 2,636 0 0
JOHNSON & JOHNSON COM Stock 478160104 847 5,187 SH   SOLE 0 5,187 0 0
PROCTER AND GAMBLE CO COM Stock 742718109 420 3,329 SH   SOLE 0 3,328 0 0
VANGUARD REAL ESTATE ETF ETF 922908553 255 3,182 SH   SOLE 0 3,181 0 0
SPDR S&P 500 ETF TRUST ETF 78462F103 13,437 37,621 SH   SOLE 0 37,620 0 0
MASTERCARD INCORPORATED CL A Stock 57636Q104 605 2,128 SH   SOLE 0 2,127 0 0
ILLINOIS TOOL WKS INC COM Stock 452308109 443 2,454 SH   SOLE 0 2,454 0 0
EMERSON ELEC CO COM Stock 291011104 309 4,223 SH   SOLE 0 4,223 0 0
ISHARES TIPS BOND ETF ETF 464287176 989 9,429 SH   SOLE 0 9,429 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104 325 8,548 SH   SOLE 0 8,547 0 0
PEPSICO INC COM Stock 713448108 496 3,036 SH   SOLE 0 3,036 0 0
KIMBERLY-CLARK CORP COM Stock 494368103 218 1,933 SH   SOLE 0 1,933 0 0
US BANCORP DEL COM NEW Stock 902973304 2,041 50,617 SH   SOLE 0 50,617 0 0
HOME DEPOT INC COM Stock 437076102 1,246 4,515 SH   SOLE 0 4,514 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103 974 4,304 SH   SOLE 0 4,304 0 0
SCHWAB U.S. SMALL-CAP ETF ETF 808524607 222 5,869 SH   SOLE 0 5,869 0 0
SCHWAB U.S. BROAD MARKET ETF ETF 808524102 245 5,844 SH   SOLE 0 5,844 0 0
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300 519 9,306 SH   SOLE 0 9,306 0 0
ISHARES CORE S&P SMALL CAP ETF ETF 464287804 935 10,729 SH   SOLE 0 10,729 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 843 3,156 SH   SOLE 0 3,156 0 0
VANGUARD SHORT-TERM CORPORATE BOND ETF ETF 92206C409 220 2,966 SH   SOLE 0 2,966 0 0
ALPHABET INC CAP STK CL A Stock 02079K305 307 3,210 SH   SOLE 0 3,210 0 0
INTUIT COM Stock 461202103 215 554 SH   SOLE 0 554 0 0
MICROSOFT CORP COM Stock 594918104 3,164 13,584 SH   SOLE 0 13,584 0 0
NEXTERA ENERGY INC COM Stock 65339F101 750 9,565 SH   SOLE 0 9,564 0 0
TESLA INC COM Stock 88160R101 681 2,568 SH   SOLE 0 2,568 0 0
VANGUARD HEALTH CARE ETF ETF 92204A504 311 1,391 SH   SOLE 0 1,391 0 0
FINANCIAL SELECT SECTOR SPDR FUND ETF 81369Y605 279 9,180 SH   SOLE 0 9,180 0 0
SCHWAB U.S. LARGE-CAP VALUE ETF ETF 808524409 418 7,147 SH   SOLE 0 7,146 0 0
SCHWAB U.S. REIT ETF ETF 808524847 396 21,206 SH   SOLE 0 21,205 0 0
SCHWAB U.S. MID-CAP ETF ETF 808524508 1,710 28,258 SH   SOLE 0 28,257 0 0
SCHWAB 1-5 YEAR CORPORATE BOND ETF ETF 808524714 433 9,357 SH   SOLE 0 9,357 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655 2,732 16,564 SH   SOLE 0 16,564 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797 1,733 26,093 SH   SOLE 0 26,092 0 0
VISA INC COM CL A Stock 92826C839 257 1,448 SH   SOLE 0 1,448 0 0
ISHARES MSCI USA MIN VOL FACTOR ETF ETF 46429B697 444 6,715 SH   SOLE 0 6,715 0 0
VANGUARD VALUE ETF ETF 922908744 1,925 15,593 SH   SOLE 0 15,592 0 0
VANGUARD GROWTH ETF ETF 922908736 1,417 6,623 SH   SOLE 0 6,622 0 0
ISHARES U.S. TREASURY BOND ETF ETF 46429B267 511 22,471 SH   SOLE 0 22,471 0 0
ISHARES US TRANSPORTATION ETF ETF 464287192 498 2,536 SH   SOLE 0 2,536 0 0
NVIDIA CORPORATION COM Stock 67066G104 681 5,611 SH   SOLE 0 5,611 0 0
ABBVIE INC COM Stock 00287Y109 982 7,316 SH   SOLE 0 7,315 0 0
VANGUARD TOTAL BOND MARKET ETF ETF 921937835 286 4,014 SH   SOLE 0 4,014 0 0
FLEXSHARES QUALITY DIVIDEND INDEX FUND ETF 33939L860 207 4,382 SH   SOLE 0 4,382 0 0
ISHARES MSCI USA MOMENTUM FACTOR ETF ETF 46432F396 282 2,153 SH   SOLE 0 2,153 0 0
FIDELITY MSCI HEALTH CARE INDEX ETF ETF 316092600 872 15,120 SH   SOLE 0 15,119 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309 681 11,767 SH   SOLE 0 11,767 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 225 627 SH   SOLE 0 627 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 1,082 10,359 SH   SOLE 0 10,358 0 0
ISHARES 5-10 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 464288638 421 8,728 SH   SOLE 0 8,728 0 0
CHEVRON CORP NEW COM Stock 166764100 408 2,842 SH   SOLE 0 2,842 0 0
ISHARES NATIONAL MUNI BOND ETF ETF 464288414 228 2,221 SH   SOLE 0 2,221 0 0
SPDR S&P DIVIDEND ETF ETF 78464A763 3,606 32,337 SH   SOLE 0 32,337 0 0
WALMART INC COM Stock 931142103 245 1,887 SH   SOLE 0 1,887 0 0
VANGUARD HIGH DIVIDEND YIELD INDEX ETF ETF 921946406 3,127 32,961 SH   SOLE 0 32,961 0 0
PFIZER INC COM Stock 717081103 368 8,418 SH   SOLE 0 8,417 0 0
CATERPILLAR INC COM Stock 149123101 275 1,674 SH   SOLE 0 1,674 0 0
ALPHABET INC CAP STK CL C Stock 02079K107 500 5,200 SH   SOLE 0 5,200 0 0
AMGEN INC COM Stock 031162100 254 1,128 SH   SOLE 0 1,128 0 0
ISHARES S&P SMALL-CAP 600 VALUE ETF ETF 464287879 1,855 22,494 SH   SOLE 0 22,494 0 0
ISHARES CORE TOTAL USD BOND MARKET ETF ETF 46434V613 603 13,558 SH   SOLE 0 13,558 0 0
VANGUARD LONG-TERM BOND ETF ETF 921937793 335 4,660 SH   SOLE 0 4,660 0 0
VANGUARD MEGA CAP GROWTH ETF ETF 921910816 990 5,682 SH   SOLE 0 5,681 0 0
EXXON MOBIL CORP COM Stock 30231G102 598 6,847 SH   SOLE 0 6,847 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102 232 459 SH   SOLE 0 459 0 0
NOVO-NORDISK A S ADR ADR 670100205 360 3,618 SH   SOLE 0 3,618 0 0
ISHARES CORE S&P MID-CAP ETF ETF 464287507 3,927 17,910 SH   SOLE 0 17,910 0 0
APPLE INC COM Stock 037833100 5,443 39,386 SH   SOLE 0 39,386 0 0
DISNEY WALT CO COM Stock 254687106 480 5,083 SH   SOLE 0 5,083 0 0