The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   289 2,859 SH   SOLE   0 0 2,859
ABBVIE INC COM 00287Y109   373 2,342 SH   SOLE   0 0 2,342
ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100   735 8,053 SH   SOLE   0 0 8,053
ADOBE SYSTEMS INCORPORATED COM 00724F101   753 1,955 SH   SOLE   0 0 1,955
ALPHABET INC CAP STK CL C 02079K107   1,090 10,482 SH   SOLE   0 0 10,482
ALPHABET INC CAP STK CL A 02079K305   1,251 12,056 SH   SOLE   0 0 12,056
AMAZON COM INC COM 023135106   1,080 10,458 SH   SOLE   0 0 10,458
AMERICAN ELEC PWR CO INC COM 025537101   312 3,433 SH   SOLE   0 0 3,433
AMERICAN EXPRESS CO COM 025816109   276 1,670 SH   SOLE   0 0 1,670
AMGEN INC COM 031162100   210 869 SH   SOLE   0 0 869
ANALOG DEVICES INC COM 032654105   227 1,151 SH   SOLE   0 0 1,151
ANSYS INC COM 03662Q105   349 1,050 SH   SOLE   0 0 1,050
APPLE INC COM 037833100   4,518 27,399 SH   SOLE   0 0 27,399
ARCHER DANIELS MIDLAND CO COM 039483102   239 2,996 SH   SOLE   0 0 2,996
ASML HOLDING N V N Y REGISTRY SHS N07059210   345 506 SH   SOLE   0 0 506
ASTRAZENECA PLC SPONSORED ADR 046353108   325 4,677 SH   SOLE   0 0 4,677
AUTOMATIC DATA PROCESSING IN COM 053015103   229 1,027 SH   SOLE   0 0 1,027
BANCO BRADESCO S A SP ADR PFD NEW 059460303   128 48,938 SH   SOLE   0 0 48,938
BANK AMERICA CORP COM 060505104   294 10,281 SH   SOLE   0 0 10,281
BERKSHIRE HATHAWAY INC DEL CL A 084670108   466 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   944 3,058 SH   SOLE   0 0 3,058
BOEING CO COM 097023105   1,268 5,971 SH   SOLE   0 0 5,971
BOOKING HOLDINGS INC COM 09857L108   268 101 SH   SOLE   0 0 101
BOSTON SCIENTIFIC CORP COM 101137107   3,014 60,234 SH   SOLE   0 0 60,234
BP PLC SPONSORED ADR 055622104   227 5,975 SH   SOLE   0 0 5,975
BRISTOL-MYERS SQUIBB CO COM 110122108   215 3,105 SH   SOLE   0 0 3,105
BROADCOM INC COM 11135F101   356 555 SH   SOLE   0 0 555
CHARTER COMMUNICATIONS INC N CL A 16119P108   222 621 SH   SOLE   0 0 621
CHEVRON CORP NEW COM 166764100   332 2,038 SH   SOLE   0 0 2,038
CHUBB LIMITED COM H1467J104   272 1,403 SH   SOLE   0 0 1,403
CIGNA CORP NEW COM 125523100   255 999 SH   SOLE   0 0 999
CIRRUS LOGIC INC COM 172755100   230 2,107 SH   SOLE   0 0 2,107
CISCO SYS INC COM 17275R102   294 5,620 SH   SOLE   0 0 5,620
COCA COLA CO COM 191216100   270 4,351 SH   SOLE   0 0 4,351
COMCAST CORP NEW CL A 20030N101   346 9,125 SH   SOLE   0 0 9,125
CONAGRA BRANDS INC COM 205887102   207 5,518 SH   SOLE   0 0 5,518
CONOCOPHILLIPS COM 20825C104   315 3,176 SH   SOLE   0 0 3,176
COSTCO WHSL CORP NEW COM 22160K105   422 849 SH   SOLE   0 0 849
CVS HEALTH CORP COM 126650100   275 3,702 SH   SOLE   0 0 3,702
DANAHER CORPORATION COM 235851102   389 1,543 SH   SOLE   0 0 1,543
DIGITALOCEAN HLDGS INC COM 25402D102   665 16,986 SH   SOLE   0 0 16,986
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   267 8,270 SH   SOLE   0 0 8,270
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   534 20,969 SH   SOLE   0 0 20,969
EASTERN BANKSHARES INC COM 27627N105   523 164,652 SH   SOLE   0 0 164,652
EXXON MOBIL CORP COM 30231G102   518 4,726 SH   SOLE   0 0 4,726
FISERV INC COM 337738108   403 3,564 SH   SOLE   0 0 3,564
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529   1,483 14,812 SH   SOLE   0 0 14,812
HAEMONETICS CORP MASS COM 405024100   1,189 14,368 SH   SOLE   0 0 14,368
HOLOGIC INC COM 436440101   1,499 18,576 SH   SOLE   0 0 18,576
HOME DEPOT INC COM 437076102   740 2,507 SH   SOLE   0 0 2,507
HONEYWELL INTL INC COM 438516106   284 1,489 SH   SOLE   0 0 1,489
HSBC HLDGS PLC SPON ADR NEW 404280406   263 7,709 SH   SOLE   0 0 7,709
HUBSPOT INC COM 443573100   1,160 2,705 SH   SOLE   0 0 2,705
ILLINOIS TOOL WKS INC COM 452308109   233 957 SH   SOLE   0 0 957
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266   790 5,226 SH   SOLE   0 0 5,226
INVESCO QQQ TR UNIT SER 1 46090E103   428 1,333 SH   SOLE   0 0 1,333
ISHARES INC CORE MSCI EMKT 46434G103   14,490 296,977 SH   SOLE   0 0 296,977
ISHARES TR 1 3 YR TREAS BD 464287457   3,931 47,841 SH   SOLE   0 0 47,841
ISHARES TR CORE US AGGBD ET 464287226   25,119 252,098 SH   SOLE   0 0 252,098
ISHARES TR NATIONAL MUN ETF 464288414   15,581 144,614 SH   SOLE   0 0 144,614
ISHARES TR CORE MSCI EAFE 46432F842   9,834 147,107 SH   SOLE   0 0 147,107
ISHARES TR CORE S&P MCP ETF 464287507   38,714 154,758 SH   SOLE   0 0 154,758
ISHARES TR FLTG RATE NT ETF 46429B655   6,290 124,816 SH   SOLE   0 0 124,816
ISHARES TR IBOXX INV CP ETF 464287242   480 4,379 SH   SOLE   0 0 4,379
ISHARES TR IBOXX HI YD ETF 464288513   4,790 63,405 SH   SOLE   0 0 63,405
ISHARES TR EAFE SML CP ETF 464288273   4,128 69,359 SH   SOLE   0 0 69,359
ISHARES TR RUS 1000 ETF 464287622   32,518 144,377 SH   SOLE   0 0 144,377
ISHARES TR RUS 1000 GRW ETF 464287614   512 2,096 SH   SOLE   0 0 2,096
ISHARES TR RUS 1000 VAL ETF 464287598   434 2,849 SH   SOLE   0 0 2,849
ISHARES TR RUSSELL 2000 ETF 464287655   6,924 38,812 SH   SOLE   0 0 38,812
ISHARES TR RUSSELL 3000 ETF 464287689   2,461 10,456 SH   SOLE   0 0 10,456
ISHARES TR S&P 500 GRWT ETF 464287309   616 9,647 SH   SOLE   0 0 9,647
ISHARES TR CORE S&P500 ETF 464287200   104,563 254,363 SH   SOLE   0 0 254,363
ISHARES TR CORE S&P SCP ETF 464287804   22,580 233,511 SH   SOLE   0 0 233,511
ISHARES TR SHRT NAT MUN ETF 464288158   7,707 73,627 SH   SOLE   0 0 73,627
ISHARES TR CORE S&P TTL STK 464287150   9,115 100,657 SH   SOLE   0 0 100,657
ISHARES TR CORE MSCI TOTAL 46432F834   2,532 40,878 SH   SOLE   0 0 40,878
JOHNSON & JOHNSON COM 478160104   734 4,739 SH   SOLE   0 0 4,739
JPMORGAN CHASE & CO COM 46625H100   1,034 7,937 SH   SOLE   0 0 7,937
KEYSIGHT TECHNOLOGIES INC COM 49338L103   739 4,579 SH   SOLE   0 0 4,579
LAM RESEARCH CORP COM 512807108   382 720 SH   SOLE   0 0 720
LILLY ELI & CO COM 532457108   457 1,331 SH   SOLE   0 0 1,331
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109   175 75,622 SH   SOLE   0 0 75,622
LOWES COS INC COM 548661107   219 1,095 SH   SOLE   0 0 1,095
MASTERCARD INCORPORATED CL A 57636Q104   283 780 SH   SOLE   0 0 780
MCDONALDS CORP COM 580135101   377 1,348 SH   SOLE   0 0 1,348
MERCK & CO INC COM 58933Y105   690 6,482 SH   SOLE   0 0 6,482
META PLATFORMS INC CL A 30303M102   1,120 5,283 SH   SOLE   0 0 5,283
MICROSOFT CORP COM 594918104   2,603 9,030 SH   SOLE   0 0 9,030
MONDELEZ INTL INC CL A 609207105   209 2,993 SH   SOLE   0 0 2,993
MOTOROLA SOLUTIONS INC COM NEW 620076307   300 1,049 SH   SOLE   0 0 1,049
NETFLIX INC COM 64110L106   450 1,302 SH   SOLE   0 0 1,302
NEXTERA ENERGY INC COM 65339F101   375 4,866 SH   SOLE   0 0 4,866
NIKE INC CL B 654106103   220 1,795 SH   SOLE   0 0 1,795
NOKIA CORP SPONSORED ADR 654902204   122 24,751 SH   SOLE   0 0 24,751
NORTHROP GRUMMAN CORP COM 666807102   270 585 SH   SOLE   0 0 585
NOVO-NORDISK A S ADR 670100205   355 2,228 SH   SOLE   0 0 2,228
NUVEEN DYNAMIC MUN OPPORTUNI COM SHS 67079X102   264 25,000 SH   SOLE   0 0 25,000
NVIDIA CORPORATION COM 67066G104   900 3,239 SH   SOLE   0 0 3,239
NXP SEMICONDUCTORS N V COM N6596X109   302 1,619 SH   SOLE   0 0 1,619
ON SEMICONDUCTOR CORP COM 682189105   296 3,599 SH   SOLE   0 0 3,599
PEPSICO INC COM 713448108   600 3,290 SH   SOLE   0 0 3,290
PFIZER INC COM 717081103   556 13,617 SH   SOLE   0 0 13,617
PIMCO ACCESS INCOME FUND SHS BENFIN INT 72203T100   186 12,500 SH   SOLE   0 0 12,500
PIMCO DYNAMIC INCOME OPRNTS COM BEN SHS 69355M107   203 16,405 SH   SOLE   0 0 16,405
PIONEER MUN HIGH INCOME OPPO COMMON STOCK 723760104   112 10,225 SH   SOLE   0 0 10,225
PROCTER AND GAMBLE CO COM 742718109   442 2,974 SH   SOLE   0 0 2,974
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   284 4,544 SH   SOLE   0 0 4,544
RAYTHEON TECHNOLOGIES CORP COM 75513E101   310 3,167 SH   SOLE   0 0 3,167
RIO TINTO PLC SPONSORED ADR 767204100   343 5,001 SH   SOLE   0 0 5,001
ROYAL BK CDA SUSTAINABL COM 780087102   279 2,919 SH   SOLE   0 0 2,919
S&P GLOBAL INC COM 78409V104   350 1,016 SH   SOLE   0 0 1,016
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,978 56,847 SH   SOLE   0 0 56,847
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   1,608 47,689 SH   SOLE   0 0 47,689
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   570 11,793 SH   SOLE   0 0 11,793
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   2,619 38,604 SH   SOLE   0 0 38,604
SHELL PLC SPON ADS 780259305   368 6,402 SH   SOLE   0 0 6,402
SONY GROUP CORPORATION SPONSORED ADR 835699307   259 2,852 SH   SOLE   0 0 2,852
SOUTHWESTERN ENERGY CO COM 845467109   59 11,834 SH   SOLE   0 0 11,834
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   4,002 117,261 SH   SOLE   0 0 117,261
SPDR S&P 500 ETF TR TR UNIT 78462F103   5,002 12,219 SH   SOLE   0 0 12,219
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   572 1,248 SH   SOLE   0 0 1,248
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   422 4,600 SH   SOLE   0 0 4,600
SPDR SER TR BLOOMBERG HIGH Y 78468R622   1,144 12,327 SH   SOLE   0 0 12,327
SPDR SER TR S&P 500 ESG ETF 78468R531   339 8,590 SH   SOLE   0 0 8,590
SPDR SER TR S&P DIVID ETF 78464A763   451 3,644 SH   SOLE   0 0 3,644
STARBUCKS CORP COM 855244109   267 2,565 SH   SOLE   0 0 2,565
STELLANTIS N.V SHS N82405106   224 12,330 SH   SOLE   0 0 12,330
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   393 4,223 SH   SOLE   0 0 4,223
TELEDYNE TECHNOLOGIES INC COM 879360105   227 508 SH   SOLE   0 0 508
TESLA INC COM 88160R101   372 1,791 SH   SOLE   0 0 1,791
TEXAS INSTRS INC COM 882508104   756 4,062 SH   SOLE   0 0 4,062
THERMO FISHER SCIENTIFIC INC COM 883556102   269 466 SH   SOLE   0 0 466
TJX COS INC NEW COM 872540109   221 2,822 SH   SOLE   0 0 2,822
TOYOTA MOTOR CORP ADS 892331307   245 1,726 SH   SOLE   0 0 1,726
TRANE TECHNOLOGIES PLC SHS G8994E103   212 1,150 SH   SOLE   0 0 1,150
UNILEVER PLC SPON ADR NEW 904767704   380 7,314 SH   SOLE   0 0 7,314
UNITEDHEALTH GROUP INC COM 91324P102   534 1,129 SH   SOLE   0 0 1,129
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   2,421 32,786 SH   SOLE   0 0 32,786
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   4,582 32,682 SH   SOLE   0 0 32,682
VANGUARD INDEX FDS GROWTH ETF 922908736   1,612 6,463 SH   SOLE   0 0 6,463
VANGUARD INDEX FDS MID CAP ETF 922908629   17,171 81,408 SH   SOLE   0 0 81,408
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,865 10,278 SH   SOLE   0 0 10,278
VANGUARD INDEX FDS SMALL CP ETF 922908751   11,870 62,618 SH   SOLE   0 0 62,618
VANGUARD INDEX FDS TOTAL STK MKT 922908769   3,800 18,620 SH   SOLE   0 0 18,620
VANGUARD INDEX FDS VALUE ETF 922908744   855 6,190 SH   SOLE   0 0 6,190
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   467 8,740 SH   SOLE   0 0 8,740
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   1,490 13,638 SH   SOLE   0 0 13,638
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   4,307 106,604 SH   SOLE   0 0 106,604
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   9,177 181,142 SH   SOLE   0 0 181,142
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   5,706 126,320 SH   SOLE   0 0 126,320
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   672 6,374 SH   SOLE   0 0 6,374
VERIZON COMMUNICATIONS INC COM 92343V104   567 14,588 SH   SOLE   0 0 14,588
VISA INC COM CL A 92826C839   477 2,114 SH   SOLE   0 0 2,114
WALMART INC COM 931142103   306 2,073 SH   SOLE   0 0 2,073
WARNER BROS DISCOVERY INC COM SER A 934423104   165 10,915 SH   SOLE   0 0 10,915