The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 250 2,589 SH   SOLE   0 0 2,589
ABBVIE INC COM 00287Y109 290 2,161 SH   SOLE   0 0 2,161
ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100 653 8,053 SH   SOLE   0 0 8,053
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 213 826 SH   SOLE   0 0 826
ALCON AG ORD SHS H01301128 225 3,872 SH   SOLE   0 0 3,872
ALPHABET INC CAP STK CL C 02079K107 1,686 17,532 SH   SOLE   0 0 17,532
ALPHABET INC CAP STK CL A 02079K305 1,010 10,555 SH   SOLE   0 0 10,555
AMAZON COM INC COM 023135106 1,076 9,518 SH   SOLE   0 0 9,518
AMERICAN ELEC PWR CO INC COM 025537101 297 3,431 SH   SOLE   0 0 3,431
APPLE INC COM 037833100 4,387 31,744 SH   SOLE   0 0 31,744
ARCHER DANIELS MIDLAND CO COM 039483102 243 3,025 SH   SOLE   0 0 3,025
AT&T INC COM 00206R102 222 14,483 SH   SOLE   0 0 14,483
AUTOMATIC DATA PROCESSING IN COM 053015103 249 1,102 SH   SOLE   0 0 1,102
BANCO BRADESCO S A SP ADR PFD NEW 059460303 106 28,900 SH   SOLE   0 0 28,900
BERKSHIRE HATHAWAY INC DEL CL A 084670108 406 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 959 3,592 SH   SOLE   0 0 3,592
BK OF AMERICA CORP COM 060505104 461 15,261 SH   SOLE   0 0 15,261
BOEING CO COM 097023105 796 6,574 SH   SOLE   0 0 6,574
BOSTON SCIENTIFIC CORP COM 101137107 1,659 42,837 SH   SOLE   0 0 42,837
BROADCOM INC COM 11135F101 246 553 SH   SOLE   0 0 553
CHUBB LIMITED COM H1467J104 237 1,304 SH   SOLE   0 0 1,304
CIGNA CORP NEW COM 125523100 295 1,065 SH   SOLE   0 0 1,065
CISCO SYS INC COM 17275R102 247 6,179 SH   SOLE   0 0 6,179
COCA COLA CO COM 191216100 406 7,255 SH   SOLE   0 0 7,255
CONOCOPHILLIPS COM 20825C104 326 3,181 SH   SOLE   0 0 3,181
COSTCO WHSL CORP NEW COM 22160K105 295 625 SH   SOLE   0 0 625
CVS HEALTH CORP COM 126650100 349 3,664 SH   SOLE   0 0 3,664
DANAHER CORPORATION COM 235851102 394 1,526 SH   SOLE   0 0 1,526
DIGITALOCEAN HLDGS INC COM 25402D102 614 16,986 SH   SOLE   0 0 16,986
DISNEY WALT CO COM 254687106 467 4,955 SH   SOLE   0 0 4,955
DOLLAR GEN CORP NEW COM 256677105 210 876 SH   SOLE   0 0 876
DOLLAR TREE INC COM 256746108 238 1,747 SH   SOLE   0 0 1,747
EASTERN BANKSHARES INC COM 27627N105 846 43,058 SH   SOLE   0 0 43,058
EXXON MOBIL CORP COM 30231G102 447 5,119 SH   SOLE   0 0 5,119
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 1,115 11,163 SH   SOLE   0 0 11,163
HAEMONETICS CORP MASS COM 405024100 1,064 14,368 SH   SOLE   0 0 14,368
HOLOGIC INC COM 436440101 558 8,641 SH   SOLE   0 0 8,641
HOME DEPOT INC COM 437076102 739 2,679 SH   SOLE   0 0 2,679
HONEYWELL INTL INC COM 438516106 284 1,704 SH   SOLE   0 0 1,704
HUBSPOT INC COM 443573100 638 2,361 SH   SOLE   0 0 2,361
INVESCO EXCH TRADED FD TR II S&P MIDCP LOW 46138E198 273 5,673 SH   SOLE   0 0 5,673
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 755 5,226 SH   SOLE   0 0 5,226
INVESCO QQQ TR UNIT SER 1 46090E103 315 1,180 SH   SOLE   0 0 1,180
ISHARES INC CORE MSCI EMKT 46434G103 12,429 289,186 SH   SOLE   0 0 289,186
ISHARES TR 1 3 YR TREAS BD 464287457 2,608 32,112 SH   SOLE   0 0 32,112
ISHARES TR CORE US AGGBD ET 464287226 24,210 251,293 SH   SOLE   0 0 251,293
ISHARES TR NATIONAL MUN ETF 464288414 7,350 71,655 SH   SOLE   0 0 71,655
ISHARES TR CORE MSCI EAFE 46432F842 7,454 141,519 SH   SOLE   0 0 141,519
ISHARES TR CORE S&P MCP ETF 464287507 30,805 140,496 SH   SOLE   0 0 140,496
ISHARES TR FLTG RATE NT ETF 46429B655 5,662 112,639 SH   SOLE   0 0 112,639
ISHARES TR IBOXX INV CP ETF 464287242 609 5,941 SH   SOLE   0 0 5,941
ISHARES TR IBOXX HI YD ETF 464288513 4,236 59,338 SH   SOLE   0 0 59,338
ISHARES TR EAFE SML CP ETF 464288273 3,267 66,980 SH   SOLE   0 0 66,980
ISHARES TR RUS 1000 ETF 464287622 27,790 140,828 SH   SOLE   0 0 140,828
ISHARES TR RUS 1000 GRW ETF 464287614 449 2,132 SH   SOLE   0 0 2,132
ISHARES TR RUS 1000 VAL ETF 464287598 384 2,825 SH   SOLE   0 0 2,825
ISHARES TR RUSSELL 2000 ETF 464287655 6,262 37,969 SH   SOLE   0 0 37,969
ISHARES TR RUSSELL 3000 ETF 464287689 782 3,779 SH   SOLE   0 0 3,779
ISHARES TR S&P 500 GRWT ETF 464287309 558 9,646 SH   SOLE   0 0 9,646
ISHARES TR CORE S&P500 ETF 464287200 76,625 213,649 SH   SOLE   0 0 213,649
ISHARES TR CORE S&P SCP ETF 464287804 20,300 232,823 SH   SOLE   0 0 232,823
ISHARES TR SHRT NAT MUN ETF 464288158 6,154 59,949 SH   SOLE   0 0 59,949
ISHARES TR CORE S&P TTL STK 464287150 8,074 101,505 SH   SOLE   0 0 101,505
ISHARES TR CORE MSCI TOTAL 46432F834 1,895 37,210 SH   SOLE   0 0 37,210
JOHNSON & JOHNSON COM 478160104 758 4,637 SH   SOLE   0 0 4,637
JPMORGAN CHASE & CO COM 46625H100 872 8,348 SH   SOLE   0 0 8,348
KEYSIGHT TECHNOLOGIES INC COM 49338L103 1,222 7,766 SH   SOLE   0 0 7,766
KONINKLIJKE PHILIPS N V NY REGIS SHS NEW 500472303 160 10,386 SH   SOLE   0 0 10,386
LILLY ELI & CO COM 532457108 408 1,260 SH   SOLE   0 0 1,260
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 96 53,876 SH   SOLE   0 0 53,876
MASTERCARD INCORPORATED CL A 57636Q104 268 944 SH   SOLE   0 0 944
MCDONALDS CORP COM 580135101 310 1,345 SH   SOLE   0 0 1,345
MERCK & CO INC COM 58933Y105 569 6,602 SH   SOLE   0 0 6,602
MICROSOFT CORP COM 594918104 2,223 9,546 SH   SOLE   0 0 9,546
NETFLIX INC COM 64110L106 307 1,305 SH   SOLE   0 0 1,305
NEXTERA ENERGY INC COM 65339F101 333 4,248 SH   SOLE   0 0 4,248
NOKIA CORP SPONSORED ADR 654902204 350 81,949 SH   SOLE   0 0 81,949
NORTHROP GRUMMAN CORP COM 666807102 283 602 SH   SOLE   0 0 602
NUVEEN DYNAMIC MUN OPPORTUNI COM SHS 67079X102 257 25,000 SH   SOLE   0 0 25,000
NVIDIA CORPORATION COM 67066G104 411 3,386 SH   SOLE   0 0 3,386
PEPSICO INC COM 713448108 552 3,381 SH   SOLE   0 0 3,381
PFIZER INC COM 717081103 588 13,438 SH   SOLE   0 0 13,438
PHILIP MORRIS INTL INC COM 718172109 228 2,742 SH   SOLE   0 0 2,742
PIMCO ACCESS INCOME FUND SHS BENFIN INT 72203T100 198 12,500 SH   SOLE   0 0 12,500
PIMCO DYNAMIC INCOME OPRNTS COM BEN SHS 69355M107 216 16,405 SH   SOLE   0 0 16,405
PIONEER MUN HIGH INCOME OPPO COMMON STOCK 723760104 104 10,225 SH   SOLE   0 0 10,225
PROCTER AND GAMBLE CO COM 742718109 483 3,825 SH   SOLE   0 0 3,825
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 274 4,874 SH   SOLE   0 0 4,874
RAYTHEON TECHNOLOGIES CORP COM 75513E101 276 3,376 SH   SOLE   0 0 3,376
ROYAL BK CDA COM 780087102 291 3,227 SH   SOLE   0 0 3,227
S&P GLOBAL INC COM 78409V104 284 929 SH   SOLE   0 0 929
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,856 65,984 SH   SOLE   0 0 65,984
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 1,187 42,767 SH   SOLE   0 0 42,767
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 501 11,838 SH   SOLE   0 0 11,838
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2,355 38,901 SH   SOLE   0 0 38,901
SHELL PLC SPON ADS 780259305 281 5,641 SH   SOLE   0 0 5,641
SOUTHWESTERN ENERGY CO COM 845467109 115 18,767 SH   SOLE   0 0 18,767
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 2,439 78,561 SH   SOLE   0 0 78,561
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,436 12,419 SH   SOLE   0 0 12,419
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 501 1,248 SH   SOLE   0 0 1,248
SPDR SER TR BLOOMBERG HIGH Y 78468R622 874 9,947 SH   SOLE   0 0 9,947
SPDR SER TR S&P 500 ESG ETF 78468R531 291 8,555 SH   SOLE   0 0 8,555
SPDR SER TR S&P DIVID ETF 78464A763 514 4,607 SH   SOLE   0 0 4,607
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 270 2,949 SH   SOLE   0 0 2,949
STELLANTIS N.V SHS N82405106 149 12,560 SH   SOLE   0 0 12,560
SVB FINANCIAL GROUP COM 78486Q101 204 1,829 SH   SOLE   0 0 1,829
TESLA INC COM 88160R101 345 1,302 SH   SOLE   0 0 1,302
TEXAS INSTRS INC COM 882508104 333 2,150 SH   SOLE   0 0 2,150
THERMO FISHER SCIENTIFIC INC COM 883556102 203 400 SH   SOLE   0 0 400
TRUIST FINL CORP COM 89832Q109 224 5,151 SH   SOLE   0 0 5,151
UNITEDHEALTH GROUP INC COM 91324P102 488 967 SH   SOLE   0 0 967
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 2,288 32,078 SH   SOLE   0 0 32,078
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 5,751 45,233 SH   SOLE   0 0 45,233
VANGUARD INDEX FDS GROWTH ETF 922908736 1,382 6,460 SH   SOLE   0 0 6,460
VANGUARD INDEX FDS MID CAP ETF 922908629 12,249 65,159 SH   SOLE   0 0 65,159
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,148 9,590 SH   SOLE   0 0 9,590
VANGUARD INDEX FDS SMALL CP ETF 922908751 8,039 47,038 SH   SOLE   0 0 47,038
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,301 18,395 SH   SOLE   0 0 18,395
VANGUARD INDEX FDS VALUE ETF 922908744 784 6,351 SH   SOLE   0 0 6,351
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 427 9,618 SH   SOLE   0 0 9,618
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,268 13,667 SH   SOLE   0 0 13,667
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,231 115,955 SH   SOLE   0 0 115,955
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 11,850 246,149 SH   SOLE   0 0 246,149
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 3,574 98,303 SH   SOLE   0 0 98,303
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 598 6,301 SH   SOLE   0 0 6,301
VERIZON COMMUNICATIONS INC COM 92343V104 228 6,000 SH   SOLE   0 0 6,000
VISA INC COM CL A 92826C839 263 1,479 SH   SOLE   0 0 1,479
WARNER BROS DISCOVERY INC COM SER A 934423104 249 21,651 SH   SOLE   0 0 21,651
YUM BRANDS INC COM 988498101 218 2,053 SH   SOLE   0 0 2,053