The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 236 1,583 SH   SOLE   0 0 1,583
ABBVIE INC COM 00287Y109 217 1,341 SH   SOLE   0 0 1,341
ADOBE SYSTEMS INCORPORATED COM 00724F101 320 702 SH   SOLE   0 0 702
ALPHABET INC CAP STK CL C 02079K107 1,691 606 SH   SOLE   0 0 606
ALPHABET INC CAP STK CL A 02079K305 1,507 542 SH   SOLE   0 0 542
AMAZON COM INC COM 023135106 955 293 SH   SOLE   0 0 293
AMERICAN ELEC PWR CO INC COM 025537101 258 2,584 SH   SOLE   0 0 2,584
AMERICAN INTL GROUP INC COM NEW 026874784 200 3,182 SH   SOLE   0 0 3,182
APPLE INC COM 037833100 3,799 21,758 SH   SOLE   0 0 21,758
ARCHER DANIELS MIDLAND CO COM 039483102 288 3,196 SH   SOLE   0 0 3,196
ASML HOLDING N V N Y REGISTRY SHS N07059210 245 367 SH   SOLE   0 0 367
AUTOMATIC DATA PROCESSING IN COM 053015103 205 900 SH   SOLE   0 0 900
BAXTER INTL INC COM 071813109 217 2,796 SH   SOLE   0 0 2,796
BERKSHIRE HATHAWAY INC DEL CL A 084670108 529 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 616 1,744 SH   SOLE   0 0 1,744
BK OF AMERICA CORP COM 060505104 403 9,783 SH   SOLE   0 0 9,783
BLACKSTONE INC COM 09260D107 399 3,143 SH   SOLE   0 0 3,143
BOEING CO COM 097023105 1,148 5,993 SH   SOLE   0 0 5,993
BROADCOM INC COM 11135F101 383 608 SH   SOLE   0 0 608
CIGNA CORP NEW COM 125523100 265 1,105 SH   SOLE   0 0 1,105
CISCO SYS INC COM 17275R102 347 6,226 SH   SOLE   0 0 6,226
COCA COLA CO COM 191216100 290 4,638 SH   SOLE   0 0 4,638
COMCAST CORP NEW CL A 20030N101 306 6,537 SH   SOLE   0 0 6,537
CONOCOPHILLIPS COM 20825C104 256 2,558 SH   SOLE   0 0 2,558
CVS HEALTH CORP COM 126650100 373 3,682 SH   SOLE   0 0 3,682
DANAHER CORPORATION COM 235851102 371 1,264 SH   SOLE   0 0 1,264
DANAOS CORPORATION SHS Y1968P121 228 2,222 SH   SOLE   0 0 2,222
DEERE & CO COM 244199105 219 527 SH   SOLE   0 0 527
DIGITALOCEAN HLDGS INC COM 25402D102 1,144 19,777 SH   SOLE   0 0 19,777
DISNEY WALT CO COM 254687106 327 2,383 SH   SOLE   0 0 2,383
DOLLAR GEN CORP NEW COM 256677105 214 959 SH   SOLE   0 0 959
DOLLAR TREE INC COM 256746108 321 2,003 SH   SOLE   0 0 2,003
DOVER CORP COM 260003108 203 1,292 SH   SOLE   0 0 1,292
DUPONT DE NEMOURS INC COM 26614N102 256 3,477 SH   SOLE   0 0 3,477
EASTERN BANKSHARES INC COM 27627N105 776 36,039 SH   SOLE   0 0 36,039
GEE GROUP INC COM 36165A102 6 10,000 SH   SOLE   0 0 10,000
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 1,132 11,330 SH   SOLE   0 0 11,330
HOME DEPOT INC COM 437076102 535 1,786 SH   SOLE   0 0 1,786
HONEYWELL INTL INC COM 438516106 490 2,517 SH   SOLE   0 0 2,517
HUBSPOT INC COM 443573100 985 2,074 SH   SOLE   0 0 2,074
INVESCO EXCH TRADED FD TR II S&P MIDCP LOW 46138E198 395 7,088 SH   SOLE   0 0 7,088
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 960 5,226 SH   SOLE   0 0 5,226
INVESCO QQQ TR UNIT SER 1 46090E103 229 631 SH   SOLE   0 0 631
ISHARES INC CORE MSCI EMKT 46434G103 13,303 239,482 SH   SOLE   0 0 239,482
ISHARES TR CORE US AGGBD ET 464287226 25,771 240,624 SH   SOLE   0 0 240,624
ISHARES TR NATIONAL MUN ETF 464288414 15,457 140,978 SH   SOLE   0 0 140,978
ISHARES TR CORE DIV GRWTH 46434V621 303 100,982 SH   SOLE   0 0 100,982
ISHARES TR CORE MSCI EAFE 46432F842 10,028 144,269 SH   SOLE   0 0 144,269
ISHARES TR CORE S&P MCP ETF 464287507 37,019 137,957 SH   SOLE   0 0 137,957
ISHARES TR FLTG RATE NT ETF 46429B655 5,214 103,213 SH   SOLE   0 0 103,213
ISHARES TR IBOXX INV CP ETF 464287242 1,312 10,849 SH   SOLE   0 0 10,849
ISHARES TR IBOXX HI YD ETF 464288513 5,275 64,099 SH   SOLE   0 0 64,099
ISHARES TR MSCI ACWI EX US 464288240 2,232 42,693 SH   SOLE   0 0 42,693
ISHARES TR MSCI EAFE ETF 464287465 297 4,031 SH   SOLE   0 0 4,031
ISHARES TR EAFE SML CP ETF 464288273 5,225 78,763 SH   SOLE   0 0 78,763
ISHARES TR MSCI EMG MKT ETF 464287234 220 4,870 SH   SOLE   0 0 4,870
ISHARES TR RUS 1000 ETF 464287622 5,845 23,372 SH   SOLE   0 0 23,372
ISHARES TR RUS 1000 GRW ETF 464287614 1,370 87,412 SH   SOLE   0 0 87,412
ISHARES TR RUS 1000 VAL ETF 464287598 1,187 7,153 SH   SOLE   0 0 7,153
ISHARES TR RUSSELL 2000 ETF 464287655 4,915 23,946 SH   SOLE   0 0 23,946
ISHARES TR S&P 500 GRWT ETF 464287309 2,933 38,400 SH   SOLE   0 0 38,400
ISHARES TR CORE S&P500 ETF 464287200 113,087 249,261 SH   SOLE   0 0 249,261
ISHARES TR S&P 500 VAL ETF 464287408 433 2,780 SH   SOLE   0 0 2,780
ISHARES TR CORE S&P SCP ETF 464287804 25,327 234,772 SH   SOLE   0 0 234,772
ISHARES TR SHRT NAT MUN ETF 464288158 6,601 63,104 SH   SOLE   0 0 63,104
ISHARES TR CORE S&P TTL STK 464287150 7,958 78,835 SH   SOLE   0 0 78,835
ISHARES TR CORE MSCI TOTAL 46432F834 2,019 57,015 SH   SOLE   0 0 57,015
JOHNSON & JOHNSON COM 478160104 699 3,947 SH   SOLE   0 0 3,947
JPMORGAN CHASE & CO COM 46625H100 848 6,221 SH   SOLE   0 0 6,221
LILLY ELI & CO COM 532457108 305 1,065 SH   SOLE   0 0 1,065
LINDE PLC SHS G5494J103 222 695 SH   SOLE   0 0 695
LOWES COS INC COM 548661107 256 1,265 SH   SOLE   0 0 1,265
MARSH & MCLENNAN COS INC COM 571748102 285 1,675 SH   SOLE   0 0 1,675
MERCK & CO INC COM 58933Y105 594 7,239 SH   SOLE   0 0 7,239
META PLATFORMS INC CL A 30303M102 318 1,428 SH   SOLE   0 0 1,428
METLIFE INC COM 59156R108 212 3,023 SH   SOLE   0 0 3,023
MICROSOFT CORP COM 594918104 2,539 8,235 SH   SOLE   0 0 8,235
NEXTERA ENERGY INC COM 65339F101 261 3,080 SH   SOLE   0 0 3,080
NIKE INC CL B 654106103 242 1,798 SH   SOLE   0 0 1,798
NORTHROP GRUMMAN CORP COM 666807102 262 585 SH   SOLE   0 0 585
NVIDIA CORPORATION COM 67066G104 532 1,949 SH   SOLE   0 0 1,949
PAYCHEX INC COM 704326107 215 1,573 SH   SOLE   0 0 1,573
PEPSICO INC COM 713448108 527 3,150 SH   SOLE   0 0 3,150
PFIZER INC COM 717081103 528 10,191 SH   SOLE   0 0 10,191
PROCTER AND GAMBLE CO COM 742718109 308 2,014 SH   SOLE   0 0 2,014
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 347 4,953 SH   SOLE   0 0 4,953
RAYTHEON TECHNOLOGIES CORP COM 75513E101 251 2,534 SH   SOLE   0 0 2,534
S&P GLOBAL INC COM 78409V104 227 552 SH   SOLE   0 0 552
SALESFORCE COM INC COM 79466L302 223 1,050 SH   SOLE   0 0 1,050
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 693 18,241 SH   SOLE   0 0 18,241
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 637 11,838 SH   SOLE   0 0 11,838
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,554 20,491 SH   SOLE   0 0 20,491
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 203 5,307 SH   SOLE   0 0 5,307
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 4,054 104,923 SH   SOLE   0 0 104,923
SPDR S&P 500 ETF TR TR UNIT 78462F103 5,370 86,542 SH   SOLE   0 0 86,542
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 572 1,167 SH   SOLE   0 0 1,167
SPDR SER TR S&P DIVID ETF 78464A763 624 28,548 SH   SOLE   0 0 28,548
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 292 2,798 SH   SOLE   0 0 2,798
TESLA INC COM 88160R101 246 228 SH   SOLE   0 0 228
TEXAS INSTRS INC COM 882508104 252 1,372 SH   SOLE   0 0 1,372
TJX COS INC NEW COM 872540109 265 4,369 SH   SOLE   0 0 4,369
TRUIST FINL CORP COM 89832Q109 302 5,327 SH   SOLE   0 0 5,327
UNITEDHEALTH GROUP INC COM 91324P102 323 634 SH   SOLE   0 0 634
US BANCORP DEL COM NEW 902973304 230 4,319 SH   SOLE   0 0 4,319
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 142 39,605 SH   SOLE   0 0 39,605
VANGUARD INDEX FDS GROWTH ETF 922908736 1,857 6,458 SH   SOLE   0 0 6,458
VANGUARD INDEX FDS MID CAP ETF 922908629 16,554 69,601 SH   SOLE   0 0 69,601
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4,245 10,224 SH   SOLE   0 0 10,224
VANGUARD INDEX FDS SMALL CP ETF 922908751 9,305 43,782 SH   SOLE   0 0 43,782
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,984 13,108 SH   SOLE   0 0 13,108
VANGUARD INDEX FDS VALUE ETF 922908744 947 6,407 SH   SOLE   0 0 6,407
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 637 58,051 SH   SOLE   0 0 58,051
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,213 9,794 SH   SOLE   0 0 9,794
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,824 104,573 SH   SOLE   0 0 104,573
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 4,177 86,973 SH   SOLE   0 0 86,973
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 705 6,285 SH   SOLE   0 0 6,285
VERIZON COMMUNICATIONS INC COM 92343V104 477 9,355 SH   SOLE   0 0 9,355
VIATRIS INC COM 92556V106 156 14,331 SH   SOLE   0 0 14,331
VISA INC COM CL A 92826C839 415 1,873 SH   SOLE   0 0 1,873
YUM BRANDS INC COM 988498101 210 1,773 SH   SOLE   0 0 1,773