The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 1,687 6,654 SH   SOLE   0 0 6,654
ALPHABET INC CAP STK CL C 02079K107 971 835 SH   SOLE   0 0 835
BOEING CO COM 097023105 949 6,363 SH   SOLE   0 0 6,363
MICROSOFT CORP COM 594918104 921 5,996 SH   SOLE   0 0 5,996
ALPHABET INC CAP STK CL A 02079K305 767 660 SH   SOLE   0 0 660
JPMORGAN CHASE & CO COM 46625H100 644 7,158 SH   SOLE   0 0 7,158
PFIZER INC COM 717081103 528 16,170 SH   SOLE   0 0 16,170
JOHNSON & JOHNSON COM 478160104 511 3,896 SH   SOLE   0 0 3,896
AMAZON COM INC COM 023135106 461 243 SH   SOLE   0 0 243
VERIZON COMMUNICATIONS INC COM 92343V104 428 7,960 SH   SOLE   0 0 7,960
HOME DEPOT INC COM 437076102 364 1,951 SH   SOLE   0 0 1,951
PEPSICO INC COM 713448108 347 2,886 SH   SOLE   0 0 2,886
3M CO COM 88579Y101 346 2,538 SH   SOLE   0 0 2,538
FACEBOOK INC CL A 30303M102 323 1,927 SH   SOLE   0 0 1,927
BK OF AMERICA CORP COM 060505104 320 15,051 SH   SOLE   0 0 15,051
AT&T INC COM 00206R102 315 10,814 SH   SOLE   0 0 10,814
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 312 1,658 SH   SOLE   0 0 1,658
VISA INC COM CL A 92826C839 276 1,778 SH   SOLE   0 0 1,778
MERCK & CO. INC COM 58933Y105 275 3,550 SH   SOLE   0 0 3,550
HONEYWELL INTL INC COM 438516106 271 2,026 SH   SOLE   0 0 2,026
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 243 5,420 SH   SOLE   0 0 5,420
AMERICAN ELEC PWR CO INC COM 025537101 226 2,828 SH   SOLE   0 0 2,828
PROCTER & GAMBLE CO COM 742718109 210 1,909 SH   SOLE   0 0 1,909
AMERICAN INTL GROUP INC *W EXP 01/19/202 026874156 0 69,665 SH   SOLE   0 0 69,665
ZIOPHARM ONCOLOGY INC COM 98973P101 29 12,000 SH   SOLE   0 0 12,000
OCWEN FINL CORP COM NEW 675746309 6 12,000 SH   SOLE   0 0 12,000
ISHARES TR CORE S&P500 ETF 464287200 31,770 122,948 SH   SOLE   0 0 122,948
ISHARES TR CORE US AGGBD ET 464287226 17,291 149,871 SH   SOLE   0 0 149,871
ISHARES TR CORE S&P MCP ETF 464287507 11,517 80,059 SH   SOLE   0 0 80,059
ISHARES TR NATIONAL MUN ETF 464288414 10,111 89,466 SH   SOLE   0 0 89,466
ISHARES TR CORE S&P SCP ETF 464287804 7,423 132,302 SH   SOLE   0 0 132,302
ISHARES INC CORE MSCI EMKT 46434G103 5,541 136,906 SH   SOLE   0 0 136,906
VANGUARD INDEX FDS MID CAP ETF 922908629 4,825 36,651 SH   SOLE   0 0 36,651
ISHARES TR SHRT NAT MUN ETF 464288158 4,353 40,950 SH   SOLE   0 0 40,950
ISHARES TR FLTG RATE NT ETF 46429B655 4,223 86,648 SH   SOLE   0 0 86,648
ISHARES TR IBOXX HI YD ETF 464288513 3,908 50,708 SH   SOLE   0 0 50,708
ISHARES TR CORE MSCI EAFE 46432F842 3,598 72,119 SH   SOLE   0 0 72,119
VANGUARD INDEX FDS SMALL CP ETF 922908751 3,050 26,424 SH   SOLE   0 0 26,424
ISHARES TR RUS 1000 ETF 464287622 2,958 20,897 SH   SOLE   0 0 20,897
ISHARES TR EAFE SML CP ETF 464288273 2,326 51,895 SH   SOLE   0 0 51,895
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,309 68,814 SH   SOLE   0 0 68,814
ISHARES TR RUSSELL 2000 ETF 464287655 2,212 19,324 SH   SOLE   0 0 19,324
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,022 7,844 SH   SOLE   0 0 7,844
ISHARES TR CORE S&P TTL STK 464287150 1,560 27,269 SH   SOLE   0 0 27,269
ISHARES TR IBOXX INV CP ETF 464287242 1,538 12,452 SH   SOLE   0 0 12,452
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,367 10,605 SH   SOLE   0 0 10,605
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 1,329 13,193 SH   SOLE   0 0 13,193
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,052 31,547 SH   SOLE   0 0 31,547
ISHARES TR IBONDS SEP2020 46434V571 953 37,559 SH   SOLE   0 0 37,559
ISHARES TR CORE MSCI TOTAL 46432F834 625 13,287 SH   SOLE   0 0 13,287
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 573 20,148 SH   SOLE   0 0 20,148
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 473 11,210 SH   SOLE   0 0 11,210
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 443 6,268 SH   SOLE   0 0 6,268
ISHARES TR S&P 500 GRWT ETF 464287309 419 2,536 SH   SOLE   0 0 2,536
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 378 15,507 SH   SOLE   0 0 15,507
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 332 5,423 SH   SOLE   0 0 5,423
VANGUARD INDEX FDS GROWTH ETF 922908736 321 2,050 SH   SOLE   0 0 2,050
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 315 7,677 SH   SOLE   0 0 7,677
ISHARES TR RUS 1000 GRW ETF 464287614 306 2,032 SH   SOLE   0 0 2,032
ISHARES TR MSCI EAFE ETF 464287465 305 5,705 SH   SOLE   0 0 5,705
ISHARES TR CORE S&P MCP ETF 464287507 278 1,056 SH   SOLE   0 0 1,056
INVESCO EXCHANGE-TRADED FD T S&P MIDCP LOW 46138E198 274 6,870 SH   SOLE   0 0 6,870
ISHARES TR IBONDS DEC2021 46435G789 257 10,062 SH   SOLE   0 0 10,062