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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   818,045 2,651 SH   SOLE   2,651 0 0
CLARIVATE PLC ORD SHS G21810109   525,569 55,149 SH   SOLE   55,149 0 0
EATON CORP PLC SHS G29183103   150,825 750 SH   SOLE   750 0 0
EATON CORP PLC SHS G29183103   70,385 350 SH   OTR   0 350 0
FERGUSON PLC NEW SHS G3421J106   654,094 4,158 SH   SOLE   4,158 0 0
APTIV PLC SHS G6095L109   362,215 3,548 SH   SOLE   3,548 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   228,938 1,197 SH   SOLE   1,197 0 0
AERCAP HOLDINGS NV SHS N00985106   584,384 9,200 SH   SOLE   9,200 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   1,079,689 2,208 SH   SOLE   2,208 0 0
ADVANCED MICRO DEVICES INC COM 007903107   741,895 6,513 SH   SOLE   6,513 0 0
AIR PRODS & CHEMS INC COM 009158106   253,102 845 SH   SOLE   845 0 0
ALPHABET INC CAP STK CL C 02079K107   251,617 2,080 SH   SOLE   2,080 0 0
ALPHABET INC CAP STK CL A 02079K305   2,036,097 17,010 SH   SOLE   17,010 0 0
AMAZON COM INC COM 023135106   2,250,143 17,261 SH   SOLE   17,261 0 0
AMERICAN EXPRESS CO COM 025816109   47,905 275 SH   SOLE   275 0 0
AMERICAN EXPRESS CO COM 025816109   243,880 1,400 SH   OTR   1,400 0 0
ANALOG DEVICES INC COM 032654105   520,142 2,670 SH   SOLE   2,670 0 0
ELEVANCE HEALTH INC COM 036752103   723,748 1,629 SH   SOLE   1,629 0 0
APPLE INC COM 037833100   5,938,585 30,616 SH   SOLE   30,616 0 0
ARISTA NETWORKS INC COM 040413106   469,649 2,898 SH   SOLE   2,898 0 0
BAKER HUGHES COMPANY CL A 05722G100   650,628 20,583 SH   SOLE   20,583 0 0
BALL CORP COM 058498106   659,228 11,325 SH   SOLE   11,325 0 0
BANK AMERICA CORP COM 060505104   717,823 25,020 SH   SOLE   25,020 0 0
BANK MARIN BANCORP COM 063425102   194,476 11,006 SH   SOLE   11,006 0 0
BECTON DICKINSON & CO COM 075887109   244,209 925 SH   SOLE   925 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,102,112 3,232 SH   SOLE   3,232 0 0
BOSTON SCIENTIFIC CORP COM 101137107   737,354 13,632 SH   SOLE   13,632 0 0
CHEVRON CORP NEW COM 166764100   693,126 4,405 SH   SOLE   4,405 0 0
CHEVRON CORP NEW COM 166764100   15,735 100 SH   OTR   0 100 0
COSTCO WHSL CORP NEW COM 22160K105   1,630,214 3,028 SH   SOLE   3,028 0 0
DANAHER CORPORATION COM 235851102   1,571,040 6,546 SH   SOLE   6,546 0 0
DEERE & CO COM 244199105   703,004 1,735 SH   SOLE   1,605 0 130
DISNEY WALT CO COM 254687106   203,290 2,277 SH   SOLE   1,627 0 650
DUKE ENERGY CORP NEW COM NEW 26441C204   211,337 2,355 SH   SOLE   2,355 0 0
ECOLAB INC COM 278865100   258,565 1,385 SH   SOLE   1,385 0 0
ENTEGRIS INC COM 29362U104   499,465 4,507 SH   SOLE   4,507 0 0
EXPEDITORS INTL WASH INC COM 302130109   262,246 2,165 SH   SOLE   365 0 1,800
META PLATFORMS INC CL A 30303M102   476,099 1,659 SH   SOLE   1,659 0 0
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402   790,646 35,679 SH   SOLE   33,736 0 1,943
GOLDMAN SACHS GROUP INC COM 38141G104   316,734 982 SH   SOLE   982 0 0
HOME DEPOT INC COM 437076102   820,400 2,641 SH   SOLE   2,641 0 0
HONEYWELL INTL INC COM 438516106   686,202 3,307 SH   SOLE   3,307 0 0
ILLINOIS TOOL WKS INC COM 452308109   347,222 1,388 SH   SOLE   1,388 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   222,659 1,664 SH   SOLE   1,664 0 0
INVESCO QQQ TR UNIT SER 1 46090E119   1,135,227 3,073 SH   SOLE   3,073 0 0
INVESCO QQQ TR UNIT SER 1 46090E107   583,683 1,580 SH   OTR   1,580 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   725,938 2,123 SH   SOLE   2,123 0 0
INTUIT COM 461202103   349,140 762 SH   SOLE   762 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   259,867 5,151 SH   SOLE   5,151 0 0
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472   555,042 6,877 SH   SOLE   6,877 0 0
INVESCO EXCH TRADED FD TR II S&P EMRNG MKTS 46138E301   279,417 11,880 SH   SOLE   11,880 0 0
IQVIA HLDGS INC COM 46266C105   783,997 3,488 SH   SOLE   3,488 0 0
ISHARES TR TIPS BD ETF 464287176   973,638 9,047 SH   SOLE   8,735 0 312
1ISHARES TR TIPS BD ETF 464287176   85,342 793 SH   OTR   793 0 0
ISHARES TR CORE S&P500 ETF 464287200   1,366,992 3,067 SH   SOLE   3,067 0 0
ISHARES TR 7-10 YR TRSY BD 464287440   851,432 8,814 SH   SOLE   8,814 0 0
ISHARES TR MSCI EAFE ETF 464287465   2,226,982 30,717 SH   SOLE   29,687 0 1,030
ISHARES TR MSCI EAFE ETF 464287465   114,840 1,584 SH   OTR   1,584 0 0
ISHARES TR CORE S&P US VLU 464287663   402,647 5,145 SH   SOLE   5,145 0 0
ISHARES TR CORE S&P US VLU 464287663   283,457 3,622 SH   OTR   3,622 0 0
ISHARES TR CORE S&P SCP ETF 464287804   275,532 2,765 SH   SOLE   2,765 0 0
ISHARES TR PFD AND INCM SEC 464288687   972,903 31,455 SH   SOLE   30,810 0 645
ISHARES TR PFD AND INCM SEC 464288687   72,530 2,345 SH   OTR   2,345 0 0
ISHARES TR MSCI INTL QUALTY 46434V456   285,690 8,025 SH   SOLE   8,025 0 0
JPMORGAN CHASE & CO COM 46625H100   721,673 4,962 SH   SOLE   4,962 0 0
JOHNSON & JOHNSON COM 478160104   398,737 2,409 SH   SOLE   2,409 0 0
LILLY ELI & CO COM 532457108   1,208,561 2,577 SH   SOLE   2,402 0 175
MARRIOTT INTL INC NEW CL A 571903202   251,104 1,367 SH   SOLE   1,367 0 0
MARTIN MARIETTA MATLS INC COM 573284106   693,920 1,503 SH   SOLE   1,503 0 0
MCDONALDS CORP COM 580135101   1,106,802 3,709 SH   SOLE   3,709 0 0
MCKESSON CORP COM 58155Q103   410,217 960 SH   SOLE   960 0 0
MERCK & CO INC COM 58933Y105   740,803 6,420 SH   SOLE   6,420 0 0
MICROSOFT CORP COM 594918104   6,822,378 20,034 SH   SOLE   19,049 0 985
MONDELEZ INTL INC CL A 609207105   207,879 2,850 SH   SOLE   2,850 0 0
NEXTERA ENERGY INC COM 65339F101   399,567 5,385 SH   SOLE   5,385 0 0
NVIDIA CORPORATION COM 67066G104   1,167,535 2,760 SH   SOLE   2,760 0 0
PALO ALTO NETWORKS INC COM 697435105   545,769 2,136 SH   SOLE   2,136 0 0
PAYPAL HLDGS INC COM 70450Y103   502,276 7,527 SH   SOLE   7,527 0 0
PEPSICO INC COM 713448108   548,251 2,960 SH   SOLE   2,460 0 500
PFIZER INC COM 717081103   504,460 13,753 SH   SOLE   13,753 0 0
PROCTER AND GAMBLE CO COM 742718109   237,776 1,567 SH   SOLE   1,567 0 0
PROCTER AND GAMBLE CO COM 742718109   45,522 300 SH   OTR   300 0 0
PROGRESSIVE CORP COM 743315103   865,037 6,535 SH   SOLE   6,535 0 0
QUALCOMM INC COM 747525103   294,028 2,470 SH   SOLE   2,470 0 0
S&P GLOBAL INC COM 78409V104   626,591 1,563 SH   SOLE   1,563 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   765,987 1,728 SH   SOLE   1,728 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   652,064 1,471 SH   OTR   1,471 0 0
SSGA ACTIVE ETF TR MULT ASS RLRTN 78467V103   332,049 12,469 SH   SOLE   12,469 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   356,020 8,503 SH   SOLE   8,055 0 448
SALESFORCE INC COM 79466L302   1,115,241 5,279 SH   SOLE   5,069 0 210
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   1,755,775 36,533 SH   SOLE   35,775 0 758
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   77,424 1,611 SH   OTR   1,611 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   524,069 6,324 SH   SOLE   6,014 0 310
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   2,854,358 21,505 SH   SOLE   21,025 0 480
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   1,444,386 19,474 SH   SOLE   18,410 0 1,064
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   2,270,020 13,368 SH   SOLE   12,658 0 710
SELECT SECTOR SPDR TR ENERGY 81369Y506   516,647 6,365 SH   SOLE   6,365 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   1,030,514 30,570 SH   SOLE   26,419 0 4,151
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   1,396,125 13,009 SH   SOLE   12,629 0 380
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   3,905,243 22,462 SH   SOLE   21,939 0 523
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   1,440,545 22,135 SH   SOLE   19,876 0 2,259
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   217,508 5,771 SH   SOLE   5,101 0 670
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   408,607 6,244 SH   SOLE   5,836 0 408
SHERWIN WILLIAMS CO COM 824348106   805,322 3,033 SH   SOLE   3,033 0 0
STRYKER CORPORATION COM 863667101   730,690 2,395 SH   SOLE   2,395 0 0
T-MOBILE US INC COM 872590104   515,319 3,710 SH   SOLE   3,710 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   1,059,674 2,031 SH   SOLE   2,031 0 0
UDR INC COM 902653104   257,760 6,000 SH   OTR   6,000 0 0
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   844,498 11,272 SH   SOLE   11,056 0 216
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   364,914 7,902 SH   SOLE   7,902 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   1,616,363 33,068 SH   SOLE   32,472 0 596
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   87,984 1,800 SH   OTR   1,800 0 0
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108   275,836 974 SH   SOLE   974 0 0
1VANGUARD WORLD FDS FINANCIALS ETF 92204A405   1,295,615 15,948 SH   SOLE   15,948 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   321,008 726 SH   SOLE   726 0 0
VANGUARD WORLD FDS COMM SRVC ETF 92204A884   1,670,661 15,715 SH   SOLE   15,715 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   867,134 21,316 SH   SOLE   21,044 0 272
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   75,705 1,861 SH   OTR   1,861 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   4,203,536 10,321 SH   SOLE   10,180 0 141
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   160,518 1,921 SH   SOLE   1,921 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   108,628 1,300 SH   OTR   1,300 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   2,636,416 11,975 SH   SOLE   11,975 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   329,825 1,627 SH   SOLE   1,627 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   790,287 5,310 SH   SOLE   5,237 0 73
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   29,766 200 SH   OTR   200 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   855,227 4,300 SH   SOLE   4,300 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   735,735 3,340 SH   SOLE   3,340 0 0
VISA INC COM CL A 92826C839   1,087,895 4,581 SH   SOLE   4,581 0 0
WELLS FARGO CO NEW PERP PFD CNV A 949746804   436,608 379 SH   SOLE   339 0 40
WORLD GOLD TR SPDR GLD MINIS 98149E307   485,571 12,748 SH   SOLE   12,748 0 0
ZOETIS INC CL A 98978V103   850,372 4,938 SH   SOLE   4,938 0 0