The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 855 3,095 SH   SOLE   3,095 0 0
EATON CORP PLC SHS G29183103 235 1,700 SH   SOLE   1,700 0 0
EATON CORP PLC SHS G29183103 111 800 SH   OTR   0 800 0
IHS MARKIT LTD SHS G47567105 487 5,027 SH   SOLE   5,027 0 0
APTIV PLC SHS G6095L109 829 6,013 SH   SOLE   6,013 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 348 2,104 SH   SOLE   1,709 0 395
AERCAP HOLDINGS NV SHS N00985106 555 9,449 SH   SOLE   9,449 0 0
AT&T INC COM 00206R102 225 7,421 SH   SOLE   7,421 0 0
AT&T INC COM 00206R102 45 1,500 SH   OTR   0 1,500 0
ARK ETF TR GENOMIC REV ETF 00214Q302 588 6,629 SH   SOLE   6,629 0 0
ARK ETF TR FINTECH INNOVA 00214Q708 208 4,063 SH   SOLE   4,063 0 0
ABBOTT LABS COM 002824100 702 5,861 SH   SOLE   5,341 0 520
ABBOTT LABS COM 002824100 60 500 SH   OTR   500 0 0
ACTIVISION BLIZZARD INC COM 00507V109 786 8,450 SH   SOLE   8,450 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,113 2,342 SH   SOLE   2,342 0 0
AIR PRODS & CHEMS INC COM 009158106 461 1,638 SH   SOLE   1,638 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 964 4,251 SH   SOLE   4,251 0 0
ALPHABET INC CAP STK CL C 02079K107 399 193 SH   SOLE   193 0 0
ALPHABET INC CAP STK CL A 02079K305 2,223 1,078 SH   SOLE   1,078 0 0
AMAZON COM INC COM 023135106 2,769 895 SH   SOLE   895 0 0
AMERICAN EXPRESS CO COM 025816109 39 275 SH   SOLE   275 0 0
AMERICAN EXPRESS CO COM 025816109 198 1,400 SH   OTR   1,400 0 0
ANALOG DEVICES INC COM 032654105 482 3,105 SH   SOLE   3,105 0 0
ANTHEM INC COM 036752103 1,484 4,135 SH   SOLE   3,945 0 190
APPLE INC COM 037833100 4,251 34,800 SH   SOLE   34,800 0 0
ARISTA NETWORKS INC COM 040413106 283 939 SH   SOLE   939 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 379 2,010 SH   SOLE   2,010 0 0
BALL CORP COM 058498106 484 5,707 SH   SOLE   5,707 0 0
BK OF AMERICA CORP COM 060505104 1,634 42,227 SH   SOLE   41,077 0 1,150
BK OF AMERICA CORP COM 060505104 71 1,825 SH   OTR   1,825 0 0
BK OF AMERICA CORP 7.25%CNV PFD L 060505682 322 230 SH   SOLE   210 0 20
BECTON DICKINSON & CO COM 075887109 528 2,172 SH   SOLE   2,172 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 914 3,577 SH   SOLE   3,577 0 0
BOSTON SCIENTIFIC CORP COM 101137107 711 18,383 SH   SOLE   18,383 0 0
CARMAX INC COM 143130102 500 3,770 SH   SOLE   3,770 0 0
CATALENT INC COM 148806102 699 6,635 SH   SOLE   6,635 0 0
CHEVRON CORP NEW COM 166764100 229 2,183 SH   SOLE   2,183 0 0
CHEVRON CORP NEW COM 166764100 10 100 SH   OTR   0 100 0
COSTCO WHSL CORP NEW COM 22160K105 1,303 3,696 SH   SOLE   3,696 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 280 1,625 SH   SOLE   1,625 0 0
DANAHER CORPORATION COM 235851102 1,940 8,621 SH   SOLE   8,621 0 0
DEERE & CO COM 244199105 848 2,266 SH   SOLE   2,026 0 240
DISNEY WALT CO COM DISNEY 254687106 1,095 5,933 SH   SOLE   5,283 0 650
DUKE ENERGY CORP NEW COM NEW 26441C204 337 3,489 SH   SOLE   3,489 0 0
ECOLAB INC COM 278865100 499 2,330 SH   SOLE   2,330 0 0
EXPEDITORS INTL WASH INC COM 302130109 233 2,165 SH   SOLE   365 0 1,800
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402 457 34,460 SH   SOLE   31,941 0 2,519
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402 20 1,482 SH   OTR   1,482 0 0
FISERV INC COM 337738108 720 6,049 SH   SOLE   6,049 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 275 842 SH   SOLE   842 0 0
GRACO INC COM 384109104 220 3,075 SH   SOLE   0 0 3,075
HALOZYME THERAPEUTICS INC COM 40637H109 807 19,348 SH   SOLE   19,348 0 0
HOME DEPOT INC COM 437076102 1,203 3,940 SH   SOLE   3,940 0 0
HONEYWELL INTL INC COM 438516106 1,040 4,792 SH   SOLE   4,792 0 0
HONEYWELL INTL INC COM 438516106 59 270 SH   OTR   270 0 0
ILLINOIS TOOL WKS INC COM 452308109 438 1,979 SH   SOLE   1,979 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 255 1,915 SH   SOLE   1,915 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 2,047 6,415 SH   SOLE   6,363 0 52
INVESCO QQQ TR UNIT SER 1 46090E103 517 1,620 SH   OTR   1,620 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 639 865 SH   SOLE   865 0 0
INTUIT COM 461202103 533 1,392 SH   SOLE   1,392 0 0
IQVIA HLDGS INC COM 46266C105 842 4,360 SH   SOLE   4,360 0 0
ISHARES TR S&P 100 ETF 464287101 404 2,245 SH   SOLE   2,245 0 0
ISHARES TR TIPS BD ETF 464287176 1,157 9,217 SH   SOLE   8,752 0 465
ISHARES TR TIPS BD ETF 464287176 100 793 SH   OTR   793 0 0
ISHARES TR CORE S&P500 ETF 464287200 2,023 5,085 SH   SOLE   5,085 0 0
ISHARES TR CORE US AGGBD ET 464287226 669 5,875 SH   SOLE   5,620 0 255
ISHARES TR CORE US AGGBD ET 464287226 60 525 SH   OTR   525 0 0
ISHARES TR MSCI EAFE ETF 464287465 1,989 26,221 SH   SOLE   25,597 0 624
ISHARES TR MSCI EAFE ETF 464287465 90 1,184 SH   OTR   1,184 0 0
ISHARES TR COHEN STEER REIT 464287564 307 5,306 SH   SOLE   5,306 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 215 884 SH   SOLE   884 0 0
ISHARES TR CORE S&P US VLU 464287663 1,081 15,684 SH   SOLE   15,684 0 0
ISHARES TR CORE S&P US VLU 464287663 284 4,122 SH   OTR   4,122 0 0
ISHARES TR PFD AND INCM SEC 464288687 1,442 37,553 SH   SOLE   37,075 0 478
ISHARES TR PFD AND INCM SEC 464288687 90 2,345 SH   OTR   2,345 0 0
JPMORGAN CHASE & CO COM 46625H100 1,114 7,315 SH   SOLE   7,315 0 0
JOHNSON & JOHNSON COM 478160104 1,150 6,998 SH   SOLE   6,423 0 575
JOHNSON & JOHNSON COM 478160104 228 1,390 SH   OTR   390 0 1,000
LILLY ELI & CO COM 532457108 679 3,633 SH   SOLE   3,458 0 175
LULULEMON ATHLETICA INC COM 550021109 691 2,254 SH   SOLE   2,254 0 0
MARRIOTT INTL INC NEW CL A 571903202 477 3,221 SH   SOLE   2,936 0 285
MARTIN MARIETTA MATLS INC COM 573284106 711 2,117 SH   SOLE   2,117 0 0
MCDONALDS CORP COM 580135101 886 3,952 SH   SOLE   3,952 0 0
MCDONALDS CORP COM 580135101 72 320 SH   OTR   320 0 0
MCKESSON CORP COM 58155Q103 337 1,728 SH   SOLE   1,728 0 0
MERCK & CO. INC COM 58933Y105 772 10,008 SH   SOLE   10,008 0 0
MICROSOFT CORP COM 594918104 6,944 29,452 SH   SOLE   27,413 0 2,039
MICROSOFT CORP COM 594918104 231 980 SH   OTR   980 0 0
MORGAN STANLEY COM NEW 617446448 337 4,343 SH   SOLE   4,343 0 0
NEXTERA ENERGY INC COM 65339F101 594 7,860 SH   SOLE   7,860 0 0
NIKE INC CL B 654106103 202 1,519 SH   SOLE   1,519 0 0
NVIDIA CORPORATION COM 67066G104 826 1,547 SH   SOLE   1,547 0 0
PALO ALTO NETWORKS INC COM 697435105 614 1,905 SH   SOLE   1,905 0 0
PAYPAL HLDGS INC COM 70450Y103 2,097 8,634 SH   SOLE   8,634 0 0
PEPSICO INC COM 713448108 583 4,125 SH   SOLE   3,625 0 500
PEPSICO INC COM 713448108 27 190 SH   OTR   190 0 0
PFIZER INC COM 717081103 864 23,852 SH   SOLE   23,852 0 0
PROCTER AND GAMBLE CO COM 742718109 220 1,627 SH   SOLE   1,627 0 0
PROCTER AND GAMBLE CO COM 742718109 41 300 SH   OTR   300 0 0
PROGRESSIVE CORP OHIO COM 743315103 566 5,921 SH   SOLE   5,921 0 0
QUALCOMM INC COM 747525103 477 3,600 SH   SOLE   3,600 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 226 2,922 SH   SOLE   2,922 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 12 150 SH   OTR   150 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 953 2,404 SH   SOLE   2,404 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 583 1,471 SH   OTR   1,471 0 0
SPDR SER TR S&P KENSHO NEW 78468R648 636 9,386 SH   SOLE   9,386 0 0
SVB FINANCIAL GROUP COM 78486Q101 433 877 SH   SOLE   877 0 0
SALESFORCE COM INC COM 79466L302 2,533 11,957 SH   SOLE   11,747 0 210
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 926 12,703 SH   SOLE   12,703 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 58 790 SH   OTR   790 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 1,876 36,553 SH   SOLE   35,950 0 603
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 83 1,611 SH   OTR   1,611 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 481 6,102 SH   SOLE   5,834 0 268
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 2,086 17,873 SH   SOLE   17,873 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 1,128 16,508 SH   SOLE   15,692 0 816
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 2,062 12,270 SH   SOLE   11,812 0 458
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 11 65 SH   OTR   65 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 331 6,755 SH   SOLE   6,755 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 851 25,006 SH   SOLE   22,291 0 2,715
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 37 1,074 SH   OTR   1,074 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 1,096 11,137 SH   SOLE   11,137 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 3,385 25,484 SH   SOLE   24,879 0 605
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 1,204 16,423 SH   SOLE   14,394 0 2,029
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 50 685 SH   OTR   685 0 0
SHERWIN WILLIAMS CO COM 824348106 703 952 SH   SOLE   952 0 0
SOUTHWEST AIRLS CO COM 844741108 861 14,109 SH   SOLE   14,109 0 0
STRYKER CORPORATION COM 863667101 847 3,476 SH   SOLE   3,301 0 175
THERMO FISHER SCIENTIFIC INC COM 883556102 1,107 2,425 SH   SOLE   2,425 0 0
3M CO COM 88579Y101 360 1,866 SH   SOLE   1,866 0 0
TWITTER INC COM 90184L102 437 6,871 SH   SOLE   6,871 0 0
UDR INC COM 902653104 263 6,000 SH   OTR   6,000 0 0
UNILEVER PLC SPON ADR NEW 904767704 228 4,086 SH   SOLE   4,086 0 0
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 614 6,255 SH   SOLE   6,065 0 190
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 1,236 21,634 SH   SOLE   21,004 0 630
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 1,214 14,372 SH   SOLE   14,372 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 286 798 SH   SOLE   798 0 0
VANGUARD WORLD FDS COMM SRVC ETF 92204A884 1,762 13,550 SH   SOLE   13,550 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,480 28,433 SH   SOLE   28,233 0 200
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 76 1,461 SH   OTR   1,461 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 5,545 15,220 SH   SOLE   14,864 0 356
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 659 7,176 SH   SOLE   7,176 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 164 1,780 SH   OTR   1,780 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 1,904 8,600 SH   SOLE   8,600 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 753 3,400 SH   OTR   3,400 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 326 1,757 SH   SOLE   1,757 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 843 4,766 SH   SOLE   4,726 0 40
VANGUARD INDEX FDS SMALL CP ETF 922908751 150 700 SH   SOLE   700 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 771 3,600 SH   OTR   3,600 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,972 9,541 SH   SOLE   9,541 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 492 8,462 SH   SOLE   8,462 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 47 800 SH   OTR   800 0 0
VISA INC COM CL A 92826C839 1,208 5,705 SH   SOLE   5,705 0 0
WELLS FARGO CO NEW COM 949746101 1,047 26,803 SH   SOLE   26,803 0 0
WELLS FARGO CO NEW PERP PFD CNV A 949746804 652 460 SH   SOLE   420 0 40
WORLD GOLD TR SPDR GLD MINIS 98149E204 222 13,076 SH   SOLE   13,076 0 0
XILINX INC COM 983919101 703 5,670 SH   SOLE   5,670 0 0
ZOETIS INC CL A 98978V103 988 6,275 SH   SOLE   6,275 0 0