The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 688 3,205 SH   SOLE   3,205 0 0
CLARIVATE PLC ORD SHS G21810109 583 26,122 SH   SOLE   26,122 0 0
EATON CORP PLC SHS G29183103 149 1,700 SH   SOLE   1,700 0 0
EATON CORP PLC SHS G29183103 70 800 SH   OTR   0 800 0
IHS MARKIT LTD SHS G47567105 336 4,447 SH   SOLE   4,447 0 0
APTIV PLC SHS G6095L109 444 5,700 SH   SOLE   5,700 0 0
ARK ETF TR GENOMIC REV ETF 00214Q302 401 7,695 SH   SOLE   7,695 0 0
ABBOTT LABS COM 002824100 526 5,754 SH   SOLE   5,234 0 520
ABBOTT LABS COM 002824100 46 500 SH   OTR   500 0 0
ADOBE INC COM 00724F101 782 1,797 SH   SOLE   1,797 0 0
AIR PRODS & CHEMS INC COM 009158106 385 1,596 SH   SOLE   1,596 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 681 3,155 SH   SOLE   3,155 0 0
ALPHABET INC CAP STK CL C 02079K107 256 181 SH   SOLE   181 0 0
ALPHABET INC CAP STK CL A 02079K305 1,289 909 SH   SOLE   909 0 0
AMAZON COM INC COM 023135106 1,388 503 SH   SOLE   503 0 0
ANTHEM INC COM 036752103 1,137 4,325 SH   SOLE   4,135 0 190
APPLE INC COM 037833100 2,856 7,828 SH   SOLE   7,828 0 0
ARISTA NETWORKS INC COM 040413106 207 984 SH   SOLE   984 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 331 2,220 SH   SOLE   2,220 0 0
BALL CORP COM 058498106 617 8,875 SH   SOLE   8,875 0 0
BK OF AMERICA CORP COM 060505104 1,025 43,167 SH   SOLE   42,017 0 1,150
BK OF AMERICA CORP COM 060505104 43 1,825 SH   OTR   1,825 0 0
BK OF AMERICA CORP 7.25%CNV PFD L 060505682 309 230 SH   SOLE   210 0 20
BECTON DICKINSON & CO COM 075887109 536 2,242 SH   SOLE   2,242 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 483 2,705 SH   SOLE   2,705 0 0
BOSTON SCIENTIFIC CORP COM 101137107 619 17,618 SH   SOLE   17,618 0 0
CARMAX INC COM 143130102 338 3,770 SH   SOLE   3,770 0 0
CATALENT INC COM 148806102 460 6,273 SH   SOLE   6,273 0 0
COSTCO WHSL CORP NEW COM 22160K105 982 3,238 SH   SOLE   3,238 0 0
DANAHER CORPORATION COM 235851102 1,384 7,826 SH   SOLE   7,826 0 0
DEERE & CO COM 244199105 369 2,351 SH   SOLE   2,026 0 325
DISNEY WALT CO COM DISNEY 254687106 381 3,418 SH   SOLE   2,768 0 650
DUKE ENERGY CORP NEW COM NEW 26441C204 325 4,065 SH   SOLE   4,065 0 0
ECOLAB INC COM 278865100 472 2,370 SH   SOLE   2,370 0 0
FACEBOOK INC CL A 30303M102 446 1,964 SH   SOLE   1,964 0 0
FIRST REP BK SAN FRANCISCO C COM 33616C100 495 4,671 SH   SOLE   4,671 0 0
FISERV INC COM 337738108 433 4,439 SH   SOLE   4,439 0 0
GILEAD SCIENCES INC COM 375558103 354 4,600 SH   SOLE   4,600 0 0
HALOZYME THERAPEUTICS INC COM 40637H109 399 14,881 SH   SOLE   14,881 0 0
HOME DEPOT INC COM 437076102 629 2,509 SH   SOLE   2,509 0 0
HONEYWELL INTL INC COM 438516106 709 4,903 SH   SOLE   4,748 0 155
HONEYWELL INTL INC COM 438516106 39 270 SH   OTR   270 0 0
HYATT HOTELS CORP COM CL A 448579102 489 9,716 SH   SOLE   9,716 0 0
ILLINOIS TOOL WKS INC COM 452308109 339 1,937 SH   SOLE   1,937 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 222 1,840 SH   SOLE   1,840 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 1,831 7,395 SH   SOLE   7,343 0 52
INVESCO QQQ TR UNIT SER 1 46090E103 401 1,620 SH   OTR   1,620 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 659 1,156 SH   SOLE   1,156 0 0
IQVIA HLDGS INC COM 46266C105 842 5,938 SH   SOLE   5,938 0 0
ISHARES TR S&P 100 ETF 464287101 444 3,120 SH   SOLE   3,120 0 0
ISHARES TR TIPS BD ETF 464287176 745 6,060 SH   SOLE   5,618 0 442
ISHARES TR TIPS BD ETF 464287176 98 793 SH   OTR   793 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,575 5,085 SH   SOLE   5,085 0 0
ISHARES TR CORE US AGGBD ET 464287226 1,324 11,199 SH   SOLE   10,775 0 424
ISHARES TR CORE US AGGBD ET 464287226 87 737 SH   OTR   737 0 0
ISHARES TR MSCI EAFE ETF 464287465 392 6,442 SH   SOLE   6,122 0 320
ISHARES TR MSCI EAFE ETF 464287465 72 1,184 SH   OTR   1,184 0 0
ISHARES TR CORE S&P US VLU 464287663 1,502 28,749 SH   SOLE   28,597 0 152
ISHARES TR CORE S&P US VLU 464287663 215 4,122 SH   OTR   4,122 0 0
ISHARES TR PFD AND INCM SEC 464288687 1,090 31,457 SH   SOLE   30,701 0 756
ISHARES TR PFD AND INCM SEC 464288687 81 2,345 SH   OTR   2,345 0 0
JPMORGAN CHASE & CO COM 46625H100 584 6,212 SH   SOLE   6,212 0 0
JOHNSON & JOHNSON COM 478160104 815 5,798 SH   SOLE   5,223 0 575
JOHNSON & JOHNSON COM 478160104 195 1,390 SH   OTR   390 0 1,000
LILLY ELI & CO COM 532457108 493 3,003 SH   SOLE   2,828 0 175
MARRIOTT INTL INC NEW CL A 571903202 276 3,221 SH   SOLE   2,936 0 285
MARTIN MARIETTA MATLS INC COM 573284106 642 3,107 SH   SOLE   3,107 0 0
MCDONALDS CORP COM 580135101 637 3,455 SH   SOLE   3,455 0 0
MCDONALDS CORP COM 580135101 59 320 SH   OTR   320 0 0
MERCK & CO. INC COM 58933Y105 430 5,561 SH   SOLE   5,561 0 0
MICROSOFT CORP COM 594918104 5,979 29,381 SH   SOLE   27,342 0 2,039
MICROSOFT CORP COM 594918104 199 980 SH   OTR   980 0 0
MORGAN STANLEY COM NEW 617446448 249 5,163 SH   SOLE   5,163 0 0
NEW YORK TIMES CO CL A 650111107 532 12,657 SH   SOLE   12,657 0 0
NEXTERA ENERGY INC COM 65339F101 555 2,310 SH   SOLE   2,310 0 0
PTC INC COM 69370C100 671 8,629 SH   SOLE   8,629 0 0
PALO ALTO NETWORKS INC COM 697435105 378 1,644 SH   SOLE   1,644 0 0
PAYPAL HLDGS INC COM 70450Y103 784 4,500 SH   SOLE   4,500 0 0
PEPSICO INC COM 713448108 496 3,750 SH   SOLE   3,250 0 500
PEPSICO INC COM 713448108 25 190 SH   OTR   190 0 0
PFIZER INC COM 717081103 666 20,354 SH   SOLE   20,354 0 0
PROCTER AND GAMBLE CO COM 742718109 195 1,627 SH   SOLE   1,627 0 0
PROCTER AND GAMBLE CO COM 742718109 36 300 SH   OTR   300 0 0
PROGRESSIVE CORP OHIO COM 743315103 441 5,508 SH   SOLE   5,508 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 220 3,567 SH   SOLE   3,567 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 9 150 SH   OTR   150 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 779 2,525 SH   SOLE   2,525 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 454 1,471 SH   OTR   1,471 0 0
SPDR SER TR S&P KENSHO NEW 78468R648 297 7,969 SH   SOLE   7,969 0 0
SVB FINANCIAL GROUP COM 78486Q101 262 1,216 SH   SOLE   1,216 0 0
SALESFORCE COM INC COM 79466L302 1,749 9,334 SH   SOLE   9,124 0 210
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 585 11,298 SH   SOLE   11,135 0 163
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 41 790 SH   OTR   790 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 1,269 24,572 SH   SOLE   23,830 0 742
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 83 1,611 SH   OTR   1,611 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 322 5,722 SH   SOLE   5,454 0 268
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,759 17,578 SH   SOLE   17,383 0 195
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 962 16,405 SH   SOLE   15,589 0 816
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1,463 11,458 SH   SOLE   11,000 0 458
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 8 65 SH   OTR   65 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 242 6,387 SH   SOLE   6,387 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 1,153 49,807 SH   SOLE   46,778 0 3,029
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 25 1,074 SH   OTR   1,074 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 795 11,568 SH   SOLE   11,143 0 425
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 2,612 25,002 SH   SOLE   24,001 0 1,001
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 781 14,445 SH   SOLE   12,208 0 2,237
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 37 685 SH   OTR   685 0 0
SHERWIN WILLIAMS CO COM 824348106 469 811 SH   SOLE   811 0 0
SOUTHWEST AIRLS CO COM 844741108 358 10,483 SH   SOLE   10,483 0 0
STARBUCKS CORP COM 855244109 463 6,292 SH   SOLE   6,292 0 0
STRYKER CORPORATION COM 863667101 578 3,209 SH   SOLE   3,034 0 175
THERMO FISHER SCIENTIFIC INC COM 883556102 850 2,347 SH   SOLE   2,347 0 0
3M CO COM 88579Y101 317 2,031 SH   SOLE   2,031 0 0
TWITTER INC COM 90184L102 348 11,697 SH   SOLE   11,697 0 0
UDR INC COM 902653104 224 6,000 SH   OTR   6,000 0 0
UNILEVER PLC SPON ADR NEW 904767704 224 4,086 SH   SOLE   4,086 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306 357 7,099 SH   SOLE   6,589 0 510
VANGUARD WORLD FDS ENERGY ETF 92204A306 15 300 SH   OTR   300 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 204 3,561 SH   SOLE   3,561 0 0
VANGUARD WORLD FDS COMM SRVC ETF 92204A884 1,255 13,486 SH   SOLE   13,486 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 400 10,092 SH   SOLE   10,092 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 58 1,461 SH   OTR   1,461 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,826 9,969 SH   SOLE   9,618 0 351
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,315 16,744 SH   SOLE   16,562 0 182
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 140 1,780 SH   OTR   1,780 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 1,410 8,600 SH   SOLE   8,600 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 557 3,400 SH   OTR   3,400 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 251 1,757 SH   SOLE   1,757 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 102 700 SH   SOLE   700 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 525 3,600 SH   OTR   3,600 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,830 11,693 SH   SOLE   11,693 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 18 112 SH   OTR   112 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 458 8,300 SH   SOLE   8,300 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 44 800 SH   OTR   800 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100 219 754 SH   SOLE   754 0 0
VISA INC COM CL A 92826C839 1,617 8,372 SH   SOLE   8,372 0 0
WELLS FARGO CO NEW PERP PFD CNV A 949746804 597 460 SH   SOLE   420 0 40
WORLD GOLD TR SPDR GLD MINIS 98149E204 284 15,990 SH   SOLE   15,990 0 0
XILINX INC COM 983919101 459 4,665 SH   SOLE   4,665 0 0
ZOETIS INC CL A 98978V103 793 5,784 SH   SOLE   5,784 0 0