The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   300,691 2,769 SH   SOLE   0 0 2,769
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   231,595 688 SH   SOLE   0 0 688
ALPHABET INC CAP STK CL A 02079K305   613,500 4,520 SH   SOLE   0 0 4,520
ALPHABET INC CAP STK CL C 02079K107   409,972 2,984 SH   SOLE   0 0 2,984
AMAZON COM INC COM 023135106   906,879 6,244 SH   SOLE   0 0 6,244
APPLE INC COM 037833100   939,273 5,184 SH   SOLE   0 0 5,184
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,299,450 9,025 SH   SOLE   0 0 9,025
BROADCOM INC COM 11135F101   563,463 537 SH   SOLE   0 0 537
ECOLAB INC COM 278865100   258,511 1,324 SH   SOLE   0 0 1,324
FIRST TR EXCHANGE-TRADED FD GBL WND ENRG ETF 33736G106   172,671 10,765 SH   SOLE   0 0 10,765
FREEPORT-MCMORAN INC CL B 35671D857   214,711 5,185 SH   SOLE   0 0 5,185
INVESCO EXCH TRADED FD TR II S&P EMRNG MKTS 46138E297   3,080,423 129,291 SH   SOLE   0 0 129,291
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142   260,905 4,447 SH   SOLE   0 0 4,447
INVESCO QQQ TR UNIT SER 1 46090E103   409,843 1,033 SH   SOLE   0 0 1,033
ISHARES INC MSCI EMRG CHN 46434G764   3,297,870 60,467 SH   SOLE   0 0 60,467
ISHARES INC CORE MSCI EMKT 46434G103   1,076,864 21,676 SH   SOLE   0 0 21,676
ISHARES TR U.S. FINLS ETF 464287788   337,500 3,940 SH   SOLE   0 0 3,940
ISHARES TR IBOXX INV CP ETF 464287242   915,461 8,425 SH   SOLE   0 0 8,425
ISHARES TR CONV BD ETF 46435G102   2,723,000 35,493 SH   SOLE   0 0 35,493
ISHARES TR RUS MDCP VAL ETF 464287473   22,064,809 192,925 SH   SOLE   0 0 192,925
ISHARES TR EAFE SML CP ETF 464288273   260,617 4,307 SH   SOLE   0 0 4,307
ISHARES TR GL CLEAN ENE ETF 464288224   203,796 13,770 SH   SOLE   0 0 13,770
ISHARES TR NATIONAL MUN ETF 464288414   5,692,371 52,673 SH   SOLE   0 0 52,673
ISHARES TR TIPS BD ETF 464287176   721,085 6,754 SH   SOLE   0 0 6,754
ISHARES TR CORE US AGGBD ET 464287226   16,702,543 170,087 SH   SOLE   0 0 170,087
ISHARES TR US AER DEF ETF 464288760   241,870 1,953 SH   SOLE   0 0 1,953
ISHARES TR RUS MID CAP ETF 464287499   2,818,221 37,053 SH   SOLE   0 0 37,053
ISHARES TR S&P 500 VAL ETF 464287408   45,736,815 263,188 SH   SOLE   0 0 263,188
ISHARES TR S&P 500 GRWT ETF 464287309   1,613,588 22,110 SH   SOLE   0 0 22,110
ISHARES TR RUS 1000 GRW ETF 464287614   256,450 870 SH   SOLE   0 0 870
ISHARES TR RUSSELL 2000 ETF 464287655   5,543,195 28,684 SH   SOLE   0 0 28,684
ISHARES TR RUS 1000 ETF 464287622   425,462 1,650 SH   SOLE   0 0 1,650
ISHARES TR CORE MSCI EAFE 46432F842   10,376,796 149,954 SH   SOLE   0 0 149,954
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   2,113,310 41,658 SH   SOLE   0 0 41,658
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   8,724,248 173,617 SH   SOLE   0 0 173,617
MASTERCARD INCORPORATED CL A 57636Q104   223,131 532 SH   SOLE   0 0 532
MICROSOFT CORP COM 594918104   442,036 1,202 SH   SOLE   0 0 1,202
NVIDIA CORPORATION COM 67066G104   1,601,704 3,262 SH   SOLE   0 0 3,262
PROSOMNUS INC COMMON STOCK 50535E108   51,565 67,265 SH   SOLE   0 0 67,265
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   592,651 4,260 SH   SOLE   0 0 4,260
SELECT SECTOR SPDR TR ENERGY 81369Y506   907,622 10,718 SH   SOLE   0 0 10,718
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   1,069,321 5,808 SH   SOLE   0 0 5,808
SPDR S&P 500 ETF TR TR UNIT 78462F103   382,291 817 SH   SOLE   0 0 817
SPDR SER TR S&P 600 SMCP VAL 78464A300   5,933,021 73,785 SH   SOLE   0 0 73,785
TESLA INC COM 88160R101   249,757 1,052 SH   SOLE   0 0 1,052
UNITEDHEALTH GROUP INC COM 91324P102   262,779 489 SH   SOLE   0 0 489
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   357,008 4,907 SH   SOLE   0 0 4,907
VANGUARD INDEX FDS SMALL CP ETF 922908751   422,015 2,040 SH   SOLE   0 0 2,040
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,704,948 7,314 SH   SOLE   0 0 7,314
VANGUARD INDEX FDS VALUE ETF 922908744   4,517,790 30,195 SH   SOLE   0 0 30,195
VANGUARD INDEX FDS LARGE CAP ETF 922908637   554,322 2,578 SH   SOLE   0 0 2,578
VANGUARD INDEX FDS GROWTH ETF 922908736   824,355 2,735 SH   SOLE   0 0 2,735
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   554,164 3,493 SH   SOLE   0 0 3,493
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   2,933,269 20,377 SH   SOLE   0 0 20,377
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   4,300,670 49,656 SH   SOLE   0 0 49,656
VANGUARD INDEX FDS SM CP VAL ETF 922908611   282,655 1,607 SH   SOLE   0 0 1,607
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   4,583,954 113,212 SH   SOLE   0 0 113,212
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   2,408,694 21,382 SH   SOLE   0 0 21,382
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   2,816,837 67,761 SH   SOLE   0 0 67,761
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   9,544,999 201,456 SH   SOLE   0 0 201,456
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   815,219 16,035 SH   SOLE   0 0 16,035
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   1,627,225 22,525 SH   SOLE   0 0 22,525
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   49,683,093 654,845 SH   SOLE   0 0 654,845
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   4,024,564 18,864 SH   SOLE   0 0 18,864
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   309,717 3,966 SH   SOLE   0 0 3,966
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,346,619 49,790 SH   SOLE   0 0 49,790
VANGUARD WORLD FDS COMM SRVC ETF 92204A884   606,103 5,212 SH   SOLE   0 0 5,212
VANGUARD WORLD FDS INF TECH ETF 92204A702   1,516,773 3,281 SH   SOLE   0 0 3,281
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   697,741 2,740 SH   SOLE   0 0 2,740
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108   302,768 1,032 SH   SOLE   0 0 1,032