The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 324 2,929 SH   SOLE   0 0 2,929
ALPHABET INC CAP STK CL A 02079K305 402 4,200 SH   SOLE   0 0 4,200
AMAZON COM INC COM 023135106 296 2,620 SH   SOLE   0 0 2,620
APPLE INC COM 037833100 668 4,835 SH   SOLE   0 0 4,835
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,376 8,897 SH   SOLE   0 0 8,897
BROADCOM INC COM 11135F101 222 500 SH   SOLE   0 0 500
INVESCO EXCH TRADED FD TR II S&P EMRNG MKTS 46138E297 2,565 122,194 SH   SOLE   0 0 122,194
ISHARES INC CORE MSCI EMKT 46434G103 892 20,756 SH   SOLE   0 0 20,756
ISHARES INC MSCI EMRG CHN 46434G764 2,670 60,300 SH   SOLE   0 0 60,300
ISHARES TR CORE US AGGBD ET 464287226 9,045 93,886 SH   SOLE   0 0 93,886
ISHARES TR S&P 500 GRWT ETF 464287309 622 10,758 SH   SOLE   0 0 10,758
ISHARES TR CORE MSCI EAFE 46432F842 8,802 167,124 SH   SOLE   0 0 167,124
ISHARES TR RUS 1000 ETF 464287622 325 1,650 SH   SOLE   0 0 1,650
ISHARES TR RUSSELL 2000 ETF 464287655 4,191 25,410 SH   SOLE   0 0 25,410
ISHARES TR S&P 500 VAL ETF 464287408 31,398 244,307 SH   SOLE   0 0 244,307
ISHARES TR RUS MID CAP ETF 464287499 1,375 22,120 SH   SOLE   0 0 22,120
ISHARES TR 0-5 YR TIPS ETF 46429B747 266 2,768 SH   SOLE   0 0 2,768
ISHARES TR CONV BD ETF 46435G102 2,868 41,623 SH   SOLE   0 0 41,623
ISHARES TR RUS MDCP VAL ETF 464287473 16,270 169,390 SH   SOLE   0 0 169,390
ISHARES TR EAFE SML CP ETF 464288273 203 4,155 SH   SOLE   0 0 4,155
ISHARES TR TIPS BD ETF 464287176 603 5,747 SH   SOLE   0 0 5,747
ISHARES TR NATIONAL MUN ETF 464288414 725 7,069 SH   SOLE   0 0 7,069
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 1,964 39,150 SH   SOLE   0 0 39,150
MEDTRONIC PLC SHS G5960L103 272 3,367 SH   SOLE   0 0 3,367
NVIDIA CORPORATION COM 67066G104 386 3,181 SH   SOLE   0 0 3,181
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 354 2,919 SH   SOLE   0 0 2,919
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 243 3,580 SH   SOLE   0 0 3,580
SELECT SECTOR SPDR TR ENERGY 81369Y506 363 5,035 SH   SOLE   0 0 5,035
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 933 7,857 SH   SOLE   0 0 7,857
SPDR S&P 500 ETF TR TR UNIT 78462F103 297 832 SH   SOLE   0 0 832
SPDR SER TR PORTFLI TIPS ETF 78464A656 240 9,479 SH   SOLE   0 0 9,479
SPDR SER TR S&P 600 SMCP VAL 78464A300 5,108 76,076 SH   SOLE   0 0 76,076
UNITEDHEALTH GROUP INC COM 91324P102 350 693 SH   SOLE   0 0 693
US BANCORP DEL COM NEW 902973304 422 10,458 SH   SOLE   0 0 10,458
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 583 8,178 SH   SOLE   0 0 8,178
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 282 3,766 SH   SOLE   0 0 3,766
VANGUARD INDEX FDS GROWTH ETF 922908736 725 3,387 SH   SOLE   0 0 3,387
VANGUARD INDEX FDS LARGE CAP ETF 922908637 422 2,578 SH   SOLE   0 0 2,578
VANGUARD INDEX FDS SMALL CP ETF 922908751 310 1,812 SH   SOLE   0 0 1,812
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,382 7,698 SH   SOLE   0 0 7,698
VANGUARD INDEX FDS VALUE ETF 922908744 2,722 22,043 SH   SOLE   0 0 22,043
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,010 37,539 SH   SOLE   0 0 37,539
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 430 3,381 SH   SOLE   0 0 3,381
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,787 14,678 SH   SOLE   0 0 14,678
VANGUARD INDEX FDS SM CP VAL ETF 922908611 339 2,366 SH   SOLE   0 0 2,366
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,974 108,905 SH   SOLE   0 0 108,905
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 2,021 21,777 SH   SOLE   0 0 21,777
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 2,050 53,714 SH   SOLE   0 0 53,714
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 202 2,561 SH   SOLE   0 0 2,561
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 7,894 164,090 SH   SOLE   0 0 164,090
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 724 15,048 SH   SOLE   0 0 15,048
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 1,251 20,962 SH   SOLE   0 0 20,962
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 34,286 632,470 SH   SOLE   0 0 632,470
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 1,715 10,499 SH   SOLE   0 0 10,499
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 234 3,516 SH   SOLE   0 0 3,516
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 1,601 44,021 SH   SOLE   0 0 44,021
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 754 3,369 SH   SOLE   0 0 3,369
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,053 3,426 SH   SOLE   0 0 3,426