The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 36,868 625,514 SH   SOLE   0 0 625,514
ISHARES TR S&P 500 VAL ETF 464287408 33,414 240,267 SH   SOLE   0 0 240,267
ISHARES TR RUS MDCP VAL ETF 464287473 17,561 169,659 SH   SOLE   0 0 169,659
ISHARES TR CORE US AGGBD ET 464287226 10,165 100,415 SH   SOLE   0 0 100,415
ISHARES TR CORE MSCI EAFE 46432F842 9,880 168,119 SH   SOLE   0 0 168,119
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 8,245 166,736 SH   SOLE   0 0 166,736
SPDR SER TR S&P 600 SMCP VAL 78464A300 5,095 70,086 SH   SOLE   0 0 70,086
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,589 110,482 SH   SOLE   0 0 110,482
ISHARES TR RUSSELL 2000 ETF 464287655 4,462 25,409 SH   SOLE   0 0 25,409
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,409 37,019 SH   SOLE   0 0 37,019
VANGUARD INDEX FDS VALUE ETF 922908744 3,003 22,562 SH   SOLE   0 0 22,562
ISHARES TR CONV BD ETF 46435G102 2,860 40,348 SH   SOLE   0 0 40,348
ISHARES INC MSCI EMRG CHN 46434G764 2,820 59,198 SH   SOLE   0 0 59,198
INVESCO EXCH TRADED FD TR II S&P EMRNG MKTS 46138E297 2,719 119,624 SH   SOLE   0 0 119,624
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,499 8,897 SH   SOLE   0 0 8,897
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 2,322 52,570 SH   SOLE   0 0 52,570
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 2,207 21,393 SH   SOLE   0 0 21,393
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 1,889 10,660 SH   SOLE   0 0 10,660
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 1,815 44,531 SH   SOLE   0 0 44,531
ISHARES TR RUS MID CAP ETF 464287499 1,498 22,518 SH   SOLE   0 0 22,518
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,496 11,404 SH   SOLE   0 0 11,404
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 1,413 21,891 SH   SOLE   0 0 21,891
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,386 7,121 SH   SOLE   0 0 7,121
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,233 3,600 SH   SOLE   0 0 3,600
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,156 23,047 SH   SOLE   0 0 23,047
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,047 7,881 SH   SOLE   0 0 7,881
ISHARES INC CORE MSCI EMKT 46434G103 1,006 20,555 SH   SOLE   0 0 20,555
ISHARES TR TIPS BD ETF 464287176 900 7,926 SH   SOLE   0 0 7,926
ISHARES TR S&P 500 GRWT ETF 464287309 881 13,894 SH   SOLE   0 0 13,894
APPLE INC COM 037833100 696 4,734 SH   SOLE   0 0 4,734
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 686 2,835 SH   SOLE   0 0 2,835
VANGUARD INDEX FDS GROWTH ETF 922908736 552 2,352 SH   SOLE   0 0 2,352
ISHARES TR NATIONAL MUN ETF 464288414 542 5,079 SH   SOLE   0 0 5,079
NVIDIA CORPORATION COM 67066G104 504 3,181 SH   SOLE   0 0 3,181
ALPHABET INC CAP STK CL A 02079K305 501 210 SH   SOLE   0 0 210
US BANCORP DEL COM NEW 902973304 487 10,458 SH   SOLE   0 0 10,458
VANGUARD INDEX FDS LARGE CAP ETF 922908637 459 2,578 SH   SOLE   0 0 2,578
3M CO COM 88579Y101 444 3,448 SH   SOLE   0 0 3,448
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 430 3,147 SH   SOLE   0 0 3,147
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 382 2,919 SH   SOLE   0 0 2,919
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 373 4,869 SH   SOLE   0 0 4,869
UNITEDHEALTH GROUP INC COM 91324P102 359 693 SH   SOLE   0 0 693
ISHARES TR RUS 1000 ETF 464287622 354 1,650 SH   SOLE   0 0 1,650
VANGUARD INDEX FDS SM CP VAL ETF 922908611 348 2,283 SH   SOLE   0 0 2,283
VANGUARD INDEX FDS SMALL CP ETF 922908751 329 1,812 SH   SOLE   0 0 1,812
SELECT SECTOR SPDR TR ENERGY 81369Y506 328 4,625 SH   SOLE   0 0 4,625
SPDR S&P 500 ETF TR TR UNIT 78462F103 323 832 SH   SOLE   0 0 832
AMAZON COM INC COM 023135106 303 2,620 SH   SOLE   0 0 2,620
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 288 3,320 SH   SOLE   0 0 3,320
MEDTRONIC PLC SHS G5960L103 281 3,142 SH   SOLE   0 0 3,142
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 261 3,580 SH   SOLE   0 0 3,580
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 256 3,611 SH   SOLE   0 0 3,611
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 252 3,365 SH   SOLE   0 0 3,365
BROADCOM INC COM 11135F101 249 500 SH   SOLE   0 0 500
ISHARES TR EAFE SML CP ETF 464288273 243 4,444 SH   SOLE   0 0 4,444
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 220 4,400 SH   SOLE   0 0 4,400
MICROSOFT CORP COM 594918104 218 816 SH   SOLE   0 0 816
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 218 3,852 SH   SOLE   0 0 3,852
JOHNSON & JOHNSON COM 478160104 213 1,195 SH   SOLE   0 0 1,195
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 209 748 SH   SOLE   0 0 748
ECOLAB INC COM 278865100 206 1,324 SH   SOLE   0 0 1,324