The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 46,038 586,173 SH   SOLE   0 0 586,173
ISHARES TR S&P 500 VAL ETF 464287408 37,084 236,761 SH   SOLE   0 0 236,761
ISHARES TR RUS MDCP VAL ETF 464287473 19,458 158,996 SH   SOLE   0 0 158,996
ISHARES TR CORE MSCI EAFE 46432F842 14,639 196,135 SH   SOLE   0 0 196,135
ISHARES TR RUSSELL 2000 ETF 464287655 7,981 35,878 SH   SOLE   0 0 35,878
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 7,261 141,265 SH   SOLE   0 0 141,265
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 4,432 38,207 SH   SOLE   0 0 38,207
VANGUARD INDEX FDS VALUE ETF 922908744 3,119 21,202 SH   SOLE   0 0 21,202
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 2,927 21,849 SH   SOLE   0 0 21,849
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,779 9,294 SH   SOLE   0 0 9,294
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,508 49,110 SH   SOLE   0 0 49,110
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 2,260 41,899 SH   SOLE   0 0 41,899
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 2,186 9,990 SH   SOLE   0 0 9,990
ISHARES TR RUS MID CAP ETF 464287499 2,062 24,843 SH   SOLE   0 0 24,843
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,895 38,317 SH   SOLE   0 0 38,317
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,761 3,844 SH   SOLE   0 0 3,844
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,716 7,106 SH   SOLE   0 0 7,106
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,680 11,173 SH   SOLE   0 0 11,173
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 1,606 21,782 SH   SOLE   0 0 21,782
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,375 7,911 SH   SOLE   0 0 7,911
ISHARES INC CORE MSCI EMKT 46434G103 1,287 21,505 SH   SOLE   0 0 21,505
ISHARES TR CORE US AGGBD ET 464287226 1,281 11,230 SH   SOLE   0 0 11,230
ISHARES TR S&P 500 GRWT ETF 464287309 1,121 13,394 SH   SOLE   0 0 13,394
SPDR SER TR S&P 600 SMCP VAL 78464A300 1,093 12,896 SH   SOLE   0 0 12,896
ISHARES TR TIPS BD ETF 464287176 992 7,677 SH   SOLE   0 0 7,677
VANGUARD INDEX FDS GROWTH ETF 922908736 957 2,981 SH   SOLE   0 0 2,981
NVIDIA CORPORATION COM 67066G104 918 3,121 SH   SOLE   0 0 3,121
APPLE INC COM 037833100 868 4,891 SH   SOLE   0 0 4,891
ISHARES TR ISHARES BIOTECH 464287556 832 5,449 SH   SOLE   0 0 5,449
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 826 15,046 SH   SOLE   0 0 15,046
US BANCORP DEL COM NEW 902973304 700 12,458 SH   SOLE   0 0 12,458
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 663 2,488 SH   SOLE   0 0 2,488
ALPHABET INC CAP STK CL A 02079K305 643 222 SH   SOLE   0 0 222
VANGUARD INDEX FDS LARGE CAP ETF 922908637 570 2,578 SH   SOLE   0 0 2,578
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 547 2,993 SH   SOLE   0 0 2,993
AMAZON COM INC COM 023135106 520 156 SH   SOLE   0 0 156
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 464 5,743 SH   SOLE   0 0 5,743
3M CO COM 88579Y101 454 2,557 SH   SOLE   0 0 2,557
ISHARES TR RUS 1000 ETF 464287622 452 1,710 SH   SOLE   0 0 1,710
VANGUARD INDEX FDS SMALL CP ETF 922908751 416 1,842 SH   SOLE   0 0 1,842
MEDTRONIC PLC SHS G5960L103 400 3,867 SH   SOLE   0 0 3,867
SPDR S&P 500 ETF TR TR UNIT 78462F103 395 832 SH   SOLE   0 0 832
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 375 3,492 SH   SOLE   0 0 3,492
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 372 1,091 SH   SOLE   0 0 1,091
ISHARES TR NATIONAL MUN ETF 464288414 364 3,131 SH   SOLE   0 0 3,131
ECOLAB INC COM 278865100 354 1,510 SH   SOLE   0 0 1,510
UNITEDHEALTH GROUP INC COM 91324P102 353 703 SH   SOLE   0 0 703
VANGUARD INDEX FDS SM CP VAL ETF 922908611 348 1,947 SH   SOLE   0 0 1,947
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 341 3,760 SH   SOLE   0 0 3,760
BROADCOM INC COM 11135F101 333 500 SH   SOLE   0 0 500
ISHARES TR EAFE SML CP ETF 464288273 329 4,504 SH   SOLE   0 0 4,504
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 310 748 SH   SOLE   0 0 748
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 300 2,128 SH   SOLE   0 0 2,128
MICROSOFT CORP COM 594918104 295 878 SH   SOLE   0 0 878
CISCO SYS INC COM 17275R102 290 4,575 SH   SOLE   0 0 4,575
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 262 2,341 SH   SOLE   0 0 2,341
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 260 3,202 SH   SOLE   0 0 3,202
SELECT SECTOR SPDR TR ENERGY 81369Y506 257 4,625 SH   SOLE   0 0 4,625
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 250 2,785 SH   SOLE   0 0 2,785
VANGUARD WORLD FDS COMM SRVC ETF 92204A884 246 1,818 SH   SOLE   0 0 1,818
ALPHABET INC CAP STK CL C 02079K107 220 76 SH   SOLE   0 0 76
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 219 3,580 SH   SOLE   0 0 3,580
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 218 2,800 SH   SOLE   0 0 2,800
CVS HEALTH CORP COM 126650100 214 2,075 SH   SOLE   0 0 2,075
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 207 3,989 SH   SOLE   0 0 3,989
AMERISOURCEBERGEN CORP COM 03073E105 360 2,706 SH   SOLE   0 0 2,706
XCEL ENERGY INC COM 98389B100 248 3,663 SH   SOLE   0 0 3,663