The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SCHWAB STRATEGIC TR SCHB US BRD MKT ETF 808524102 6,378 151,897 SH   SOLE NONE 0 0 151,897
MICROSOFT CORP COM 594918104 7,907 33,950 SH   SOLE NONE 0 0 22,950
ISHARES TR IVV CORE S&P500 ETF 464287200 5,772 16,095 SH   SOLE NONE 0 0 16,095
APPLE INC COM 037833100 6,477 46,869 SH   SOLE NONE 0 0 46,869
ISHARES TR IEF 7-10 YR TRSY BD 464287440 5,048 52,586 SH   SOLE NONE 0 0 52,586
SELECT SECTOR SPDR TR XLI SBI INT-INDS 81369Y704 4,035 48,713 SH   SOLE NONE 0 0 48,713
SELECT SECTOR SPDR TR XLK TECHNOLOGY 81369Y803 3,563 29,994 SH   SOLE NONE 0 0 29,994
SCHWAB STRATEGIC TR SCHG US LCAP GR ETF 808524300 3,640 65,213 SH   SOLE NONE 0 0 65,213
SCHWAB STRATEGIC TR SCHD US DIVIDEND EQ 808524797 8,506 128,037 SH   SOLE NONE 0 0 128,037
DISNEY WALT CO COM 254687106 1,750 18,547 SH   SOLE NONE 0 0 18,547
VERIZON COMMUNICATIONS INC COM 92343V104 2,840 74,798 SH   SOLE NONE 0 0 74,798
JOHNSON & JOHNSON COM 478160104 3,015 18,455 SH   SOLE NONE 0 0 18,455
VANGUARD WHITEHALL FDS VYM HIGH DIV YLD 921946406 2,508 26,433 SH   SOLE NONE 0 0 26,433
JPMORGAN CHASE & CO COM 46625H100 1,875 17,940 SH   SOLE NONE 0 0 17,940
AMERICAN ELEC PWR CO INC COM 025537101 2,745 31,752 SH   SOLE NONE 0 0 31,752
VISA INC COM CL A 92826C839 1,695 9,539 SH   SOLE NONE 0 0 9,539
VANGUARD SPECIALIZED FUNDS VIG DIV APP ETF 921908844 1,494 11,055 SH   SOLE NONE 0 0 11,055
ALTRIA GROUP INC COM 02209S103 1,766 43,727 SH   SOLE NONE 0 0 43,727
VANGUARD INDEX FDS VTI TOTAL STK MKT 922908769 1,404 7,822 SH   SOLE NONE 0 0 7,822
SELECT SECTOR SPDR TR XLP SBI CONS STPLS 81369Y308 1,716 25,708 SH   SOLE NONE 0 0 25,708
BLACKROCK INC COM 09247X101 941 1,710 SH   SOLE NONE 0 0 1,710
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,658 6,208 SH   SOLE NONE 0 0 6,208
CATERPILLAR INC COM 149123101 1,295 7,890 SH   SOLE NONE 0 0 7,890
AMAZON COM INC COM 023135106 1,342 11,873 SH   SOLE NONE 0 0 11,873
SCHWAB STRATEGIC TR SCHX US LRG CAP ETF 808524201 1,063 25,111 SH   SOLE NONE 0 0 25,111
PARK NATL CORP COM 700658107 1,612 12,949 SH   SOLE NONE 0 0 12,949
INTEL CORP COM 458140100 789 30,628 SH   SOLE NONE 0 0 30,628
ISHARES TR SHY 1 3 YR TREAS BD 464287457 1,372 16,890 SH   SOLE NONE 0 0 16,890
UNION PAC CORP COM 907818108 1,472 7,558 SH   SOLE NONE 0 0 7,558
WALMART INC COM 931142103 1,376 10,612 SH   SOLE NONE 0 0 10,612
SOUTHERN CO COM 842587107 1,413 20,780 SH   SOLE NONE 0 0 20,780
SELECT SECTOR SPDR TR XLF FINANCIAL 81369Y605 994 32,735 SH   SOLE NONE 0 0 32,735
SYSCO CORP COM 871829107 739 10,455 SH   SOLE NONE 0 0 10,455
FIRST TR EXCHANGE-TRADED FD RDVY RISNG DIVD ACHIV 33738R506 1,179 30,336 SH   SOLE NONE 0 0 30,336
CEDAR FAIR L P DEPOSITRY UNIT 150185106 1,015 24,664 SH   SOLE NONE 0 0 26,664
HONEYWELL INTL INC COM 438516106 862 5,161 SH   SOLE NONE 0 0 5,161
VANGUARD INDEX FDS VB SMALL CP ETF 922908751 711 4,337 SH   SOLE NONE 0 0 4,337
NVIDIA CORPORATION COM 67066G104 499 4,109 SH   SOLE NONE 0 0 4,109
THERMO FISHER SCIENTIFIC INC COM 883556102 729 1,438 SH   SOLE NONE 0 0 1,438
DEERE & CO COM 244199105 915 2,739 SH   SOLE NONE 0 0 2,739
ISHARES TR LQD IBOXX INV CP ETF 464287242 620 6,053 SH   SOLE NONE 0 0 6,053
CISCO SYS INC COM 17275R102 411 10,279 SH   SOLE NONE 0 0 10,279
COCA COLA CO COM 191216100 883 15,769 SH   SOLE NONE 0 0 15,769
FIRSTENERGY CORP COM 337932107 797 21,550 SH   SOLE NONE 0 0 21,550
3M CO COM 88579Y101 347 3,136 SH   SOLE NONE 0 0 3,136
CIVISTA BANCSHARES INC COM NO PAR 178867107 696 33,519 SH   SOLE NONE 0 0 33,519
VANGUARD WORLD FDS VFH FINANCIALS ETF 92204A405 484 6,496 SH   SOLE NONE 0 0 6,496
BK OF AMERICA CORP COM 060505104 378 12,514 SH   SOLE NONE 0 0 12,514
SELECT SECTOR ENERGY XLE ENERGY 81369Y506 314 4,356 SH   SOLE NONE 0 0 4,356
ADVISORSHARES TR CWS ADVISORSHS ETF 00768Y560 578 14,054 SH   SOLE NONE 0 0 14,054
ISHARES TR ITA US AER DEF ETF 464288760 752 8,244 SH   SOLE NONE 0 0 8,244
DOMINION ENERGY INC COM 25746U109 493 7,130 SH   SOLE NONE 0 0 7,130
SELECT SECTOR SPDR TR XLU SBI INT-UTILS 81369Y886 434 6,622 SH   SOLE NONE 0 0 6,622
VANGUARD INDEX FDS VNQ REAL ESTATE ETF 922908553 368 4,587 SH   SOLE NONE 0 0 4,587
GARTNER INC COM 366651107 430 1,555 SH   SOLE NONE 0 0 1,555
REALTY INCOME CORP COM 756109104 431 7,409 SH   SOLE NONE 0 0 7,409
PIMCO ETF TR BOND ACTIVE BD ETF 72201R775 374 4,168 SH   SOLE NONE 0 0 4,168
VANGUARD INDEX FDS VTV VALUE ETF 922908744 419 3,390 SH   SOLE NONE 0 0 3,390
DOLLAR GEN CORP NEW COM 256677105 264 1,101 SH   SOLE NONE 0 0 1,101
SUNOCO SUN COM UT REP LP 86765K109 296 7,600 SH   SOLE NONE 0 0 7,600
PHILIP MORRIS INTL INC COM 718172109 391 4,705 SH   SOLE NONE 0 0 4,705
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 409 20,070 SH   SOLE NONE 0 0 20,070
MARATHON PETE CORP COM 56585A102 591 5,950 SH   SOLE NONE 0 0 5,950
HUNTINGTON BANCSHARES INC COM 446150104 336 25,509 SH   SOLE NONE 0 0 25,509
ISHARES TR TIPS BD ETF 464287176 279 2,662 SH   SOLE NONE 0 0 2,662
KROGER CO COM 501044101 382 8,735 SH   SOLE NONE 0 0 8,735
AMGEN INC COM 031162100 376 1,666 SH   SOLE NONE 0 0 1,666
RAYTHEON TECHNOLOGIES CORP COM 75513E101 325 3,976 SH   SOLE NONE 0 0 3,976
MARTIN MARIETTA MATLS INC COM 573284106 289 897 SH   SOLE NONE 0 0 897
ALPHABET INC CAP STK CL A 02079K305 261 2,730 SH   SOLE NONE 0 0 2,730
CSX CORP COM 126408103 251 9,406 SH   SOLE NONE 0 0 9,406
NISOURCE INC COM 65473P105 349 13,865 SH   SOLE NONE 0 0 13,865
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 263 1,825 SH   SOLE NONE 0 0 1,825
RPM INTL INC COM 749685103 312 3,741 SH   SOLE NONE 0 0 3,741
EATON CORP SHS G29183103 261 1,960 SH   SOLE NONE 0 0 1,960
PROCTOR & GAMBLE COM 742718109 233 1,849 SH   SOLE NONE 0 0 1,849
ISHARES TR AGG CORE US AGGBD ET 464287226 209 2,165 SH   SOLE NONE 0 0 2,165
PEPSI-COLA COM 713448108 248 1,520 SH   SOLE NONE 0 0 1,520
ALLIANT ENERGY CORP COM 018802108 200 3,758 SH   SOLE NONE 0 0 3,758
EXXON MOBIL CORP COM 30231G102 354 4,053 SH   SOLE NONE 0 0 4,053
PLAINS ALL AMERICAN UNIT LTD PARTN 726503105 222 21,094 SH   SOLE NONE 0 0 21,094
MOSAIC CO COM 61945C103 361 7,460 SH   SOLE NONE 0 0 7,460
ISHARES SEMICONDUCTOR SOXX ISHARES SEMICDTR 464287523 216 678 SH   SOLE NONE 0 0 678