The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SCHWAB STRATEGIC TR SCHB US BRD MKT ETF 808524102 13,308 249,272 SH   SOLE NONE 0 0 249,272
MICROSOFT CORP COM 594918104 11,492 37,273 SH   SOLE NONE 0 0 37,273
ISHARES TR IVV CORE S&P500 ETF 464287200 11,517 25,386 SH   SOLE NONE 0 0 25,386
APPLE INC COM 037833100 8,692 49,780 SH   SOLE NONE 0 0 49,780
ISHARES TR IEF BARCLAYS 7 10 YR 464287440 5,973 55,583 SH   SOLE NONE 0 0 55,583
SELECT SECTOR SPDR TR XLI SBI INT-INDS 81369Y704 5,329 51,749 SH   SOLE NONE 0 0 51,749
SELECT SECTOR SPDR TR XLK TECHNOLOGY 81369Y803 5,350 33,665 SH   SOLE NONE 0 0 33,665
SCHWAB STRATEGIC TR SCHG US LCAP GR ETF 808524300 5,402 72,208 SH   SOLE NONE 0 0 72,208
SCHWAB STRATEGIC TR SCHD US DIVIDEND EQ 808524797 7,620 96,592 SH   SOLE NONE 0 0 96,592
DISNEY WALT CO COM 254687106 3,276 23,881 SH   SOLE NONE 0 0 23,881
VERIZON COMMUNICATIONS INC COM 92343V104 4,091 80,318 SH   SOLE NONE 0 0 80,318
JOHNSON & JOHNSON COM 478160104 3,324 18,755 SH   SOLE NONE 0 0 18,755
VANGUARD WHITEHALL FDS VYM HIGH DIV YLD 921946406 3,211 28,609 SH   SOLE NONE 0 0 28,609
JPMORGAN CHASE & CO COM 46625H100 2,320 17,019 SH   SOLE NONE 0 0 17,019
AMERICAN ELEC PWR CO INC COM 025537101 3,776 37,843 SH   SOLE NONE 0 0 37,843
VISA INC COM CL A 92826C839 2,266 10,218 SH   SOLE NONE 0 0 10,218
VANGUARD SPECIALIZED FUNDS VIG DIV APP ETF 921908844 2,384 14,699 SH   SOLE NONE 0 0 14,699
ALTRIA GROUP INC COM 02209S103 2,319 44,392 SH   SOLE NONE 0 0 44,392
VANGUARD INDEX FDS VTI TOTAL STK MKT 922908769 2,091 9,185 SH   SOLE NONE 0 0 9,185
SELECT SECTOR SPDR TR XLP SBI CONS STPLS 81369Y308 2,093 27,576 SH   SOLE NONE 0 0 27,576
BLACKROCK INC COM 09247X101 1,327 1,737 SH   SOLE NONE 0 0 1,737
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,265 6,418 SH   SOLE NONE 0 0 6,418
CATERPILLAR INC COM 149123101 1,864 8,365 SH   SOLE NONE 0 0 8,365
AMAZON COM INC COM 023135106 2,354 722 SH   SOLE NONE 0 0 722
SCHWAB STRATEGIC TR SCHX US LRG CAP ETF 808524201 1,624 30,160 SH   SOLE NONE 0 0 30,160
PARK NATL CORP COM 700658107 1,701 12,949 SH   SOLE NONE 0 0 12,949
INTEL CORP COM 458140100 1,795 36,218 SH   SOLE NONE 0 0 36,218
ISHARES TR SHY 1 3 YR TREAS BD 464287457 1,481 17,770 SH   SOLE NONE 0 0 17,770
UNION PAC CORP COM 907818108 2,103 7,700 SH   SOLE NONE 0 0 7,700
WALMART INC COM 931142103 1,610 10,812 SH   SOLE NONE 0 0 10,812
SOUTHERN CO COM 842587107 1,795 24,761 SH   SOLE NONE 0 0 24,761
SELECT SECTOR SPDR TR XLF FINANCIAL 81369Y605 1,342 35,026 SH   SOLE NONE 0 0 35,026
SYSCO CORP COM 871829107 929 11,380 SH   SOLE NONE 0 0 11,380
FIRST TR EXCHANGE-TRADED FD RDVY RISNG DIVD ACHIV 33738R506 1,572 32,086 SH   SOLE NONE 0 0 32,086
CEDAR FAIR L P DEPOSITRY UNIT 150185106 1,354 24,716 SH   SOLE NONE 0 0 24,716
HONEYWELL INTL INC COM 438516106 1,049 5,392 SH   SOLE NONE 0 0 5,392
VANGUARD INDEX FDS VB SMALL CP ETF 922908751 1,011 4,758 SH   SOLE NONE 0 0 4,758
NVIDIA CORPORATION COM 67066G104 1,597 5,854 SH   SOLE NONE 0 0 5,854
THERMO FISHER SCIENTIFIC INC COM 883556102 964 1,633 SH   SOLE NONE 0 0 1,633
DEERE & CO COM 244199105 1,136 2,734 SH   SOLE NONE 0 0 2,734
ISHARES TR LQD IBOXX INV CP ETF 464287242 833 6,886 SH   SOLE NONE 0 0 6,886
CISCO SYS INC COM 17275R102 726 13,029 SH   SOLE NONE 0 0 13,029
COCA COLA CO COM 191216100 978 15,769 SH   SOLE NONE 0 0 15,769
FIRSTENERGY CORP COM 337932107 1,372 29,925 SH   SOLE NONE 0 0 29,925
3M CO COM 88579Y101 563 3,783 SH   SOLE NONE 0 0 3,783
CIVISTA BANCSHARES INC COM NO PAR 178867107 856 35,515 SH   SOLE NONE 0 0 35,515
VANGUARD WORLD FDS VFH FINANCIALS ETF 92204A405 725 7,766 SH   SOLE NONE 0 0 7,766
BK OF AMERICA CORP COM 060505104 588 14,264 SH   SOLE NONE 0 0 14,264
SELECT SECTOR ENERGY XLE ENERGY 81369Y506 304 3,979 SH   SOLE NONE 0 0 3,979
ADVISORSHARES TR CWS ADVISORSHS ETF 00768Y560 682 14,124 SH   SOLE NONE 0 0 14,124
ISHARES TR ITA US AER DEF ETF 464288760 918 8,284 SH   SOLE NONE 0 0 8,284
DOMINION ENERGY INC COM 25746U109 614 7,225 SH   SOLE NONE 0 0 7,225
SELECT SECTOR SPDR TR XLU SBI INT-UTILS 81369Y886 694 9,322 SH   SOLE NONE 0 0 9,322
FREEDOM 100 EMERGING ETF FRDM FREEDOM 100 EM 02072L607 399 11,676 SH   SOLE NONE 0 0 11,676
VANGUARD INDEX FDS VNQ REAL ESTATE ETF 922908553 557 5,137 SH   SOLE NONE 0 0 5,137
GARTNER INC COM 366651107 527 1,770 SH   SOLE NONE 0 0 1,770
REALTY INCOME CORP COM 756109104 524 7,559 SH   SOLE NONE 0 0 7,559
PIMCO ETF TR BOND ACTIVE BD ETF 72201R775 455 4,468 SH   SOLE NONE 0 0 4,468
VANGUARD INDEX FDS VTV VALUE ETF 922908744 479 3,240 SH   SOLE NONE 0 0 3,240
DOLLAR GEN CORP NEW COM 256677105 267 1,201 SH   SOLE NONE 0 0 1,201
AIRBNB INC COM CL A 009066101 226 1,315 SH   SOLE NONE 0 0 1,315
PHILIP MORRIS INTL INC COM 718172109 467 4,977 SH   SOLE NONE 0 0 4,977
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 423 20,070 SH   SOLE NONE 0 0 20,070
MARATHON PETE CORP COM 56585A102 534 6,250 SH   SOLE NONE 0 0 6,250
HUNTINGTON BANCSHARES INC COM 446150104 388 26,509 SH   SOLE NONE 0 0 26,509
ISHARES TR TIPS BD ETF 464287176 372 2,992 SH   SOLE NONE 0 0 2,992
KROGER CO COM 501044101 589 10,275 SH   SOLE NONE 0 0 10,275
AMGEN INC COM 031162100 425 1,756 SH   SOLE NONE 0 0 1,756
RAYTHEON TECHNOLOGIES CORP COM 75513E101 394 3,976 SH   SOLE NONE 0 0 3,976
MARTIN MARIETTA MATLS INC COM 573284106 384 997 SH   SOLE NONE 0 0 997
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 232 2,224 SH   SOLE NONE 0 0 2,224
ALPHABET INC CAP STK CL A 02079K305 364 131 SH   SOLE NONE 0 0 131
EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505707 254 4,361 SH   SOLE NONE 0 0 4,361
CSX CORP COM 126408103 376 10,050 SH   SOLE NONE 0 0 10,050
NISOURCE INC COM 65473P105 448 14,075 SH   SOLE NONE 0 0 14,075
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 284 1,825 SH   SOLE NONE 0 0 1,825
RPM INTL INC COM 749685103 305 3,741 SH   SOLE NONE 0 0 3,741
ISHARES TR MXI GLOBAL MATER ETF 464288695 246 2,615 SH   SOLE NONE 0 0 2,615
EATON CORP SHS G29183103 297 1,960 SH   SOLE NONE 0 0 1,960
PROCTOR & GAMBLE COM 742718109 283 1,849 SH   SOLE NONE 0 0 1,849
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 274 12,996 SH   SOLE NONE 0 0 12,996
ISHARES TR AGG CORE US AGGBD ET 464287226 249 2,329 SH   SOLE NONE 0 0 2,329
LAMAR ADVERTISING CO NEW CL A 512816109 274 2,362 SH   SOLE NONE 0 0 2,362
PIMCO DYNAMIC INCOME FD PDI SHS 72201Y101 201 8,258 SH   SOLE NONE 0 0 8,258
PEPSI-COLA COM 713448108 299 1,790 SH   SOLE NONE 0 0 1,790
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 255 11,973 SH   SOLE NONE 0 0 11,973
CINCINNATI FINANCAL COM 172062101 215 1,580 SH   SOLE NONE 0 0 1,580
ALLIANT ENERGY CORP COM 018802108 280 4,483 SH   SOLE NONE 0 0 4,483
GENERAL MTRS CO COM 37045V100 216 4,945 SH   SOLE NONE 0 0 4,945
EXXON MOBIL CORP COM 30231G102 335 4,053 SH   SOLE NONE 0 0 4,053
NEXTERA ENERGY INC COM 65339F101 250 2,953 SH   SOLE NONE 0 0 2,953
ADVANCED DRAIN SYS INC DEL COM 00790R104 206 1,735 SH   SOLE NONE 0 0 1,735
CANADIAN NATL RY CO COM 136375102 252 1,878 SH   SOLE NONE 0 0 1,878
NORFOLK SOUTHN CORP COM 655844108 254 889 SH   SOLE NONE 0 0 889
IBM COM 459200101 222 1,705 SH   SOLE NONE 0 0 1,705
PLAINS ALL AMERICAN UNIT LTD PARTN 726503105 227 21,094 SH   SOLE NONE 0 0 21,094
MOSAIC CO COM 61945C103 694 10,430 SH   SOLE NONE 0 0 10,430
UNITED PARCEL CL B 911312106 277 1,291 SH   SOLE NONE 0 0 1,291
FORD MTR CO DEL COM 345370860 182 10,744 SH   SOLE NONE 0 0 10,744
WISDOMTREE CLOUD CLOUD COMPUTNG 97717Y691 208 5,077 SH   SOLE NONE 0 0 5,077
ISHARES SEMICONDUCTOR SOXX ISHARES SEMICDTR 464287523 366 773 SH   SOLE NONE 0 0 773