The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   379 1,731 SH   SOLE   0 0 1,731
APPLE INC COM 037833100   858 4,182 SH   SOLE   0 0 4,182
APPLIED MATLS INC COM 038222105   274 1,500 SH   SOLE   0 0 1,500
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   593 1,221 SH   SOLE   0 0 1,221
ALPHABET INC CAP STK CL A 02079K305   434 2,464 SH   SOLE   0 0 2,464
ARCH CAP GROUP LTD ORD G0450A105   273 3,000 SH   SOLE   0 0 3,000
CENCORA INC COM 03073E105   299 1,000 SH   SOLE   0 0 1,000
CISCO SYS INC COM 17275R102   232 3,357 SH   SOLE   0 0 3,357
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   6,149 177,882 SH   SOLE   0 0 177,882
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401   675 10,080 SH   SOLE   0 0 10,080
DIMENSIONAL ETF TRUST EMERGING MRKTETS 25434V534   4,975 91,175 SH   SOLE   0 0 91,175
ELI LILLY & CO COM 532457108   428 550 SH   SOLE   0 0 550
EXXON MOBIL CORP COM 30231G102   365 3,388 SH   SOLE   0 0 3,388
HOME DEPOT INC COM 437076102   687 1,875 SH   SOLE   0 0 1,875
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   359 1,980 SH   SOLE   0 0 1,980
ISHARES INC ESG AWR MSCI EM 46434G863   206 5,276 SH   SOLE   0 0 5,276
ISHARES TR CORE MSCI INTL 46435G326   5,086 66,892 SH   SOLE   0 0 66,892
ISHARES TR CORE TOTAL USD 46434V613   3,685 79,725 SH   SOLE   0 0 79,725
ISHARES TR 7-10 YR TRSY BD 464287440   329 3,444 SH   SOLE   0 0 3,444
ISHARES TR S&P 500 GRWT ETF 464287309   5,077 46,113 SH   SOLE   0 0 46,113
ISHARES TR CORE S&P US VLU 464287663   922 9,748 SH   SOLE   0 0 9,748
JOHNSON & JOHNSON COM 478160104   215 1,408 SH   SOLE   0 0 1,408
JPMORGAN CHASE & CO. COM 46625H100   622 2,147 SH   SOLE   0 0 2,147
L3HARRIS TECHNOLOGIES INC COM 502431109   258 1,031 SH   SOLE   0 0 1,031
LITMAN GREGORY FDS TR IMGP DBI MANAGED 53700T827   1,832 71,213 SH   SOLE   0 0 71,213
LOCKHEED MARTIN CORP COM 539830109   221 479 SH   SOLE   0 0 479
MARSH & MCLENNAN COS INC COM 571748102   218 1,000 SH   SOLE   0 0 1,000
MCCORMICK & CO INC COM NON VTG 579780206   209 2,769 SH   SOLE   0 0 2,769
META PLATFORMS INC CL A 30303M102   1,144 1,550 SH   SOLE   0 0 1,550
MICROSOFT CORP COM 594918104   1,351 2,717 SH   SOLE   0 0 2,717
NORTHROP GRUMMAN CORP COM 666807102   259 520 SH   SOLE   0 0 520
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   746 31,339 SH   SOLE   0 0 31,339
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   9,905 405,292 SH   SOLE   0 0 405,292
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   2,131 72,980 SH   SOLE   0 0 72,980
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771   2,022 82,434 SH   SOLE   0 0 82,434
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   261 9,852 SH   SOLE   0 0 9,852
SIMPLIFY EXCHANGE TRADED FUN MANAGED FUTURES 82889N699   4,210 157,465 SH   SOLE   0 0 157,465
SPDR INDEX SHS FDS SPDR S&P EMERGIN 78470E700   242 9,323 SH   SOLE   0 0 9,323
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   3,866 90,477 SH   SOLE   0 0 90,477
SPDR S&P 500 ETF TR TR UNIT 78462F103   683 1,106 SH   SOLE   0 0 1,106
SPDR SERIES TRUST PORTFOLIO LN TSR 78464A664   308 11,622 SH   SOLE   0 0 11,622
SPDR SERIES TRUST S&P 500 ESG ETF 78468R531   965 16,495 SH   SOLE   0 0 16,495
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   4,122 10,397 SH   SOLE   0 0 10,397
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   30,773 54,176 SH   SOLE   0 0 54,176
VANGUARD INDEX FDS VALUE ETF 922908744   18,673 105,654 SH   SOLE   0 0 105,654
VANGUARD INDEX FDS MID CAP ETF 922908629   751 2,686 SH   SOLE   0 0 2,686
VANGUARD INDEX FDS GROWTH ETF 922908736   29,273 66,773 SH   SOLE   0 0 66,773
VANGUARD INDEX FDS TOTAL STK MKT 922908769   5,422 17,841 SH   SOLE   0 0 17,841
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   7,404 123,797 SH   SOLE   0 0 123,797
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   552 9,407 SH   SOLE   0 0 9,407
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,927 14,456 SH   SOLE   0 0 14,456
VANGUARD WORLD FD INF TECH ETF 92204A702   520 784 SH   SOLE   0 0 784
VIRTUS ETF TR II ALPHASIMPLEX MNG 92790A876   3,595 159,287 SH   SOLE   0 0 159,287
WORLD GOLD TR SPDR GLD MINIS 98149E303   9,126 139,287 SH   SOLE   0 0 139,287