The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   381 2,464 SH   SOLE   0 0 2,464
AMAZON COM INC COM 023135106   332 1,746 SH   SOLE   0 0 1,746
APPLE INC COM 037833100   3,291 14,819 SH   SOLE   0 0 14,819
APPLIED MATLS INC COM 038222105   217 1,500 SH   SOLE   0 0 1,500
ARCH CAP GROUP LTD ORD G0450A105   288 3,000 SH   SOLE   0 0 3,000
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   650 1,221 SH   SOLE   0 0 1,221
CENCORA INC COM 03073E105   278 1,000 SH   SOLE   0 0 1,000
CHEVRON CORP NEW COM 166764100   215 1,290 SH   SOLE   0 0 1,290
CISCO SYS INC COM 17275R102   203 3,290 SH   SOLE   0 0 3,290
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   2,386 76,415 SH   SOLE   0 0 76,415
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401   668 11,045 SH   SOLE   0 0 11,045
DIMENSIONAL ETF TRUST EMERGING MRKTETS 25434V534   4,054 85,052 SH   SOLE   0 0 85,052
ELI LILLY & CO COM 532457108   454 550 SH   SOLE   0 0 550
EXXON MOBIL CORP COM 30231G102   399 3,355 SH   SOLE   0 0 3,355
HOME DEPOT INC COM 437076102   665 1,817 SH   SOLE   0 0 1,817
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   343 1,980 SH   SOLE   0 0 1,980
ISHARES TR 7-10 YR TRSY BD 464287440   344 3,609 SH   SOLE   0 0 3,609
ISHARES TR 20 YR TR BD ETF 464287432   1,054 11,588 SH   SOLE   0 0 11,588
ISHARES TR S&P 500 GRWT ETF 464287309   4,702 50,656 SH   SOLE   0 0 50,656
ISHARES TR CORE S&P US VLU 464287663   848 9,192 SH   SOLE   0 0 9,192
ISHARES TR CORE TOTAL USD 46434V613   4,169 90,475 SH   SOLE   0 0 90,475
ISHARES TR CORE MSCI INTL 46435G326   4,685 68,021 SH   SOLE   0 0 68,021
JOHNSON & JOHNSON COM 478160104   265 1,598 SH   SOLE   0 0 1,598
JPMORGAN CHASE & CO. COM 46625H100   613 2,501 SH   SOLE   0 0 2,501
L3HARRIS TECHNOLOGIES INC COM 502431109   215 1,031 SH   SOLE   0 0 1,031
LOCKHEED MARTIN CORP COM 539830109   214 481 SH   SOLE   0 0 481
MARSH & MCLENNAN COS INC COM 571748102   244 1,000 SH   SOLE   0 0 1,000
MCCORMICK & CO INC COM NON VTG 579780206   227 2,769 SH   SOLE   0 0 2,769
META PLATFORMS INC CL A 30303M102   893 1,550 SH   SOLE   0 0 1,550
MICROSOFT CORP COM 594918104   1,079 2,877 SH   SOLE   0 0 2,877
NORTHROP GRUMMAN CORP COM 666807102   266 520 SH   SOLE   0 0 520
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   693 32,201 SH   SOLE   0 0 32,201
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   9,182 415,854 SH   SOLE   0 0 415,854
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   1,925 76,913 SH   SOLE   0 0 76,913
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771   1,986 84,151 SH   SOLE   0 0 84,151
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   275 9,852 SH   SOLE   0 0 9,852
SIMPLIFY EXCHANGE TRADED FUN MANAGED FUTURES 82889N699   2,293 77,471 SH   SOLE   0 0 77,471
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   2,685 68,213 SH   SOLE   0 0 68,213
SPDR S&P 500 ETF TR TR UNIT 78462F103   263 471 SH   SOLE   0 0 471
SPDR SER TR PORTFOLIO LN TSR 78464A664   17,151 629,183 SH   SOLE   0 0 629,183
SPDR SER TR S&P 500 ESG ETF 78468R531   967 18,083 SH   SOLE   0 0 18,083
TIDAL TR II RETURN STCKD US 88636J816   432 19,576 SH   SOLE   0 0 19,576
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   3,874 11,585 SH   SOLE   0 0 11,585
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   31,122 60,559 SH   SOLE   0 0 60,559
VANGUARD INDEX FDS TOTAL STK MKT 922908769   5,582 20,310 SH   SOLE   0 0 20,310
VANGUARD INDEX FDS VALUE ETF 922908744   19,634 113,666 SH   SOLE   0 0 113,666
VANGUARD INDEX FDS MID CAP ETF 922908629   701 2,711 SH   SOLE   0 0 2,711
VANGUARD INDEX FDS GROWTH ETF 922908736   27,035 72,906 SH   SOLE   0 0 72,906
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   7,911 133,193 SH   SOLE   0 0 133,193
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   585 9,974 SH   SOLE   0 0 9,974
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   2,000 15,515 SH   SOLE   0 0 15,515
VANGUARD WORLD FD INF TECH ETF 92204A702   291 537 SH   SOLE   0 0 537
VIRTUS ETF TR II ALPHASIMPLEX MNG 92790A876   1,461 62,945 SH   SOLE   0 0 62,945
WORLD GOLD TR SPDR GLD MINIS 98149E303   9,881 159,664 SH   SOLE   0 0 159,664