The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 523 240 SH   SOLE   0 0 240
AMAZON COM INC COM 023135106 307 2,895 SH   SOLE   0 0 2,895
APPLE INC COM 037833100 2,569 18,792 SH   SOLE   0 0 18,792
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670108 333 1,221 SH   SOLE   0 0 1,221
CROWN CASTLE INTL CORP NEW COM 22822V101 293 1,742 SH   SOLE   0 0 1,742
EXXON MOBIL CORP COM 30231G102 326 3,802 SH   SOLE   0 0 3,802
HOME DEPOT INC COM 437076102 511 1,863 SH   SOLE   0 0 1,863
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 779 5,802 SH   SOLE   0 0 5,802
ISHARES TR CORE S&P MCP ETF 464287507 2,579 11,399 SH   SOLE   0 0 11,399
ISHARES TR CORE S&P SCP ETF 464287804 1,516 16,410 SH   SOLE   0 0 16,410
ISHARES TR S&P 500 GRWT ETF 464287309 1,193 19,760 SH   SOLE   0 0 19,760
ISHARES TR ESG AWR US AGRGT 46435U549 244 4,976 SH   SOLE   0 0 4,976
JOHNSON & JOHNSON COM 478160104 284 1,598 SH   SOLE   0 0 1,598
L3HARRIS TECHNOLOGIES INC COM 502431109 249 1,031 SH   SOLE   0 0 1,031
LITMAN GREGORY FDS TR IMGP DBI MANAGED 53700T827 21,314 657,844 SH   SOLE   0 0 657,844
LOCKHEED MARTIN CORP COM 539830109 236 550 SH   SOLE   0 0 550
META PLATFORMS INC CL A 30303M102 261 1,618 SH   SOLE   0 0 1,618
MICROSOFT CORP COM 594918104 988 3,848 SH   SOLE   0 0 3,848
NORTHROP GRUMMAN CORP COM 666807102 249 520 SH   SOLE   0 0 520
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 3,120 61,287 SH   SOLE   0 0 61,287
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 838 18,966 SH   SOLE   0 0 18,966
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 10,944 245,055 SH   SOLE   0 0 245,055
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,143 19,705 SH   SOLE   0 0 19,705
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 429 5,992 SH   SOLE   0 0 5,992
SPDR S&P 500 ETF TR TR UNIT 78462F103 291 771 SH   SOLE   0 0 771
TESLA INC COM 88160R101 276 410 SH   SOLE   0 0 410
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 386 2,524 SH   SOLE   0 0 2,524
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 4,242 19,493 SH   SOLE   0 0 19,493
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 25,214 72,689 SH   SOLE   0 0 72,689
VANGUARD INDEX FDS VALUE ETF 922908744 6,428 48,745 SH   SOLE   0 0 48,745
VANGUARD INDEX FDS MID CAP ETF 922908629 939 4,767 SH   SOLE   0 0 4,767
VANGUARD INDEX FDS GROWTH ETF 922908736 17,806 79,885 SH   SOLE   0 0 79,885
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,886 20,603 SH   SOLE   0 0 20,603
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 18,337 299,815 SH   SOLE   0 0 299,815
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 10,949 107,661 SH   SOLE   0 0 107,661
VERIZON COMMUNICATIONS INC COM 92343V104 212 4,169 SH   SOLE   0 0 4,169
WORLD GOLD TR SPDR GLD MINIS 98149E303 5,535 154,273 SH   SOLE   0 0 154,273