The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   402,204 3,689 SH   SOLE   3,689 0 0
ABBVIE INC COM 00287Y109   289,783 2,150 SH   SOLE   2,150 0 0
ADVANCED MICRO DEVICES INC COM 007903107   295,691 2,595 SH   SOLE   2,595 0 0
ALPHABET INC CAP STK CL A 02079K305   435,588 3,639 SH   SOLE   3,639 0 0
ALPHABET INC CAP STK CL C 02079K107   697,150 5,763 SH   SOLE   5,763 0 0
AMAZON COM INC COM 023135106   1,950,055 14,959 SH   SOLE   14,959 0 0
AMERICAN EXPRESS CO COM 025816109   264,261 1,517 SH   SOLE   1,517 0 0
AMERIPRISE FINL INC COM 03076C106   295,285 888 SH   SOLE   888 0 0
AMGEN INC COM 031162100   303,984 1,369 SH   SOLE   1,369 0 0
APPLE INC COM 037833100   5,226,361 26,944 SH   SOLE   26,944 0 0
AT&T INC COM 00206R102   180,007 11,285 SH   SOLE   11,285 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   517,810 1 SH   SOLE   1 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,156,846 3,392 SH   SOLE   3,392 0 0
BLACKROCK DEBT STRATEGIES FD COM NEW 09255R202   1,066,758 108,964 SH   SOLE   108,964 0 0
COCA COLA CO COM 191216100   839,867 13,946 SH   SOLE   13,946 0 0
COSTCO WHSL CORP NEW COM 22160K105   228,036 423 SH   SOLE   423 0 0
DISNEY WALT CO COM 254687106   252,866 2,832 SH   SOLE   2,832 0 0
EXXON MOBIL CORP COM 30231G102   723,415 6,745 SH   SOLE   6,745 0 0
HOME DEPOT INC COM 437076102   264,195 850 SH   SOLE   850 0 0
HONEYWELL INTL INC COM 438516106   519,748 2,504 SH   SOLE   2,504 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   346,100 936 SH   SOLE   936 0 0
IRIDIUM COMMUNICATIONS INC COM 46269C102   291,833 4,697 SH   SOLE   4,697 0 0
ISHARES INC CORE MSCI EMKT 46434G103   445,670 9,041 SH   SOLE   9,041 0 0
ISHARES TR CORE US AGGBD ET 464287226   2,169,794 22,152 SH   SOLE   22,152 0 0
ISHARES TR CORE MSCI TOTAL 46432F834   3,322,132 53,052 SH   SOLE   53,052 0 0
ISHARES TR CORE MSCI EAFE 46432F842   480,579 7,119 SH   SOLE   7,119 0 0
ISHARES TR US AER DEF ETF 464288760   505,345 4,331 SH   SOLE   4,331 0 0
ISHARES TR CORE TOTAL USD 46434V613   2,373,125 52,191 SH   SOLE   52,191 0 0
ISHARES TR CORE S&P US GWT 464287671   275,478 2,821 SH   SOLE   2,821 0 0
ISHARES TR CORE S&P500 ETF 464287200   48,355,856 108,491 SH   SOLE   108,491 0 0
ISHARES TR CORE S&P SCP ETF 464287804   12,571,487 126,156 SH   SOLE   126,156 0 0
ISHARES TR CORE S&P MCP ETF 464287507   6,726,360 25,724 SH   SOLE   25,724 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   636,396 9,029 SH   SOLE   9,029 0 0
ISHARES TR MSCI KLD400 SOC 464288570   304,137 3,613 SH   SOLE   3,613 0 0
ISHARES TR CORE HIGH DV ETF 46429B663   10,247,984 101,676 SH   SOLE   101,676 0 0
ISHARES TR CORE S&P TTL STK 464287150   10,533,223 107,657 SH   SOLE   107,657 0 0
ISHARES TR MSCI EAFE ETF 464287465   1,469,722 20,272 SH   SOLE   20,272 0 0
ISHARES TR S&P 500 VAL ETF 464287408   7,600,113 47,150 SH   SOLE   47,150 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   3,878,695 20,711 SH   SOLE   20,711 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   315,671 3,034 SH   SOLE   3,034 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   16,133,198 198,978 SH   SOLE   198,978 0 0
ISHARES TR EAFE SML CP ETF 464288273   492,168 8,344 SH   SOLE   8,344 0 0
ISHARES TR 0-5YR HI YL CP 46434V407   361,380 8,718 SH   SOLE   8,718 0 0
ISHARES TR SHORT TREAS BD 464288679   17,912,706 162,179 SH   SOLE   162,179 0 0
ISHARES TR NATIONAL MUN ETF 464288414   440,172 4,124 SH   SOLE   4,124 0 0
JOHNSON & JOHNSON COM 478160104   1,041,113 6,289 SH   SOLE   6,289 0 0
JPMORGAN CHASE & CO COM 46625H100   261,868 1,800 SH   SOLE   1,800 0 0
MASTERCARD INCORPORATED CL A 57636Q104   229,766 584 SH   SOLE   584 0 0
MCDONALDS CORP COM 580135101   361,367 1,210 SH   SOLE   1,210 0 0
META PLATFORMS INC CL A 30303M102   406,651 1,417 SH   SOLE   1,417 0 0
MICROSOFT CORP COM 594918104   2,301,404 6,758 SH   SOLE   6,758 0 0
NETFLIX INC COM 64110L106   408,334 927 SH   SOLE   927 0 0
NVIDIA CORPORATION COM 67066G104   1,031,315 2,437 SH   SOLE   2,437 0 0
PROCTER AND GAMBLE CO COM 742718109   453,337 2,987 SH   SOLE   2,987 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467   401,237 4,255 SH   SOLE   4,255 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   694,375 5,231 SH   SOLE   5,231 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   1,489,746 8,568 SH   SOLE   8,568 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   323,174 9,586 SH   SOLE   9,586 0 0
SPDR GOLD TR GOLD SHS 78463V107   1,023,491 5,741 SH   SOLE   5,741 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,935,719 4,366 SH   SOLE   4,366 0 0
TESLA INC COM 88160R101   486,987 1,860 SH   SOLE   1,860 0 0
UNITEDHEALTH GROUP INC COM 91324P102   1,342,576 2,793 SH   SOLE   2,793 0 0
VANECK ETF TRUST IG FLOATING RATE 92189F486   21,243,698 841,334 SH   SOLE   841,334 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   237,844 3,272 SH   SOLE   3,272 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   11,653,869 82,011 SH   SOLE   82,011 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   18,747,154 85,152 SH   SOLE   85,152 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,704,065 7,735 SH   SOLE   7,735 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,418,962 5,939 SH   SOLE   5,939 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,935,941 14,761 SH   SOLE   14,761 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   669,810 2,367 SH   SOLE   2,367 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,678,474 29,930 SH   SOLE   29,930 0 0
VISA INC COM CL A 92826C839   317,649 1,337 SH   SOLE   1,337 0 0
WALMART INC COM 931142103   691,889 4,401 SH   SOLE   4,401 0 0
WEST PHARMACEUTICAL SVSC INC COM 955306105   573,705 1,500 SH   SOLE   1,500 0 0