The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A SHS CLASS A G1151C101 1,038 6,361 SH   SOLE 0 6,361 0 0
APPLE INC COM 037833100 1,855 7,296 SH   SOLE 0 7,296 0 0
BLACKROCK INC COM 09247X101 977 2,220 SH   SOLE 0 2,220 0 0
CBDMD INC COM COM 12482W101 279 300,441 SH   SOLE 0 300,441 0 0
CISCO SYS INC COM 17275R102 947 24,098 SH   SOLE 0 24,098 0 0
COLGATE PALMOLIVE CO COM COM 194162103 924 13,925 SH   SOLE 0 13,925 0 0
DISNEY WALT CO COM DISNEY COM DISNEY 254687106 1,002 10,374 SH   SOLE 0 10,374 0 0
FISERV INC COM 337738108 1,099 11,572 SH   SOLE 0 11,572 0 0
FORTRESS TRANS INFRST INVS LLC COM REP LTD LIAB COM REP LTD LIAB 34960P101 123 15,000 SH   SOLE 0 15,000 0 0
GEE GROUP INC COM COM 36165A102 9 24,396 SH   SOLE 0 24,396 0 0
HOME DEPOT COM 437076102 1,176 6,299 SH   SOLE 0 6,299 0 0
HONEYWELL INTL INC COM 438516106 1,077 8,047 SH   SOLE 0 8,047 0 0
INTEL CORP COM COM 458140100 1,152 21,277 SH   SOLE 0 21,277 0 0
ISHARES 3-7 YR TREASURY BOND ETF 3 7 YR TREAS BD 464288661 639 4,792 SH   SOLE 0 4,792 0 0
ISHARES AGGREGATE BOND ETF CORE US AGGBD ET 464287226 801 6,947 SH   SOLE 0 6,947 0 0
iShares MSCI USA Quality Factor ETF USA QUALITY FCTR 46432F339 1,469 18,133 SH   SOLE 0 18,133 0 0
ISHARES SHORT TREASURY BOND ETF SHORT TREAS BD 464288679 3,741 33,696 SH   SOLE 0 33,696 0 0
ISHARES TR MSCI USA MINIMUM VOLATILITY INDEX FD MSCI MIN VOL ETF 46429B697 2,288 42,362 SH   SOLE 0 42,362 0 0
ISHARES TREASURY FLOATING RATE BOND ETF TRS FLT RT BD 46434V860 3,761 74,733 SH   SOLE 0 74,733 0 0
JOHNSON & JOHNSON COM COM 478160104 1,003 7,648 SH   SOLE 0 7,648 0 0
JPMORGAN CHASE & CO COM COM 46625H100 847 9,408 SH   SOLE 0 9,408 0 0
MASTERCARD INC CL A 57636Q104 469 1,940 SH   SOLE 0 1,940 0 0
MEDTRONIC PLC SHS SHS G5960L103 768 8,518 SH   SOLE 0 8,518 0 0
MICROSOFT COM 594918104 761 4,825 SH   SOLE 0 4,825 0 0
NASDAQ STK MKT INC COM 631103108 1,105 11,638 SH   SOLE 0 11,638 0 0
PEPSICO INC COM COM 713448108 1,005 8,370 SH   SOLE 0 8,370 0 0
POWERSHARES QQQ TR UNIT SER 1 46090E103 284 1,492 SH   SOLE 0 1,492 0 0
RAYTHEON CO COM NEW COM NEW 755111507 722 5,506 SH   SOLE 0 5,506 0 0
SCHWAB SHORT-TERM U.S. TREASURY ETF SHT TM US TRES 808524862 3,867 74,749 SH   SOLE 0 74,749 0 0
SPDR S&P 500 ETF TR UNIT 78462F103 10,047 38,981 SH   SOLE 0 38,981 0 0
SPDR SER TR LEHMAN 1-3 MONTH T-BILL ETF SPDR BLOOMBERG 78468R663 29,148 318,109 SH   SOLE 0 318,109 0 0
STARBUCKS CORP COM 855244109 1,006 15,301 SH   SOLE 0 15,301 0 0
TEXAS INSTRS INC COM COM 882508104 999 9,996 SH   SOLE 0 9,996 0 0
TJX COS INC NEW COM COM 872540109 1,005 21,022 SH   SOLE 0 21,022 0 0
VANGUARD MORTGAGE-BACKED SECURITIES ETF MORTG-BACK SEC 92206C771 3,370 61,828 SH   SOLE 0 61,828 0 0
VANGUARD SHORT TERM BOND SHORT TRM BOND 921937827 1,645 20,019 SH   SOLE 0 20,019 0 0
VERISIGN INC COM COM 92343E102 1,193 6,622 SH   SOLE 0 6,622 0 0