The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
A K A BRANDS HLDG CORP COM 00152K101   13,564 31,188 SH   SOLE   0 0 31,188
ABBOTT LABS COM 002824100   262,173 2,707 SH   SOLE   0 0 2,707
ABBVIE INC COM 00287Y109   1,468,837 9,854 SH   SOLE   0 0 9,854
ABM INDS INC COM 000957100   300,675 7,515 SH   SOLE   0 0 7,515
ABRDN GLOBAL DYNAMIC DIVIDEN COM 00302M106   86,600 10,000 SH   SOLE   0 0 10,000
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   278,856 908 SH   SOLE   0 0 908
ADVANCED MICRO DEVICES INC COM 007903107   386,295 3,757 SH   SOLE   0 0 3,757
AFLAC INC COM 001055102   530,957 6,918 SH   SOLE   0 0 6,918
AGNC INVT CORP COM 00123Q104   98,664 10,452 SH   SOLE   0 0 10,452
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   306,626 3,535 SH   SOLE   0 0 3,535
ALPHABET INC CAP STK CL C 02079K107   3,830,638 29,053 SH   SOLE   0 0 29,053
ALPHABET INC CAP STK CL A 02079K305   2,848,430 21,767 SH   SOLE   0 0 21,767
ALTRIA GROUP INC COM 02209S103   449,094 10,680 SH   SOLE   0 0 10,680
AMARIN CORP PLC SPONS ADR NEW 023111206   11,960 13,000 SH   SOLE   0 0 13,000
AMAZON COM INC COM 023135106   3,932,839 30,938 SH   SOLE   0 0 30,938
AMER STATES WTR CO COM 029899101   3,166,686 40,248 SH   SOLE   0 0 40,248
AMEREN CORP COM 023608102   306,803 4,100 SH   SOLE   0 0 4,100
ANNALY CAPITAL MANAGEMENT IN COM NEW 035710839   474,388 25,220 SH   SOLE   0 0 25,220
APPLE INC COM 037833100   17,252,181 100,766 SH   SOLE   0 0 100,766
ARCHER AVIATION INC COM CL A 03945R102   101,200 20,000 SH   SOLE   0 0 20,000
ARK ETF TR INNOVATION ETF 00214Q104   4,305,187 108,525 SH   SOLE   0 0 108,525
ARK ETF TR GENOMIC REV ETF 00214Q302   293,338 10,529 SH   SOLE   0 0 10,529
ASML HOLDING N V N Y REGISTRY SHS N07059210   296,685 504 SH   SOLE   0 0 504
AT&T INC COM 00206R102   346,917 23,097 SH   SOLE   0 0 23,097
BAIDU INC SPON ADR REP A 056752108   206,227 1,535 SH   SOLE   0 0 1,535
BANK AMERICA CORP COM 060505104   1,219,916 44,555 SH   SOLE   0 0 44,555
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,710,515 4,883 SH   SOLE   0 0 4,883
BLACKROCK ETF TRUST US EQT FACTOR 09290C103   6,508,954 186,266 SH   SOLE   0 0 186,266
BRISTOL-MYERS SQUIBB CO COM 110122108   233,379 4,021 SH   SOLE   0 0 4,021
BROADCOM INC COM 11135F101   1,759,168 2,118 SH   SOLE   0 0 2,118
CATERPILLAR INC COM 149123101   313,476 1,148 SH   SOLE   0 0 1,148
CHEMED CORP NEW COM 16359R103   273,362 526 SH   SOLE   0 0 526
CHERRY HILL MTG INVT CORP COM 164651101   40,920 11,000 SH   SOLE   0 0 11,000
CHEVRON CORP NEW COM 166764100   1,213,221 7,195 SH   SOLE   0 0 7,195
CHIPOTLE MEXICAN GRILL INC COM 169656105   285,765 156 SH   SOLE   0 0 156
CIA ENERGETICA DE MINAS GERA SP ADR N-V PFD 204409601   286,044 118,200 SH   SOLE   0 0 118,200
CIENA CORP COM NEW 171779309   934,897 19,782 SH   SOLE   0 0 19,782
CISCO SYS INC COM 17275R102   865,697 16,103 SH   SOLE   0 0 16,103
COCA COLA CO COM 191216100   810,329 14,475 SH   SOLE   0 0 14,475
COMCAST CORP NEW CL A 20030N101   510,885 11,522 SH   SOLE   0 0 11,522
COMERICA INC COM 200340107   550,155 13,241 SH   SOLE   0 0 13,241
COMFORT SYS USA INC COM 199908104   307,760 1,806 SH   SOLE   0 0 1,806
COMMERCIAL METALS CO COM 201723103   323,141 6,540 SH   SOLE   0 0 6,540
CONIFER HLDGS INC COM 20731J102   22,225 17,500 SH   SOLE   0 0 17,500
CONSOLIDATED EDISON INC COM 209115104   320,964 3,753 SH   SOLE   0 0 3,753
COSTCO WHSL CORP NEW COM 22160K105   423,720 750 SH   SOLE   0 0 750
CROWDSTRIKE HLDGS INC CL A 22788C105   214,749 1,283 SH   SOLE   0 0 1,283
CSX CORP COM 126408103   1,011,675 32,900 SH   SOLE   0 0 32,900
CUMMINS INC COM 231021106   342,690 1,500 SH   SOLE   0 0 1,500
CVS HEALTH CORP COM 126650100   260,080 3,725 SH   SOLE   0 0 3,725
DEVON ENERGY CORP NEW COM 25179M103   992,017 20,797 SH   SOLE   0 0 20,797
DEXCOM INC COM 252131107   694,619 7,445 SH   SOLE   0 0 7,445
DIGITAL TURBINE INC COM NEW 25400W102   108,567 17,945 SH   SOLE   0 0 17,945
DISNEY WALT CO COM 254687106   451,692 5,573 SH   SOLE   0 0 5,573
DONALDSON INC COM 257651109   269,811 4,524 SH   SOLE   0 0 4,524
DTE ENERGY CO COM 233331107   236,783 2,385 SH   SOLE   0 0 2,385
ELI LILLY & CO COM 532457108   13,596,067 25,312 SH   SOLE   0 0 25,312
EMERSON ELEC CO COM 291011104   2,561,374 26,524 SH   SOLE   0 0 26,524
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   220,832 15,740 SH   SOLE   0 0 15,740
ENSIGN GROUP INC COM 29358P101   273,214 2,940 SH   SOLE   0 0 2,940
ENTERPRISE PRODS PARTNERS L COM 293792107   357,945 13,078 SH   SOLE   0 0 13,078
EPAM SYS INC COM 29414B104   284,583 1,113 SH   SOLE   0 0 1,113
ERIE INDTY CO CL A 29530P102   338,740 1,153 SH   SOLE   0 0 1,153
EVOLV TECHNOLOGIES HLDNGS IN COM CL A 30049H102   83,033 17,085 SH   SOLE   0 0 17,085
EXPEDITORS INTL WASH INC COM 302130109   281,531 2,456 SH   SOLE   0 0 2,456
EXXON MOBIL CORP COM 30231G102   350,903 2,984 SH   SOLE   0 0 2,984
F5 INC COM 315616102   303,104 1,881 SH   SOLE   0 0 1,881
FIFTH THIRD BANCORP COM 316773100   202,640 8,000 SH   SOLE   0 0 8,000
FIRST TR EXCHANGE-TRADED FD DORSEY WRT 5 ETF 33738R605   5,448,014 122,980 SH   SOLE   0 0 122,980
FIRST TR EXCHANGE-TRADED FD SSI STRG ETF 33739Q507   398,193 12,816 SH   SOLE   0 0 12,816
FISERV INC COM 337738108   616,649 5,459 SH   SOLE   0 0 5,459
FORD MTR CO DEL COM 345370860   939,838 75,671 SH   SOLE   0 0 75,671
FOX FACTORY HLDG CORP COM 35138V102   231,847 2,340 SH   SOLE   0 0 2,340
GARMIN LTD SHS H2906T109   575,549 5,471 SH   SOLE   0 0 5,471
GENERAL MTRS CO COM 37045V100   462,338 14,023 SH   SOLE   0 0 14,023
GENUINE PARTS CO COM 372460105   335,684 2,325 SH   SOLE   0 0 2,325
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   3,894,009 46,231 SH   SOLE   0 0 46,231
GOLDMAN SACHS ETF TR HEDGE IND ETF 381430545   1,249,216 14,608 SH   SOLE   0 0 14,608
GRITSTONE BIO INC COM 39868T105   104,705 60,875 SH   SOLE   0 0 60,875
HONEYWELL INTL INC COM 438516106   559,446 3,028 SH   SOLE   0 0 3,028
HUMANA INC COM 444859102   314,778 647 SH   SOLE   0 0 647
HUNTINGTON BANCSHARES INC COM 446150104   226,200 21,750 SH   SOLE   0 0 21,750
IDEXX LABS INC COM 45168D104   829,064 1,896 SH   SOLE   0 0 1,896
ILLUMINA INC COM 452327109   367,773 2,679 SH   SOLE   0 0 2,679
INGLES MKTS INC CL A 457030104   239,248 3,176 SH   SOLE   0 0 3,176
INTEL CORP COM 458140100   227,662 6,404 SH   SOLE   0 0 6,404
INTERNATIONAL BUSINESS MACHS COM 459200101   2,006,009 14,298 SH   SOLE   0 0 14,298
INVENTRUST PPTYS CORP COM NEW 46124J201   227,195 9,542 SH   SOLE   0 0 9,542
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   142,131 12,980 SH   SOLE   0 0 12,980
INVESCO QQQ TR UNIT SER 1 46090E103   3,087,213 8,617 SH   SOLE   0 0 8,617
ISHARES TR RUS 2000 GRW ETF 464287648   663,036 2,958 SH   SOLE   0 0 2,958
ISHARES TR CORE S&P MCP ETF 464287507   215,688 865 SH   SOLE   0 0 865
ISHARES TR CORE S&P SCP ETF 464287804   7,104,747 75,318 SH   SOLE   0 0 75,318
ISHARES TR CORE S&P500 ETF 464287200   920,698 2,144 SH   SOLE   0 0 2,144
ISHARES TR S&P 500 GRWT ETF 464287309   209,639 3,064 SH   SOLE   0 0 3,064
ISHARES TR RUS 1000 ETF 464287622   486,264 2,070 SH   SOLE   0 0 2,070
ISHARES TR RUSSELL 2000 ETF 464287655   311,239 1,761 SH   SOLE   0 0 1,761
ISHARES TR RUS 2000 VAL ETF 464287630   1,472,209 10,861 SH   SOLE   0 0 10,861
ISHARES TR RUSSELL 3000 ETF 464287689   827,323 3,376 SH   SOLE   0 0 3,376
ISHARES TR CORE S&P US VLU 464287663   13,107,350 175,655 SH   SOLE   0 0 175,655
ISHARES TR MSCI EAFE ETF 464287465   450,875 6,542 SH   SOLE   0 0 6,542
ISHARES TR RUS MD CP GR ETF 464287481   379,651 4,156 SH   SOLE   0 0 4,156
ISHARES TR RUS MDCP VAL ETF 464287473   247,599 2,373 SH   SOLE   0 0 2,373
ISHARES TR 1 3 YR TREAS BD 464287457   761,523 9,405 SH   SOLE   0 0 9,405
ISHARES TR 7-10 YR TRSY BD 464287440   275,686 3,010 SH   SOLE   0 0 3,010
ISHARES TR S&P 100 ETF 464287101   443,414 2,210 SH   SOLE   0 0 2,210
ISHARES TR SELECT DIVID ETF 464287168   306,872 2,851 SH   SOLE   0 0 2,851
ISHARES TR ISHS 1-5YR INVS 464288646   1,000,088 20,070 SH   SOLE   0 0 20,070
ISHARES TR PFD AND INCM SEC 464288687   481,435 15,968 SH   SOLE   0 0 15,968
ISHARES TR CORE MSCI EAFE 46432F842   7,793,750 121,115 SH   SOLE   0 0 121,115
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   16,468,574 328,190 SH   SOLE   0 0 328,190
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   761,463 14,217 SH   SOLE   0 0 14,217
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   1,948,026 38,613 SH   SOLE   0 0 38,613
JOHNSON & JOHNSON COM 478160104   481,112 3,089 SH   SOLE   0 0 3,089
JPMORGAN CHASE & CO COM 46625H100   4,063,351 28,019 SH   SOLE   0 0 28,019
KB HOME COM 48666K109   430,219 9,296 SH   SOLE   0 0 9,296
KINSALE CAP GROUP INC COM 49714P108   344,556 832 SH   SOLE   0 0 832
KITE RLTY GROUP TR COM NEW 49803T300   381,426 17,807 SH   SOLE   0 0 17,807
LANTHEUS HLDGS INC COM 516544103   2,251,152 32,400 SH   SOLE   0 0 32,400
LINEAGE CELL THERAPEUTICS IN COM 53566P109   17,700 15,000 SH   SOLE   0 0 15,000
LOCKHEED MARTIN CORP COM 539830109   413,050 1,010 SH   SOLE   0 0 1,010
LULULEMON ATHLETICA INC COM 550021109   424,557 1,101 SH   SOLE   0 0 1,101
LYFT INC CL A COM 55087P104   126,480 12,000 SH   SOLE   0 0 12,000
M D C HLDGS INC COM 552676108   945,445 22,931 SH   SOLE   0 0 22,931
MARATHON PETE CORP COM 56585A102   219,140 1,448 SH   SOLE   0 0 1,448
MARRIOTT INTL INC NEW CL A 571903202   495,331 2,520 SH   SOLE   0 0 2,520
MASTERCARD INCORPORATED CL A 57636Q104   572,882 1,447 SH   SOLE   0 0 1,447
MCDONALDS CORP COM 580135101   1,787,165 6,784 SH   SOLE   0 0 6,784
MERCK & CO INC COM 58933Y105   332,837 3,233 SH   SOLE   0 0 3,233
META PLATFORMS INC CL A 30303M102   5,358,448 17,849 SH   SOLE   0 0 17,849
MICROSOFT CORP COM 594918104   5,476,435 17,344 SH   SOLE   0 0 17,344
MKS INSTRS INC COM 55306N104   327,727 3,787 SH   SOLE   0 0 3,787
MONDELEZ INTL INC CL A 609207105   249,567 3,596 SH   SOLE   0 0 3,596
MORGAN STANLEY COM NEW 617446448   3,607,939 44,177 SH   SOLE   0 0 44,177
NETFLIX INC COM 64110L106   331,910 879 SH   SOLE   0 0 879
NEW YORK CMNTY BANCORP INC COM 649445103   597,164 52,660 SH   SOLE   0 0 52,660
NEXTERA ENERGY INC COM 65339F101   2,556,203 44,619 SH   SOLE   0 0 44,619
NOBLE CORP PLC ORD SHS A G65431127   299,848 5,920 SH   SOLE   0 0 5,920
NVIDIA CORPORATION COM 67066G104   2,034,423 4,677 SH   SOLE   0 0 4,677
OLD DOMINION FREIGHT LINE IN COM 679580100   282,307 690 SH   SOLE   0 0 690
OMEGA HEALTHCARE INVS INC COM 681936100   344,491 10,389 SH   SOLE   0 0 10,389
PAYCOM SOFTWARE INC COM 70432V102   240,084 926 SH   SOLE   0 0 926
PAYLOCITY HLDG CORP COM 70438V106   262,920 1,447 SH   SOLE   0 0 1,447
PAYSAFE LIMITED *W EXP 03/30/202 G6964L115   2,315 55,110 SH   SOLE   0 0 55,110
PENSKE AUTOMOTIVE GRP INC COM 70959W103   412,638 2,470 SH   SOLE   0 0 2,470
PEPSICO INC COM 713448108   1,004,271 5,927 SH   SOLE   0 0 5,927
PFIZER INC COM 717081103   983,779 29,659 SH   SOLE   0 0 29,659
PHILIP MORRIS INTL INC COM 718172109   2,822,764 30,490 SH   SOLE   0 0 30,490
PHILLIPS 66 COM 718546104   285,717 2,378 SH   SOLE   0 0 2,378
PIMCO ETF TR ENHNCD LW DUR AC 72201R718   4,216,281 44,978 SH   SOLE   0 0 44,978
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   3,873,250 38,678 SH   SOLE   0 0 38,678
PIONEER NAT RES CO COM 723787107   233,452 1,017 SH   SOLE   0 0 1,017
PJT PARTNERS INC COM CL A 69343T107   293,849 3,699 SH   SOLE   0 0 3,699
PRESTO AUTOMATION INC COM 74113T105   36,465 25,500 SH   SOLE   0 0 25,500
PROCTER AND GAMBLE CO COM 742718109   3,938,492 27,002 SH   SOLE   0 0 27,002
PROSHARES TR PSHS ULT S&P 500 74347R107   916,054 17,161 SH   SOLE   0 0 17,161
PROSHARES TR S&P 500 DV ARIST 74348A467   654,650 7,393 SH   SOLE   0 0 7,393
PRUDENTIAL FINL INC COM 744320102   1,097,934 11,571 SH   SOLE   0 0 11,571
PUBMATIC INC COM CL A 74467Q103   414,728 34,275 SH   SOLE   0 0 34,275
QUALCOMM INC COM 747525103   631,709 5,688 SH   SOLE   0 0 5,688
QUALYS INC COM 74758T303   832,618 5,458 SH   SOLE   0 0 5,458
REMITLY GLOBAL INC COM 75960P104   606,213 24,037 SH   SOLE   0 0 24,037
RIGETTI COMPUTING INC COMMON STOCK 76655K103   14,806 11,132 SH   SOLE   0 0 11,132
ROBERT HALF INC. COM 770323103   239,919 3,274 SH   SOLE   0 0 3,274
ROCKWELL MED INC COM NEW 774374300   40,654 19,545 SH   SOLE   0 0 19,545
ROKU INC COM CL A 77543R102   435,258 6,166 SH   SOLE   0 0 6,166
ROLLINS INC COM 775711104   250,335 6,706 SH   SOLE   0 0 6,706
RTX CORPORATION COM 75513E101   346,464 4,814 SH   SOLE   0 0 4,814
SAIA INC COM 78709Y105   336,461 844 SH   SOLE   0 0 844
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   12,034,093 165,485 SH   SOLE   0 0 165,485
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   529,410 8,213 SH   SOLE   0 0 8,213
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   235,505 3,592 SH   SOLE   0 0 3,592
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   6,502,365 39,665 SH   SOLE   0 0 39,665
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   503,158 3,908 SH   SOLE   0 0 3,908
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   373,098 2,318 SH   SOLE   0 0 2,318
SERVICENOW INC COM 81762P102   1,602,538 2,867 SH   SOLE   0 0 2,867
SHELL PLC SPON ADS 780259305   209,235 3,250 SH   SOLE   0 0 3,250
SIMPSON MFG INC COM 829073105   332,428 2,219 SH   SOLE   0 0 2,219
SNOWFLAKE INC CL A 833445109   596,567 3,905 SH   SOLE   0 0 3,905
SOBR SAFE INC COM NEW 833592207   26,950 24,500 SH   SOLE   0 0 24,500
SONY GROUP CORP SPONSORED ADR 835699307   206,025 2,500 SH   SOLE   0 0 2,500
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   342,319 1,022 SH   SOLE   0 0 1,022
SPDR GOLD TR GOLD SHS 78463V107   905,256 5,280 SH   SOLE   0 0 5,280
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   2,287,077 73,753 SH   SOLE   0 0 73,753
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   213,774 6,368 SH   SOLE   0 0 6,368
SPDR S&P 500 ETF TR TR UNIT 78462F103   713,892 1,670 SH   SOLE   0 0 1,670
SPDR SER TR PRTFLO S&P500 GW 78464A409   2,031,407 34,268 SH   SOLE   0 0 34,268
SPDR SER TR S&P DIVID ETF 78464A763   319,383 2,777 SH   SOLE   0 0 2,777
SPDR SER TR PRTFLO S&P500 VL 78464A508   13,670,566 331,327 SH   SOLE   0 0 331,327
SPDR SER TR BBG CONV SEC ETF 78464A359   1,481,633 21,853 SH   SOLE   0 0 21,853
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   228,815 2,492 SH   SOLE   0 0 2,492
SPDR SER TR PORTFOLIO S&P500 78464A854   9,907,986 197,135 SH   SOLE   0 0 197,135
SPDR SER TR PORTFOLIO SHORT 78464A474   313,988 10,709 SH   SOLE   0 0 10,709
SPDR SER TR PORTFOLIO S&P600 78468R853   2,018,549 54,703 SH   SOLE   0 0 54,703
STARWOOD PPTY TR INC COM 85571B105   2,559,250 132,261 SH   SOLE   0 0 132,261
STRATEGY SHS DAY HAGAN NED 86280R803   6,168,043 180,775 SH   SOLE   0 0 180,775
SUN CMNTYS INC COM 866674104   668,621 5,650 SH   SOLE   0 0 5,650
T-MOBILE US INC COM 872590104   1,513,660 10,808 SH   SOLE   0 0 10,808
TAYLOR MORRISON HOME CORP COM 87724P106   246,414 5,783 SH   SOLE   0 0 5,783
TESLA INC COM 88160R101   2,558,249 10,224 SH   SOLE   0 0 10,224
TEXAS INSTRS INC COM 882508104   521,394 3,279 SH   SOLE   0 0 3,279
TEXAS PACIFIC LAND CORPORATI COM 88262P102   289,946 159 SH   SOLE   0 0 159
TILRAY BRANDS INC COM 88688T100   49,872 20,867 SH   SOLE   0 0 20,867
TORONTO DOMINION BK ONT COM NEW 891160509   686,422 11,391 SH   SOLE   0 0 11,391
TRAVELERS COMPANIES INC COM 89417E109   460,534 2,820 SH   SOLE   0 0 2,820
TWILIO INC CL A 90138F102   238,685 4,078 SH   SOLE   0 0 4,078
UBER TECHNOLOGIES INC COM 90353T100   1,978,904 43,029 SH   SOLE   0 0 43,029
ULTA BEAUTY INC COM 90384S303   1,104,479 2,765 SH   SOLE   0 0 2,765
UNILEVER PLC SPON ADR NEW 904767704   2,067,366 41,850 SH   SOLE   0 0 41,850
UNION PAC CORP COM 907818108   406,853 1,998 SH   SOLE   0 0 1,998
UNITED PARCEL SERVICE INC CL B 911312106   2,249,983 14,435 SH   SOLE   0 0 14,435
UNITEDHEALTH GROUP INC COM 91324P102   1,239,803 2,459 SH   SOLE   0 0 2,459
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,403,818 6,609 SH   SOLE   0 0 6,609
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,956,771 10,349 SH   SOLE   0 0 10,349
VANGUARD INDEX FDS GROWTH ETF 922908736   1,025,519 3,766 SH   SOLE   0 0 3,766
VANGUARD INDEX FDS VALUE ETF 922908744   363,446 2,635 SH   SOLE   0 0 2,635
VANGUARD INDEX FDS MID CAP ETF 922908629   262,799 1,262 SH   SOLE   0 0 1,262
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   306,650 4,053 SH   SOLE   0 0 4,053
VANGUARD INDEX FDS SML CP GRW ETF 922908595   5,313,734 24,810 SH   SOLE   0 0 24,810
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,773,041 4,515 SH   SOLE   0 0 4,515
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   247,358 1,270 SH   SOLE   0 0 1,270
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   416,453 3,180 SH   SOLE   0 0 3,180
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   621,040 11,973 SH   SOLE   0 0 11,973
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,239,674 82,624 SH   SOLE   0 0 82,624
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   553,507 11,707 SH   SOLE   0 0 11,707
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   5,367,242 93,915 SH   SOLE   0 0 93,915
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   890,816 11,854 SH   SOLE   0 0 11,854
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   4,628,407 29,788 SH   SOLE   0 0 29,788
VEEVA SYS INC CL A COM 922475108   829,059 4,075 SH   SOLE   0 0 4,075
VERIZON COMMUNICATIONS INC COM 92343V104   3,404,702 105,051 SH   SOLE   0 0 105,051
VISA INC COM CL A 92826C839   2,070,550 9,002 SH   SOLE   0 0 9,002
WASTE MGMT INC DEL COM 94106L109   292,380 1,918 SH   SOLE   0 0 1,918
WAYFAIR INC NOTE 0.625%10/0 94419LAM3   172,135 200,000 PRN   SOLE   0 0 200,000
WEST PHARMACEUTICAL SVSC INC COM 955306105   318,553 849 SH   SOLE   0 0 849
WILLIAMS SONOMA INC COM 969904101   333,333 2,145 SH   SOLE   0 0 2,145
WIPRO LTD SPON ADR 1 SH 97651M109   268,514 55,478 SH   SOLE   0 0 55,478
XPEL INC COM 98379L100   266,878 3,461 SH   SOLE   0 0 3,461