The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM Stock 88579Y101 370 2,863 SH   SOLE   0 0 2,862
ABBVIE INC COM Stock 00287Y109 887 5,791 SH   SOLE   0 0 5,790
ADOBE SYSTEMS INCORPORATED COM Stock 00724F101 1,502 4,102 SH   SOLE   0 0 4,102
AIR PRODS & CHEMS INC COM Stock 009158106 265 1,101 SH   SOLE   0 0 1,101
ALPHABET INC CAP STK CL A Stock 02079K305 3,720 1,707 SH   SOLE   0 0 1,707
ALTRIA GROUP INC COM Stock 02209S103 213 5,088 SH   SOLE   0 0 5,088
AMAZON COM INC COM Stock 023135106 554 5,220 SH   SOLE   0 0 5,220
AMERICAN TOWER CORP NEW COM REIT 03027X100 1,690 6,614 SH   SOLE   0 0 6,613
AMERICAN WTR WKS CO INC NEW COM Stock 030420103 762 5,121 SH   SOLE   0 0 5,121
APPLE INC COM Stock 037833100 6,318 46,210 SH   SOLE   0 0 46,209
BECTON DICKINSON & CO COM Stock 075887109 247 1,001 SH   SOLE   0 0 1,000
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 1,283 4,700 SH   SOLE   0 0 4,700
BOEING CO COM Stock 097023105 207 1,513 SH   SOLE   0 0 1,513
BRISTOL MYERS SQUIBB CO COM Stock 110122108 401 5,204 SH   SOLE   0 0 5,204
BROADRIDGE FINL SOLUTIONS INC COM Stock 11133T103 1,010 7,085 SH   SOLE   0 0 7,084
BROADSTONE NET LEASE INC COM REIT 11135E203 551 26,844 SH   SOLE   0 0 26,844
CATERPILLAR INC COM Stock 149123101 296 1,657 SH   SOLE   0 0 1,657
CHEVRON CORP NEW COM Stock 166764100 617 4,261 SH   SOLE   0 0 4,260
CHIPOTLE MEXICAN GRILL INC COM Stock 169656105 208 159 SH   SOLE   0 0 159
CHUBB LIMITED COM Stock H1467J104 686 3,490 SH   SOLE   0 0 3,490
CINTAS CORP COM Stock 172908105 808 2,164 SH   SOLE   0 0 2,163
CISCO SYS INC COM Stock 17275R102 767 17,988 SH   SOLE   0 0 17,988
COMCAST CORP NEW CL A Stock 20030N101 878 22,365 SH   SOLE   0 0 22,365
CVS HEALTH CORP COM Stock 126650100 385 4,157 SH   SOLE   0 0 4,157
DANAHER CORPORATION COM Stock 235851102 1,109 4,375 SH   SOLE   0 0 4,375
DEVON ENERGY CORP NEW COM Stock 25179M103 339 6,148 SH   SOLE   0 0 6,148
DIAGEO PLC SPON ADR NEW ADR 25243Q205 798 4,583 SH   SOLE   0 0 4,582
DIGITAL RLTY TR INC COM REIT 253868103 1,220 9,399 SH   SOLE   0 0 9,398
DISNEY WALT CO COM Stock 254687106 1,070 11,336 SH   SOLE   0 0 11,335
ECOLAB INC COM Stock 278865100 899 5,845 SH   SOLE   0 0 5,844
EVEREST RE GROUP LTD COM Stock G3223R108 364 1,300 SH   SOLE   0 0 1,300
EXXON MOBIL CORP COM Stock 30231G102 971 11,338 SH   SOLE   0 0 11,337
FIDELITY MSCI COMMUNICATION SERVICES INDEX ETF ETF 316092873 436 12,257 SH   SOLE   0 0 12,256
FIDELITY MSCI HEALTH CARE INDEX ETF ETF 316092600 1,436 23,677 SH   SOLE   0 0 23,677
FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF ETF 316092808 1,348 13,969 SH   SOLE   0 0 13,968
FINANCIAL SELECT SECTOR SPDR FUND ETF 81369Y605 227 7,223 SH   SOLE   0 0 7,223
FIRST TRUST LOW DURATION MORTGAGE OPPORTUNITIES ETF ETF 33739Q200 7,180 148,659 SH   SOLE   0 0 148,659
FIRST TRUST MANAGED MUNICIPAL ETF ETF 33739N108 4,580 90,505 SH   SOLE   0 0 90,505
FIRST TRUST MUNICIPAL HIGH INCOME ETF ETF 33739P301 1,163 24,474 SH   SOLE   0 0 24,474
FIRST TRUST PREFERRED SECURITIES AND INCOME ETF ETF 33739E108 3,457 200,619 SH   SOLE   0 0 200,619
FIRST TRUST TACTICAL HIGH YIELD ETF ETF 33738D408 1,216 31,072 SH   SOLE   0 0 31,071
FIRST TRUST TCW OPPORTUNISTIC FIXED INCOME ETF ETF 33740F805 7,503 161,796 SH   SOLE   0 0 161,796
FIRST TRUST ULTRA SHORT DURATION MUNICIPAL ETF ETF 33740J104 6,623 331,731 SH   SOLE   0 0 331,731
FIRST TRUST VALUE LINE DIVIDEND INDEX FUND ETF 33734H106 1,627 41,914 SH   SOLE   0 0 41,913
HOME DEPOT INC COM Stock 437076102 1,910 6,962 SH   SOLE   0 0 6,962
HONEYWELL INTL INC COM Stock 438516106 1,314 7,557 SH   SOLE   0 0 7,557
ILLINOIS TOOL WKS INC COM Stock 452308109 503 2,758 SH   SOLE   0 0 2,757
INTERCONTINENTAL EXCHANGE INC COM Stock 45866F104 853 9,073 SH   SOLE   0 0 9,072
INVESCO QQQ TRUST ETF 46090E103 1,808 6,451 SH   SOLE   0 0 6,450
IQVIA HLDGS INC COM Stock 46266C105 743 3,425 SH   SOLE   0 0 3,425
ISHARES 1 TO 3 YEAR TREASURY BOND ETF ETF 464287457 209 2,527 SH   SOLE   0 0 2,527
ISHARES ASIA 50 ETF ETF 464288430 621 9,896 SH   SOLE   0 0 9,895
ISHARES CORE MSCI EAFE ETF ETF 46432F842 295 5,015 SH   SOLE   0 0 5,015
ISHARES CORE S&P 500 ETF ETF 464287200 1,976 5,211 SH   SOLE   0 0 5,211
ISHARES CORE S&P US VALUE ETF ETF 464287663 1,333 19,937 SH   SOLE   0 0 19,937
ISHARES CORE US AGGREGATE BOND ETF ETF 464287226 2,935 28,860 SH   SOLE   0 0 28,860
ISHARES EUROPE ETF ETF 464287861 613 14,347 SH   SOLE   0 0 14,347
ISHARES FLOATING RATE BOND ETF ETF 46429B655 647 12,959 SH   SOLE   0 0 12,958
ISHARES GLOBAL INFRASTRUCTURE ETF ETF 464288372 495 10,586 SH   SOLE   0 0 10,585
ISHARES INTERNATIONAL SELECT DIVIDEND ETF ETF 464288448 808 29,767 SH   SOLE   0 0 29,767
ISHARES MSCI EAFE GROWTH ETF ETF 464288885 679 8,432 SH   SOLE   0 0 8,431
ISHARES MSCI EAFE SMALL CAP ETF ETF 464288273 489 8,963 SH   SOLE   0 0 8,963
ISHARES MSCI INTL QUALITY FACTOR ETF ETF 46434V456 1,023 33,067 SH   SOLE   0 0 33,067
ISHARES MSCI USA MIN VOL FACTOR ETF ETF 46429B697 1,869 26,622 SH   SOLE   0 0 26,621
ISHARES S&P 500 GROWTH ETF ETF 464287309 2,656 44,014 SH   SOLE   0 0 44,014
ISHARES S&P MID CAP 400 GROWTH ETF ETF 464287606 907 14,237 SH   SOLE   0 0 14,236
ISHARES S&P SMALL CAP 600 VALUE ETF ETF 464287879 799 8,970 SH   SOLE   0 0 8,969
ISHARES S&P SMALL CAP FUND ETF 464287804 672 7,276 SH   SOLE   0 0 7,276
ISHARES SELECT DIVIDEND ETF ETF 464287168 1,730 14,699 SH   SOLE   0 0 14,699
ISHARES US INFRASTRUCTURE ETF ETF 46435U713 602 17,679 SH   SOLE   0 0 17,679
JOHNSON & JOHNSON COM Stock 478160104 3,278 18,468 SH   SOLE   0 0 18,468
JPMORGAN CHASE & CO COM Stock 46625H100 2,370 21,043 SH   SOLE   0 0 21,043
LINDE PLC SHS Stock G5494J103 1,637 5,694 SH   SOLE   0 0 5,694
MARSH & MCLENNAN COS INC COM Stock 571748102 345 2,223 SH   SOLE   0 0 2,223
MASTERCARD INCORPORATED CL A Stock 57636Q104 774 2,453 SH   SOLE   0 0 2,453
MCCORMICK & CO INC COM NON VTG Stock 579780206 1,021 12,260 SH   SOLE   0 0 12,260
MCDONALDS CORP COM Stock 580135101 516 2,092 SH   SOLE   0 0 2,091
MERCK & CO INC COM Stock 58933Y105 619 6,793 SH   SOLE   0 0 6,792
META PLATFORMS INC CL A Stock 30303M102 808 5,011 SH   SOLE   0 0 5,011
MICROSOFT CORP COM Stock 594918104 1,240 4,829 SH   SOLE   0 0 4,828
MORGAN STANLEY COM NEW Stock 617446448 961 12,639 SH   SOLE   0 0 12,638
NORFOLK SOUTHN CORP COM Stock 655844108 280 1,234 SH   SOLE   0 0 1,234
ONEOK INC NEW COM Stock 682680103 392 7,066 SH   SOLE   0 0 7,065
PARKER HANNIFIN CORP COM Stock 701094104 349 1,418 SH   SOLE   0 0 1,417
PEPSICO INC COM Stock 713448108 1,425 8,547 SH   SOLE   0 0 8,547
PFIZER INC COM Stock 717081103 282 5,373 SH   SOLE   0 0 5,373
PHILIP MORRIS INTL INC COM Stock 718172109 620 6,282 SH   SOLE   0 0 6,281
PHILLIPS 66 COM Stock 718546104 545 6,641 SH   SOLE   0 0 6,641
PIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGE TRADED FUND ETF 72201R833 307 3,096 SH   SOLE   0 0 3,096
PROCTER AND GAMBLE CO COM Stock 742718109 1,768 12,295 SH   SOLE   0 0 12,295
RAYTHEON TECHNOLOGIES CORP COM Stock 75513E101 742 7,718 SH   SOLE   0 0 7,718
S&P GLOBAL INC COM Stock 78409V104 624 1,850 SH   SOLE   0 0 1,850
SCHLUMBERGER LTD COM STK Stock 806857108 340 9,510 SH   SOLE   0 0 9,509
SCHWAB CHARLES CORP COM Stock 808513105 232 3,678 SH   SOLE   0 0 3,678
SHELL PLC SPON ADS ADR 780259305 964 18,426 SH   SOLE   0 0 18,426
SPDR BLACKSTONE SENIOR LOAN ETF ETF 78467V608 4,180 100,380 SH   SOLE   0 0 100,380
SPDR GOLD SHARES ETF 78463V107 1,293 7,678 SH   SOLE   0 0 7,678
SPDR S&P 500 ETF ETF 78462F103 208 551 SH   SOLE   0 0 551
SPDR S&P DIVIDEND ETF ETF 78464A763 202 1,701 SH   SOLE   0 0 1,700
STARBUCKS CORP COM Stock 855244109 1,047 13,708 SH   SOLE   0 0 13,707
TEXAS INSTRS INC COM Stock 882508104 375 2,442 SH   SOLE   0 0 2,441
THERMO FISHER SCIENTIFIC INC COM Stock 883556102 3,177 5,848 SH   SOLE   0 0 5,847
UNITED PARCEL SERVICE INC CL B Stock 911312106 453 2,480 SH   SOLE   0 0 2,479
UNITEDHEALTH GROUP INC COM Stock 91324P102 2,962 5,767 SH   SOLE   0 0 5,766
VANECK GOLD MINERS ETF ETF 92189F106 230 8,400 SH   SOLE   0 0 8,400
VANECK VECTORS LOW CARBON ENERGY ETF ETF 92189F502 1,008 8,076 SH   SOLE   0 0 8,076
VANGUARD DIVIDEND APPRECIATION INDEX FUND ETF 921908844 871 6,074 SH   SOLE   0 0 6,073
VANGUARD MID CAP INDEX FUND ETF 922908629 3,263 16,564 SH   SOLE   0 0 16,564
VERISK ANALYTICS INC COM Stock 92345Y106 721 4,163 SH   SOLE   0 0 4,162
VERIZON COMMUNICATIONS INC COM Stock 92343V104 989 19,479 SH   SOLE   0 0 19,479
VISA INC COM CL A Stock 92826C839 1,767 8,972 SH   SOLE   0 0 8,972
WEST PHARMACEUTICAL SVSC INC COM Stock 955306105 1,378 4,557 SH   SOLE   0 0 4,557
X TRACKERS MSCI EAFE HEDGED EQUITY ETF ETF 233051200 3,179 91,321 SH   SOLE   0 0 91,321