The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 BBG001S5T7X2 328,745 3,217 SH   SOLE   3,217 0 0
ABBOTT LABS COM 002824100 BBG001S5N9M6 248,345 2,390 SH   SOLE   2,390 0 0
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 692,531 4,038 SH   SOLE   4,038 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 446,316 1,471 SH   SOLE   1,471 0 0
ADOBE INC COM 00724F101 BBG001S5NCQ5 731,646 1,317 SH   SOLE   1,317 0 0
ADOBE INC COM 00724F101 BBG001S5NCQ5 167 300 SH Call SOLE   300 0 0
ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 855,820 5,276 SH   SOLE   5,276 0 0
ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 568 3,500 SH Call SOLE   3,500 0 0
ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 357 2,200 SH Put SOLE   2,200 0 0
AFLAC INC COM 001055102 BBG001S5NGJ4 489,508 5,481 SH   SOLE   5,481 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 2,700,999 14,828 SH   SOLE   14,828 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 364 2,000 SH Call SOLE   2,000 0 0
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 3,745,699 20,421 SH   SOLE   20,421 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 5,537,275 28,653 SH   SOLE   28,653 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 580 3,000 SH Call SOLE   3,000 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 773 4,000 SH Put SOLE   4,000 0 0
AMGEN INC COM 031162100 BBG001S5NNL6 321,205 1,028 SH   SOLE   1,028 0 0
APPLE INC COM 037833100 BBG001S5N8V8 16,039,237 76,152 SH   SOLE   76,152 0 0
APPLE INC COM 037833100 BBG001S5N8V8 211 1,000 SH Call SOLE   1,000 0 0
APPLE INC COM 037833100 BBG001S5N8V8 1,053 5,000 SH Put SOLE   5,000 0 0
APPLIED MATLS INC COM 038222105 BBG001S5NMM7 588,087 2,492 SH   SOLE   2,492 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210 BBG001SCG0R3 415,228 406 SH   SOLE   406 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210 BBG001SCG0R3 204 200 SH Call SOLE   200 0 0
AT&T INC COM 00206R102 BBG001S5VWH2 334,998 17,530 SH   SOLE   17,530 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG001S82KF6 211,002 884 SH   SOLE   884 0 0
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 425,698 10,704 SH   SOLE   10,704 0 0
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 439 11,000 SH Call SOLE   11,000 0 0
BANK NEW YORK MELLON CORP COM 064058100 BBG001S5P6Q6 212,789 3,553 SH   SOLE   3,553 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 980,042 2,409 SH   SOLE   2,409 0 0
BLACKROCK ETF TRUST US CARBON TRANS 09290C509 BBG00ZS43SF2 1,925,094 32,405 SH   SOLE   32,405 0 0
BLACKROCK ETF TRUST US EQT FACTOR 09290C103 BBG00NNWBWQ2 40,704,750 867,166 SH   SOLE   867,166 0 0
BLACKROCK ETF TRUST WORLD EX US CARB 09290C608 BBG00ZS444Z2 310,971 6,944 SH   SOLE   6,944 0 0
BLACKROCK ETF TRUST II FLEXIBLE INCOME 092528603 BBG01GQYLJY8 5,321,372 101,942 SH   SOLE   101,942 0 0
BLACKROCK INC COM 09247X101 BBG001SDBP55 385,787 490 SH   SOLE   490 0 0
BLUE OWL CAPITAL CORPORATION COM 69121K104 BBG00DB0XYD3 252,030 16,408 SH   SOLE   16,408 0 0
BROADCOM INC COM 11135F101 BBG00KHY5SY8 2,027,784 1,263 SH   SOLE   1,263 0 0
BROADCOM INC COM 11135F101 BBG00KHY5SY8 966 600 SH Call SOLE   600 0 0
CATERPILLAR INC COM 149123101 BBG001S5PJ06 426,701 1,281 SH   SOLE   1,281 0 0
CATERPILLAR INC COM 149123101 BBG001S5PJ06 33 100 SH Call SOLE   100 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 1,181,956 7,556 SH   SOLE   7,556 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 156 1,000 SH Put SOLE   1,000 0 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 346,538 7,294 SH   SOLE   7,294 0 0
COCA COLA CO COM 191216100 BBG001S5SMQ8 297,119 4,668 SH   SOLE   4,668 0 0
COMCAST CORP NEW CL A 20030N101 BBG001S5PXL2 281,341 7,184 SH   SOLE   7,184 0 0
CONFLUENT INC CLASS A COM 20717M103 BBG007HWGYS3 295,300 10,000 SH   SOLE   10,000 0 0
CONOCOPHILLIPS COM 20825C104 BBG001S5TZM2 854,593 7,472 SH   SOLE   7,472 0 0
CONOCOPHILLIPS COM 20825C104 BBG001S5TZM2 229 2,000 SH Put SOLE   2,000 0 0
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 324,729 382 SH   SOLE   382 0 0
CSX CORP COM 126408103 BBG001S5Q7Q3 375,443 11,224 SH   SOLE   11,224 0 0
CYBERARK SOFTWARE LTD SHS M2682V108 BBG006Q52QW1 208,619 763 SH   SOLE   763 0 0
DANAHER CORPORATION COM 235851102 BBG001S5QGT0 408,005 1,633 SH   SOLE   1,633 0 0
DELL TECHNOLOGIES INC CL C 24703L202 BBG00DW3SZT0 246,123 1,785 SH   SOLE   1,785 0 0
DELL TECHNOLOGIES INC CL C 24703L202 BBG00DW3SZT0 372 2,700 SH Call SOLE   2,700 0 0
DIAMONDBACK ENERGY INC COM 25278X109 BBG002PHSZN7 234,623 1,172 SH   SOLE   1,172 0 0
DOW INC COM 260557103 BBG00BN96931 243,606 4,592 SH   SOLE   4,592 0 0
EATON CORP PLC SHS G29183103 BBG001S5QZ45 280,941 896 SH   SOLE   896 0 0
ELEVANCE HEALTH INC COM 036752103 BBG001S6KBQ8 1,065,839 1,967 SH   SOLE   1,967 0 0
ELI LILLY & CO COM 532457108 BBG001S5STL8 630,144 696 SH   SOLE   696 0 0
ELI LILLY & CO COM 532457108 BBG001S5STL8 181 200 SH Call SOLE   200 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 BBG001S9P0Z1 347,760 12,000 SH   SOLE   12,000 0 0
EQUIFAX INC COM 294429105 BBG001S5QSK3 259,432 1,070 SH   SOLE   1,070 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 4,673,012 40,593 SH   SOLE   40,593 0 0
FIFTH THIRD BANCORP COM 316773100 BBG001S5R6S2 217,517 5,961 SH   SOLE   5,961 0 0
FIRST MAJESTIC SILVER CORP COM 32076V103 BBG001SGV444 23,680 4,000 SH   SOLE   4,000 0 0
FIRST MAJESTIC SILVER CORP COM 32076V103 BBG001SGV444 54 9,000 SH Put SOLE   9,000 0 0
GALLAGHER ARTHUR J & CO COM 363576109 BBG001S5NKC2 473,500 1,826 SH   SOLE   1,826 0 0
GENERAL DYNAMICS CORP COM 369550108 BBG001S5RHP1 422,444 1,456 SH   SOLE   1,456 0 0
GOLDMAN SACHS ETF TR ACCESS INVT GR 381430479 BBG00GW2L2G9 2,024,938 44,750 SH   SOLE   44,750 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 696,538 2,023 SH   SOLE   2,023 0 0
ILLINOIS TOOL WKS INC COM 452308109 BBG001S5SDX0 275,584 1,163 SH   SOLE   1,163 0 0
INTEL CORP COM 458140100 BBG001S5SF65 240,812 7,776 SH   SOLE   7,776 0 0
INTEL CORP COM 458140100 BBG001S5SF65 62 2,000 SH Put SOLE   2,000 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 535,572 3,097 SH   SOLE   3,097 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 86 500 SH Call SOLE   500 0 0
INTUIT COM 461202103 BBG001S6TWR2 621,063 945 SH   SOLE   945 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 BBG001S7XR78 399,030 897 SH   SOLE   897 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 BBG001S7XR78 222 500 SH Call SOLE   500 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 BBG001S7XR78 533 1,200 SH Put SOLE   1,200 0 0
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431 BBG001V28DF5 527,878 5,136 SH   SOLE   5,136 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 1,367,619 2,854 SH   SOLE   2,854 0 0
ISHARES GOLD TR ISHARES NEW 464285204 BBG001SJK6D5 1,233,489 28,079 SH   SOLE   28,079 0 0
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 14,394,596 268,907 SH   SOLE   268,907 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 BBG00D7BDH70 519,011 15,479 SH   SOLE   15,479 0 0
ISHARES INC MSCI EMRG CHN 46434G764 BBG00H5VLN77 13,123,081 221,674 SH   SOLE   221,674 0 0
ISHARES TR 0-3 MNTH TREASRY 46436E718 BBG00TZR7YF0 610,605 6,063 SH   SOLE   6,063 0 0
ISHARES TR 20 YR TR BD ETF 464287432 BBG001S8MLN3 8,172,183 89,041 SH   SOLE   89,041 0 0
ISHARES TR CONV BD ETF 46435G102 BBG009BKDMM6 447,601 5,693 SH   SOLE   5,693 0 0
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 600,884 10,268 SH   SOLE   10,268 0 0
ISHARES TR CORE S&P US VLU 464287663 BBG001SFQL80 290,124 3,292 SH   SOLE   3,292 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 2,488,802 4,548 SH   SOLE   4,548 0 0
ISHARES TR CORE TOTAL USD 46434V613 BBG006MJCSW0 31,396,178 694,299 SH   SOLE   694,299 0 0
ISHARES TR EAFE GRWTH ETF 464288885 BBG001SP62C7 49,062,410 479,593 SH   SOLE   479,593 0 0
ISHARES TR EAFE SML CP ETF 464288273 BBG001SYVWS7 11,128,842 180,546 SH   SOLE   180,546 0 0
ISHARES TR EAFE VALUE ETF 464288877 BBG001SNYBH6 14,196,247 267,652 SH   SOLE   267,652 0 0
ISHARES TR ESG ADV TTL USD 46436E619 BBG00VJ13GZ1 477,837 11,230 SH   SOLE   11,230 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 BBG00FFPFTS4 1,344,020 11,264 SH   SOLE   11,264 0 0
ISHARES TR ESG AWR US AGRGT 46435U549 BBG00MC0P0K7 579,269 12,428 SH   SOLE   12,428 0 0
ISHARES TR ESG AWRE USD ETF 46435G193 BBG00H4BH3F2 1,025,922 45,155 SH   SOLE   45,155 0 0
ISHARES TR ESG EAFE ETF 46436E759 BBG00VHK1HS9 812,168 12,045 SH   SOLE   12,045 0 0
ISHARES TR ESG MSCI USA ETF 46436E767 BBG00VHK2B74 1,213,502 26,052 SH   SOLE   26,052 0 0
ISHARES TR GLOBAL ENERG ETF 464287341 BBG001S7RSN5 201,747 4,860 SH   SOLE   4,860 0 0
ISHARES TR HDG MSCI EAFE 46434V803 BBG005XKVF72 7,285,154 204,898 SH   SOLE   204,898 0 0
ISHARES TR IBDS DEC28 ETF 46435U515 BBG00M0P3SC7 810,573 32,724 SH   SOLE   32,724 0 0
ISHARES TR IBONDS 2026 TERM 46436E528 BBG00Y1B7X63 363,666 15,874 SH   SOLE   15,874 0 0
ISHARES TR IBONDS 2027 TERM 46436E478 BBG011MMQW86 378,015 17,159 SH   SOLE   17,159 0 0
ISHARES TR IBONDS 24 TRM HG 46435U184 BBG00P3CTJ01 454,215 19,545 SH   SOLE   19,545 0 0
ISHARES TR IBONDS 24 TRM TS 46436E874 BBG00RYR0PY0 1,191,247 49,677 SH   SOLE   49,677 0 0
ISHARES TR IBONDS 25 TRM HG 46435U168 BBG00P3CSKH1 350,622 15,064 SH   SOLE   15,064 0 0
ISHARES TR IBONDS 25 TRM TS 46436E866 BBG00RYR2N19 1,156,044 49,787 SH   SOLE   49,787 0 0
ISHARES TR IBONDS 26 TRM TS 46436E858 BBG00RYR3RM6 1,239,625 54,718 SH   SOLE   54,718 0 0
ISHARES TR IBONDS 27 ETF 46435UAA9 BBG00HPLJP02 911,278 38,402 SH   SOLE   38,402 0 0
ISHARES TR IBONDS 27 TRM TS 46436E841 BBG00RYR47N8 954,744 43,250 SH   SOLE   43,250 0 0
ISHARES TR IBONDS 28 TR HI 46436E387 BBG015SSQPY4 331,232 14,327 SH   SOLE   14,327 0 0
ISHARES TR IBONDS 28 TRM TS 46436E833 BBG00RYR4L11 804,583 36,856 SH   SOLE   36,856 0 0
ISHARES TR IBONDS DEC2026 46435GAA0 BBG00DST7FD2 1,405,621 59,010 SH   SOLE   59,010 0 0
ISHARES TR IBONDS DEC24 ETF 46434VBG4 BBG0088JX0B3 1,372,098 54,600 SH   SOLE   54,600 0 0
ISHARES TR IBONDS DEC25 ETF 46434VBD1 BBG0088JX9H8 1,347,544 54,205 SH   SOLE   54,205 0 0
ISHARES TR IBONDS OCT 2024 46438G307 BBG01JCZX4M7 264,500 10,330 SH   SOLE   10,330 0 0
ISHARES TR IBONDS OCT 2025 46438G406 BBG01JCXWX94 287,726 11,213 SH   SOLE   11,213 0 0
ISHARES TR IBONDS OCT 2026 46438G505 BBG01JD01KN1 286,375 11,143 SH   SOLE   11,143 0 0
ISHARES TR JPMORGAN USD EMG 464288281 BBG001SQS9Y2 1,794,684 20,284 SH   SOLE   20,284 0 0
ISHARES TR MBS ETF 464288588 BBG001SSD8B1 13,717,424 149,411 SH   SOLE   149,411 0 0
ISHARES TR MODERT ALLOC ETF 464289875 BBG001T3YV21 323,294 7,517 SH   SOLE   7,517 0 0
ISHARES TR MSCI KLD400 SOC 464288570 BBG001SRYH02 1,373,312 13,224 SH   SOLE   13,224 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 BBG0025X2G81 758,537 9,035 SH   SOLE   9,035 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 66,867,833 391,590 SH   SOLE   391,590 0 0
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 34,711,768 325,779 SH   SOLE   325,779 0 0
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 18,096,481 60,820 SH   SOLE   60,820 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 BBG001S562F8 265,155 1,010 SH   SOLE   1,010 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 BBG001S56277 261,347 1,716 SH   SOLE   1,716 0 0
ISHARES TR S&P 100 ETF 464287101 BBG001SGB026 299,716 1,134 SH   SOLE   1,134 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 51,936,520 561,233 SH   SOLE   561,233 0 0
ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 22,567,848 123,992 SH   SOLE   123,992 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 BBG001SLS4Q3 5,540,464 52,993 SH   SOLE   52,993 0 0
ISHARES TR TIPS BD ETF 464287176 BBG001SD9RM5 1,402,769 13,137 SH   SOLE   13,137 0 0
ISHARES TR TRS FLT RT BD 46434V860 BBG005YTNMS3 342,360 6,758 SH   SOLE   6,758 0 0
ISHARES TR U.S. TECH ETF 464287721 BBG001SFB7Z7 20,103,821 133,580 SH   SOLE   133,580 0 0
ISHARES TR US INFRASTRUC 46435U713 BBG00KHHFPF1 4,052,946 96,224 SH   SOLE   96,224 0 0
ISHARES TR US TREAS BD ETF 46429B267 BBG002NCKPP8 1,524,683 67,554 SH   SOLE   67,554 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 1,261,823 8,633 SH   SOLE   8,633 0 0
JPMORGAN CHASE & CO. COM 46625H100 BBG001S8CRC3 1,708,288 8,446 SH   SOLE   8,446 0 0
JPMORGAN CHASE & CO. COM 46625H100 BBG001S8CRC3 101 500 SH Call SOLE   500 0 0
KINDER MORGAN INC DEL COM 49456B101 BBG001TG2YZ5 221,622 11,154 SH   SOLE   11,154 0 0
LAM RESEARCH CORP COM 512807108 BBG001S5SW40 204,451 192 SH   SOLE   192 0 0
LAM RESEARCH CORP COM 512807108 BBG001S5SW40 531 500 SH Call SOLE   500 0 0
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 418,989 897 SH   SOLE   897 0 0
MARSH & MCLENNAN COS INC COM 571748102 BBG001S5T7M4 252,232 1,197 SH   SOLE   1,197 0 0
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 356,899 809 SH   SOLE   809 0 0
MCDONALDS CORP COM 580135101 BBG001S5T110 602,805 2,365 SH   SOLE   2,365 0 0
MCKESSON CORP COM 58155Q103 BBG001S8F8P8 637,772 1,092 SH   SOLE   1,092 0 0
MEDTRONIC PLC SHS G5960L103 BBG001S5T2S9 244,237 3,103 SH   SOLE   3,103 0 0
MERCK & CO INC COM 58933Y105 BBG001S5TC52 758,892 6,130 SH   SOLE   6,130 0 0
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 2,248,688 4,460 SH   SOLE   4,460 0 0
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 605 1,200 SH Call SOLE   1,200 0 0
METLIFE INC COM 59156R108 BBG001S5T3R8 359,724 5,125 SH   SOLE   5,125 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104 BBG001S787B5 432,978 4,732 SH   SOLE   4,732 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 9,751,527 21,818 SH   SOLE   21,818 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 223 500 SH Call SOLE   500 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307 BBG001S5T9L1 249,002 645 SH   SOLE   645 0 0
NETFLIX INC COM 64110L106 BBG001SF6L46 464,992 689 SH   SOLE   689 0 0
NOVO-NORDISK A S ADR 670100205 BBG001S5TSK0 203,975 1,429 SH   SOLE   1,429 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 9,923,959 80,330 SH   SOLE   80,330 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 865 7,000 SH Call SOLE   7,000 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 4,571 37,000 SH Put SOLE   37,000 0 0
NXP SEMICONDUCTORS N V COM N6596X109 BBG001SF62F6 387,759 1,441 SH   SOLE   1,441 0 0
ORACLE CORP COM 68389X105 BBG001S5SJG6 1,503,494 10,648 SH   SOLE   10,648 0 0
ORACLE CORP COM 68389X105 BBG001S5SJG6 141 1,000 SH Call SOLE   1,000 0 0
PALO ALTO NETWORKS INC COM 697435105 BBG001T9NWN5 877,697 2,589 SH   SOLE   2,589 0 0
PARKER-HANNIFIN CORP COM 701094104 BBG001S5V554 419,316 829 SH   SOLE   829 0 0
PAYPAL HLDGS INC COM 70450Y103 BBG0077VNXW5 526,042 9,065 SH   SOLE   9,065 0 0
PAYPAL HLDGS INC COM 70450Y103 BBG0077VNXW5 58 1,000 SH Call SOLE   1,000 0 0
PEPSICO INC COM 713448108 BBG001S695T1 644,217 3,906 SH   SOLE   3,906 0 0
PFIZER INC COM 717081103 BBG001S5V466 432,157 15,445 SH   SOLE   15,445 0 0
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 328,512 3,242 SH   SOLE   3,242 0 0
PHILLIPS 66 COM 718546104 BBG00286S4P7 407,981 2,890 SH   SOLE   2,890 0 0
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 BBG005VLSHH1 6,092,062 64,351 SH   SOLE   64,351 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 1,051,137 6,374 SH   SOLE   6,374 0 0
PROLOGIS INC. COM 74340W103 BBG001S5NMN6 260,110 2,316 SH   SOLE   2,316 0 0
PRUDENTIAL FINL INC COM 744320102 BBG001S97MM7 357,430 3,050 SH   SOLE   3,050 0 0
QUALCOMM INC COM 747525103 BBG001S6VS70 406,327 2,040 SH   SOLE   2,040 0 0
QUALCOMM INC COM 747525103 BBG001S6VS70 300 1,500 SH Call SOLE   1,500 0 0
RIVIAN AUTOMOTIVE INC COM CL A 76954A103 BBG00741Y1P0 262,683 19,574 SH   SOLE   19,574 0 0
RTX CORPORATION COM 75513E101 BBG001S5X5Q9 407,383 4,058 SH   SOLE   4,058 0 0
SALESFORCE INC COM 79466L302 BBG001SDLP09 690,828 2,687 SH   SOLE   2,687 0 0
SCHWAB CHARLES FAMILY FD AMT TAX FREE MNY 808515530 BBG00TCBL6Q3 28,409 28,409 SH   SOLE   28,409 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL EMER 808524730 BBG0051QPC87 1,026,463 34,713 SH   SOLE   34,713 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 BBG0051J0PJ9 2,449,280 36,567 SH   SOLE   36,567 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763 BBG0051NXNX3 861,832 15,693 SH   SOLE   15,693 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 217,572 5,663 SH   SOLE   5,663 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 BBG001WBMLH8 23,084,378 506,459 SH   SOLE   506,459 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 488,327 6,280 SH   SOLE   6,280 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 649,503 10,109 SH   SOLE   10,109 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 BBG001T9F777 6,128,026 117,824 SH   SOLE   117,824 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 278,485 3,055 SH   SOLE   3,055 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 365 4,000 SH Put SOLE   4,000 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG001S7TCZ5 769,408 3,401 SH   SOLE   3,401 0 0
SERVICENOW INC COM 81762P102 BBG001T4JFC0 295,788 376 SH   SOLE   376 0 0
SOUTHERN CO COM 842587107 BBG001S5W777 343,790 4,432 SH   SOLE   4,432 0 0
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 405,509 1,886 SH   SOLE   1,886 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 BBG001SRXRJ1 3,705,641 105,634 SH   SOLE   105,634 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 BBG001SRXRD7 2,618,027 69,499 SH   SOLE   69,499 0 0
SPDR INDEX SHS FDS S&P GBLINF ETF 78463X855 BBG001SRXRM7 235,705 4,313 SH   SOLE   4,313 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 BBG001SRXRK9 664,890 20,948 SH   SOLE   20,948 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 3,921,107 7,205 SH   SOLE   7,205 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 544 1,000 SH Call SOLE   1,000 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 1,088 2,000 SH Put SOLE   2,000 0 0
SPDR SER TR BBG CONV SEC ETF 78464A359 BBG001T2PMD1 215,820 2,995 SH   SOLE   2,995 0 0
SPDR SER TR BLOOMBERG 1 10 Y 78468R861 BBG004MKB438 323,733 17,518 SH   SOLE   17,518 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 BBG001STKCW9 435,496 4,745 SH   SOLE   4,745 0 0
SPDR SER TR BLOOMBERG EMERGI 78464A391 BBG001V0JXM5 638,250 32,089 SH   SOLE   32,089 0 0
SPDR SER TR BLOOMBERG EMG MK 78468R515 BBG00ZXP9R74 571,862 24,003 SH   SOLE   24,003 0 0
SPDR SER TR BLOOMBERG HIGH Y 78468R622 BBG001SQS7X7 660,267 7,004 SH   SOLE   7,004 0 0
SPDR SER TR BLOOMBERG INTL 78464A151 BBG001T8QLK1 316,698 11,029 SH   SOLE   11,029 0 0
SPDR SER TR DJ REIT ETF 78464A607 BBG001SHTRF2 290,658 3,122 SH   SOLE   3,122 0 0
SPDR SER TR NUVEEN BLMBRG MU 78468R721 BBG001SRSPW6 1,356,899 29,659 SH   SOLE   29,659 0 0
SPDR SER TR PORTFLI HIGH YLD 78468R606 BBG0034VNBZ2 448,037 19,287 SH   SOLE   19,287 0 0
SPDR SER TR PORTFLI INTRMDIT 78464A672 BBG001STKCX8 266,106 9,497 SH   SOLE   9,497 0 0
SPDR SER TR PORTFOLIO LN TSR 78464A664 BBG001STKCY7 1,150,099 42,252 SH   SOLE   42,252 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847 BBG001SPT9T9 702,554 13,695 SH   SOLE   13,695 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 BBG001SPTB87 119,203,836 1,862,560 SH   SOLE   1,862,560 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853 BBG004T58LZ5 13,290,122 320,013 SH   SOLE   320,013 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101 BBG0029J2KF1 300,133 10,396 SH   SOLE   10,396 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 BBG001T6B0P2 628,214 21,152 SH   SOLE   21,152 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 BBG004DF1DW8 584,907 13,993 SH   SOLE   13,993 0 0
SSGA ACTIVE TR SPDR SSGA FXD 78470P507 BBG00NS9WHL3 332,066 13,058 SH   SOLE   13,058 0 0
SSGA ACTIVE TR SPDR SSGA US SCT 78470P408 BBG00NS9VV15 2,642,870 51,933 SH   SOLE   51,933 0 0
SUPER MICRO COMPUTER INC COM 86800U104 BBG001SQGH95 1,073,349 1,310 SH   SOLE   1,310 0 0
SUPER MICRO COMPUTER INC COM 86800U104 BBG001SQGH95 2,130 2,600 SH Put SOLE   2,600 0 0
TARGET CORP COM 87612E106 BBG001SC0K41 295,785 1,998 SH   SOLE   1,998 0 0
TESLA INC COM 88160R101 BBG001SQKGD7 1,957,967 9,895 SH   SOLE   9,895 0 0
TESLA INC COM 88160R101 BBG001SQKGD7 99 500 SH Call SOLE   500 0 0
TESLA INC COM 88160R101 BBG001SQKGD7 158 800 SH Put SOLE   800 0 0
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 752,051 3,866 SH   SOLE   3,866 0 0
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 39 200 SH Call SOLE   200 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG001S5WS08 396,501 717 SH   SOLE   717 0 0
TJX COS INC NEW COM 872540109 BBG001S5WQ93 239,468 2,175 SH   SOLE   2,175 0 0
TWILIO INC CL A 90138F102 BBG0029ZX859 207,584 3,654 SH   SOLE   3,654 0 0
UBER TECHNOLOGIES INC COM 90353T100 BBG002B04MW4 229,960 3,164 SH   SOLE   3,164 0 0
UBER TECHNOLOGIES INC COM 90353T100 BBG002B04MW4 73 1,000 SH Call SOLE   1,000 0 0
UNION PAC CORP COM 907818108 BBG001S5X2M0 277,424 1,226 SH   SOLE   1,226 0 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 626,899 1,231 SH   SOLE   1,231 0 0
US BANCORP DEL COM NEW 902973304 BBG001S6T8C1 205,765 5,183 SH   SOLE   5,183 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 27,333,352 364,980 SH   SOLE   364,980 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 BBG001SK3J43 322,895 1,913 SH   SOLE   1,913 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 347,916 930 SH   SOLE   930 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 594,882 1,189 SH   SOLE   1,189 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 281,324 1,290 SH   SOLE   1,290 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 1,737,138 6,494 SH   SOLE   6,494 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 202,437 1,262 SH   SOLE   1,262 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 410,597 7,002 SH   SOLE   7,002 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 13,476,605 307,966 SH   SOLE   307,966 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 BBG001TCHM11 73,061,174 296,912 SH   SOLE   296,912 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 BBG001TCH7W0 5,435,372 66,309 SH   SOLE   66,309 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 1,347,064 7,379 SH   SOLE   7,379 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 539,082 8,940 SH   SOLE   8,940 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 26,076,377 527,648 SH   SOLE   527,648 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 338,457 8,207 SH   SOLE   8,207 0 0
VISA INC COM CL A 92826C839 BBG001SRCFY3 1,282,691 4,887 SH   SOLE   4,887 0 0
WALMART INC COM 931142103 BBG001S5XH92 1,113,931 16,451 SH   SOLE   16,451 0 0
WORKDAY INC CL A 98138H101 BBG001T21KQ7 1,884,611 8,430 SH   SOLE   8,430 0 0
WP CAREY INC COM 92936U109 BBG001S67MM3 449,538 8,166 SH   SOLE   8,166 0 0
XCEL ENERGY INC COM 98389B100 BBG001S7F0X8 202,477 3,791 SH   SOLE   3,791 0 0
ZOETIS INC CL A 98978V103 BBG0039320P7 229,702 1,325 SH   SOLE   1,325 0 0
ZSCALER INC COM 98980G102 BBG003338H61 526,601 2,740 SH   SOLE   2,740 0 0
ZSCALER INC COM 98980G102 BBG003338H61 1,152 6,000 SH Put SOLE   6,000 0 0