The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 228 1,623 SH   SOLE   1,623 0 0
ABBVIE INC COM 00287Y109 326 2,407 SH   SOLE   2,407 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 631 1,113 SH   SOLE   1,113 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 284 500 SH Call SOLE   500 0 0
AIRBNB INC COM CL A 009066101 72 430 SH   SOLE   430 0 0
AIRBNB INC COM CL A 009066101 333 2,000 SH Call SOLE   2,000 0 0
ALPHABET INC CAP STK CL A 02079K305 1,614 557 SH   SOLE   557 0 0
ALPHABET INC CAP STK CL A 02079K305 290 100 SH Call SOLE   100 0 0
ALPHABET INC CAP STK CL C 02079K107 981 339 SH   SOLE   339 0 0
AMAZON COM INC COM 023135106 3,201 960 SH   SOLE   960 0 0
AMAZON COM INC COM 023135106 333 100 SH Call SOLE   100 0 0
AMPLITUDE INC COM CL A 03213A104 3,388 64,000 SH   SOLE   64,000 0 0
APPLE INC COM 037833100 10,411 58,630 SH   SOLE   58,630 0 0
APPLE INC COM 037833100 533 3,000 SH Call SOLE   3,000 0 0
APPLE INC COM 037833100 18 100 SH Put SOLE   100 0 0
APPLIED MATLS INC COM 038222105 244 1,548 SH   SOLE   1,548 0 0
ASPEN TECHNOLOGY INC COM 045327103 303 1,988 SH   SOLE   1,988 0 0
AT&T INC COM 00206R102 404 16,429 SH   SOLE   16,429 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 584 1,953 SH   SOLE   1,953 0 0
BK OF AMERICA CORP COM 060505104 374 8,397 SH   SOLE   8,397 0 0
BK OF AMERICA CORP COM 060505104 400 9,000 SH Call SOLE   9,000 0 0
BROADCOM INC COM 11135F101 524 787 SH   SOLE   787 0 0
BROADCOM INC COM 11135F101 266 400 SH Call SOLE   400 0 0
CATERPILLAR INC COM 149123101 152 738 SH   SOLE   738 0 0
CATERPILLAR INC COM 149123101 62 300 SH Call SOLE   300 0 0
CHEVRON CORP NEW COM 166764100 522 4,447 SH   SOLE   4,447 0 0
COMCAST CORP NEW CL A 20030N101 314 6,235 SH   SOLE   6,235 0 0
CONOCOPHILLIPS COM 20825C104 876 12,135 SH   SOLE   12,135 0 0
CORMEDIX INC COM 21900C308 48 10,480 SH   SOLE   10,480 0 0
CROWDSTRIKE HLDGS INC CL A 22788C105 346 1,692 SH   SOLE   1,692 0 0
CROWDSTRIKE HLDGS INC CL A 22788C105 102 500 SH Call SOLE   500 0 0
DANAHER CORPORATION COM 235851102 384 1,168 SH   SOLE   1,168 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 219 4,236 SH   SOLE   4,236 0 0
DISNEY WALT CO COM 254687106 561 3,622 SH   SOLE   3,622 0 0
DISNEY WALT CO COM 254687106 77 500 SH Call SOLE   500 0 0
DOMINION ENERGY INC COM 25746U109 307 3,909 SH   SOLE   3,909 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 264 12,000 SH   SOLE   12,000 0 0
EQUIFAX INC COM 294429105 313 1,070 SH   SOLE   1,070 0 0
EXXON MOBIL CORP COM 30231G102 2,745 44,865 SH   SOLE   44,865 0 0
FEDEX CORP COM 31428X106 128 493 SH   SOLE   493 0 0
FEDEX CORP COM 31428X106 155 600 SH Call SOLE   600 0 0
FORTINET INC COM 34959E109 295 821 SH   SOLE   821 0 0
FORTUNE BRANDS HOME & SEC IN COM 34964C106 586 5,484 SH   SOLE   5,484 0 0
HECLA MNG CO COM 422704106 339 65,000 SH   SOLE   65,000 0 0
HOME DEPOT INC COM 437076102 592 1,426 SH   SOLE   1,426 0 0
ILLINOIS TOOL WKS INC COM 452308109 312 1,263 SH   SOLE   1,263 0 0
INTEL CORP COM 458140100 303 5,887 SH   SOLE   5,887 0 0
INTEL CORP COM 458140100 31 600 SH Call SOLE   600 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 361 2,704 SH   SOLE   2,704 0 0
INVENTRUST PPTYS CORP COM NEW 46124J201 212 7,787 SH   SOLE   7,787 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 805 2,024 SH   SOLE   2,024 0 0
ISHARES GOLD TR ISHARES NEW 464285204 2,098 60,283 SH   SOLE   60,283 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 271 6,827 SH   SOLE   6,827 0 0
ISHARES INC MSCI EM ASIA ETF 464286426 1,642 20,015 SH   SOLE   20,015 0 0
ISHARES TR 10-20 YR TRS ETF 464288653 1,694 11,418 SH   SOLE   11,418 0 0
ISHARES TR CORE S&P MCP ETF 464287507 707 2,497 SH   SOLE   2,497 0 0
ISHARES TR CORE S&P500 ETF 464287200 2,537 5,319 SH   SOLE   5,319 0 0
ISHARES TR CORE TOTAL USD 46434V613 5,561 105,055 SH   SOLE   105,055 0 0
ISHARES TR EAFE GRWTH ETF 464288885 18,917 171,517 SH   SOLE   171,517 0 0
ISHARES TR EAFE SML CP ETF 464288273 15,922 217,843 SH   SOLE   217,843 0 0
ISHARES TR EAFE VALUE ETF 464288877 11,322 224,678 SH   SOLE   224,678 0 0
ISHARES TR ESG ADV TTL USD 46436E619 1,886 38,146 SH   SOLE   38,146 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 941 11,840 SH   SOLE   11,840 0 0
ISHARES TR ESG AWARE MSCI 46435U663 834 20,692 SH   SOLE   20,692 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 26,130 242,165 SH   SOLE   242,165 0 0
ISHARES TR ESG AWRE 1 5 YR 46435G243 229 8,933 SH   SOLE   8,933 0 0
ISHARES TR ESG EAFE ETF 46436E759 611 8,878 SH   SOLE   8,878 0 0
ISHARES TR ESG MSCI USA ETF 46436E767 1,339 33,950 SH   SOLE   33,950 0 0
ISHARES TR FALN ANGLS USD 46435G474 4,065 135,650 SH   SOLE   135,650 0 0
ISHARES TR GLOBAL FINLS ETF 464287333 2,781 34,738 SH   SOLE   34,738 0 0
ISHARES TR MBS ETF 464288588 2,017 18,771 SH   SOLE   18,771 0 0
ISHARES TR MSCI USA ESG SLC 464288802 262 2,464 SH   SOLE   2,464 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 3,364 41,584 SH   SOLE   41,584 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 407 2,795 SH   SOLE   2,795 0 0
ISHARES TR MSCI USA VALUE 46432F388 4,713 43,051 SH   SOLE   43,051 0 0
ISHARES TR NATIONAL MUN ETF 464288414 19,896 171,108 SH   SOLE   171,108 0 0
ISHARES TR PFD AND INCM SEC 464288687 340 8,623 SH   SOLE   8,623 0 0
ISHARES TR RUS 1000 ETF 464287622 20,525 77,621 SH   SOLE   77,621 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 299 1,019 SH   SOLE   1,019 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 462 2,783 SH   SOLE   2,783 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 247 1,112 SH   SOLE   1,112 0 0
ISHARES TR U.S. TECH ETF 464287721 3,497 30,456 SH   SOLE   30,456 0 0
ISHARES TR US TREAS BD ETF 46429B267 7,723 289,470 SH   SOLE   289,470 0 0
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 1,126 36,453 SH   SOLE   36,453 0 0
JOHNSON & JOHNSON COM 478160104 689 4,027 SH   SOLE   4,027 0 0
JPMORGAN CHASE & CO COM 46625H100 796 5,024 SH   SOLE   5,024 0 0
JPMORGAN CHASE & CO COM 46625H100 507 3,200 SH Call SOLE   3,200 0 0
LAM RESEARCH CORP COM 512807108 204 283 SH   SOLE   283 0 0
LAM RESEARCH CORP COM 512807108 72 100 SH Call SOLE   100 0 0
MARVELL TECHNOLOGY INC COM 573874104 209 2,389 SH   SOLE   2,389 0 0
MASTERCARD INCORPORATED CL A 57636Q104 287 798 SH   SOLE   798 0 0
MCDONALDS CORP COM 580135101 455 1,699 SH   SOLE   1,699 0 0
MEDTRONIC PLC SHS G5960L103 261 2,519 SH   SOLE   2,519 0 0
MERCK & CO INC COM 58933Y105 368 4,796 SH   SOLE   4,796 0 0
META PLATFORMS INC CL A 30303M102 1,306 3,884 SH   SOLE   3,884 0 0
META PLATFORMS INC CL A 30303M102 101 300 SH Call SOLE   300 0 0
MICROSOFT CORP COM 594918104 4,689 13,943 SH   SOLE   13,943 0 0
MICROSOFT CORP COM 594918104 538 1,600 SH Call SOLE   1,600 0 0
MORGAN STANLEY COM NEW 617446448 181 1,843 SH   SOLE   1,843 0 0
MORGAN STANLEY COM NEW 617446448 98 1,000 SH Call SOLE   1,000 0 0
NETFLIX INC COM 64110L106 225 374 SH   SOLE   374 0 0
NEW GOLD INC CDA COM 644535106 35 23,600 SH   SOLE   23,600 0 0
NEW GOLD INC CDA COM 644535106 5 3,000 SH Call SOLE   3,000 0 0
NVIDIA CORPORATION COM 67066G104 2,225 7,565 SH   SOLE   7,565 0 0
NVIDIA CORPORATION COM 67066G104 353 1,200 SH Call SOLE   1,200 0 0
NXP SEMICONDUCTORS N V COM N6596X109 560 2,458 SH   SOLE   2,458 0 0
ORACLE CORP COM 68389X105 809 9,274 SH   SOLE   9,274 0 0
OWL ROCK CAPITAL CORPORATION COM 69121K104 208 14,667 SH   SOLE   14,667 0 0
PALO ALTO NETWORKS INC COM 697435105 291 523 SH   SOLE   523 0 0
PAYPAL HLDGS INC COM 70450Y103 685 3,631 SH   SOLE   3,631 0 0
PAYPAL HLDGS INC COM 70450Y103 151 800 SH Call SOLE   800 0 0
PEPSICO INC COM 713448108 365 2,104 SH   SOLE   2,104 0 0
PFIZER INC COM 717081103 837 14,180 SH   SOLE   14,180 0 0
PHILLIPS 66 COM 718546104 316 4,366 SH   SOLE   4,366 0 0
PROCTER AND GAMBLE CO COM 742718109 589 3,600 SH   SOLE   3,600 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 214 2,492 SH   SOLE   2,492 0 0
SALESFORCE COM INC COM 79466L302 428 1,683 SH   SOLE   1,683 0 0
SALESFORCE COM INC COM 79466L302 280 1,100 SH Call SOLE   1,100 0 0
SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714 3,998 79,091 SH   SOLE   79,091 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 2,199 37,514 SH   SOLE   37,514 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 360 6,481 SH   SOLE   6,481 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 223 6,871 SH   SOLE   6,871 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 2,299 28,441 SH   SOLE   28,441 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 771 4,711 SH   SOLE   4,711 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 4,873 47,590 SH   SOLE   47,590 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 5,375 85,468 SH   SOLE   85,468 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 2,916 52,537 SH   SOLE   52,537 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 37 348 SH   SOLE   348 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 265 2,500 SH Call SOLE   2,500 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 477 2,745 SH   SOLE   2,745 0 0
SERVICENOW INC COM 81762P102 317 489 SH   SOLE   489 0 0
SERVICENOW INC COM 81762P102 65 100 SH Call SOLE   100 0 0
SHOPIFY INC CL A 82509L107 328 238 SH   SOLE   238 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 210 1,356 SH   SOLE   1,356 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 670 1,411 SH   SOLE   1,411 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 24,777 443,801 SH   SOLE   443,801 0 0
TESLA INC COM 88160R101 4,958 4,692 SH   SOLE   4,692 0 0
TEXAS INSTRS INC COM 882508104 711 3,775 SH   SOLE   3,775 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 412 618 SH   SOLE   618 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 67 100 SH Call SOLE   100 0 0
UNION PAC CORP COM 907818108 338 1,342 SH   SOLE   1,342 0 0
UNITED STS OIL FD LP UNITS 91232N207 20 375 SH   SOLE   375 0 0
UNITED STS OIL FD LP UNITS 91232N207 647 11,900 SH Call SOLE   11,900 0 0
UNITEDHEALTH GROUP INC COM 91324P102 478 951 SH   SOLE   951 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 224 2,554 SH   SOLE   2,554 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 705 3,856 SH   SOLE   3,856 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 409 1,275 SH   SOLE   1,275 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 386 885 SH   SOLE   885 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 203 900 SH   SOLE   900 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,326 5,492 SH   SOLE   5,492 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 223 1,513 SH   SOLE   1,513 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,579 25,759 SH   SOLE   25,759 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 7,435 150,333 SH   SOLE   150,333 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 111,538 509,657 SH   SOLE   509,657 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 68,274 760,205 SH   SOLE   760,205 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,208 12,856 SH   SOLE   12,856 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 249 3,915 SH   SOLE   3,915 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 22,210 434,973 SH   SOLE   434,973 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 212 4,082 SH   SOLE   4,082 0 0
VISA INC COM CL A 92826C839 756 3,488 SH   SOLE   3,488 0 0
WALMART INC COM 931142103 686 4,740 SH   SOLE   4,740 0 0
WHEELS UP EXPERIENCE INC COM CL A 96328L106 49 10,600 SH   SOLE   10,600 0 0
WISDOMTREE TR EM EX ST-OWNED 97717X578 3,876 105,196 SH   SOLE   105,196 0 0
WP CAREY INC COM 92936U109 379 4,616 SH   SOLE   4,616 0 0
XCEL ENERGY INC COM 98389B100 241 3,559 SH   SOLE   3,559 0 0