The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 269,522 1,808 SH   SOLE   1,776 0 32
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 751,136 5,740 SH   SOLE   5,518 0 222
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 446,180 3,384 SH   SOLE   3,364 0 20
AMAZON COM INC COM 023135106 BBG001S5PQL7 985,023 7,749 SH   SOLE   7,409 0 340
AMERICAN EXPRESS CO COM 025816109 BBG001S5P034 330,008 2,212 SH   SOLE   1,019 0 1,193
AMGEN INC COM 031162100 BBG001S5NNL6 550,958 2,050 SH   SOLE   1,503 0 547
APPLE INC COM 037833100 BBG001S5N8V8 4,052,239 23,668 SH   SOLE   20,858 0 2,810
APPLIED MATLS INC COM 038222105 BBG001S5NMM7 285,666 2,063 SH   SOLE   1,606 0 457
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 433,671 1,238 SH   SOLE   488 0 750
CARLISLE COS INC COM 142339100 BBG001S5Q6R4 257,445 993 SH   SOLE   993 0 0
CATERPILLAR INC COM 149123101 BBG001S5PJ06 440,895 1,615 SH   SOLE   1,495 0 120
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 323,964 1,921 SH   SOLE   1,921 0 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 611,275 11,370 SH   SOLE   8,865 0 2,505
ELI LILLY & CO COM 532457108 BBG001S5STL8 447,824 834 SH   SOLE   834 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 338,804 2,881 SH   SOLE   2,881 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 BBG0078X1341 35,576,393 816,722 SH   SOLE   754,668 0 62,054
HOME DEPOT INC COM 437076102 BBG001S5RTW7 758,461 2,510 SH   SOLE   2,510 0 0
ILLINOIS TOOL WKS INC COM 452308109 BBG001S5SDX0 214,617 932 SH   SOLE   932 0 0
INTEL CORP COM 458140100 BBG001S5SF65 348,968 9,816 SH   SOLE   8,929 0 887
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 3,048,682 64,061 SH   SOLE   36,464 0 27,597
ISHARES TR 1 3 YR TREAS BD 464287457 BBG001SKXPR1 240,076 2,965 SH   SOLE   2,965 0 0
ISHARES TR CORE 1 5 YR USD 46432F859 BBG003HC6JD6 1,178,954 25,419 SH   SOLE   24,956 0 463
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 259,823 1,042 SH   SOLE   1,007 0 35
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 1,662,095 17,620 SH   SOLE   8,601 0 9,019
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 6,722,301 15,654 SH   SOLE   14,385 0 1,269
ISHARES TR ISHS 1-5YR INVS 464288646 BBG001SSD858 700,460 14,057 SH   SOLE   0 0 14,057
ISHARES TR MORNINGSTAR GRWT 464287119 BBG001SBRHJ5 8,380,288 140,491 SH   SOLE   132,453 0 8,038
ISHARES TR MRGSTR MD CP ETF 464288208 BBG001SBRK26 4,177,516 69,940 SH   SOLE   65,904 0 4,036
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 1,127,830 16,364 SH   SOLE   12,691 0 3,673
ISHARES TR MSCI INTL QUALTY 46434V456 BBG007WGM3H4 7,297,638 217,127 SH   SOLE   200,298 0 16,829
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 14,114,759 53,065 SH   SOLE   2,688 0 50,377
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 5,837,631 38,451 SH   SOLE   0 0 38,451
ISHARES TR RUS MID CAP ETF 464287499 BBG001SJCNS1 4,467,248 64,509 SH   SOLE   9,566 0 54,943
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 3,335,849 18,874 SH   SOLE   555 0 18,319
ISHARES TR TIPS BD ETF 464287176 BBG001SD9RM5 257,790 2,485 SH   SOLE   2,100 0 385
ISHARES TR US HLTHCARE ETF 464287762 BBG001SFGXR4 218,757 810 SH   SOLE   810 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 BBG00GP26NW0 5,413,754 107,887 SH   SOLE   88,392 0 19,495
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 BBG00M8D2458 12,522,548 248,217 SH   SOLE   209,315 0 38,902
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 680,028 4,366 SH   SOLE   3,622 0 744
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 647,815 4,467 SH   SOLE   4,163 0 304
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 209,300 512 SH   SOLE   501 0 11
MARRIOTT INTL INC NEW CL A 571903202 BBG001S78K44 490,810 2,497 SH   SOLE   1,322 0 1,175
MCDONALDS CORP COM 580135101 BBG001S5T110 307,698 1,168 SH   SOLE   1,168 0 0
MEDICAL PPTYS TRUST INC COM 58463J304 BBG001S7WM61 77,110 14,149 SH   SOLE   14,149 0 0
MERCK & CO INC COM 58933Y105 BBG001S5TC52 779,653 7,573 SH   SOLE   6,052 0 1,521
MICROSOFT CORP COM 594918104 BBG001S5TD05 2,510,280 7,950 SH   SOLE   7,263 0 687
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 1,366,991 3,143 SH   SOLE   3,112 0 31
PATTERSON-UTI ENERGY INC COM 703481101 BBG001S7GWF7 185,373 13,394 SH   SOLE   13,394 0 0
PEPSICO INC COM 713448108 BBG001S695T1 801,716 4,732 SH   SOLE   4,705 0 27
PFIZER INC COM 717081103 BBG001S5V466 461,989 13,928 SH   SOLE   12,636 0 1,292
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 2,340,301 16,045 SH   SOLE   15,875 0 170
QUALCOMM INC COM 747525103 BBG001S6VS70 533,922 4,808 SH   SOLE   2,809 0 1,999
REGIONS FINANCIAL CORP NEW COM 7591EP100 BBG001SM4KY2 566,757 32,951 SH   SOLE   30,654 0 2,297
RTX CORPORATION COM 75513E101 BBG001S5X5Q9 351,085 4,878 SH   SOLE   3,947 0 931
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 BBG001T6L7D9 994,468 41,540 SH   SOLE   37,445 0 4,095
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 1,699,596 50,047 SH   SOLE   34,239 0 15,808
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 19,812,293 397,438 SH   SOLE   357,603 0 39,835
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 32,434,672 458,376 SH   SOLE   371,237 0 87,139
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 764,837 10,518 SH   SOLE   10,518 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 2,092,936 30,924 SH   SOLE   29,133 0 1,791
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 2,766,499 66,791 SH   SOLE   64,234 0 2,557
SERVISFIRST BANCSHARES INC COM 81768T108 BBG001T2HRB1 655,881 12,572 SH   SOLE   12,572 0 0
SOUTHERN CO COM 842587107 BBG001S5W777 683,630 10,563 SH   SOLE   10,201 0 362
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 BBG001SRXRD7 731,826 21,800 SH   SOLE   21,800 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805 BBG001SG6843 1,185,539 22,586 SH   SOLE   22,586 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853 BBG004T58LZ5 443,280 12,013 SH   SOLE   11,518 0 495
SPDR SER TR PRTFLO S&P500 GW 78464A409 BBG001SD7RB9 13,658,705 230,410 SH   SOLE   211,797 0 18,613
TRUSTMARK CORP COM 898402102 BBG001S6JGT6 439,902 20,244 SH   SOLE   20,244 0 0
UNION PAC CORP COM 907818108 BBG001S5X2M0 478,795 2,351 SH   SOLE   2,351 0 0
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 248,539 1,595 SH   SOLE   1,344 0 251
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 831,429 1,649 SH   SOLE   1,505 0 144
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 BBG002VZY7Y3 389,405 14,390 SH   SOLE   14,105 0 285
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 1,674,707 6,150 SH   SOLE   6,150 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 463,386 2,225 SH   SOLE   600 0 1,625
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 8,368,204 21,309 SH   SOLE   10,196 0 11,113
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 1,281,027 6,775 SH   SOLE   6,762 0 13
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 1,063,927 5,009 SH   SOLE   5,009 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 1,465,934 19,294 SH   SOLE   17,438 0 1,856
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 30,069,556 400,127 SH   SOLE   375,158 0 24,969
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 2,452,474 15,784 SH   SOLE   11,710 0 4,074
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 1,561,439 35,715 SH   SOLE   28,212 0 7,503
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 10,382,295 100,487 SH   SOLE   93,465 0 7,022
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 BBG00C863MQ1 2,066,321 28,968 SH   SOLE   26,670 0 2,298
VANGUARD WORLD FD MEGA GRWTH IND 921910816 BBG001T0Y6W9 205,596 906 SH   SOLE   906 0 0
VISA INC COM CL A 92826C839 BBG001SRCFY3 471,910 2,052 SH   SOLE   2,036 0 16
WALMART INC COM 931142103 BBG001S5XH92 931,944 5,827 SH   SOLE   4,493 0 1,334