The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 243,063 1,804 SH   SOLE   1,772 0 32
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 673,313 5,625 SH   SOLE   5,403 0 222
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 385,894 3,190 SH   SOLE   3,170 0 20
AMAZON COM INC COM 023135106 BBG001S5PQL7 980,277 7,520 SH   SOLE   7,180 0 340
AMERICAN EXPRESS CO COM 025816109 BBG001S5P034 385,330 2,212 SH   SOLE   1,019 0 1,193
AMGEN INC COM 031162100 BBG001S5NNL6 461,802 2,080 SH   SOLE   1,533 0 547
APPLE INC COM 037833100 BBG001S5N8V8 4,797,499 24,733 SH   SOLE   21,924 0 2,809
APPLIED MATLS INC COM 038222105 BBG001S5NMM7 302,806 2,095 SH   SOLE   1,638 0 457
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 397,265 1,165 SH   SOLE   415 0 750
CARLISLE COS INC COM 142339100 BBG001S5Q6R4 254,734 993 SH   SOLE   993 0 0
CATERPILLAR INC COM 149123101 BBG001S5PJ06 399,831 1,625 SH   SOLE   1,505 0 120
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 319,248 2,029 SH   SOLE   2,029 0 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 615,340 11,893 SH   SOLE   9,388 0 2,505
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 310,634 2,896 SH   SOLE   2,896 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 BBG0078X1341 22,031,425 485,060 SH   SOLE   450,616 0 34,444
FORD MTR CO DEL COM 345370860 BBG001S5TZ33 185,601 12,267 SH   SOLE   12,017 0 250
HOME DEPOT INC COM 437076102 BBG001S5RTW7 771,630 2,484 SH   SOLE   2,484 0 0
ILLINOIS TOOL WKS INC COM 452308109 BBG001S5SDX0 232,877 931 SH   SOLE   931 0 0
INTEL CORP COM 458140100 BBG001S5SF65 328,903 9,836 SH   SOLE   8,949 0 887
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 3,152,559 63,959 SH   SOLE   36,352 0 27,607
ISHARES TR 1 3 YR TREAS BD 464287457 BBG001SKXPR1 245,024 3,022 SH   SOLE   3,022 0 0
ISHARES TR CORE 1 5 YR USD 46432F859 BBG003HC6JD6 1,620,726 34,750 SH   SOLE   34,287 0 463
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 272,462 1,042 SH   SOLE   1,007 0 35
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 1,805,857 18,122 SH   SOLE   9,103 0 9,019
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 6,977,148 15,654 SH   SOLE   14,385 0 1,269
ISHARES TR ISHS 1-5YR INVS 464288646 BBG001SSD858 705,240 14,057 SH   SOLE   0 0 14,057
ISHARES TR MORNINGSTAR GRWT 464287119 BBG001SBRHJ5 9,045,924 145,103 SH   SOLE   136,562 0 8,541
ISHARES TR MRGSTR MD CP ETF 464288208 BBG001SBRK26 4,231,000 66,851 SH   SOLE   63,249 0 3,602
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 1,198,014 16,524 SH   SOLE   12,851 0 3,673
ISHARES TR MSCI INTL QUALTY 46434V456 BBG007WGM3H4 6,798,176 190,960 SH   SOLE   177,767 0 13,193
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 2,049,429 19,202 SH   SOLE   14,154 0 5,048
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 14,602,427 53,065 SH   SOLE   2,688 0 50,377
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 6,068,721 38,451 SH   SOLE   0 0 38,451
ISHARES TR RUS MID CAP ETF 464287499 BBG001SJCNS1 4,744,832 64,971 SH   SOLE   10,028 0 54,943
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 3,531,538 18,858 SH   SOLE   539 0 18,319
ISHARES TR SHRT NAT MUN ETF 464288158 BBG001SLS4Q3 4,738,814 45,548 SH   SOLE   42,813 0 2,735
ISHARES TR TIPS BD ETF 464287176 BBG001SD9RM5 263,172 2,445 SH   SOLE   2,060 0 385
ISHARES TR US HLTHCARE ETF 464287762 BBG001SFGXR4 227,004 810 SH   SOLE   810 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 BBG00GP26NW0 6,404,043 127,723 SH   SOLE   107,332 0 20,391
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 BBG00M8D2458 14,526,420 286,800 SH   SOLE   247,700 0 39,100
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 689,899 4,168 SH   SOLE   3,424 0 744
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 627,224 4,313 SH   SOLE   4,009 0 304
LILLY ELI & CO COM 532457108 BBG001S5STL8 387,245 826 SH   SOLE   826 0 0
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 220,834 480 SH   SOLE   469 0 11
MARRIOTT INTL INC NEW CL A 571903202 BBG001S78K44 458,674 2,497 SH   SOLE   1,322 0 1,175
MCDONALDS CORP COM 580135101 BBG001S5T110 404,942 1,357 SH   SOLE   1,357 0 0
MEDICAL PPTYS TRUST INC COM 58463J304 BBG001S7WM61 130,059 14,045 SH   SOLE   14,045 0 0
MEDTRONIC PLC SHS G5960L103 BBG001S5T2S9 219,193 2,488 SH   SOLE   1,978 0 510
MERCK & CO INC COM 58933Y105 BBG001S5TC52 875,880 7,591 SH   SOLE   6,070 0 1,521
MICROSOFT CORP COM 594918104 BBG001S5TD05 2,691,249 7,903 SH   SOLE   7,216 0 687
NEXTIER OILFIELD SOLUTIONS COM 65290C105 BBG00FJFZY90 159,239 17,812 SH   SOLE   17,812 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 1,334,440 3,155 SH   SOLE   3,124 0 31
ORACLE CORP COM 68389X105 BBG001S5SJG6 241,471 2,028 SH   SOLE   2,028 0 0
PEPSICO INC COM 713448108 BBG001S695T1 832,821 4,496 SH   SOLE   4,469 0 27
PFIZER INC COM 717081103 BBG001S5V466 513,527 14,000 SH   SOLE   12,708 0 1,292
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 2,454,796 16,178 SH   SOLE   16,008 0 170
QUALCOMM INC COM 747525103 BBG001S6VS70 582,471 4,893 SH   SOLE   2,894 0 1,999
RAYTHEON TECHNOLOGIES CORP COM 75513E101 BBG001S5X5Q9 481,167 4,912 SH   SOLE   3,981 0 931
REGIONS FINANCIAL CORP NEW COM 7591EP100 BBG001SM4KY2 969,657 54,414 SH   SOLE   52,117 0 2,297
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 BBG001T6L7D9 1,076,109 43,691 SH   SOLE   39,596 0 4,095
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 1,823,462 51,149 SH   SOLE   35,341 0 15,808
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 18,825,019 364,120 SH   SOLE   327,665 0 36,455
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 32,868,952 452,616 SH   SOLE   365,666 0 86,950
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 788,249 10,517 SH   SOLE   10,517 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 2,220,540 31,262 SH   SOLE   29,461 0 1,801
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 2,858,567 65,264 SH   SOLE   62,673 0 2,591
SERVISFIRST BANCSHARES INC COM 81768T108 BBG001T2HRB1 514,446 12,572 SH   SOLE   12,572 0 0
SOUTHERN CO COM 842587107 BBG001S5W777 741,933 10,561 SH   SOLE   10,199 0 362
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 BBG001SRXRD7 676,564 19,679 SH   SOLE   19,679 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805 BBG001SG6843 1,229,800 22,590 SH   SOLE   22,590 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853 BBG004T58LZ5 477,538 12,295 SH   SOLE   11,800 0 495
SPDR SER TR PRTFLO S&P500 GW 78464A409 BBG001SD7RB9 13,188,654 216,172 SH   SOLE   198,570 0 17,602
TRUSTMARK CORP COM 898402102 BBG001S6JGT6 428,187 20,274 SH   SOLE   20,274 0 0
UNION PAC CORP COM 907818108 BBG001S5X2M0 472,493 2,309 SH   SOLE   2,309 0 0
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 287,007 1,601 SH   SOLE   1,350 0 251
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 764,227 1,590 SH   SOLE   1,446 0 144
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 BBG002VZY7Y3 409,389 14,742 SH   SOLE   14,457 0 285
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 1,812,925 6,407 SH   SOLE   6,407 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 488,775 2,220 SH   SOLE   595 0 1,625
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 8,678,698 21,309 SH   SOLE   10,196 0 11,113
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 1,315,173 6,613 SH   SOLE   6,600 0 13
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 1,095,362 4,973 SH   SOLE   4,973 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 BBG003H12XS7 229,940 4,849 SH   SOLE   4,849 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 1,548,848 19,598 SH   SOLE   17,742 0 1,856
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 30,972,498 409,364 SH   SOLE   383,834 0 25,530
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 2,568,518 15,813 SH   SOLE   11,739 0 4,074
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 1,682,594 36,436 SH   SOLE   28,933 0 7,503
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 11,192,313 105,518 SH   SOLE   97,841 0 7,677
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 BBG00C863MQ1 2,195,977 29,245 SH   SOLE   26,937 0 2,308
VANGUARD WORLD FD MEGA GRWTH IND 921910816 BBG001T0Y6W9 213,187 906 SH   SOLE   906 0 0
VISA INC COM CL A 92826C839 BBG001SRCFY3 467,233 1,967 SH   SOLE   1,951 0 16
WALMART INC COM 931142103 BBG001S5XH92 917,331 5,836 SH   SOLE   4,502 0 1,334