The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102   856,580 30,289 SH   SOLE   0 0 30,289
ABBVIE INC COM 00287Y109   550,906 2,629 SH   SOLE   0 0 2,629
ALPHABET INC CAP STK CL C 02079K107   352,806 2,258 SH   SOLE   0 0 2,258
ALPHABET INC CAP STK CL A 02079K305   543,494 3,515 SH   SOLE   0 0 3,515
AMAZON COM INC COM 023135106   1,030,068 5,414 SH   SOLE   0 0 5,414
APPLE INC COM 037833100   877,569 3,951 SH   SOLE   0 0 3,951
ARES CAPITAL CORP COM 04010L103   218,653 9,867 SH   SOLE   0 0 9,867
ASTERA LABS INC COM 04626A103   431,354 7,229 SH   SOLE   0 0 7,229
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   258,834 486 SH   SOLE   0 0 486
BGC GROUP INC CL A 088929104   315,448 34,400 SH   SOLE   0 0 34,400
BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603   829,071 15,828 SH   SOLE   0 0 15,828
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103   1,681,342 34,482 SH   SOLE   0 0 34,482
BLACKROCK ETF TRUST US CARBON TRANS 09290C509   220,931 3,645 SH   SOLE   0 0 3,645
BROADCOM INC COM 11135F101   520,707 3,110 SH   SOLE   0 0 3,110
CANADIAN PACIFIC KANSAS CITY COM 13646K108   212,034 3,020 SH   SOLE   0 0 3,020
CAVA GROUP INC COM 148929102   849,929 9,836 SH   SOLE   0 0 9,836
CHEWY INC CL A 16679L109   582,092 17,905 SH   SOLE   0 0 17,905
CISCO SYS INC COM 17275R102   605,564 9,813 SH   SOLE   0 0 9,813
CONOCOPHILLIPS COM 20825C104   200,903 1,913 SH   SOLE   0 0 1,913
CORNING INC COM 219350105   240,476 5,253 SH   SOLE   0 0 5,253
CROWDSTRIKE HLDGS INC CL A 22788C105   322,611 915 SH   SOLE   0 0 915
ENTERPRISE PRODS PARTNERS L COM 293792107   310,674 9,100 SH   SOLE   0 0 9,100
META PLATFORMS INC CL A 30303M102   472,894 820 SH   SOLE   0 0 820
INTERNATIONAL BUSINESS MACHS COM 459200101   573,509 2,306 SH   SOLE   0 0 2,306
INVESCO ACTIVELY MANAGED EXC TOTAL RETURN 46090A804   206,914 4,409 SH   SOLE   0 0 4,409
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233   435,257 9,458 SH   SOLE   0 0 9,458
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   418,350 2,415 SH   SOLE   0 0 2,415
INVESCO EXCH TRADED FD TR II EQUAL WEGT 0-30 46138E107   289,606 10,410 SH   SOLE   0 0 10,410
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339   470,423 5,084 SH   SOLE   0 0 5,084
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   302,345 4,046 SH   SOLE   0 0 4,046
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   605,311 3,136 SH   SOLE   0 0 3,136
INVESCO EXCH TRD SLF IDX FD INTL DEV DYNAMIC 46138J437   340,184 13,823 SH   SOLE   0 0 13,823
INVESCO EXCH TRD SLF IDX FD RUSL 1000 DYNM 46138J619   655,020 12,287 SH   SOLE   0 0 12,287
ISHARES TR CORE S&P500 ETF 464287200   18,970,322 33,762 SH   SOLE   0 0 33,762
ISHARES TR CORE US AGGBD ET 464287226   8,485,215 85,779 SH   SOLE   0 0 85,779
ISHARES TR S&P 500 GRWT ETF 464287309   1,819,097 19,596 SH   SOLE   0 0 19,596
ISHARES TR S&P 500 VAL ETF 464287408   1,193,221 6,261 SH   SOLE   0 0 6,261
ISHARES TR 20 YR TR BD ETF 464287432   1,037,959 11,427 SH   SOLE   0 0 11,427
ISHARES TR RUS 1000 VAL ETF 464287598   316,507 1,682 SH   SOLE   0 0 1,682
ISHARES TR RUS 1000 GRW ETF 464287614   277,971 770 SH   SOLE   0 0 770
ISHARES TR RUS 2000 VAL ETF 464287630   356,963 2,364 SH   SOLE   0 0 2,364
ISHARES TR U.S. TECH ETF 464287721   589,844 4,200 SH   SOLE   0 0 4,200
ISHARES TR CORE S&P SCP ETF 464287804   7,870,844 75,269 SH   SOLE   0 0 75,269
ISHARES TR JPMORGAN USD EMG 464288281   212,090 2,341 SH   SOLE   0 0 2,341
ISHARES TR NEW YORK MUN ETF 464288323   265,567 5,044 SH   SOLE   0 0 5,044
ISHARES TR CALIF MUN BD ETF 464288356   266,486 4,735 SH   SOLE   0 0 4,735
ISHARES TR IBOXX HI YD ETF 464288513   2,572,524 32,609 SH   SOLE   0 0 32,609
ISHARES TR MBS ETF 464288588   1,375,842 14,671 SH   SOLE   0 0 14,671
ISHARES TR PFD AND INCM SEC 464288687   2,743,464 89,276 SH   SOLE   0 0 89,276
ISHARES TR EAFE VALUE ETF 464288877   1,654,513 28,071 SH   SOLE   0 0 28,071
ISHARES TR EAFE GRWTH ETF 464288885   1,562,051 15,621 SH   SOLE   0 0 15,621
ISHARES TR MSCI USA QLT FCT 46432F339   1,791,030 10,481 SH   SOLE   0 0 10,481
ISHARES TR CORE MSCI EAFE 46432F842   4,214,693 55,713 SH   SOLE   0 0 55,713
ISHARES INC CORE MSCI EMKT 46434G103   3,942,406 73,048 SH   SOLE   0 0 73,048
ISHARES INC MSCI EMRG CHN 46434G764   752,640 13,662 SH   SOLE   0 0 13,662
ISHARES TR CORE TOTAL USD 46434V613   2,652,227 57,557 SH   SOLE   0 0 57,557
ISHARES TR ESG AWR MSCI USA 46435G425   487,570 3,999 SH   SOLE   0 0 3,999
ISHARES TR ESG AWR US AGRGT 46435U549   233,353 4,915 SH   SOLE   0 0 4,915
ISHARES TR ESG AWARE MSCI 46435U663   349,877 9,109 SH   SOLE   0 0 9,109
ISHARES TR ESG SELECT SCRE 46436E569   497,434 11,627 SH   SOLE   0 0 11,627
JPMORGAN CHASE & CO. COM 46625H100   405,646 1,654 SH   SOLE   0 0 1,654
J P MORGAN EXCHANGE TRADED F BETABUILDRS US 46641Q399   616,539 6,111 SH   SOLE   0 0 6,111
JOHNSON & JOHNSON COM 478160104   486,434 2,933 SH   SOLE   0 0 2,933
M & T BK CORP COM 55261F104   680,264 3,806 SH   SOLE   0 0 3,806
MICROSOFT CORP COM 594918104   896,784 2,389 SH   SOLE   0 0 2,389
NATIONAL FUEL GAS CO COM 636180101   394,841 4,986 SH   SOLE   0 0 4,986
NEWMARK GROUP INC CL A 65158N102   138,860 11,410 SH   SOLE   0 0 11,410
NVIDIA CORPORATION COM 67066G104   1,486,390 13,715 SH   SOLE   0 0 13,715
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201   380,284 4,858 SH   SOLE   0 0 4,858
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   410,812 10,146 SH   SOLE   0 0 10,146
ONEOK INC NEW COM 682680103   289,623 2,919 SH   SOLE   0 0 2,919
PALO ALTO NETWORKS INC COM 697435105   321,827 1,886 SH   SOLE   0 0 1,886
PIMCO ETF TR ACTIVE BD ETF 72201R775   5,469,895 59,153 SH   SOLE   0 0 59,153
PROSHARES TR S&P 500 DV ARIST 74348A467   412,005 4,032 SH   SOLE   0 0 4,032
QUALCOMM INC COM 747525103   349,309 2,274 SH   SOLE   0 0 2,274
QUEST DIAGNOSTICS INC COM 74834L100   473,760 2,800 SH   SOLE   0 0 2,800
SPDR S&P 500 ETF TR TR UNIT 78462F103   443,653 793 SH   SOLE   0 0 793
SPDR GOLD TR GOLD SHS 78463V107   2,681,432 9,306 SH   SOLE   0 0 9,306
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508   841,347 16,474 SH   SOLE   0 0 16,474
SPDR SERIES TRUST PORTFOLI S&P1500 78464A805   201,320 2,960 SH   SOLE   0 0 2,960
SPDR SERIES TRUST PORTFOLIO S&P500 78464A854   4,357,976 66,271 SH   SOLE   0 0 66,271
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   1,519,990 68,840 SH   SOLE   0 0 68,840
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   217,670 9,290 SH   SOLE   0 0 9,290
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   793,198 40,101 SH   SOLE   0 0 40,101
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   3,249,770 140,818 SH   SOLE   0 0 140,818
SCHWAB STRATEGIC TR US REIT ETF 808524847   204,947 9,528 SH   SOLE   0 0 9,528
SIMON PPTY GROUP INC NEW COM 828806109   1,067,105 6,425 SH   SOLE   0 0 6,425
SOFI TECHNOLOGIES INC COM 83406F102   292,460 25,147 SH   SOLE   0 0 25,147
SOUTHERN COPPER CORP COM 84265V105   557,202 5,962 SH   SOLE   0 0 5,962
STEEL DYNAMICS INC COM 858119100   457,793 3,660 SH   SOLE   0 0 3,660
TESLA INC COM 88160R101   217,954 841 SH   SOLE   0 0 841
TIDAL TRUST I SP FDS S&P 500 886364801   281,887 7,239 SH   SOLE   0 0 7,239
UBER TECHNOLOGIES INC COM 90353T100   1,181,061 16,210 SH   SOLE   0 0 16,210
UNITEDHEALTH GROUP INC COM 91324P102   301,095 575 SH   SOLE   0 0 575
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   256,784 2,918 SH   SOLE   0 0 2,918
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   208,837 2,668 SH   SOLE   0 0 2,668
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   444,016 3,443 SH   SOLE   0 0 3,443
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   3,121,011 63,929 SH   SOLE   0 0 63,929
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   219,589 865 SH   SOLE   0 0 865
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   2,609,846 56,356 SH   SOLE   0 0 56,356
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   271,366 528 SH   SOLE   0 0 528
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   5,420,664 31,467 SH   SOLE   0 0 31,467
VANGUARD INDEX FDS GROWTH ETF 922908736   4,492,073 12,114 SH   SOLE   0 0 12,114
VANGUARD INDEX FDS VALUE ETF 922908744   3,749,078 21,704 SH   SOLE   0 0 21,704
WALMART INC COM 931142103   621,797 7,083 SH   SOLE   0 0 7,083
WELLTOWER INC COM 95040Q104   1,023,443 6,680 SH   SOLE   0 0 6,680
WORLD GOLD TR SPDR GLD MINIS 98149E303   262,723 4,245 SH   SOLE   0 0 4,245