The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 268 1,798 SH   SOLE   0 0 1,798
ABBOTT LABS COM 002824100 748 6,316 SH   SOLE   0 0 6,316
AFLAC INC COM 001055102 725 11,261 SH   SOLE   0 0 11,261
ALBEMARLE CORP COM 012653101 389 1,759 SH   SOLE   0 0 1,759
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 241 2,218 SH   SOLE   0 0 2,218
ALPHABET INC CAP STK CL A 02079K305 1,705 613 SH   SOLE   0 0 613
ALPHABET INC CAP STK CL C 02079K107 1,592 570 SH   SOLE   0 0 570
AMAZON COM INC COM 023135106 3,984 1,222 SH   SOLE   0 0 1,222
AMERICAN TOWER CORP NEW COM 03027X100 1,195 4,757 SH   SOLE   0 0 4,757
AMGEN INC COM 031162100 464 1,919 SH   SOLE   0 0 1,919
APPLE INC COM 037833100 3,099 17,748 SH   SOLE   0 0 17,748
APPLIED MATLS INC COM 038222105 553 4,192 SH   SOLE   0 0 4,192
APTARGROUP INC COM 038336103 292 2,483 SH   SOLE   0 0 2,483
AUTOMATIC DATA PROCESSING IN COM 053015103 554 2,436 SH   SOLE   0 0 2,436
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 795 2,252 SH   SOLE   0 0 2,252
CATERPILLAR INC COM 149123101 1,237 5,550 SH   SOLE   0 0 5,550
CHUBB LIMITED COM H1467J104 257 1,203 SH   SOLE   0 0 1,203
CISCO SYS INC COM 17275R102 1,184 21,233 SH   SOLE   0 0 21,233
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 4,155 158,331 SH   SOLE   0 0 158,331
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 5,770 204,963 SH   SOLE   0 0 204,963
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 32,599 680,711 SH   SOLE   0 0 680,711
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 11,056 350,777 SH   SOLE   0 0 350,777
DUKE ENERGY CORP NEW COM NEW 26441C204 759 6,794 SH   SOLE   0 0 6,794
ECOLAB INC COM 278865100 321 1,819 SH   SOLE   0 0 1,819
EMERSON ELEC CO COM 291011104 475 4,844 SH   SOLE   0 0 4,844
ENBRIDGE INC COM 29250N105 493 10,703 SH   SOLE   0 0 10,703
EXXON MOBIL CORP COM 30231G102 689 8,347 SH   SOLE   0 0 8,347
FACEBOOK INC CL A 30303M102 1,169 5,256 SH   SOLE   0 0 5,256
GENERAL DYNAMICS CORP COM 369550108 365 1,514 SH   SOLE   0 0 1,514
GENERAL MLS INC COM 370334104 287 4,240 SH   SOLE   0 0 4,240
GRAINGER W W INC COM 384802104 569 1,104 SH   SOLE   0 0 1,104
HOME DEPOT INC COM 437076102 583 1,948 SH   SOLE   0 0 1,948
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735 3,189 92,500 SH   SOLE   0 0 92,500
INVESCO EXCHANGE TRADED FD T INTL DIVI ACHI 46137V548 2,283 116,314 SH   SOLE   0 0 116,314
ISHARES TR BLACKROCK ULTRA 46434V878 509 10,142 SH   SOLE   0 0 10,142
ISHARES TR CORE S&P MCP ETF 464287507 316 1,179 SH   SOLE   0 0 1,179
ISHARES TR CORE S&P TTL STK 464287150 671 6,652 SH   SOLE   0 0 6,652
ISHARES TR CORE S&P500 ETF 464287200 259 571 SH   SOLE   0 0 571
ISHARES TR ISHS 1-5YR INVS 464288646 355 6,861 SH   SOLE   0 0 6,861
ISHARES TR MSCI INTL QUALTY 46434V456 4,179 113,340 SH   SOLE   0 0 113,340
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 506 10,067 SH   SOLE   0 0 10,067
JOHNSON & JOHNSON COM 478160104 1,664 9,389 SH   SOLE   0 0 9,389
JPMORGAN CHASE & CO COM 46625H100 550 4,033 SH   SOLE   0 0 4,033
KELLOGG CO COM 487836108 260 4,028 SH   SOLE   0 0 4,028
KIMBERLY-CLARK CORP COM 494368103 598 4,856 SH   SOLE   0 0 4,856
LOWES COS INC COM 548661107 750 3,711 SH   SOLE   0 0 3,711
MASTERCARD INCORPORATED CL A 57636Q104 328 918 SH   SOLE   0 0 918
MCDONALDS CORP COM 580135101 1,352 5,466 SH   SOLE   0 0 5,466
MEDTRONIC PLC SHS G5960L103 951 8,575 SH   SOLE   0 0 8,575
MERCK & CO. INC COM 58933Y105 286 3,481 SH   SOLE   0 0 3,481
MICROSOFT CORP COM 594918104 2,642 8,568 SH   SOLE   0 0 8,568
NORFOLK SOUTHN CORP COM 655844108 1,242 4,353 SH   SOLE   0 0 4,353
PEPSICO INC COM 713448108 249 1,488 SH   SOLE   0 0 1,488
PFIZER INC COM 717081103 1,146 22,133 SH   SOLE   0 0 22,133
PRECISION BIOSCIENCES INC COM 74019P108 441 143,074 SH   SOLE   0 0 143,074
PROCTER AND GAMBLE CO COM 742718109 1,487 9,731 SH   SOLE   0 0 9,731
QUALCOMM INC COM 747525103 1,142 7,475 SH   SOLE   0 0 7,475
REALTY INCOME CORP COM 756109104 529 7,631 SH   SOLE   0 0 7,631
ROYAL BK CDA COM 780087102 253 2,293 SH   SOLE   0 0 2,293
SALESFORCE COM INC COM 79466L302 821 3,868 SH   SOLE   0 0 3,868
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 12,086 329,128 SH   SOLE   0 0 329,128
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 9,659 122,433 SH   SOLE   0 0 122,433
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 21,389 397,189 SH   SOLE   0 0 397,189
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2,818 37,153 SH   SOLE   0 0 37,153
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 3,879 80,275 SH   SOLE   0 0 80,275
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,450 5,424 SH   SOLE   0 0 5,424
SPDR SER TR PRTFLO S&P500 VL 78464A508 314 7,527 SH   SOLE   0 0 7,527
STRYKER CORPORATION COM 863667101 661 2,471 SH   SOLE   0 0 2,471
THERMO FISHER SCIENTIFIC INC COM 883556102 238 402 SH   SOLE   0 0 402
TRUIST FINL CORP COM 89832Q109 1,048 18,492 SH   SOLE   0 0 18,492
UNITED PARCEL SERVICE INC CL B 911312106 1,540 7,182 SH   SOLE   0 0 7,182
VANGUARD INDEX FDS TOTAL STK MKT 922908769 353 1,552 SH   SOLE   0 0 1,552
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 275 5,720 SH   SOLE   0 0 5,720
VERIZON COMMUNICATIONS INC COM 92343V104 859 16,871 SH   SOLE   0 0 16,871
VISA INC COM CL A 92826C839 961 4,334 SH   SOLE   0 0 4,334
WALMART INC COM 931142103 997 6,694 SH   SOLE   0 0 6,694
WISDOMTREE TR EM MKTS QTLY DIV 97717W323 1,920 73,774 SH   SOLE   0 0 73,774
WISDOMTREE TR GLB US QTLY DIV 97717W844 2,427 61,092 SH   SOLE   0 0 61,092
WISDOMTREE TR US S CAP QTY DIV 97717X651 4,616 103,457 SH   SOLE   0 0 103,457
WISDOMTREE TR US SMALLCAP DIVD 97717W604 404 12,675 SH   SOLE   0 0 12,675